{"id":58788,"date":"2019-07-28T15:50:08","date_gmt":"2019-07-28T12:50:08","guid":{"rendered":"https:\/\/www.bilgeyatirimci.com\/?p=58788"},"modified":"2019-07-28T15:06:18","modified_gmt":"2019-07-28T12:06:18","slug":"faiz-memnuniyeti","status":"publish","type":"post","link":"https:\/\/www.bilgeyatirimci.com\/i\/faiz-memnuniyeti\/","title":{"rendered":"Faiz memnuniyeti"},"content":{"rendered":"<p>&#8211; wp:heading {&#8220;level&#8221;:4} &#8211;><\/p><div class=\"bilge-yaziust\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-1900988625\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"9580705384\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<h4>T\u00fcrkiye Cumhuriyet Merkez Bankas\u0131\u2019ndan beklenen faiz indirim hamlesi geldi.<\/h4>\n<p>&#8211; \/wp:heading &#8211;><\/p>\n<p>&#8211; wp:paragraph &#8211;><\/p>\n<p>Beklentiler 3-4 puan aras\u0131nda yo\u011funla\u015fm\u0131\u015ft\u0131. Y\u00fczde 20 psikolojik s\u0131n\u0131r\u0131n\u0131n alt\u0131na sal\u0131n\u0131m i\u00e7in olsa gerek 4.25 olarak ger\u00e7ekle\u015fti. Toplant\u0131 sonras\u0131 yap\u0131lan duyurudan, enflasyona \u00e7apalanmakla birlikte sonraki toplant\u0131lar i\u00e7in faiz indirimlerinin de kap\u0131s\u0131n\u0131n a\u00e7\u0131k b\u0131rak\u0131ld\u0131\u011f\u0131 anla\u015f\u0131l\u0131yor. Yeni indirimler i\u00e7in enflasyon d\u0131\u015f\u0131nda di\u011fer makro ekonomik veriler ve d\u0131\u015f d\u00fcnyadaki ba\u015fta ABD ile Avrupa merkez bankalar\u0131n\u0131n para politikalar\u0131 belirleyici olacak. TCMB faiz karar\u0131 sonras\u0131 \u2018beklentiler al\u0131n\u0131r ger\u00e7ekler sat\u0131l\u0131r\u2019 anlay\u0131\u015f\u0131 gere\u011fi borsada k\u0131sa s\u00fcreli k\u00e2r sat\u0131\u015flar\u0131, g\u00f6sterge tahvil faiz oranlar\u0131nda d\u00fc\u015f\u00fc\u015f g\u00f6r\u00fcld\u00fc. Sert say\u0131labilecek bir faiz indiriminin ard\u0131ndan d\u00f6viz kurlar\u0131ndaki d\u00fc\u015f\u00fc\u015f dikkat \u00e7ekti. Bu g\u00f6r\u00fcn\u00fcmde, ABD\u2019den S-400 olay\u0131na ciddi bir yapt\u0131r\u0131m gelmemesi, daralan cari a\u00e7\u0131k, bankalardaki d\u00f6viz mevduat oran\u0131n\u0131n \u00e7ok y\u00fcksek seviyelerde olmas\u0131 ve turizm mevsimi olmas\u0131n\u0131n da etkisini saymak m\u00fcmk\u00fcn. Ayr\u0131ca \u015fimdilik olas\u0131l\u0131k olarak de\u011ferlendirmek gerekecek ama yabanc\u0131 yat\u0131r\u0131mc\u0131 giri\u015fi veya bankalardaki d\u00f6viz mevduat\u0131ndan \u00e7\u00f6z\u00fclme s\u00f6z konusu mu? Bunun cevab\u0131n\u0131 \u00f6n\u00fcm\u00fczdeki g\u00fcnlerde a\u00e7\u0131klanacak verilerden g\u00f6rebilece\u011fiz.<\/p>\n<p>&#8211; \/wp:paragraph &#8211;><\/p>\n<p>&#8211; wp:heading {&#8220;level&#8221;:4} &#8211;><\/p>\n<h4>YEN\u0130 BEKLENT\u0130<\/h4>\n<p>&#8211; \/wp:heading &#8211;><\/p>\n<p>&#8211; wp:paragraph &#8211;><\/p><div class=\"bilge-content-1\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-483030807\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"3167340272\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p>Yerli yat\u0131r\u0131mc\u0131 alaca\u011f\u0131 kadar d\u00f6vizi alm\u0131\u015f g\u00f6z\u00fc ile bak\u0131l\u0131yor. Bankalardaki toplam mevduat\u0131n y\u00fczde 54\u2019\u00fc d\u00f6viz cinsinden. 19 Temmuz haftas\u0131nda 1.1 milyar dolar artarak 186 milyar dolara y\u00fckseldi. Son haftaki al\u0131mda ABD\u2019den bir yapt\u0131r\u0131m gelir mi endi\u015fesiyle faiz indirimi beklentileri a\u015farsa yukar\u0131 hareket olabilir, \u00f6ng\u00f6r\u00fcs\u00fc etken olmu\u015f olabilir. Ola\u011fan d\u0131\u015f\u0131 bir g\u00fcndem olu\u015fmaz ise d\u00f6vize en ciddi talep d\u0131\u015f bor\u00e7 \u00f6demelerinden beklenebilir. A\u011f\u0131rl\u0131k \u00f6zel sekt\u00f6rde (y\u00fczde 78) olmak \u00fczere \u00f6n\u00fcm\u00fczdeki bir y\u0131lda 175 milyar dolar\u0131 bulan d\u0131\u015f bor\u00e7 \u00f6demesi var. Ancak d\u0131\u015f piyasalarda d\u00fc\u015f\u00fck faiz ve geni\u015flemeci para politikas\u0131 hakim oldu\u011funa veya olaca\u011f\u0131na g\u00f6re d\u0131\u015f bor\u00e7lanma i\u00e7in kaynaklar daha m\u00fcsait olacak. TCMB faiz indirimi sonras\u0131 reel sekt\u00f6rde canlanma beklentisi ve memnuniyet hakim. Sonu\u00e7lar\u0131 \u00f6n\u00fcm\u00fczdeki aylarda g\u00f6rece\u011fiz. Ekonomideki s\u0131k\u0131nt\u0131lar\u0131 tek ba\u015f\u0131na faiz indiriminin \u00e7\u00f6zmesini beklemek fazlaca iyimserlik olur. T\u00fcrkiye-ABD ili\u015fkilerinde bu a\u015famada sessizlik s\u00fcr\u00fcyor. Yapt\u0131r\u0131mlar dileriz F-35 ile s\u0131n\u0131rl\u0131 kal\u0131r yeni bir hamle gelmez. Zira i\u00e7eride ve d\u0131\u015f piyasalarda beklenti veya ger\u00e7ekle\u015fme olarak faiz indirimlerine ba\u011fl\u0131 iyimserlik korunuyor. Bu y\u00f6nde belli bir fiyatlama da yap\u0131ld\u0131. Borsan\u0131n ve g\u00f6sterge faizin bulundu\u011fu bu seviyelerde faiz d\u00fc\u015fecek beklentisinin \u00f6nemli pay\u0131 var. D\u00fc\u015f\u00fck faiz etkisi belki piyasalarda bir s\u00fcre daha hissedilebilir. Ancak iyimserli\u011fin devam\u0131 i\u00e7in yeni beklenti de laz\u0131m.<\/p>\n<p>&#8211; \/wp:paragraph &#8211;><\/p>\n<p>&#8211; wp:paragraph &#8211;><\/p>\n<p><a href=\"http:\/\/bit.ly\/pb-borfin-temel-analiz-1\" rel=\"external nofollow noopener\" data-wpel-link=\"external\" target=\"_blank\"><span style=\"color: #3366ff;font-weight:bold;\">TEMEL ANAL\u0130Z \u0130LE NASIL H\u0130SSE SE\u00c7\u0130L\u0130R? UZMANINDAN HEMEN \u00d6\u011eRENMEYE BA\u015eLA!<\/span><\/a><\/p><div class=\"bilge-content-2\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-3093281713\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"1818807385\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p>&#8211; \/wp:paragraph &#8211;><\/p>\n<p>&#8211; wp:heading {&#8220;level&#8221;:6} &#8211;><\/p>\n<h6>Yaz\u0131n\u0131n devam\u0131 i\u00e7in <a href=\"http:\/\/www.hurriyet.com.tr\/yazarlar\/zeynel-balci\/faiz-memnuniyeti-41286406\" target=\"_blank\" rel=\"noreferrer noopener nofollow external\" aria-label=\"TIKLAYINIZ (yeni sekmede a\u00e7\u0131l\u0131r)\" data-wpel-link=\"external\">TIKLAYINIZ<\/a>.<\/h6>\n<p>&#8211; \/wp:heading &#8211;><\/p>\n","protected":false},"excerpt":{"rendered":"<p>&#8211; wp:heading {&#8220;level&#8221;:4} &#8211;> T\u00fcrkiye Cumhuriyet Merkez Bankas\u0131\u2019ndan beklenen faiz indirim hamlesi geldi. &#8211; \/wp:heading &#8211;> &#8211; wp:paragraph &#8211;> Beklentiler 3-4 puan aras\u0131nda yo\u011funla\u015fm\u0131\u015ft\u0131. Y\u00fczde&hellip;<\/p>\n","protected":false},"author":3947,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[1],"tags":[808,801,2191],"class_list":["post-58788","post","type-post","status-publish","format-standard","hentry","category-tumyazilar","tag-ekonomi-makaleleri","tag-ekonomi-yazarlari-listesi","tag-zeynel-balci-yazilari"],"_links":{"self":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts\/58788","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/users\/3947"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/comments?post=58788"}],"version-history":[{"count":0,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts\/58788\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/media?parent=58788"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/categories?post=58788"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/tags?post=58788"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}