{"id":57439,"date":"2019-05-22T08:44:51","date_gmt":"2019-05-22T05:44:51","guid":{"rendered":"https:\/\/www.bilgeyatirimci.com\/?p=57439"},"modified":"2019-05-22T08:44:52","modified_gmt":"2019-05-22T05:44:52","slug":"bayram-tuzagina-dusmeyin","status":"publish","type":"post","link":"https:\/\/www.bilgeyatirimci.com\/i\/bayram-tuzagina-dusmeyin\/","title":{"rendered":"Bayram tuza\u011f\u0131na d\u00fc\u015fmeyin"},"content":{"rendered":"<p>&#8211; wp:paragraph &#8211;><\/p><div class=\"bilge-yaziust\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-1484753614\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"9580705384\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p>Bayram yakla\u015f\u0131rken bankalardan turizm \u015firketlerine kadar<br \/>\nherkes yine co\u015ftu. Bayrama \u00f6zel krediler bir tarafta, \u2018doldu ta\u015ft\u0131\u2019 denilerek<br \/>\nturizm \u00f6zendirilmeleri di\u011fer tarafta T\u00fcrkiye\u2019nin \u00f6n\u00fcnde \u2018biraz daha bat\u2019<br \/>\nmesaj\u0131yla t\u00fcketicinin \u00f6n\u00fcne servis ediliyor.<\/p>\n<p>&#8211; \/wp:paragraph &#8211;><\/p>\n<p>&#8211; wp:paragraph &#8211;><\/p>\n<p>\u00d6ncelikle elbette insanlar\u0131n tatile gitmek de, ihtiyac\u0131<br \/>\nvarsa da kredi kullanmak en do\u011fal hakk\u0131. Fakat bunlar abart\u0131 \u00f6zendirmelerle<br \/>\nortaya sa\u00e7\u0131l\u0131yorsa dikkatli olmak ve do\u011fru okumak gerekir. Mesela s\u00f6ylenenlerin<br \/>\naksine durumun \u00e7ok da iyi olmad\u0131\u011f\u0131 izlenimini bize anlat\u0131r.<\/p>\n<p>&#8211; \/wp:paragraph &#8211;><\/p>\n<p>&#8211; wp:paragraph &#8211;><\/p>\n<p>Turistik bir yere gidecekler i\u00e7in \u015fu analizi yapmak gerekir.<br \/>\nKa\u00e7 ki\u015fi pe\u015fin paras\u0131yla ya da kredi kart\u0131yla \u00f6dese de ay sonunda kapataca\u011f\u0131<br \/>\nekstresiyle tatil ihtiyac\u0131n\u0131 giderecek? Yoksa her zaman oldu\u011fu gibi taksit<br \/>\n\u00fczerinden yeni bir bor\u00e7 mu yarat\u0131lacak?<\/p><div class=\"bilge-content-1\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-2172875458\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"3167340272\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p>&#8211; \/wp:paragraph &#8211;><\/p>\n<p>&#8211; wp:paragraph &#8211;><\/p>\n<p>\u0130htiya\u00e7 kredileri i\u00e7in de durum farkl\u0131 de\u011fil. \u0130nsanlar\u0131n son<br \/>\nderece s\u0131k\u0131\u015ft\u0131\u011f\u0131n\u0131n ve paraya ihtiyac\u0131n\u0131n oldu\u011funun fark\u0131nday\u0131z. \u0130\u015fte bu<br \/>\nger\u00e7ekten yola \u00e7\u0131karak bankalar\u0131n y\u00fcksek faiz oranlar\u0131yla size kredi satmas\u0131,<br \/>\ns\u0131k\u0131nt\u0131ya s\u0131k\u0131nt\u0131 katmaktan ba\u015fka bir i\u015fe yaramayacak.<\/p>\n<p>&#8211; \/wp:paragraph &#8211;><\/p><div class=\"bilge-content-2\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-2747782116\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"1818807385\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p>&#8211; wp:paragraph &#8211;><\/p>\n<p>Eskiden borcun bor\u00e7la kapat\u0131lmas\u0131 gibi \u00e7\u0131k\u0131\u015f noktalar\u0131<br \/>\naran\u0131yordu. O zaman da mant\u0131kl\u0131 de\u011fildi, ama faiz oranlar\u0131 aras\u0131ndaki farkta,<br \/>\nbir nevi bor\u00e7 \u00f6teleme olarak kullan\u0131lan bir sistem olarak \u00f6n\u00fcm\u00fcze \u00e7\u0131k\u0131yordu.<\/p>\n<p>&#8211; \/wp:paragraph &#8211;><\/p>\n<p>&#8211; wp:paragraph &#8211;><\/p>\n<p>Lakin mevcut faiz oranlar\u0131yla borcu bor\u00e7la \u00e7evirmeye<br \/>\n\u00e7al\u0131\u015fmak bir ka\u00e7 noktada sak\u0131ncal\u0131. \u00d6ncelikle daha \u00f6nce kulland\u0131\u011f\u0131n\u0131z ve \u015fu<br \/>\na\u015famada \u00f6demekte zorluk \u00e7ekti\u011finiz kredinin faiz oranlar\u0131n\u0131 dikkate al\u0131n.<\/p>\n<p>&#8211; \/wp:paragraph &#8211;><\/p>\n<p>&#8211; wp:paragraph &#8211;><\/p>\n<p>G\u00f6receksiniz ki bug\u00fcn size sunulan oranlar, kulland\u0131\u011f\u0131n\u0131z<br \/>\nd\u00f6nemin kat be kat \u00fczerinde. Yani filmin sonunda borcu \u00f6teleyeyim derken, daha<br \/>\nb\u00fcy\u00fck bir borcun alt\u0131na girmeniz \u00e7ok da \u015fa\u015f\u0131rt\u0131c\u0131 olmayan bir sonu\u00e7 olacakt\u0131r.<\/p>\n<p>&#8211; \/wp:paragraph &#8211;><\/p>\n<p>&#8211; wp:paragraph &#8211;><\/p>\n<p>Yine bir di\u011fer fakt\u00f6r d\u00fcnya ekonomisinde s\u0131k\u0131nt\u0131lar b\u00fcy\u00fcd\u00fc\u011f\u00fc<br \/>\ns\u00fcre\u00e7te, T\u00fcrkiye\u2019nin ekonomisinin ekstradan riskler ta\u015f\u0131mas\u0131 ve k\u00fc\u00e7\u00fclme<br \/>\nger\u00e7e\u011fiyle kar\u015f\u0131 kar\u015f\u0131ya kalmas\u0131. Bu durumda i\u015fverenseniz i\u015flerinizin<br \/>\nk\u00f6t\u00fcle\u015fme, \u00e7al\u0131\u015fansan\u0131z i\u015ften \u00e7\u0131kar\u0131lma riskiniz hi\u00e7 de az\u0131msanacak bir noktada<br \/>\nde\u011fil.<\/p>\n<p>&#8211; \/wp:paragraph &#8211;><\/p>\n<p>&#8211; wp:paragraph &#8211;><\/p>\n<p>OECD son olarak T\u00fcrkiye ekonomisinde b\u0131rak\u0131n az b\u00fcy\u00fcmeyi,<br \/>\neksi b\u00fcy\u00fcmeleri \u00f6ng\u00f6ren bir rapor yay\u0131nlad\u0131. O y\u00fczden size sunulan haberlere<br \/>\ng\u00f6zlerinizi ve kulaklar\u0131n\u0131z\u0131 kapat\u0131n. Tamamen kendi ger\u00e7ekleriniz ve b\u00fct\u00e7eniz<br \/>\ndo\u011frultusunda hareket edin.<\/p>\n<p>&#8211; \/wp:paragraph &#8211;><\/p>\n<p>&#8211; wp:paragraph &#8211;><\/p>\n<p>Bankalar\u0131 anlayabiliyorum. \u00c7\u00fcnk\u00fc bir tarafta kredi vermekte<br \/>\nzorlan\u0131yorlar, \u00f6te tarafta bat\u0131k kredi oranlar\u0131 \u00e7ok y\u00fcksek. Bir tarafta ekonomi<br \/>\ny\u00f6netimi Hazine ka\u011f\u0131tlar\u0131n\u0131 almas\u0131 i\u00e7in bask\u0131y\u0131 artt\u0131rd\u0131, di\u011fer tarafta<br \/>\nsatamad\u0131klar\u0131 paran\u0131n maliyeti \u00e7ok y\u00fckselmeye ba\u015flad\u0131. Neticede onlar da<br \/>\nsendikasyon ad\u0131 alt\u0131nda bor\u00e7 kullan\u0131yorlar.<\/p>\n<p>&#8211; \/wp:paragraph &#8211;><\/p>\n<p>&#8211; wp:paragraph &#8211;><\/p>\n<p>Bu \u015fartlar alt\u0131nda kredi verecek ki\u015fi bulabilirler mi;<br \/>\ntart\u0131\u015f\u0131l\u0131r. Ama bulduklar\u0131n\u0131n i\u015finin bu g\u00fcnden daha kolay olaca\u011f\u0131n\u0131 s\u00f6ylemek<br \/>\ng\u00fc\u00e7. Velhas\u0131l kelam gelenekselle\u015fmi\u015f hale gelen bayram gaz\u0131na ve tuza\u011f\u0131na<br \/>\nd\u00fc\u015fmeyin. Siz geleneksel olarak b\u00fcy\u00fcklerinizi ziyaret edin; bankay\u0131 de\u011fil.<\/p>\n<p>&#8211; \/wp:paragraph &#8211;><\/p>\n<p>&#8211; wp:paragraph &#8211;><\/p>\n<p>cetinunsalan@yahoo.com<\/p>\n<p>&#8211; \/wp:paragraph &#8211;><\/p>\n","protected":false},"excerpt":{"rendered":"<p>&#8211; wp:paragraph &#8211;> Bayram yakla\u015f\u0131rken bankalardan turizm \u015firketlerine kadar herkes yine co\u015ftu. Bayrama \u00f6zel krediler bir tarafta, \u2018doldu ta\u015ft\u0131\u2019 denilerek turizm \u00f6zendirilmeleri di\u011fer tarafta T\u00fcrkiye\u2019nin&hellip;<\/p>\n","protected":false},"author":5,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[1],"tags":[904,808,801],"class_list":["post-57439","post","type-post","status-publish","format-standard","hentry","category-tumyazilar","tag-cetin-unsalan-yazilari","tag-ekonomi-makaleleri","tag-ekonomi-yazarlari-listesi"],"_links":{"self":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts\/57439","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/comments?post=57439"}],"version-history":[{"count":0,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts\/57439\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/media?parent=57439"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/categories?post=57439"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/tags?post=57439"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}