{"id":57550,"date":"2019-06-13T08:41:05","date_gmt":"2019-06-13T05:41:05","guid":{"rendered":"https:\/\/www.bilgeyatirimci.com\/?p=57550"},"modified":"2019-06-14T02:25:04","modified_gmt":"2019-06-13T23:25:04","slug":"taksit-taksit","status":"publish","type":"post","link":"https:\/\/www.bilgeyatirimci.com\/i\/taksit-taksit\/","title":{"rendered":"Taksit taksit&#8230;"},"content":{"rendered":"<p>&#8211; wp:paragraph &#8211;><\/p><div class=\"bilge-yaziust\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-1796002998\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"9580705384\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p>Ali Babacan zaman\u0131nda bir tart\u0131\u015fma vard\u0131 hat\u0131rl\u0131yor musunuz?<br \/>\nGaz \/ fren tart\u0131\u015fmas\u0131&#8230; Ekonomide hen\u00fcz ger\u00e7ekler bu kadar ortaya \u00e7\u0131kmam\u0131\u015fken,<br \/>\nbilhassa 2008 \u2013 2009 d\u00f6nemi krizinin hemen ard\u0131ndan geli\u015fen s\u00fcre\u00e7te hayat\u0131m\u0131za<br \/>\ngirmi\u015fti.<\/p>\n<p>&#8211; \/wp:paragraph &#8211;><\/p>\n<p>&#8211; wp:paragraph &#8211;><\/p>\n<p>Kimileri ekonomiye h\u0131z vermek i\u00e7in kredi musluklar\u0131n\u0131n<br \/>\na\u00e7\u0131lmas\u0131ndan, kimileri k\u0131s\u0131tlanmas\u0131ndan, baz\u0131lar\u0131 taksit say\u0131lar\u0131n\u0131n<br \/>\nartt\u0131r\u0131lmas\u0131ndan, baz\u0131lar\u0131 da k\u0131s\u0131lmas\u0131ndan bahsediyordu.<\/p>\n<p>&#8211; \/wp:paragraph &#8211;><\/p>\n<p>&#8211; wp:paragraph &#8211;><\/p>\n<p>Herhangi birini yapars\u0131n\u0131z ve sonu\u00e7ta ortaya \u00e7\u0131kan tablonun<br \/>\nmaliyetine de katlan\u0131rs\u0131n\u0131z. Fakat en k\u00f6t\u00fcs\u00fc ikisinin aras\u0131nda kalman\u0131zd\u0131r.<br \/>\nEsasen o zaman ba\u015flayan ak\u0131l kar\u0131\u015f\u0131kl\u0131klar\u0131, \u015fiddetin artt\u0131rarak g\u00fcn\u00fcm\u00fcze kadar<br \/>\ngeldi.<\/p><div class=\"bilge-content-1\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-3516764846\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"3167340272\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p>&#8211; \/wp:paragraph &#8211;><\/p>\n<p>&#8211; wp:paragraph &#8211;><\/p>\n<p>\u015eimdi de hemen hemen ayn\u0131 ama ba\u015fl\u0131klar\u0131 de\u011fi\u015fik bir durumun<br \/>\ni\u00e7erisindeyiz. Taksitler&#8230; Bilhassa perakende sekt\u00f6r\u00fcndeki al\u0131\u015fveri\u015flerde<br \/>\nuygulanacak taksit tart\u0131\u015fmalar\u0131, d\u0131\u015far\u0131dan bakaca\u011f\u0131n\u0131z bir g\u00f6zle size ekonomi<br \/>\nhakk\u0131nda fikir veriyor.<\/p>\n<p>&#8211; \/wp:paragraph &#8211;><\/p><div class=\"bilge-content-2\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-809545792\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"1818807385\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p>&#8211; wp:paragraph &#8211;><\/p>\n<p>Kimileri buna ekonomiyi y\u00f6netmek de dese, taksit say\u0131lar\u0131n\u0131<br \/>\nazalt\u0131p artt\u0131rd\u0131\u011f\u0131n\u0131z s\u00fcrelerin darl\u0131\u011f\u0131, esasen piyasalar\u0131n her seferinde<br \/>\nayarlar\u0131n\u0131 bozmaya neden oluyor. \u00c7\u00fcnk\u00fc bir sat\u0131\u015f s\u0131ras\u0131nda yapaca\u011f\u0131n\u0131z<br \/>\nuygulama, stok y\u00f6netiminden \u00fcretim hatlar\u0131n\u0131n \u00e7al\u0131\u015ft\u0131r\u0131lmas\u0131na kadar her<br \/>\nnoktay\u0131 etkiliyor.<\/p>\n<p>&#8211; \/wp:paragraph &#8211;><\/p>\n<p>&#8211; wp:paragraph &#8211;><\/p>\n<p>D\u00fc\u015f\u00fcnsenize 12 taksit uygulamas\u0131 oldu\u011fu i\u00e7in bir \u00fcretim<br \/>\nstratejisi uyguluyorsunuz; sonra bir sabah kalkt\u0131\u011f\u0131n\u0131zda bak\u0131yorsunuz ki,<br \/>\ntaksit say\u0131s\u0131 s\u0131f\u0131rlanm\u0131\u015f. Tam buna g\u00f6re bir metodoloji geli\u015ftireceksiniz,<br \/>\nsonra taksit say\u0131s\u0131 art\u0131yor ve belki de elinizde hammaddeden \u00fcretim g\u00fcc\u00fcne kadar<br \/>\nbir\u00e7ok noktada haz\u0131rl\u0131ks\u0131z yakalan\u0131yorsunuz.<\/p>\n<p>&#8211; \/wp:paragraph &#8211;><\/p>\n<p>&#8211; wp:paragraph &#8211;><\/p>\n<p>\u015eimdi son olarak taksit say\u0131lar\u0131yla ilgili yeni bir<br \/>\nuygulamaya daha ge\u00e7ildi\u011fi a\u00e7\u0131kland\u0131. BDDK, mobilyada taksit say\u0131lar\u0131n\u0131 12 aydan<br \/>\n18 aya, elektronikte 3 aydan 6 aya, 3 bin 500 TL \u00fczeri TV\u2019lerde de mesela 9\u2019dan<br \/>\n12 aya y\u00fckseltti. Genel ortalaman\u0131n da 18 ay oldu\u011fu belirlendi.<\/p>\n<p>&#8211; \/wp:paragraph &#8211;><\/p>\n<p>&#8211; wp:paragraph &#8211;><\/p>\n<p>Bu durum belirtti\u011fim \u00fcretim veya ithalat kabiliyetini alt \u00fcs<br \/>\netti\u011fi gibi ba\u015fka ger\u00e7ekleri de \u00f6n\u00fcm\u00fcze getiriyor. Bunlardan birincisi \u015fayet bu<br \/>\nhamle olumlu sonu\u00e7 verirse piyasa rahatlar ama bu kez de enflasyon<br \/>\nrakamlar\u0131n\u0131zda y\u00fckseli\u015fe neden olur.<\/p>\n<p>&#8211; \/wp:paragraph &#8211;><\/p>\n<p>&#8211; wp:paragraph &#8211;><\/p>\n<p>Olumsuz sonu\u00e7 verirse buna g\u00fcvenen reel sekt\u00f6r\u00fcn \u00fczerinde<br \/>\nciddi bir stok bask\u0131s\u0131 olu\u015fur. \u015eu anda dahi bilhassa dayan\u0131kl\u0131 t\u00fcketim ve beyaz<br \/>\ne\u015fyada bayiler kanal\u0131nda anormal bir stok birikimi olu\u015ftu\u011funu bizzat sekt\u00f6r<br \/>\nmensuplar\u0131 dile getiriyor.<\/p>\n<p>&#8211; \/wp:paragraph &#8211;><\/p>\n<p>&#8211; wp:paragraph &#8211;><\/p>\n<p>Mesela bu hamle mevcut stoklar\u0131n eritilmesi i\u00e7in mi<br \/>\nkullan\u0131l\u0131r, yoksa yeni sat\u0131\u015f bask\u0131lar\u0131n\u0131 m\u0131 beraberinde getirir. Bunun hesab\u0131<br \/>\nyap\u0131ld\u0131 m\u0131?&nbsp; \u00c7\u00fcnk\u00fc sekt\u00f6rlerde a\u015f\u0131r\u0131 stok<br \/>\nve \u00f6deme zorunluluklar\u0131, bilhassa bayilikle ilgili sistemlerde, mal\u0131n \u00f6deme<br \/>\ng\u00fcnlerinde yok piyasaya piyasaya s\u00fcr\u00fclmesine ve spot piyasa olu\u015fmas\u0131na yol<br \/>\na\u00e7ar.<\/p>\n<p>&#8211; \/wp:paragraph &#8211;><\/p>\n<p>&#8211; wp:paragraph &#8211;><\/p>\n<p>Spot piyasa da bayiyi daha rekabet edemez hale getirdi\u011finden<br \/>\nk\u0131s\u0131r d\u00f6ng\u00fcye girersiniz. \u015eimdi taksitleri yine artt\u0131r\u0131yoruz. Soru \u015fu: Peki ne<br \/>\nzamana kadar? <\/p>\n<p>&#8211; \/wp:paragraph &#8211;><\/p>\n<p>&#8211; wp:paragraph &#8211;><\/p>\n<p>\u0130kinci soru ise bence daha kritik. Bilhassa zorunlu<br \/>\nal\u0131mlarda insanlar\u0131n gelecek gelirlerini daha \u00e7ok ipotek alt\u0131na alarak<br \/>\nal\u0131\u015fveri\u015fe y\u00f6nelmeleri, gelecek projeksiyonu a\u00e7\u0131s\u0131ndan nas\u0131l y\u00f6netilecek? Bunun<br \/>\nhesab\u0131 yap\u0131ld\u0131 m\u0131?<\/p>\n<p>&#8211; \/wp:paragraph &#8211;><\/p>\n<p>&#8211; wp:paragraph &#8211;><\/p>\n<p>Ve en \u00f6nemli soru bence \u015fu? Siz bu olanaklar\u0131 sunuyorsunuz<br \/>\nama 110 milyar TL\u2019yi a\u015fan batak ve bundan da fazla potansiyel sorunlu alacak<br \/>\nvarken, vatanda\u015f\u0131n bu al\u0131\u015fveri\u015fi yapmaya g\u00fcc\u00fc var m\u0131? Taksit taksit bir yere<br \/>\ngidiyoruz; ama gitti\u011fimiz yeri bilmiyor olmam\u0131z ise sorular\u0131n ve sorunlar\u0131n<br \/>\nsan\u0131r\u0131m en b\u00fcy\u00fc\u011f\u00fc&#8230;<\/p>\n<p>&#8211; \/wp:paragraph &#8211;><\/p>\n<p>&#8211; wp:paragraph &#8211;><\/p>\n<p>cetinunsalan@yahoo.com<\/p>\n<p>&#8211; \/wp:paragraph &#8211;><\/p>\n","protected":false},"excerpt":{"rendered":"<p>&#8211; wp:paragraph &#8211;> Ali Babacan zaman\u0131nda bir tart\u0131\u015fma vard\u0131 hat\u0131rl\u0131yor musunuz? Gaz \/ fren tart\u0131\u015fmas\u0131&#8230; Ekonomide hen\u00fcz ger\u00e7ekler bu kadar ortaya \u00e7\u0131kmam\u0131\u015fken, bilhassa 2008 \u2013&hellip;<\/p>\n","protected":false},"author":5,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[1],"tags":[904,808,801],"class_list":["post-57550","post","type-post","status-publish","format-standard","hentry","category-tumyazilar","tag-cetin-unsalan-yazilari","tag-ekonomi-makaleleri","tag-ekonomi-yazarlari-listesi"],"_links":{"self":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts\/57550","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/comments?post=57550"}],"version-history":[{"count":0,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts\/57550\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/media?parent=57550"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/categories?post=57550"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/tags?post=57550"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}