{"id":56699,"date":"2019-01-09T06:39:11","date_gmt":"2019-01-09T03:39:11","guid":{"rendered":"https:\/\/www.bilgeyatirimci.com\/?p=56699"},"modified":"2019-01-09T06:39:11","modified_gmt":"2019-01-09T03:39:11","slug":"cetin-unsalan-rahatlatma","status":"publish","type":"post","link":"https:\/\/www.bilgeyatirimci.com\/i\/cetin-unsalan-rahatlatma\/","title":{"rendered":"\u00c7etin \u00dcnsalan &#8211; Rahatlatma&#8230;"},"content":{"rendered":"<p><em><strong>Ekonomide rahatlatma g\u00fcndem oldu. Cumhurba\u015fkan\u0131 Erdo\u011fan ve Bakan Albayrak\u2019\u0131n a\u00e7\u0131klamalar\u0131na bakt\u0131\u011f\u0131m\u0131zda yeniden yap\u0131land\u0131rmalar ve bir tak\u0131m destekler g\u00fcndemde. Bunlar\u0131 se\u00e7im yat\u0131r\u0131m\u0131 olarak da g\u00f6rmek m\u00fcmk\u00fcn, t\u0131kanm\u0131\u015f soka\u011f\u0131n a\u00e7\u0131lma ihtiyac\u0131n\u0131 gidermek de&#8230;<\/strong><\/em><\/p><div class=\"bilge-yaziust\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-276380242\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"9580705384\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p>Neresinden bakarsan\u0131z bak\u0131n, buna ihtiya\u00e7 vard\u0131. Yani yap\u0131lanlarla ilgili tart\u0131\u015fmaya girmek anlams\u0131z. As\u0131l burada yakla\u015f\u0131mla ilgili sakatl\u0131\u011f\u0131 g\u00f6rmek laz\u0131m. Ortada bir ekonomik a\u00e7\u0131l\u0131mdan \u00e7ok ulufe da\u011f\u0131tma g\u00f6r\u00fcnt\u00fcs\u00fc var. Nitekim bankalar\u0131n futbol kul\u00fcplerine olan desteklerini de bu \u00e7er\u00e7eveden g\u00f6rmek olas\u0131.<\/p>\n<p>\u00d6ncelikle yap\u0131lanlar\u0131n kamu b\u00fct\u00e7esine ciddi bir maliyetini olmad\u0131\u011f\u0131 tespitini yapmak gerekiyor. \u00dclke ekonomisine var; ama kamu b\u00fct\u00e7esine yok. Mesela kredilerin ya da kredi kart\u0131 bor\u00e7lar\u0131n\u0131 yap\u0131land\u0131rman\u0131n devlete k\u0131sa vadeli bir maliyeti yok. Bankalar nezdinde bir problem yaratabilir ki, orada da \u015f\u00fcpheli alacak yerine yap\u0131land\u0131rma daha cazip geliyor.<\/p>\n<p>\u00dcstelik bunlar\u0131n \u00e7ift\u00e7ilere y\u00fczde 11 faizle yap\u0131land\u0131rma d\u0131\u015f\u0131nda bir riski de yok. \u00c7\u00fcnk\u00fc di\u011ferlerinin tamam\u0131 eski faizle sat\u0131lan kredilerin, yeni ve y\u00fcksek faizle yeni bor\u00e7lar ya da bankalar nezdindeki tan\u0131m\u0131yla krediler haline d\u00f6n\u00fc\u015ft\u00fcr\u00fclmesi bilan\u00e7olar\u0131 da fiktif olarak rahatlat\u0131yor. \u00d6denir mi; i\u015fte oras\u0131 soru i\u015fareti&#8230;<\/p>\n<p>Esnafa aktar\u0131lacak kaynak zaten rutin bir i\u015flem. Buna esnaf ula\u015fabilir mi; oras\u0131 da soru i\u015fareti&#8230; Kredi kart\u0131 bor\u00e7lar\u0131n\u0131n tek bir \u00e7at\u0131 alt\u0131nda toplanmas\u0131 ve bu yolla da bir \u00e7\u0131k\u0131\u015f aranmas\u0131 g\u00fczel. Ama burada da sonu\u00e7 al\u0131nmas\u0131 cevaba muhta\u00e7 yerlerle dolu.<\/p>\n<p>Sigorta priminde 500 ki\u015finin \u00fczerinde istihdam edenlere pozitif ayr\u0131mc\u0131l\u0131k yap\u0131lmas\u0131 da g\u00fczel. Ama bunlar daha sonra bir affa konu olacak m\u0131 bilmiyoruz. Zira o zaman kamu maliyesine k\u0131sa vadeli y\u00fck haline d\u00f6n\u00fc\u015f\u00fcr. Ama genel itibariyle bakt\u0131\u011f\u0131n\u0131zda hem destek yetersiz; hem de zaten ka\u011f\u0131t \u00fczerinde kalan alacaklardan vazge\u00e7mek anlam\u0131na geliyor.<\/p>\n<p>Dedi\u011fim gibi bunlar\u0131n t\u00fcm\u00fc asl\u0131nda uygulanabilir y\u00f6ntemler. Niyeti de \u015f\u00fcphesiz se\u00e7im. \u0130\u015fte zaten yakla\u015f\u0131m burada sakatlan\u0131yor. T\u00fcm bu rahatlatmay\u0131, belli bir program\u0131n par\u00e7as\u0131 olarak yapar, o program\u0131 da olu\u015ftururken, bunun nedenlerini masaya yat\u0131rarak \u00e7\u00f6z\u00fcm bulmazsan\u0131z, \u00e7o\u011funun orta vadede ekonomiye yeni bir y\u00fck, belki de g\u00f6rev zarar\u0131 olarak gelece\u011fini g\u00f6rece\u011fimiz kesin.<\/p>\n<p>\u00d6yleyse nedeni ne olursa olsun, arka arkaya yap\u0131lmaya \u00e7al\u0131\u015f\u0131lan bu rahatlatma, \u00f6ncelikle ekonomide b\u00fcy\u00fck sorunlar oldu\u011funun dile getirilmese de kabul edildi\u011fini g\u00f6steriyor. Bug\u00fcne kadar yap\u0131lan hatalar\u0131n eseri olan bu foto\u011fraf\u0131n temizlenmesi g\u00fczel. Peki ya sonra?<\/p><div class=\"bilge-content-1\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-1643524017\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"3167340272\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p>\u0130\u015fte ulufe ile \u00e7\u00f6z\u00fcm\u00fcn aras\u0131ndaki temel fark ve rahatlatma kavram\u0131n\u0131n ta\u015f\u0131d\u0131\u011f\u0131 anlam burada de\u011fi\u015fim g\u00f6steriyor. \u015eayet planl\u0131 bir ekonomik model i\u00e7erisinde, zaman kazanmak i\u00e7in baz\u0131 rahatlatmalar\u0131 yap\u0131yorsan\u0131z, bunun ekonomik anlamda kabul edilebilir bir taraf\u0131 var ve desteklenmelidir.<\/p>\n<p>Lakin bizim sorunumuz daha b\u00fcy\u00fck. Ger\u00e7ek\u00e7i bir ekonomik yol haritam\u0131z olmad\u0131\u011f\u0131 gibi, rahatlatmaya konu meselelerin de nedenlerine bakm\u0131yoruz. Nedenlerini sorgulay\u0131p, bunlar\u0131 ortadan kald\u0131rmad\u0131\u011f\u0131n\u0131z her ba\u015fl\u0131k da, sadece daha sonra \u00f6n\u00fcn\u00fcze tekrar gelecek ba\u015fl\u0131klardan ibarettir.<\/p>\n<p>Bu nedenle se\u00e7im \u00f6ncesi m\u00fcjde diye sunulanlar\u0131n asl\u0131nda \u00e7ok da m\u00fcjde olmad\u0131\u011f\u0131n\u0131, k\u0131sa vadeli hareketler anlam\u0131na geldi\u011fini ve sorunu \u00e7\u00f6zmek, ard\u0131ndan da \u00e7\u0131k\u0131\u015f\u0131 yakalamak i\u00e7in bir model olu\u015fturulmad\u0131\u011f\u0131ndan ekonomiye yeni y\u00fckler getirece\u011fini s\u00f6ylemek gerekir.<\/p>\n<p>Ama buras\u0131 T\u00fcrkiye&#8230; K\u0131sa vadeli ya\u015fayanlar\u0131n memleketiyiz biz. \u0130ktidar se\u00e7im \u00f6ncesi bu rahatlatmay\u0131 yapar; elektrik da\u011f\u0131t\u0131m \u015firketlerini de i\u015fin i\u00e7ine katarak elektrikten kredilerin \u00f6telenmesine yeni bir a\u00e7\u0131l\u0131m sa\u011flar; ard\u0131ndan da oylar\u0131 toplar.<\/p><div class=\"bilge-content-2\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-2381774011\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"1818807385\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p>Sonra hi\u00e7bir \u015fey d\u00fczelmeyip, aksine hedefsiz ulufe da\u011f\u0131t\u0131ld\u0131\u011f\u0131ndan daha b\u00fcy\u00fck maliyetlerle kar\u015f\u0131la\u015f\u0131r ve birbirimize sormaya ba\u015flar\u0131z: Ne oldu \u015fimdi; neden bunlar benim ba\u015f\u0131ma geldi? Ama bunun hi\u00e7bir soruna \u00e7aresi olmaz. \u00c7\u00fcnk\u00fc her seferinde patates ekip, domates alaca\u011f\u0131m\u0131za inand\u0131r\u0131l\u0131yoruz. K\u0131sa vadeli ya\u015fad\u0131k\u00e7a da, sonras\u0131nda daha \u00e7ok bat\u0131yoruz.<\/p>\n<p>Lakin onun da bir \u00e7aresi var. Anlatmak, enflasyon canavar\u0131, stok\u00e7ular, f\u0131rsat\u00e7\u0131lar, d\u0131\u015f g\u00fc\u00e7ler, faiz lobisi derken yeni bir isim bulmaya bakar. Hay\u0131rl\u0131 rahatlamalar&#8230;<\/p>\n<p><u><a href=\"mailto:cetinunsalan@yahoo.com\">cetinunsalan@yahoo.com<\/a><\/u><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Ekonomide rahatlatma g\u00fcndem oldu. Cumhurba\u015fkan\u0131 Erdo\u011fan ve Bakan Albayrak\u2019\u0131n a\u00e7\u0131klamalar\u0131na bakt\u0131\u011f\u0131m\u0131zda yeniden yap\u0131land\u0131rmalar ve bir tak\u0131m destekler g\u00fcndemde. Bunlar\u0131 se\u00e7im yat\u0131r\u0131m\u0131 olarak da g\u00f6rmek m\u00fcmk\u00fcn,&hellip;<\/p>\n","protected":false},"author":5,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[1],"tags":[904,808,801],"class_list":["post-56699","post","type-post","status-publish","format-standard","hentry","category-tumyazilar","tag-cetin-unsalan-yazilari","tag-ekonomi-makaleleri","tag-ekonomi-yazarlari-listesi"],"_links":{"self":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts\/56699","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/comments?post=56699"}],"version-history":[{"count":0,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts\/56699\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/media?parent=56699"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/categories?post=56699"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/tags?post=56699"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}