{"id":8026,"date":"2011-11-23T10:51:06","date_gmt":"2011-11-23T07:51:06","guid":{"rendered":"http:\/\/www.bilgeyatirimci.com\/?p=8026"},"modified":"2011-11-23T10:51:15","modified_gmt":"2011-11-23T07:51:15","slug":"bankalar-yeni-atilimda","status":"publish","type":"post","link":"https:\/\/www.bilgeyatirimci.com\/i\/bankalar-yeni-atilimda\/","title":{"rendered":"Bankalar Yeni At\u0131l\u0131mda"},"content":{"rendered":"<p>2001 krizi sonras\u0131 hem \u015fube hem personel say\u0131lar\u0131n\u0131 d\u00fc\u015f\u00fcrerek daralan bankac\u0131l\u0131k sekt\u00f6r\u00fc temsilcileri o g\u00fcnden bu yana b\u00fcy\u00fcmelerini s\u00fcrd\u00fcrd\u00fcklerini, 2012 y\u0131l\u0131n\u0131n da hem istihdam, hem de \u015fube say\u0131s\u0131 art\u0131\u015f\u0131 ile devam edece\u011fini a\u00e7\u0131kl\u0131yorlar. S\u00fcrd\u00fcr\u00fclebilir b\u00fcy\u00fcmenin ekonomideki en \u00f6nemli ayaklar\u0131ndan biri olan bankac\u0131l\u0131k sekt\u00f6r\u00fcn\u00fcn 2012 y\u0131l\u0131 i\u00e7in ortaya koydu\u011fu b\u00fcy\u00fcme hedefleri gelecek y\u0131l i\u00e7in de umut verici, daralmay\u0131 frenleyici bir unsur olarak ortaya \u00e7\u0131k\u0131yor.<\/p><div class=\"bilge-yaziust\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-2515927356\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"9580705384\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p>2001 krizi sonras\u0131 \u00e7eki d\u00fczen verilen T\u00fcrk Bankac\u0131l\u0131m sekt\u00f6r\u00fc 2012 y\u0131l\u0131n\u0131 da hem istihdam\u0131n\u0131, hem \u015fube say\u0131s\u0131n\u0131 bir art\u0131rd\u0131\u011f\u0131 bir y\u0131l olarak g\u00f6r\u00fcyor. Arkada\u015f\u0131m\u0131z J\u00fclide Yi\u011fitt\u00fcrk G\u00f6kdamar&#8217;\u0131n haberinden\u00a0 2011 y\u0131l\u0131nda 444 \u015fube a\u00e7an ve 13 bin istihdam art\u0131ran bankalar, 2012 y\u0131l\u0131nda da hem 400 yeni \u015fube a\u00e7may\u0131 ve hem de 6 bine yak\u0131n yeni istihdam art\u0131\u015f\u0131 yaratmay\u0131 planl\u0131yorlar.<\/p>\n<p>BDDK verilerine g\u00f6re T\u00fcrkiye bankac\u0131l\u0131k sekt\u00f6r\u00fcnde 2000 y\u0131l\u0131nda bankalar\u0131n toplam 7 bin 837 \u015fubesi ve 174 \u00e7al\u0131\u015fan\u0131 vard\u0131. 2001 krizinde bankalar personel say\u0131lar\u0131n\u0131 y\u00fczde 20 oran\u0131nda 32 bin azaltarak 142 bine d\u00fc\u015f\u00fcrd\u00fcler. Ayn\u0131 d\u00f6nemde \u015fube say\u0131lar\u0131 da 7837&#8217;den kapat\u0131lan \u015fubelerle 6908&#8217;e d\u00fc\u015f\u00fcr\u00fcld\u00fc. Kriz sonras\u0131 y\u00fckselmeye ba\u015flayan personel say\u0131s\u0131 o y\u0131ldan bu yana y\u00fczde 12.8 at\u0131\u015fla 2011 y\u0131l\u0131nda 181 bine ula\u015ft\u0131. Ayn\u0131 d\u00f6nem internet bankac\u0131l\u0131\u011f\u0131nda da b\u00fcy\u00fck geli\u015fme olan bir d\u00f6nemdi. \u015eube say\u0131s\u0131 da y\u00fczde 14 art\u0131\u015fla 9 bin 841&#8217;e ula\u015ft\u0131. Sekt\u00f6r temsilcilerinin a\u00e7\u0131klamalar\u0131 2012 y\u0131l\u0131nda da hem \u00e7al\u0131\u015fan hem de \u015fube say\u0131s\u0131nda art\u0131\u015f olaca\u011f\u0131n\u0131 g\u00f6steriyor.<\/p>\n<p>Bankac\u0131l\u0131k sekt\u00f6r\u00fc kad\u0131n istihdam\u0131 konusu a\u00e7\u0131s\u0131ndan da e\u011fitim ve tekstil-konfeksiyon sekt\u00f6rleri gibi \u00e7ok say\u0131da kad\u0131n\u0131n \u00e7al\u0131\u015ft\u0131\u011f\u0131 \u00f6nemli bir sekt\u00f6rd\u00fcr. T\u00fcrkiye istihdam\u0131 i\u00e7ersinde kad\u0131nlar 2008 istihdam verilerine g\u00f6re y\u00fczde 23.1 oran\u0131nda yer almaktad\u0131r. Ancak her d\u00f6rt kad\u0131ndan biri eme\u011fini para ile de\u011ferlendirmektedir. Geri kalan b\u00f6l\u00fcm ya tar\u0131m alan\u0131nda, ya aile i\u00e7ersinde \u00fccretsiz emek sahibidir. Bankac\u0131l\u0131k finans sekt\u00f6r\u00fcnde ise kad\u0131n \u00e7al\u0131\u015fanlar\u0131n oran\u0131 y\u00fczde 50&#8217;ler seviyesindedir. Bu da kad\u0131n eme\u011finin \u00fccretli istihdam\u0131 a\u00e7\u0131s\u0131ndan \u00f6nemli bir orand\u0131r.<\/p>\n<p>Bankac\u0131l\u0131k sekt\u00f6r\u00fcnde \u00e7al\u0131\u015fanlar \u00fclkemiz e\u011fitim ortalamas\u0131n\u0131n \u00e7ok \u00fczerindedir. \u00c7al\u0131\u015fanlar aras\u0131nda ilk-orta\u00a0 okul mezunlar\u0131n\u0131n oran\u0131 y\u00fczde 20 iken, \u00fcniversite ve y\u00fcksek lisans ve doktoral\u0131 \u00e7al\u0131\u015fanlar\u0131n oran\u0131 y\u00fczde 80&#8217;lere ula\u015fmaktad\u0131r. E\u011fitimli gen\u00e7 n\u00fcfusta y\u00fcksek i\u015fsizlik sorunu ya\u015fanmaktad\u0131r. Bu a\u00e7\u0131dan da banka-finans sekt\u00f6r\u00fcn\u00fcn b\u00fcy\u00fcmekte olmas\u0131 ve yeni istihdam yaratmaya devam etmesi de \u00f6n\u00fcm\u00fczdeki d\u00f6nemde de istihdam a\u00e7\u0131s\u0131nda olumlu sonu\u00e7lar verecektir.<\/p>\n<p>Son y\u0131llardaki bu \u00f6nemli geli\u015fmeye kar\u015f\u0131n T\u00fcrk Bankac\u0131l\u0131k sekt\u00f6r\u00fc yeterli b\u00fcy\u00fckl\u00fc\u011fe sahip de\u011fildir.<\/p>\n<p>Bankac\u0131l\u0131k sekt\u00f6r\u00fcm\u00fcz\u00fcn b\u00fcy\u00fckl\u00fc\u011f\u00fc GSMH&#8217;m\u0131z\u0131n ancak y\u00fczde 93&#8217;\u00fc seviyesindedir. Oysa bu oran Yunanistan&#8217;da y\u00fczde 100, AB ortalamas\u0131nda y\u00fczde 200 ve \u0130ngiltere ve L\u00fcksemburg gibi \u00fclkelerde<\/p>\n<p>y\u00fczde 400&#8217;lerin \u00fczerindedir. Bu da bankac\u0131l\u0131m sekt\u00f6r\u00fcm\u00fcz\u00fcn s\u00fcrekli b\u00fcy\u00fcme potansiyeli i\u00e7ersinde olmay\u0131 s\u00fcrd\u00fcrece\u011finin g\u00f6stergesidir. 2001 krizinden bu yana \u00f6nemli toparlanma g\u00f6steren ve 2008 krizini \u00fclkemiz ekonomisinin az zararla atlatmas\u0131na katk\u0131da bulunan bankac\u0131l\u0131k sekt\u00f6r\u00fcm\u00fcz\u00fcn, bu geli\u015fme \u00e7izgisini s\u00fcrd\u00fcrmesine mevduatlar\u0131n krediye d\u00f6n\u00fc\u015fme oranlar\u0131n\u0131n artmas\u0131n\u0131 sa\u011flayacak giri\u015fimlere ve bankac\u0131l\u0131\u011f\u0131m\u0131z\u0131n \u00e7evre \u00fclkelerde yurt d\u0131\u015f\u0131nda da geli\u015fmesine destek verecek politikalar hayata ge\u00e7irilmelidir. S\u00fcrd\u00fcr\u00fclebilir b\u00fcy\u00fcme ekonominin finans aya\u011f\u0131n\u0131n bankac\u0131l\u0131k sekt\u00f6r\u00fcn\u00fcn g\u00fcc\u00fcyle yak\u0131ndan ilgilidir.<\/p><div class=\"bilge-content-1\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-2707683634\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"3167340272\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n","protected":false},"excerpt":{"rendered":"<p>2001 krizi sonras\u0131 hem \u015fube hem personel say\u0131lar\u0131n\u0131 d\u00fc\u015f\u00fcrerek daralan bankac\u0131l\u0131k sekt\u00f6r\u00fc temsilcileri o g\u00fcnden bu yana b\u00fcy\u00fcmelerini s\u00fcrd\u00fcrd\u00fcklerini, 2012 y\u0131l\u0131n\u0131n da hem istihdam, hem&hellip;<\/p>\n","protected":false},"author":22,"featured_media":903,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-8026","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-tumyazilar"],"_links":{"self":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts\/8026","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/users\/22"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/comments?post=8026"}],"version-history":[{"count":0,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts\/8026\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/media\/903"}],"wp:attachment":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/media?parent=8026"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/categories?post=8026"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/tags?post=8026"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}