{"id":59855,"date":"2022-03-26T12:12:51","date_gmt":"2022-03-26T09:12:51","guid":{"rendered":"https:\/\/www.bilgeyatirimci.com\/?p=59855"},"modified":"2022-03-26T13:34:41","modified_gmt":"2022-03-26T10:34:41","slug":"faizin-zait-ya-da-nakisi-mi-makbuldur","status":"publish","type":"post","link":"https:\/\/www.bilgeyatirimci.com\/i\/faizin-zait-ya-da-nakisi-mi-makbuldur\/","title":{"rendered":"Faizin, zait ya da nak\u0131s\u0131 m\u0131 makbuld\u00fcr?"},"content":{"rendered":"

Faiz
\nZait
\nNak\u0131s
\nM\u00fcnasip
\n\u0130lm-i \u0130ktisat
\n\u0130lm-i Servet
\nTDK s\u00f6zl\u00fc\u011f\u00fcnde yer ald\u0131\u011f\u0131 gibi, burada ki t\u00fcm s\u00f6zc\u00fckler Arap\u00e7a…
\nFaiz
\n1. isim, ekonomi \u0130\u015fletmek i\u00e7in bir yere \u00f6d\u00fcn\u00e7 verilen paraya kar\u015f\u0131l\u0131k al\u0131nan k\u00e2r, getiri, \u00fcrem, nema
\n2. isim Kapitalist ekonomide, art\u0131k de\u011ferin de\u011fi\u015fikli\u011fe u\u011fram\u0131\u015f bi\u00e7imi olarak paran\u0131n fiyat\u0131, kiralanan paran\u0131n kira bedeli
\nZait
\n1.\u00a0s\u0131fat, \u00c7o\u011faltan, art\u0131ran
\n2.\u00a0s\u0131fat, Gereksiz, fazla
\n3. isim, Art\u0131 (+)
\nNak\u0131s
\n1.\u00a0s\u0131fat, Eksik, tam olmayan, bitmemi\u015f, noksan.
\n2.\u00a0s\u0131fat,\u00a0 \u00d6zr\u00fc, kusuru olan
\n3.\u00a0isim,\u00a0 Eksi.
\n4.\u00a0zarf,\u00a0 Eksik, tam olmayan, bitmemi\u015f, noksan bi\u00e7imde
\nMakbul
\n1. s\u0131fat Kabul edilen
\n2. s\u0131fat Be\u011fenilen, ho\u015f kar\u015f\u0131lanan
\n3. s\u0131fat Ge\u00e7er, ge\u00e7erli
\n\u0130lmi
\n1. isim Bilim
\n2. isim, mecaz Ayr\u0131nt\u0131, \u00f6zellik, nitelik
\n\u0130ktisat
\n1. isim Ekonomi
\n2. isim Tutum
\nServet
\nVarl\u0131k, zenginlik, mal, m\u00fclk
\nNeden bu kadar Arap\u00e7a s\u00f6zc\u00fckleri ve anlamlar\u0131n\u0131 payla\u015ft\u0131k diye merak ediyorsan\u0131z, cevab\u0131, faiz hakk\u0131nda konu\u015fulanlar ve faize kar\u015f\u0131 al\u0131nan tutumlar\u0131 bu g\u00fcne kadar ilm-i iktisad\u0131n en tan\u0131nm\u0131\u015f ki\u015filerinin, ekonomi y\u00f6netimine bir t\u00fcrl\u00fc\u00a0anlatamamas\u0131ndand\u0131r…
\nBizde birde bu y\u00f6ntemi deneyelim dedik!
\nTCMB’nin son politika faizi de\u011fi\u015ftirilmeyip sabit b\u0131rak\u0131nca, b\u00f6yle enflasyona, b\u00f6yle faiz demeden de edemedik…
\nArt\u0131k resmi y\u0131ll\u0131k T\u00dcFE bile, y\u00fczde 54,44 a\u00e7\u0131klan\u0131rken, tasarruf\u00e7unun di\u015finden, t\u0131rna\u011f\u0131ndan art\u0131rd\u0131\u011f\u0131 birikimlere, eksi y\u00fczde 41,44 faiz vermek hangi ilm-i iktisat ile ba\u011fda\u015f\u0131r ve ilm-i sermayeyi cezbedecek onu da bilemedik!
\nBundan sonra TL mevduat bankalarda kal\u0131r m\u0131?
\nKKM ya da yayg\u0131n s\u00f6ylemi ile KGM’ a kat\u0131l\u0131m artar m\u0131?
\nTekrar d\u00f6viz ve alt\u0131na y\u00f6neli\u015f ba\u015flar m\u0131?
\nHazine hangi faizle d\u00f6viz ve TL bor\u00e7lan\u0131r?
\nNereye baksan\u0131z \u00e7\u0131kar bir yol g\u00f6z\u00fckm\u00fcyor gibi…
\nM\u00fctevazi bir mevduat sahibi olarak bankalarda vadeli hesap a\u00e7san\u0131z, alaca\u011f\u0131n\u0131z getiri y\u00fczde 14, hadi bilemediniz y\u00fczde on yedi ama paran\u0131z\u0131n al\u0131m g\u00fcc\u00fcnden kaybetti\u011finiz de\u011fer ise y\u00fczde 40’lara dayan\u0131yor!
\nBu ilm-i iktisatta ya da ilm-i adalete uygun mudur?
\nE\u011fer bir ki\u015fiye verdi\u011finiz bor\u00e7 para ile bir birim mal alabiliyor ama borcunu geri \u00f6dedi\u011finde, siz ayn\u0131 mal\u0131 ayn\u0131 de\u011ferden alam\u0131yor, hatta bu al\u0131m g\u00fcc\u00fcn\u00fc, y\u00fczde 40 ve daha yukar\u0131s\u0131nda kaybediyorsan\u0131z, daha a\u00e7\u0131k bir ifade ile b\u00f6yle ilm-i iktisada ayk\u0131r\u0131 bir uygulamay\u0131, adil bir ekonomik durum olarak savunmak, ba\u015fta kamu bankalar\u0131 ve t\u00fcm finans kurumlar\u0131nda, bu haks\u0131zl\u0131klar\u0131n uygulanmas\u0131na g\u00f6z yummak, en hafif \u015fekliyle, vatanda\u015f\u0131n kendi milli paras\u0131 ile yapt\u0131\u011f\u0131 birikimleri, buharla\u015ft\u0131rmak de\u011fil midir?
\nUzun s\u00fcredir iktidar ekonomi \u00e7ark\u0131n\u0131;
\n\u0130\u00e7erde cumhuriyetin t\u00fcm kazan\u0131mlar\u0131n\u0131 \u00f6zelle\u015ftirip, bununla da yetinmeyip, ne istesek veriyorlar, itibar\u0131m\u0131z tavan yapt\u0131 diye bor\u00e7lanarak \u00e7evirdi!
\nEn ihti\u015faml\u0131 binalar, otoyollar, asma k\u00f6pr\u00fcler, t\u00fcneller ile miras yedi bir savurganl\u0131k, birde bununla yetinilmeyip, Y\u0130D sistemi ile gelece\u011fe d\u00f6n\u00fck b\u00fcy\u00fck \u00f6demelere, hem de d\u0131\u015f \u00fclke tahkim mahkemeleri esas al\u0131narak, bor\u00e7lan\u0131ld\u0131…
\nSonunda ba\u015fvurulacak tek se\u00e7enek kald\u0131, negatif faiz ya da vatanda\u015f\u0131n yast\u0131k alt\u0131nda kara g\u00fcnlerin \u00fc\u00e7, be\u015f kuru\u015fu(!)e\u011fer son ya\u015fanan fukaral\u0131kta gariban\u0131n yast\u0131k alt\u0131nda hala duruyorsa?
\nAtalar\u0131m\u0131z ne g\u00fczel s\u00f6ylemi\u015f;
\nAya\u011f\u0131n\u0131 yorgan\u0131na g\u00f6re uzatacaks\u0131n
\n\u0130\u015ften artmaz di\u015ften artar
\nYananla yenene da\u011flar dayanmazm\u0131\u015f…
\nHesab\u0131n\u0131 kitab\u0131n\u0131 bilmeden yap\u0131lan savurganl\u0131k sebep, bir k\u00f6r kuru\u015fa muhta\u00e7 olmak sonu\u00e7tur!
\nS\u00f6z\u00fcn \u00f6z\u00fc;
\nMilletin di\u015finden t\u0131rna\u011f\u0131ndan artt\u0131rd\u0131\u011f\u0131 birikimlerine uygulanan faizin, enflasyona g\u00f6re uygulanan eksi aral\u0131\u011f\u0131 , yap\u0131lan iktisadi haks\u0131zl\u0131kla do\u011fru orant\u0131l\u0131d\u0131r…<\/p>

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