{"id":9557,"date":"2011-12-30T11:23:38","date_gmt":"2011-12-30T09:23:38","guid":{"rendered":"http:\/\/www.bilgeyatirimci.com\/?p=9557"},"modified":"2011-12-30T11:23:45","modified_gmt":"2011-12-30T09:23:45","slug":"2011-altinin-yili-oldu","status":"publish","type":"post","link":"https:\/\/www.bilgeyatirimci.com\/i\/2011-altinin-yili-oldu\/","title":{"rendered":"2011 Alt\u0131n\u0131n Y\u0131l\u0131 Oldu"},"content":{"rendered":"<p>Y\u0131l\u0131n son i\u015flem g\u00fcn\u00fcne ba\u015flarken 2011 y\u0131l\u0131nda hangi yat\u0131r\u0131m arac\u0131n\u0131n kazand\u0131rd\u0131\u011f\u0131na hangisinin kaybettirdi\u011fine bir bakal\u0131m.<\/p><div class=\"bilge-yaziust\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-3213797985\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"9580705384\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<div><strong>2011 y\u0131l\u0131na girerken yat\u0131r\u0131m ara\u00e7lar\u0131n\u0131n de\u011feri \u015f\u00f6yleydi:\u00a0<\/strong>1 USD = 1,55 TL, 1 Euro = 2,07 TL; 1 Gram alt\u0131n = 70 TL; TL mevduat faizi = % 7; \u0130MKB 100 endeksi = 66.005.<\/div>\n<div><strong>2011 y\u0131l\u0131n\u0131n sonunda ayn\u0131 de\u011ferler \u015f\u00f6yle:<\/strong>\u00a01 USD = 1,92 TL; 1 Euro = 2,48 TL; 1 Gram alt\u0131n = 95 TL; TL mevduat faizi = % 12; \u0130MKB 100 endeksi = 52.053.<\/div>\n<div><strong>Bu de\u011ferleri y\u0131l\u0131n ilk g\u00fcn\u00fc al\u0131p son g\u00fcn\u00fc satm\u0131\u015f olanlar\u0131n elde ettikleri getiriler de yuvarlak hesap \u015f\u00f6yle \u00e7\u0131k\u0131yor:<\/strong>\u00a0USD = % 24; Euro = % 20; Alt\u0131n = % 36; TL mevduat faizi = % 10 (Y\u0131lba\u015f\u0131 ile y\u0131lsonu faizlerinin ortalamas\u0131); \u0130MKB = % &#8211; 21<\/div>\n<div>2011 i\u00e7in y\u0131lsonu enflasyonunu yine yuvarlak hesap y\u00fczde 10 olarak al\u0131yorum.<\/div>\n<div>\u00a0Buna g\u00f6re\u00a0<strong>y\u0131l\u0131n en \u00e7ok kazand\u0131ran\u0131 alt\u0131n yat\u0131r\u0131m\u0131 olmu\u015f.<\/strong>\u00a0Ne var ki bu T\u00fcrk yat\u0131r\u0131mc\u0131 i\u00e7in do\u011fru. \u00c7\u00fcnk\u00fc alt\u0131n fiyat\u0131n\u0131n yan\u0131 s\u0131ra dolardaki art\u0131\u015f da buraya yans\u0131m\u0131\u015f bulunuyor. Paras\u0131n\u0131 dolar ve euroya yat\u0131ranlar da olduk\u00e7a kazan\u00e7l\u0131 \u00e7\u0131km\u0131\u015flar. Paras\u0131n\u0131 TL mevduatta tutanlar ya da Hazine k\u00e2\u011f\u0131tlar\u0131na yat\u0131ranlar ancak anapara de\u011ferini korumu\u015flar.<\/div>\n<div><strong>Hisse senetlerine yat\u0131r\u0131m yapanlar ise kaybetmi\u015fler.<\/strong>\u00a0\u0130MKB 100 endeksindeki bu d\u00fc\u015f\u00fc\u015fe ve kayba yol a\u00e7m\u0131\u015f g\u00f6r\u00fcn\u00fcm\u00fcne kar\u015f\u0131l\u0131k belirli baz\u0131 hisse senetlerinin prim yapt\u0131\u011f\u0131 ve kazan\u00e7 sa\u011flad\u0131\u011f\u0131 da dikkate al\u0131nmal\u0131d\u0131r.<\/div>\n<div>Y\u0131lba\u015f\u0131nda tasarruflar\u0131n\u0131 bu be\u015f yat\u0131r\u0131m arac\u0131na e\u015fit paylar halinde da\u011f\u0131tarak bir yat\u0131r\u0131m sepeti olu\u015fturan bir yat\u0131r\u0131mc\u0131n\u0131n yapt\u0131\u011f\u0131 bu sepet \u015f\u00f6yle g\u00f6r\u00fcnecekti:<\/div>\n<div>USD (100 TL) + (Euro (100 TL) + Alt\u0131n (100 TL) + Mevduat ya da Hazine tahvili (100 TL) + Hisse senedi (100 TL) = 500 TL<\/div>\n<div>Bu yat\u0131r\u0131mc\u0131n\u0131n kazan\u00e7 ve kay\u0131plar\u0131n\u0131 yukar\u0131daki hesaplamalardan giderek her bir yat\u0131r\u0131m arac\u0131 i\u00e7in \u015f\u00f6ylece yazabiliriz:<\/div>\n<div>24 + 20 + 36 + 10 \u2013 21 = 69 TL.<\/div>\n<div>Yani\u00a0<strong>sepet yapan yat\u0131r\u0131mc\u0131 bu y\u0131l y\u00fczde 14 kazanm\u0131\u015f oldu.<\/strong><\/div>\n<div>Paras\u0131n\u0131n t\u00fcm\u00fcn\u00fc alt\u0131na yat\u0131ranlar daha fazla kazand\u0131 ama t\u00fcm\u00fcn\u00fc hisse senedine yat\u0131ranlar da kaybetti. \u00c7ok risk alan \u00e7ok kazand\u0131 ya da \u00e7ok kaybetti, sepet yapanlar daha az riskle enflasyonun \u00fczerinde bir kazan\u00e7 sa\u011flad\u0131.<\/div>\n<div><\/div>\n<div><strong>Y\u0131l\u0131n en \u00e7ok kazand\u0131ran\u0131 alt\u0131n oldu. Ve en \u00e7ok kaybettireni de.\u00a0<\/strong>Y\u0131l\u0131n son \u00e7eyre\u011finde \u00f6rne\u011fin 107 TL\/gram fiyat\u0131yla\u00a0alt\u0131n alanlar y\u00fczde 10\u2019un \u00fczerinde kaybettiler.<\/div>\n<div><strong>Yeni y\u0131l\u0131n\u0131z kutlu olsun.<\/strong><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Y\u0131l\u0131n son i\u015flem g\u00fcn\u00fcne ba\u015flarken 2011 y\u0131l\u0131nda hangi yat\u0131r\u0131m arac\u0131n\u0131n kazand\u0131rd\u0131\u011f\u0131na hangisinin kaybettirdi\u011fine bir bakal\u0131m. 2011 y\u0131l\u0131na girerken yat\u0131r\u0131m ara\u00e7lar\u0131n\u0131n de\u011feri \u015f\u00f6yleydi:\u00a01 USD = 1,55&hellip;<\/p>\n","protected":false},"author":12,"featured_media":896,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-9557","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-tumyazilar"],"_links":{"self":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts\/9557","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/users\/12"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/comments?post=9557"}],"version-history":[{"count":0,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts\/9557\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/media\/896"}],"wp:attachment":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/media?parent=9557"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/categories?post=9557"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/tags?post=9557"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}