{"id":58084,"date":"2019-07-01T12:25:27","date_gmt":"2019-07-01T09:25:27","guid":{"rendered":"https:\/\/www.bilgeyatirimci.com\/?p=58084"},"modified":"2019-07-01T12:10:49","modified_gmt":"2019-07-01T09:10:49","slug":"1-6-milyon-kisi-faizsiz-sisteme-katildi","status":"publish","type":"post","link":"https:\/\/www.bilgeyatirimci.com\/i\/1-6-milyon-kisi-faizsiz-sisteme-katildi\/","title":{"rendered":"1.6 milyon ki\u015fi faizsiz sisteme kat\u0131ld\u0131"},"content":{"rendered":"<p>&#8211; wp:heading {&#8220;level&#8221;:4} &#8211;><\/p><div class=\"bilge-yaziust\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-3868429109\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"9580705384\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<h4>Ge\u00e7ti\u011fimiz haftalarda T\u00fcrkiye Sigorta Birli\u011fi, Konya\u2019da, benim de kat\u0131ld\u0131\u011f\u0131m bir toplant\u0131 d\u00fczenleyerek, sanayiciler ve KOB\u0130\u2019lerle bir araya geldi.<\/h4>\n<p>&#8211; \/wp:heading &#8211;><\/p>\n<p>&#8211; wp:paragraph &#8211;><\/p>\n<p>Toplant\u0131da konu d\u00f6nd\u00fc dola\u015ft\u0131 faizsiz sigortac\u0131l\u0131\u011fa, bir ba\u015fka ad\u0131yla kat\u0131l\u0131m sigortac\u0131l\u0131\u011f\u0131na geldi. G\u00f6rd\u00fcm ki, Konya i\u015f d\u00fcnyas\u0131 faizsiz sigortac\u0131l\u0131ktan habersiz. Biraz ara\u015ft\u0131rd\u0131m, bu durum sadece Konya\u2019ya has de\u011fil. Reel sekt\u00f6rden tutun da sokaktaki vatanda\u015fa kadar bir\u00e7ok kesim faizsiz sigortac\u0131l\u0131ktan bihaber. Peki, bu kimin su\u00e7u? Oraya gelece\u011fim ama \u00f6nce kat\u0131l\u0131m sigortac\u0131l\u0131\u011f\u0131ndan biraz bahsedeyim.<\/p>\n<p>&#8211; \/wp:paragraph &#8211;><\/p>\n<p>&#8211; wp:paragraph &#8211;><\/p>\n<p>2017 y\u0131l\u0131nda yap\u0131lan d\u00fczenleme ile faizsiz sigortac\u0131l\u0131\u011f\u0131n yasal s\u0131n\u0131rlar\u0131 \u00e7izildi ve uygulama ba\u015flad\u0131. Sistemin iki \u00f6zelli\u011fi var; birincisi, ba\u015ftan sona faizsiz esaslara g\u00f6re y\u00fcr\u00fct\u00fclmesi, ikincisi ve daha da \u00f6nemlisi sigortal\u0131lara belirli d\u00f6nemin sonunda para iadesi yap\u0131lmas\u0131 ki, faizsiz sigortac\u0131l\u0131k yapan bir \u015firket bu kapsamda 50 bin sigortal\u0131s\u0131na 5 milyon iade \u00f6demesi yapt\u0131. Kat\u0131l\u0131m sigortac\u0131l\u0131\u011f\u0131n\u0131n amac\u0131 ise faize duyarl\u0131 kesimin sigorta yapt\u0131rmas\u0131. \u015eunu kabul etmek laz\u0131m, belirli kesim dini nedenlerden dolay\u0131 trafik gibi zorunlu sigortalar\u0131n d\u0131\u015f\u0131nda t\u00fcm sigorta sistemine uzak duruyordu.<\/p>\n<p>&#8211; \/wp:paragraph &#8211;><\/p><div class=\"bilge-content-1\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-3994141321\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"3167340272\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p>&#8211; wp:heading {&#8220;level&#8221;:4} &#8211;><\/p>\n<h4>ANADOLU\u2019DA B\u0130L\u0130NM\u0130YOR<\/h4>\n<p>&#8211; \/wp:heading &#8211;><\/p>\n<p>&#8211; wp:paragraph &#8211;><\/p>\n<p>Son rakamlara bakt\u0131m, 1.6 milyon ki\u015fi faizsiz esaslara uygun poli\u00e7e yapt\u0131rm\u0131\u015f. Bunlar\u0131n i\u00e7inde KOB\u0130 de var, vatanda\u015f da. Toplam poli\u00e7enin neredeyse yar\u0131ya yak\u0131n\u0131 ise trafik ve kasko sigortas\u0131ndan olu\u015fuyor. Faizsiz sigortalar\u0131 se\u00e7en yine vatanda\u015f olmu\u015f, beklentinin aksine KOB\u0130\u2019lerin oran\u0131 \u00e7ok d\u00fc\u015f\u00fck. Toplam sigorta pazar\u0131n\u0131n i\u00e7inde faizsiz sigortac\u0131l\u0131\u011f\u0131n pay\u0131 ise y\u00fczde 4\u2019ler civar\u0131nda ki, bu rakam kat\u0131l\u0131m bankac\u0131l\u0131\u011f\u0131 ile benzerlik g\u00f6steriyor. Kat\u0131l\u0131m bankac\u0131l\u0131\u011f\u0131n\u0131n toplam finans pazar\u0131 i\u00e7indeki pay\u0131 da y\u00fczde 5\u2019ler civar\u0131nda.<\/p><div class=\"bilge-content-2\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-3484381679\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"1818807385\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p>&#8211; \/wp:paragraph &#8211;><\/p>\n<p>&#8211; wp:paragraph &#8211;><\/p>\n<p>Kimileri, \u2018bankac\u0131l\u0131\u011f\u0131n pay\u0131 buysa sigortac\u0131l\u0131\u011f\u0131n da bu olmas\u0131 do\u011fal\u2019 diyebilir. Buna kat\u0131lm\u0131yorum. Konya toplant\u0131s\u0131 sonras\u0131 biraz ara\u015ft\u0131rd\u0131m, sigortac\u0131larla da konu\u015ftum. Konyal\u0131lar, \u2018kimse bize faizsiz sigortac\u0131l\u0131k oldu\u011funu s\u00f6ylemedi, anlatmad\u0131\u2019 diyor. Elbette, bunu anlatacak olan yine sigortac\u0131lard\u0131r ama \u00f6zellikle Anadolu\u2019da, kat\u0131l\u0131m sigortac\u0131l\u0131\u011f\u0131n\u0131 halka, reel sekt\u00f6re anlatacak ve yayg\u0131nla\u015ft\u0131racak olan kat\u0131l\u0131m bankalar\u0131d\u0131r. Kat\u0131l\u0131m sigortac\u0131lar\u0131 ile konu\u015ftum, ilgin\u00e7 tespitleri var. Sigorta \u015firketleri poli\u00e7e satarak, toplad\u0131klar\u0131 primleri yasa gere\u011fi faizsiz enstr\u00fcmanlarda de\u011ferlendiriyor. Hal b\u00f6yle olunca da t\u00fcm yat\u0131r\u0131mlar a\u011f\u0131rl\u0131kl\u0131 olarak kat\u0131l\u0131m bankalar\u0131nda de\u011ferleniyor. Daha a\u00e7\u0131k bir anlat\u0131mla kat\u0131l\u0131m sigortac\u0131lar\u0131, sadece kat\u0131l\u0131m bankalar\u0131 ile \u00e7al\u0131\u015f\u0131yor. Olmas\u0131 gereken de bu.<\/p>\n<p>&#8211; \/wp:paragraph &#8211;><\/p>\n<p>&#8211; wp:paragraph &#8211;><\/p>\n<p><a href=\"http:\/\/bit.ly\/pb-borfin-temel-analiz-1\" rel=\"external nofollow noopener\" data-wpel-link=\"external\" target=\"_blank\"><span style=\"color: #3366ff;font-weight:bold;\">TEMEL ANAL\u0130Z \u0130LE NASIL H\u0130SSE SE\u00c7\u0130L\u0130R? UZMANINDAN HEMEN \u00d6\u011eRENMEYE BA\u015eLA!<\/span><\/a><\/p>\n<p>&#8211; \/wp:paragraph &#8211;><\/p>\n<p>&#8211; wp:heading {&#8220;level&#8221;:6} &#8211;><\/p>\n<h6>Yaz\u0131n\u0131n devam\u0131 i\u00e7in <a href=\"http:\/\/www.hurriyet.com.tr\/yazarlar\/noyan-dogan\/1-6-milyon-kisi-faizsiz-sisteme-katildi-41260042\" target=\"_blank\" rel=\"noreferrer noopener nofollow external\" aria-label=\"TIKLAYINIZ (yeni sekmede a\u00e7\u0131l\u0131r)\" data-wpel-link=\"external\">TIKLAYINIZ<\/a>.<\/h6>\n<p>&#8211; \/wp:heading &#8211;><\/p>\n","protected":false},"excerpt":{"rendered":"<p>&#8211; wp:heading {&#8220;level&#8221;:4} &#8211;> Ge\u00e7ti\u011fimiz haftalarda T\u00fcrkiye Sigorta Birli\u011fi, Konya\u2019da, benim de kat\u0131ld\u0131\u011f\u0131m bir toplant\u0131 d\u00fczenleyerek, sanayiciler ve KOB\u0130\u2019lerle bir araya geldi. &#8211; \/wp:heading &#8211;>&hellip;<\/p>\n","protected":false},"author":3953,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[1],"tags":[808,801,2187],"class_list":["post-58084","post","type-post","status-publish","format-standard","hentry","category-tumyazilar","tag-ekonomi-makaleleri","tag-ekonomi-yazarlari-listesi","tag-noyan-dogan-yazilari"],"_links":{"self":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts\/58084","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/users\/3953"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/comments?post=58084"}],"version-history":[{"count":0,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts\/58084\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/media?parent=58084"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/categories?post=58084"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/tags?post=58084"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}