{"id":58731,"date":"2019-07-25T13:58:56","date_gmt":"2019-07-25T10:58:56","guid":{"rendered":"https:\/\/www.bilgeyatirimci.com\/?p=58731"},"modified":"2019-07-25T13:58:57","modified_gmt":"2019-07-25T10:58:57","slug":"borc-bitti-derken","status":"publish","type":"post","link":"https:\/\/www.bilgeyatirimci.com\/i\/borc-bitti-derken\/","title":{"rendered":"Bor\u00e7 bitti derken&#8230;"},"content":{"rendered":"<p>&#8211; wp:paragraph &#8211;><\/p><div class=\"bilge-yaziust\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-1597151115\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"9580705384\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p>T\u00fcrkiye\u2019nin en b\u00fcy\u00fck sorunlar\u0131n\u0131n ba\u015f\u0131nda ve<br \/>\nk\u0131r\u0131lganl\u0131\u011f\u0131n\u0131 artt\u0131ran fakt\u00f6rlerin ba\u015f\u0131nda bor\u00e7luluk oran\u0131 geliyor. Toplam<br \/>\nbor\u00e7 i\u00e7inde hane halk\u0131n pay\u0131 y\u00fczde 60\u2019lar\u0131n \u00fczerine \u00e7\u0131km\u0131\u015fken, reel sekt\u00f6r ve<br \/>\nfinans kesiminin d\u0131\u015f borcu, kamunun kontrolden \u00e7\u0131kan gelece\u011fi ipotek alt\u0131na<br \/>\nalan yakla\u015f\u0131mlar\u0131 ve i\u00e7 piyasada da k\u0131r\u0131lan \u00f6demeler zinciri can yak\u0131yor.<\/p>\n<p>&#8211; \/wp:paragraph &#8211;><\/p>\n<p>&#8211; wp:paragraph &#8211;><\/p>\n<p>28 milyonu a\u015fan icra dosyas\u0131, takribi de\u011feri<br \/>\n18 milyar dolar\u0131 bulan batak krediler, konkordatolara dahi izin verilmeyen bir<br \/>\npiyasa ortam\u0131, bir yanda sat\u0131n alma g\u00fcc\u00fcn\u00fc olumsuz etkilerken, \u00f6te tarafta<br \/>\ni\u015fsizli\u011fin k\u00f6r\u00fcklenmesiyle birlikte beslenen bir hastal\u0131k gibi.<\/p>\n<p>&#8211; \/wp:paragraph &#8211;><\/p>\n<p>&#8211; wp:paragraph &#8211;><\/p>\n<p>\u00d6zellikle bor\u00e7 \u00f6demede s\u0131k\u0131nt\u0131l\u0131 noktaya d\u00fc\u015fen<br \/>\nve haciz ger\u00e7e\u011fiyle kar\u015f\u0131 kar\u015f\u0131ya kalan vatanda\u015f, banka ya da varl\u0131k y\u00f6netim<br \/>\n\u015firketleriyle masaya oturuyor. Bir \u015fekilde yap\u0131land\u0131r\u0131lan bor\u00e7lar, \u015fans yaver<br \/>\ngiderse g\u00fcn\u00fcn sonunda kapat\u0131labiliyor.<\/p><div class=\"bilge-content-1\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-3216807870\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"3167340272\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p>&#8211; \/wp:paragraph &#8211;><\/p>\n<p>&#8211; wp:paragraph &#8211;><\/p>\n<p>Fakat bu s\u00fcre\u00e7 bir yandan o t\u00fcketicinin t\u00fcm<br \/>\nt\u00fcketim anlay\u0131\u015f\u0131n\u0131 \u2018acil ihtiya\u00e7\u2019 noktas\u0131na \u00e7ekiyor; bir yandan da sosyolojik<br \/>\nve psikolojik hasarlar b\u0131rak\u0131yor. Yine de \u015fansl\u0131ysa g\u00fc\u00e7 bela borcunu kapatt\u0131<br \/>\ndiyelim.<\/p>\n<p>&#8211; \/wp:paragraph &#8211;><\/p><div class=\"bilge-content-2\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-1031949876\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"1818807385\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p>&#8211; wp:paragraph &#8211;><\/p>\n<p>\u0130\u015f burada bitmiyor. Bir de adliyeye gidip icra<br \/>\ndosyas\u0131n\u0131 kapatmas\u0131 gerekiyor. T\u00fcm bor\u00e7 bitti diye sevinen ve zaten g\u00fc\u00e7 bela<br \/>\n\u00f6demelerini yapan insanlar\u0131, i\u015fte tam bu a\u015famada yeni bir s\u00fcrpriz bekliyor.<\/p>\n<p>&#8211; \/wp:paragraph &#8211;><\/p>\n<p>&#8211; wp:paragraph &#8211;><\/p>\n<p>Haciz kayd\u0131 varsa toplam rakamdan y\u00fczde 4,55;<br \/>\nyoksa y\u00fczde 2,27, alaca\u011f\u0131n sat\u0131\u015f\u0131 ger\u00e7ekle\u015fmi\u015fse de y\u00fczde 9,1 oran\u0131nda yeni bir<br \/>\n\u00f6deme daha kar\u015f\u0131s\u0131na \u00e7\u0131k\u0131yor. Yani ortalama bor\u00e7lar \u00fczerinden hesap edersek 500<br \/>\nile bin 500 TL aras\u0131nda de\u011fi\u015febilecek bir rakamdan s\u00f6z ediyoruz.<\/p>\n<p>&#8211; \/wp:paragraph &#8211;><\/p>\n<p>&#8211; wp:paragraph &#8211;><\/p>\n<p>Niye al\u0131n\u0131yor bu para? Haciz dosyas\u0131n\u0131<br \/>\nkapatt\u0131racak. Yani borcunu anla\u015fm\u0131\u015f, taksitlendirmi\u015f ve \u00f6demi\u015f. Fakat i\u015fin<br \/>\nmuamelesinin de sonland\u0131r\u0131lmas\u0131 gerekiyor. Borcu yoktur yaz\u0131s\u0131n\u0131 almak i\u00e7in de<br \/>\nbildi\u011finiz hara\u00e7 isteniyor.<\/p>\n<p>&#8211; \/wp:paragraph &#8211;><\/p>\n<p>&#8211; wp:paragraph &#8211;><\/p>\n<p>B\u00f6yle bir mant\u0131k olabilir mi? Zaten toplam<br \/>\nbor\u00e7 \u00fczerinden avukatl\u0131k paras\u0131 dahil bir s\u00fcr\u00fc masraf\u0131 g\u00fcncel faiz oranlar\u0131yla<br \/>\nbirlikte, \u00f6deme g\u00fc\u00e7l\u00fc\u011f\u00fcne d\u00fc\u015fm\u00fc\u015f insan\u0131n \u00fczerine y\u00fckl\u00fcyorsunuz.<\/p>\n<p>&#8211; \/wp:paragraph &#8211;><\/p>\n<p>&#8211; wp:paragraph &#8211;><\/p>\n<p>Bu insan iyi niyetli, eline ge\u00e7en parayla<br \/>\nborcunu kapatma m\u00fccadelesi veriyor. \u0130yi niyetli diyorum \u00e7\u00fcnk\u00fc \u00fclkede spor<br \/>\nkul\u00fcplerinden \u015firketlere durdu\u011fu yere g\u00f6re borcu s\u0131f\u0131rlananlar var. Buna ra\u011fmen<br \/>\nborcunu kapatt\u0131\u011f\u0131n\u0131 belgelemesi i\u00e7in, neredeyse bir taksit paras\u0131 daha bedel<br \/>\nistiyorsunuz.<\/p>\n<p>&#8211; \/wp:paragraph &#8211;><\/p>\n<p>&#8211; wp:paragraph &#8211;><\/p>\n<p>Hakk\u0131n\u0131 teslim edeyim, bu s\u00fcre\u00e7 i\u00e7erisinde iyi<br \/>\nniyetine inanmas\u0131 kayd\u0131yla tek alaca\u011f\u0131 bedele anlay\u0131\u015f g\u00f6steren ve onu sembolikle\u015ftiren<br \/>\nkesim, ger\u00e7ekten hukuk\u00e7uysa avukatlar. Onun d\u0131\u015f\u0131nda herkes bulmu\u015fken yolman\u0131n<br \/>\npe\u015fine d\u00fc\u015f\u00fcyor. &nbsp;<\/p>\n<p>&#8211; \/wp:paragraph &#8211;><\/p>\n<p>&#8211; wp:paragraph &#8211;><\/p>\n<p>Ne g\u00fczel memleket de\u011fil mi? Zaten bu<br \/>\nmemlekette nedense fatura hep iyi niyetle hesab\u0131n\u0131 kapatmak isteyenlerle,<br \/>\nkanunlara uyanlara \u00e7\u0131k\u0131yor. Kanun tan\u0131mayan ise neredeyse alk\u0131\u015flan\u0131yor. Adalet<br \/>\nduygusunun nerede k\u0131r\u0131ld\u0131\u011f\u0131n\u0131 m\u0131 ar\u0131yorsunuz. O istasyona ho\u015fgeldiniz.<\/p>\n<p>&#8211; \/wp:paragraph &#8211;><\/p>\n<p>&#8211; wp:paragraph &#8211;><\/p>\n<p><a href=\"mailto:cetinunsalan@yahoo.com\">cetinunsalan@yahoo.com<\/a><\/p>\n<p>&#8211; \/wp:paragraph &#8211;><\/p>\n","protected":false},"excerpt":{"rendered":"<p>&#8211; wp:paragraph &#8211;> T\u00fcrkiye\u2019nin en b\u00fcy\u00fck sorunlar\u0131n\u0131n ba\u015f\u0131nda ve k\u0131r\u0131lganl\u0131\u011f\u0131n\u0131 artt\u0131ran fakt\u00f6rlerin ba\u015f\u0131nda bor\u00e7luluk oran\u0131 geliyor. Toplam bor\u00e7 i\u00e7inde hane halk\u0131n pay\u0131 y\u00fczde 60\u2019lar\u0131n \u00fczerine&hellip;<\/p>\n","protected":false},"author":5,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[1],"tags":[904,808,801],"class_list":["post-58731","post","type-post","status-publish","format-standard","hentry","category-tumyazilar","tag-cetin-unsalan-yazilari","tag-ekonomi-makaleleri","tag-ekonomi-yazarlari-listesi"],"_links":{"self":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts\/58731","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/comments?post=58731"}],"version-history":[{"count":0,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts\/58731\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/media?parent=58731"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/categories?post=58731"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/tags?post=58731"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}