{"id":57185,"date":"2019-04-12T08:32:04","date_gmt":"2019-04-12T05:32:04","guid":{"rendered":"https:\/\/www.bilgeyatirimci.com\/?p=57185"},"modified":"2019-04-12T08:32:04","modified_gmt":"2019-04-12T05:32:04","slug":"insaata-kidem-destegi","status":"publish","type":"post","link":"https:\/\/www.bilgeyatirimci.com\/i\/insaata-kidem-destegi\/","title":{"rendered":"\u0130n\u015faata k\u0131dem deste\u011fi"},"content":{"rendered":"<p>Hazine ve Maliye Bakan\u0131 Berat Albayrak\u2019\u0131n a\u00e7\u0131klad\u0131\u011f\u0131 paketin tutar taraf\u0131 var m\u0131, derseniz; hay\u0131r yok. Zaten kimsenin de tatmin olmad\u0131\u011f\u0131n\u0131 biliyoruz. Ger\u00e7ekten \u00e7\u00f6z\u00fcm ve d\u00f6n\u00fc\u015f\u00fcm anlam\u0131nda yap\u0131lacaklar \u2018cek \u2013 cak\u2019tan \u00f6teye gitmiyor.<\/p><div class=\"bilge-yaziust\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-3162240485\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"9580705384\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p>Fakat bir tarafta i\u00e7i bo\u015f hayali s\u00f6ylemler dururken, \u00f6te tarafta kaynak yetersizli\u011fi ve sorunlar\u0131n b\u00fcy\u00fcmesinin, geri ad\u0131m at\u0131lan noktalarda \u00f6ne \u00e7\u0131kt\u0131\u011f\u0131na \u015fahit oluyoruz. Bu da nedense geni\u015f kitlelerin haklar\u0131n\u0131n gasp\u0131 olarak \u00f6n\u00fcm\u00fcze geliyor.<\/p>\n<p>Bunlardan ikisi de k\u0131dem tazminat\u0131 ve zorunlu bireysel emeklilik sistemi&#8230; Her ikisi de ciddi anlamda tart\u0131\u015f\u0131l\u0131rken, ikisini birle\u015ftirdi\u011finizde, sorunu ortadan kald\u0131rm\u0131yorsunuz. Sadece tart\u0131\u015f\u0131lacak daha b\u00fcy\u00fck bir \u015fey yarat\u0131yorsunuz.<\/p>\n<p>K\u0131dem tazminat\u0131n\u0131n fona devredilmesine dair kar\u015f\u0131 \u00e7\u0131k\u0131\u015flardaki en temel neden, h\u00fck\u00fcmetlerin bu tip fonlar\u0131 k\u00f6t\u00fc ve amac\u0131 d\u0131\u015f\u0131nda kullanmas\u0131. Yasayla s\u0131n\u0131rlar\u0131 net \u00e7izilen deprem fonlar\u0131n\u0131n, i\u015fsizlik fonlar\u0131n\u0131n dahi istismar edilmi\u015f olmas\u0131 k\u0131dem konusundaki endi\u015felerin temelini olu\u015fturuyor.<\/p>\n<p>Yani bug\u00fcnk\u00fc durumda kamu hakem olabilse, belki de i\u015fveren de \u00e7al\u0131\u015fan da meseleye kar\u015f\u0131 \u00e7\u0131kmayacak. Ama herkes \u00e7ok iyi biliyor ki, o para o kasaya girerse, tekrar \u00e7\u0131kmas\u0131 zor. Nitekim 5 y\u0131ldan \u00f6nce dokunamamak ba\u015fta olmak \u00fczere, emareler de bunu do\u011fruluyor.<\/p>\n<p>Di\u011fer ba\u015fl\u0131ksa ise, d\u00fcnyan\u0131n en tart\u0131\u015fmal\u0131 konular\u0131ndan biri olabilecek, \u00f6zel sekt\u00f6re ait bir \u00fcr\u00fcn\u00fcn, vatanda\u015fa zorla sat\u0131lmas\u0131&#8230; Zorunlu BES\u2019ten bahsediyorum. \u0130nsana zorla tasarruf yapt\u0131rmay\u0131 ama\u00e7layan bir sistem.<\/p>\n<p>Tasarruf dediysem hemen kavram\u0131n arkas\u0131na s\u0131\u011f\u0131n\u0131p, farkl\u0131 d\u00fc\u015f\u00fcncelere ge\u00e7meyin. Maa\u015f\u0131n\u0131zdan ge\u00e7inip ge\u00e7inemedi\u011finize bak\u0131lmaks\u0131z\u0131n kesiliyor. Bu durum nitekim s\u00fcrenin k\u0131s\u0131tl\u0131 oldu\u011fu ortamda hemen \u00e7\u0131k\u0131\u015flar\u0131 da beraberinde getirdi. Buna \u00f6nlem olarak da \u00e7\u0131k\u0131\u015f\u0131 neredeyse olanaks\u0131z hale getirecek metotlara gidildi.<\/p>\n<p>\u015eimdi geldi\u011fimiz noktada ise, her ikisi de tart\u0131\u015fmal\u0131 olmas\u0131na ra\u011fmen, birle\u015ftirip, in\u015faat sekt\u00f6r\u00fcn\u00fc fonlayacak yeni bir y\u00f6ntem buluyorlar. Mesela k\u0131dem ile ilgili tart\u0131\u015fmalar\u0131 hat\u0131rlad\u0131\u011f\u0131n\u0131zda ev almak \u015fart\u0131yla zaman\u0131ndan \u00f6nce fondaki paray\u0131 kullanmaya izin veren yakla\u015f\u0131mlar\u0131 hat\u0131rlay\u0131n.<\/p><div class=\"bilge-content-1\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-2805963987\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"3167340272\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p>Ama Bakan Albayrak\u2019\u0131n deyimiyle, en \u00f6nemlisi yeni a\u00e7\u0131klanan pakette, fonda biriken kaynaklar\u0131n reel sekt\u00f6re destek olaca\u011f\u0131na dair madde. Bu iktidar\u0131n reel sekt\u00f6rden ne anlad\u0131\u011f\u0131n\u0131 biliyoruz.<\/p>\n<p>Salt in\u015faat sekt\u00f6r\u00fcnden ibaret bir reel sekt\u00f6r anlay\u0131\u015f\u0131 i\u00e7erisinde, biriken bunca yap\u0131 stoku varken, anla\u015f\u0131lan o ki, bu paray\u0131 da kullan\u0131p s\u0131k\u0131\u015fan m\u00fcteahhitlerini, bundan dolay\u0131 sars\u0131lan bankalar\u0131 ve t\u0131kanan kendi alg\u0131lad\u0131klar\u0131n\u0131 i\u00e7 piyasay\u0131 kurtarman\u0131n derdine d\u00fc\u015ft\u00fcler.<\/p>\n<p>Peki t\u00fcm bunlar ne zaman a\u00e7\u0131klan\u0131yor? IMF \u2013 D\u00fcnya Bankas\u0131 toplant\u0131lar\u0131n\u0131n hemen \u00f6ncesinde&#8230; Ger\u00e7ekten de tesad\u00fcf oldu\u011funu sanmak g\u00fc\u00e7. \u00c7\u00fcnk\u00fc \u00e7ok IMF kokan hareketler bunlar.<\/p>\n<p><u><a href=\"mailto:cetinunsalan@yahoo.com\">cetinunsalan@yahoo.com<\/a><\/u><\/p><div class=\"bilge-content-2\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-3466430014\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"1818807385\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Hazine ve Maliye Bakan\u0131 Berat Albayrak\u2019\u0131n a\u00e7\u0131klad\u0131\u011f\u0131 paketin tutar taraf\u0131 var m\u0131, derseniz; hay\u0131r yok. Zaten kimsenin de tatmin olmad\u0131\u011f\u0131n\u0131 biliyoruz. Ger\u00e7ekten \u00e7\u00f6z\u00fcm ve d\u00f6n\u00fc\u015f\u00fcm&hellip;<\/p>\n","protected":false},"author":5,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[1],"tags":[904,808,801],"class_list":["post-57185","post","type-post","status-publish","format-standard","hentry","category-tumyazilar","tag-cetin-unsalan-yazilari","tag-ekonomi-makaleleri","tag-ekonomi-yazarlari-listesi"],"_links":{"self":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts\/57185","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/comments?post=57185"}],"version-history":[{"count":0,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts\/57185\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/media?parent=57185"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/categories?post=57185"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/tags?post=57185"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}