{"id":58576,"date":"2019-07-18T17:14:14","date_gmt":"2019-07-18T14:14:14","guid":{"rendered":"https:\/\/www.bilgeyatirimci.com\/?p=58576"},"modified":"2019-07-19T12:15:56","modified_gmt":"2019-07-19T09:15:56","slug":"konutta-durum","status":"publish","type":"post","link":"https:\/\/www.bilgeyatirimci.com\/i\/konutta-durum\/","title":{"rendered":"Konutta Durum"},"content":{"rendered":"<p>&#8211; wp:paragraph &#8211;><\/p><div class=\"bilge-yaziust\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-1116126791\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"9580705384\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p>Bir\u00e7ok ki\u015fi TL ile ald\u0131klar\u0131 konutun fiyat\u0131n\u0131n y\u00fckseldi\u011fini g\u00f6r\u00fcnce kazan\u00e7l\u0131 oldu\u011funu d\u00fc\u015f\u00fcn\u00fcyor. Oysa ayn\u0131 tarihte o parayla konut yerine ba\u015fka bir alanda yat\u0131r\u0131m yapsayd\u0131 sonu\u00e7 ne olurdu sorusuna g\u00f6re hesap yap\u0131lmas\u0131 gerekir. Biz buna ekonomide \u201calternatif maliyet\u201d diyoruz.<\/p>\n<p>&#8211; \/wp:paragraph &#8211;><\/p>\n<p>&#8211; wp:paragraph &#8211;><\/p>\n<p>Bir \u00f6rnekle a\u00e7\u0131klayay\u0131m. 18 Temmuz 2018\u2019de iki ki\u015fiden birisi 500.000 TL\u2019ye bir daire sat\u0131n al\u0131p ayn\u0131 g\u00fcn ayl\u0131k 1.500 TL\u2019ye kiraya vermi\u015f olsun. Di\u011fer ki\u015fi de 500.000 TL\u2019yi o tarihteki USD\/TL kuru olan 4,80 ile dolara \u00e7evirip ayn\u0131 g\u00fcn y\u00fczde 3 br\u00fct (y\u00fczde 2,4 net) faizle bankaya yat\u0131rm\u0131\u015f olsun. Bu iki ki\u015finin bir y\u0131l sonra 18 Temmuz 2019\u2019daki gelir \u2013 gider \u2013 servet durumu \u015f\u00f6yle olur:<\/p>\n<p>&#8211; \/wp:paragraph &#8211;><\/p>\n<p>&#8211; wp:table &#8211;><\/p>\n<table class=\"wp-block-table\">\n<tbody>\n<tr>\n<td><\/td>\n<td><strong>USD\/TL Kuru<\/strong><\/td>\n<td><strong>Konut Alan (TL)<\/strong><\/td>\n<td><strong>Dolar Hesab\u0131 A\u00e7an (USD)<\/strong><\/td>\n<\/tr>\n<tr>\n<td><strong>18 Temmuz 2018<\/strong><\/td>\n<td><strong>4,80<\/strong><\/td>\n<td><strong>500.000<\/strong><\/td>\n<td><strong>104.167<\/strong><\/td>\n<\/tr>\n<tr>\n<td>Kira<\/td>\n<td>Ayl\u0131k 1.500 TL<\/td>\n<td>18.000<\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td>Faiz<\/td>\n<td>%2,4 Net<\/td>\n<td><\/td>\n<td>2.500<\/td>\n<\/tr>\n<tr>\n<td>Vergi ve masraflar (2 ayl\u0131k kira)<\/td>\n<td><\/td>\n<td>3.000<\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td>Net Getiri<\/td>\n<td><\/td>\n<td>15.000<\/td>\n<td>2.500<\/td>\n<\/tr>\n<tr>\n<td>Anapara + Kira (Faiz)<\/td>\n<td><\/td>\n<td>515.000<\/td>\n<td>106.667<\/td>\n<\/tr>\n<tr>\n<td><strong>18 Temmuz 2019<\/strong><\/td>\n<td><strong>5,69<\/strong><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td>TL Kar\u015f\u0131l\u0131\u011f\u0131<\/td>\n<td><\/td>\n<td>515.000<\/td>\n<td>604.090<\/td>\n<\/tr>\n<tr>\n<td><strong>Fark<\/strong><\/td>\n<td><\/td>\n<td><\/td>\n<td>(606.935 \u2013 515.000 =)&nbsp;<strong>91.935<\/strong><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>&#8211; \/wp:table &#8211;><\/p><div class=\"bilge-content-1\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-3016501616\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"3167340272\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p>&#8211; wp:paragraph &#8211;><\/p>\n<p>500.000 TL\u2019siyle ev alan ki\u015finin ayn\u0131 miktarla dolar al\u0131p bankaya yat\u0131ran ki\u015fiden daha kazan\u00e7l\u0131 olabilmesi i\u00e7in ald\u0131\u011f\u0131 evin de\u011ferinin bu bir y\u0131l i\u00e7inde 91.935 TL\u2019den fazla de\u011fer kazanm\u0131\u015f olmas\u0131 gerekir. Bu de\u011fer kazan\u0131m\u0131 2 \u2013 3 y\u0131l \u00f6ncesine kadar m\u00fcmk\u00fcnd\u00fc ve o nedenle de konut talebi de y\u00fcksekti. <\/p>\n<p>&#8211; \/wp:paragraph &#8211;><\/p>\n<p>&#8211; wp:paragraph &#8211;><\/p><div class=\"bilge-content-2\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-2516654421\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"1818807385\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p><a href=\"http:\/\/bit.ly\/pb-borfin-temel-analiz-1\" rel=\"external nofollow noopener\" data-wpel-link=\"external\" target=\"_blank\"><span style=\"color: #3366ff;font-weight:bold;\">TEMEL ANAL\u0130Z \u0130LE NASIL H\u0130SSE SE\u00c7\u0130L\u0130R? UZMANINDAN HEMEN \u00d6\u011eRENMEYE BA\u015eLA!<\/span><\/a><\/p>\n<p>&#8211; \/wp:paragraph &#8211;><\/p>\n<p>&#8211; wp:heading {&#8220;level&#8221;:6} &#8211;><\/p>\n<h6>Yaz\u0131n\u0131n devam\u0131 i\u00e7in <a href=\"http:\/\/www.mahfiegilmez.com\/2019\/07\/konutta-durum.html\" target=\"_blank\" rel=\"noreferrer noopener nofollow external\" aria-label=\"TIKLAYINIZ (yeni sekmede a\u00e7\u0131l\u0131r)\" data-wpel-link=\"external\">TIKLAYINIZ<\/a>.<\/h6>\n<p>&#8211; \/wp:heading &#8211;><\/p>\n","protected":false},"excerpt":{"rendered":"<p>&#8211; wp:paragraph &#8211;> Bir\u00e7ok ki\u015fi TL ile ald\u0131klar\u0131 konutun fiyat\u0131n\u0131n y\u00fckseldi\u011fini g\u00f6r\u00fcnce kazan\u00e7l\u0131 oldu\u011funu d\u00fc\u015f\u00fcn\u00fcyor. Oysa ayn\u0131 tarihte o parayla konut yerine ba\u015fka bir alanda&hellip;<\/p>\n","protected":false},"author":12,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[1],"tags":[808,801,847],"class_list":["post-58576","post","type-post","status-publish","format-standard","hentry","category-tumyazilar","tag-ekonomi-makaleleri","tag-ekonomi-yazarlari-listesi","tag-mahfi-egilmez-yazilari"],"_links":{"self":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts\/58576","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/users\/12"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/comments?post=58576"}],"version-history":[{"count":0,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts\/58576\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/media?parent=58576"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/categories?post=58576"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/tags?post=58576"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}