{"id":791,"date":"2011-06-03T10:44:05","date_gmt":"2011-06-03T07:44:05","guid":{"rendered":"http:\/\/www.bilgeyatirimci.net\/?p=791"},"modified":"2011-06-04T19:33:39","modified_gmt":"2011-06-04T16:33:39","slug":"ab-bankacilik-stres-testleri-neden-gecikir","status":"publish","type":"post","link":"https:\/\/www.bilgeyatirimci.com\/i\/ab-bankacilik-stres-testleri-neden-gecikir\/","title":{"rendered":"AB Bankac\u0131l\u0131k Stres Testleri Neden Gecikir?"},"content":{"rendered":"<p>AB\u2019nin finansal otoriteleri d\u00fcn \u201chatal\u0131 ve ger\u00e7ek\u00e7i olmayan varsay\u0131mlar nedeniyle\u201d 90 kredi kurulu\u015funun finansal sa\u011flaml\u0131k testlerini ertelemek zorunda kald\u0131klar\u0131n\u0131 a\u00e7\u0131klad\u0131lar.\u00a0<a name=\"aspx1\" target=\"_blank\"><span><strong>Avrupa<\/strong><\/span><\/a>Bankac\u0131l\u0131k otoritesi; bankalardan gelen ilk sonu\u00e7lar\u0131n niteli\u011finin yeterli olmamas\u0131 nedeniyle teste tabii tutulan kredi kurulu\u015flar\u0131ndan ve bankalardan bir kez daha veri talep edecekmi\u015f.<\/p><div class=\"bilge-yaziust\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-2450985874\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"9580705384\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p>Bu gecikme nedeniyle stres testlerinin sonu\u00e7lar\u0131\u00a0<a name=\"aspx1\" target=\"_blank\"><span><strong>Temmuz<\/strong><\/span><\/a> ay\u0131na kalabilecekmi\u015f.<\/p>\n<p>\u201cHatal\u0131\u00a0<a name=\"aspx1\" target=\"_blank\"><span><strong>ve<\/strong><\/span><\/a> ger\u00e7ek\u00e7i olmayan varsay\u0131mlar&#8230; \u201c, \u201cniteli\u011fi yeterli olmayan sonu\u00e7lar&#8230;\u201d size bir \u015feyi hat\u0131rlat\u0131yormu bilemedim ama bana iki farkl\u0131 \u015feyi hat\u0131rlatt\u0131. \u0130lki \u201cYunanistan vakas\u0131\u201d, ikincisi ise sonu\u00e7lar \u00e7ok k\u00f6t\u00fc diye mi ertelendi\u011fi&#8230; Asl\u0131nda ikincisi dolayl\u0131 olarak yine kom\u015fu ile ilgili.<\/p>\n<p>Yunanistan vakas\u0131ndan kast\u0131m, kom\u015funun AB\u2019ye verdi\u011fi raporlardaki kalem oynatmalar\u0131. Hat\u0131rlars\u0131n\u0131z ge\u00e7ti\u011fimiz y\u0131l ortaya \u00e7\u0131kt\u0131 ki kom\u015fu bor\u00e7lanma ve b\u00fct\u00e7e konular\u0131nda AB\u2019ye yalan\/yanl\u0131\u015f bilgiler vermi\u015f, bor\u00e7lanma oranlar\u0131n\u0131 AB kriterlerine uydurabilmek i\u00e7in\u00a0<a name=\"aspx1\" target=\"_blank\"><span><strong>yat\u0131r\u0131m<\/strong><\/span><\/a>bankalar\u0131yla \u201ckaydi\u201d (sahte demeye dilim varmad\u0131) t\u00fcrev i\u015flemleri yapm\u0131\u015f. Acaba diyorum stres testlerinin ertelenmesinde Yunanistan vakas\u0131na benzer durumlar m\u0131 ortaya \u00e7\u0131kt\u0131?<\/p>\n<p>Hal b\u00f6yleyse Avrupa bankac\u0131l\u0131k otoritesinin, otoritesini sorgulamak l\u00e2z\u0131m. Kendisi yeterince \u201cotoriter\u201d de\u011fil ki bankalara yalan yanl\u0131\u015f\u00a0<a name=\"aspx1\" target=\"_blank\"><span><strong>bilgi<\/strong><\/span><\/a> vermeye yeltenebiliyorlar. \u00d6nce otoritenin tesisi gerekecek bu durumda.<\/p>\n<p>Bu durumun bana hat\u0131rlatt\u0131\u011f\u0131 ikinci mesele ise \u201cdurumun halka a\u00e7\u0131klan(a)mayacak kadar k\u00f6t\u00fc\u201d oldu\u011fudur. D\u00fc\u015f\u00fcnsenize AB\u2019nin \u201cproblem \u00e7ocuklar\u0131n\u0131n\u201d bonolar\u0131 iskontolu fiyatlan\u0131yor. Bu bonolar\u0131n bilan\u00e7olardaki de\u011ferleri de ister istemez d\u00fc\u015f\u00fcyor. (Her ne kadar Avrupa Merkez Bankas\u0131 \u00f6nemli k\u0131sm\u0131n\u0131 al\u0131yor olsa da halen daha piyasalarda ciddi miktarda i\u015flem g\u00f6ren bono var!) Bu durum da stres testine tabii tutulan bankalar\u0131 daha da strese sokuyor. Bir de bunun \u00fczerine \u0130rlanda, Portekiz ya da Yunanistan\u2019dan birinin \u201cteknik olarak batt\u0131\u011f\u0131\u201d senaryosunu d\u00fc\u015f\u00fcnsenize &#8230; B\u00f6ylesi bir senaryoda bonolar\u0131n fiyatlar\u0131 daha da a\u015fa\u011f\u0131 inecek, bankalar daha da strese girecek ve hatta \u00f6ylesine strese girecekleri ki, bilan\u00e7olar \u201chalka a\u00e7\u0131klanamayacak hale\u201d gelebilecek. D\u00fcnk\u00fc a\u00e7\u0131klama tam da bunlar\u0131 \u00e7a\u011fr\u0131\u015ft\u0131rd\u0131 bana.<\/p>\n<p>Ama belli ki piyasa benim kadar bu konuya kafay\u0131 takmad\u0131. Baksan\u0131za bunca \u201cstrese\u201d ra\u011fmen euro k\u0131sa bir s\u00fcre i\u00e7in 1.4320\u2019lere d\u00fc\u015fse de d\u00fcn 23 May\u0131s\u2019tan bu yana en y\u00fcksek seviyesi olan 1.4486\u2019ya kadar \u00e7\u0131kt\u0131.<\/p>\n<p>Belli ki piyasan\u0131n alg\u0131lamas\u0131 \u201cstrese girmeye gerek yok!\u201d, nas\u0131lsa stres testi sonu\u00e7lar\u0131 \u201cstres yaratmayacak noktaya kadar esnetilecek\u201d \u015feklinde. Ya da Almanya\u2019n\u0131n hamili\u011fi sayesinde \u00f6nce Yunanistan kurtulacak bu sayede de bankalar\u0131 strese sokan sorun ortadan kalkaca\u011f\u0131 beklentisi euroyu \u201ckorudu\u201d!<\/p><div class=\"bilge-content-1\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-720477751\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"3167340272\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p>Yine de \u00f6n\u00fcm\u00fczdeki g\u00fcnlerde AB otoriteleri yine g\u00fcne\u015fi bal\u00e7\u0131kla s\u0131vamaya \u00e7al\u0131\u015f\u0131rlarsa korkar\u0131m ileride \u00f6denecek bedel daha y\u00fcksek olacakt\u0131r. Olsun nas\u0131lsa biz \u00f6demeyece\u011fiz, gelecek iktidarlar\/nesiller \u00f6deyecek deniyorsa o ba\u015fka&#8230;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>AB\u2019nin finansal otoriteleri d\u00fcn \u201chatal\u0131 ve ger\u00e7ek\u00e7i olmayan varsay\u0131mlar nedeniyle\u201d 90 kredi kurulu\u015funun finansal sa\u011flaml\u0131k testlerini ertelemek zorunda kald\u0131klar\u0131n\u0131 a\u00e7\u0131klad\u0131lar.\u00a0AvrupaBankac\u0131l\u0131k otoritesi; bankalardan gelen ilk sonu\u00e7lar\u0131n&hellip;<\/p>\n","protected":false},"author":19,"featured_media":910,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-791","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-tumyazilar"],"_links":{"self":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts\/791","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/users\/19"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/comments?post=791"}],"version-history":[{"count":0,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts\/791\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/media\/910"}],"wp:attachment":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/media?parent=791"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/categories?post=791"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/tags?post=791"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}