{"id":9465,"date":"2011-12-29T09:09:04","date_gmt":"2011-12-29T07:09:04","guid":{"rendered":"http:\/\/www.bilgeyatirimci.com\/?p=9465"},"modified":"2011-12-29T09:09:13","modified_gmt":"2011-12-29T07:09:13","slug":"halk-bankasindan-olumlu-sinyaller","status":"publish","type":"post","link":"https:\/\/www.bilgeyatirimci.com\/i\/halk-bankasindan-olumlu-sinyaller\/","title":{"rendered":"Halk Bankas\u0131&#8217;ndan Olumlu Sinyaller"},"content":{"rendered":"<p>Halk Bankas\u0131 Genel M\u00fcd\u00fcr\u00fc S\u00fcleyman Arslan, Borsa-finans y\u00f6netmenimiz Ece Ceyhun&#8217;la s\u00f6yle\u015fisinde bankalar\u0131n\u0131n geli\u015fmesi ve b\u00fcy\u00fckl\u00fc\u011f\u00fc hakk\u0131nda bilgiler vermi\u015f. Anlatt\u0131klar\u0131 hizmet alan\u0131 KOB\u0130&#8217;ler olan bankan\u0131n h\u0131zla yurt i\u00e7i ve d\u0131\u015f\u0131nda b\u00fcy\u00fcmekte oldu\u011funu, \u015fube say\u0131s\u0131n\u0131 art\u0131r\u0131rken, y\u00fcksek karl\u0131l\u0131kta \u00e7al\u0131\u015ft\u0131\u011f\u0131n\u0131 ortaya koyarak olumlu sinyaller veriyor.<\/p><div class=\"bilge-yaziust\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-2995322226\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"9580705384\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p>T\u00fcrkiye 2001 krizi sonras\u0131 bankac\u0131l\u0131k sekt\u00f6r\u00fcn\u00fc toplad\u0131 ve bu son krizde bizim i\u00e7in \u00f6nemli bir avantaj sa\u011flad\u0131. D\u00fcnyan\u0131n bir\u00e7ok \u00fclkesinde son krizde banka batmalar\u0131 s\u00f6z konusu olurken bizim bankalar\u0131m\u0131z sa\u011flam yap\u0131lar\u0131yla, ekonomik sorunlar\u0131n a\u015f\u0131lmas\u0131na yard\u0131mc\u0131 oldular. 2001&#8217;de baz\u0131 \u00f6zel bankalar sistem d\u0131\u015f\u0131na \u00e7\u0131karken, kamu bankalar\u0131n\u0131n sermaye yap\u0131lar\u0131 da g\u00fc\u00e7lendirildi. Ayr\u0131ca, kamu bankalar\u0131 bu g\u00fc\u00e7lenen yap\u0131lar\u0131yla kendilerini yenilediler ve hantal i\u015f modellerini de\u011fi\u015ftirip, sekt\u00f6r\u00fcn \u00f6nemli hizmet veren ba\u015far\u0131l\u0131 kurumlar\u0131 halini ald\u0131lar.<\/p>\n<p>Halk Bankas\u0131 Genel M\u00fcd\u00fcr\u00fc S\u00fcleyman Arslan&#8217;\u0131n finans servis y\u00f6netmenimize verdi\u011fi s\u00f6yle\u015fiden bankan\u0131n temel hizmet alan\u0131 esnaf ve KOB\u0130&#8217;ler olan bir kamu bankas\u0131 olarak son y\u0131llarda hizmet alan\u0131nda geli\u015ftirdi\u011fi projeleriyle \u00f6nemli bir b\u00fcy\u00fcme trendi yakalad\u0131\u011f\u0131n\u0131 \u00f6\u011freniyoruz.<\/p>\n<p>Arslan,\u00a0 bankalar\u0131n\u0131n sekt\u00f6r\u00fcn 6. B\u00fcy\u00fck bankas\u0131 olmas\u0131na kar\u015f\u0131n piyasa de\u011feri a\u00e7\u0131s\u0131ndan 4. S\u0131rada oldu\u011funu belirtiyor, &#8221; 2010 y\u0131l\u0131 de\u011ferlerimizle d\u00fcnyan\u0131n karl\u0131l\u0131k s\u0131ralamas\u0131nda en karl\u0131 6., Avrupa&#8217;n\u0131n 2., T\u00fcrkiye&#8217;nin birinci s\u0131ras\u0131nda yer ald\u0131k&#8221; diyerek bulunduklar\u0131 yerin \u00f6nemini ortaya koyuyor.<\/p>\n<p>Arslan 2008-2009 kriz d\u00f6neminde sekt\u00f6rdeki kredi b\u00fcy\u00fcmesi y\u00fczde 6 iken, bankalar\u0131n\u0131n kredi b\u00fcy\u00fcmesinin y\u00fczde 26 oldu\u011funu ve d\u00f6nemin verilen kredilerinde paylar\u0131n\u0131n y\u00fczde 42&#8217;ye ula\u015ft\u0131\u011f\u0131n\u0131 a\u00e7\u0131kl\u0131yor. Banka bilan\u00e7olar\u0131nda son 9 y\u0131lda Hazine ka\u011f\u0131t oran\u0131n\u0131n y\u00fczde 24-25&#8217;lere geriledi\u011fini, &#8220;Hazine ka\u011f\u0131d\u0131ndan de\u011fil, krediden kar eder&#8221; yap\u0131ya d\u00f6nd\u00fcklerini s\u00f6yl\u00fcyor.<\/p>\n<p>Do\u011fald\u0131r ki, bu geli\u015fmede Halk Bankas\u0131&#8217;n\u0131n g\u00f6rev alanlar\u0131ndan KOB\u0130&#8217;ler ve Esnaflara d\u00f6n\u00fck kredi desteklerinin \u00f6nemli rol\u00fc olmu\u015ftur. KOB\u0130&#8217;lerin toplam kredi i\u00e7ersindeki paylar\u0131 son 15 y\u0131lda y\u00fczde 4&#8217;ler seviyesinden y\u00fczde 30&#8217;lara y\u00fckselirken Halk Bankas\u0131&#8217;n\u0131n bu alandaki geli\u015fmeden \u00f6nemli pay ald\u0131klar\u0131 ortaya \u00e7\u0131k\u0131yor. Halk Bankas\u0131 Genel M\u00fcd\u00fcr\u00fc Arslan, &#8220;Krizde 1 milyon 150 bin m\u00fc\u015fteri kazand\u0131k. Aktif m\u00fc\u015fteri say\u0131m\u0131z 7 milyonu a\u015ft\u0131. Yeni d\u00f6nemde aktif olmayan 5 milyon m\u00fc\u015fterimizi de hareketlendirip aktif hale getirmek i\u00e7in yeni projeleri hayata sokup yola devam edece\u011fiz&#8221; diyerek hedeflerini ortaya koyuyor.<\/p>\n<p>Arslan, 2009 y\u0131l\u0131ndan bu yana 146 \u015fube a\u00e7t\u0131klar\u0131n\u0131 ve \u015fube say\u0131lar\u0131n\u0131n yurt i\u00e7inde 766 yurt d\u0131\u015f\u0131 5 oldu\u011funu belirterek, &#8220;A\u00e7t\u0131\u011f\u0131m\u0131z \u015fubelerden Anadolu kentlerinde olanlar 12 ayda, \u0130stanbul&#8217;dakiler 6 ayda kara ge\u00e7tiler&#8221; bilgisini veriyor.<\/p>\n<p>S\u00fcleyman Arslan, yurt d\u0131\u015f\u0131 faaliyetlerinden s\u00f6z ederken, &#8220;Makedonya&#8217;da bir banka sat\u0131n ald\u0131k. Orada da KOB\u0130 bankac\u0131l\u0131\u011f\u0131 yapaca\u011f\u0131z. \u0130ran&#8217;daki \u00e7al\u0131\u015fmalar\u0131m\u0131zda BM ve ABD taraf\u0131ndan koyulan kurallar<\/p><div class=\"bilge-content-1\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-4001392663\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"3167340272\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p>uyuyoruz. T\u00fcrkiye o \u00fclkeden gaz ve petrol al\u0131yor. Bunu kamyonla yapamay\u0131z. Buna uygun bankac\u0131l\u0131k hizmeti de gerekir&#8221; diyerek bu iki \u00fclkedeki \u00e7al\u0131\u015fmalar\u0131n\u0131 anlat\u0131yor.<\/p>\n<p>S\u00fcleyman Arslan, 2012 y\u0131l\u0131nda da bankac\u0131l\u0131k sekt\u00f6r\u00fcnde b\u00fcy\u00fcmenin s\u00fcrece\u011fini belirterek, &#8220;2012&#8217;de\u00a0 sakt\u00f6rde kredi b\u00fcy\u00fcmesinin y\u00fczde 16-18 olaca\u011f\u0131n\u0131 tahmin ediyoruz. Bizim 2012 kredi b\u00fcy\u00fcmemiz de sekt\u00f6re paralel olarak y\u00fczde16-20 seviyesinde olur&#8221; diyor.<\/p>\n<p>S\u00fcleyman Arslan&#8217;\u0131n a\u00e7\u0131klamalar\u0131 Halk Bankas\u0131&#8217;n\u0131n dinamik yap\u0131da kendi hizmet alanlar\u0131nda yurt i\u00e7i ve d\u0131\u015f\u0131nda b\u00fcy\u00fcmeye kararl\u0131 olduklar\u0131n\u0131 ve bunun sonu\u00e7lar\u0131n\u0131 alacaklar\u0131na inand\u0131klar\u0131n\u0131 g\u00f6steriyor. Arslan&#8217;\u0131n anlatt\u0131klar\u0131 Halk Bankas\u0131&#8217;n\u0131n olumlu sinyaller verdi\u011fini g\u00f6steriyor.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Halk Bankas\u0131 Genel M\u00fcd\u00fcr\u00fc S\u00fcleyman Arslan, Borsa-finans y\u00f6netmenimiz Ece Ceyhun&#8217;la s\u00f6yle\u015fisinde bankalar\u0131n\u0131n geli\u015fmesi ve b\u00fcy\u00fckl\u00fc\u011f\u00fc hakk\u0131nda bilgiler vermi\u015f. Anlatt\u0131klar\u0131 hizmet alan\u0131 KOB\u0130&#8217;ler olan bankan\u0131n h\u0131zla&hellip;<\/p>\n","protected":false},"author":22,"featured_media":903,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-9465","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-tumyazilar"],"_links":{"self":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts\/9465","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/users\/22"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/comments?post=9465"}],"version-history":[{"count":0,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts\/9465\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/media\/903"}],"wp:attachment":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/media?parent=9465"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/categories?post=9465"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/tags?post=9465"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}