{"id":56441,"date":"2018-11-18T11:55:37","date_gmt":"2018-11-18T08:55:37","guid":{"rendered":"https:\/\/www.bilgeyatirimci.com\/?p=56441"},"modified":"2018-11-19T11:56:35","modified_gmt":"2018-11-19T08:56:35","slug":"mahfi-egilmez-faizler-nasil-dusurulur","status":"publish","type":"post","link":"https:\/\/www.bilgeyatirimci.com\/i\/mahfi-egilmez-faizler-nasil-dusurulur\/","title":{"rendered":"Mahfi E\u011filmez &#8211; Faizler Nas\u0131l D\u00fc\u015f\u00fcr\u00fcl\u00fcr?"},"content":{"rendered":"<h2>Mahfi E\u011filmez&#8217;in bug\u00fcnk\u00fc yaz\u0131s\u0131<\/h2>\n<p>1970\u2019lerde Fiyat belirlemek serbest de\u011fildi. Fiyat art\u0131rmak isteyenler \u00e7e\u015fitli bakanl\u0131k temsilcilerinden olu\u015fan Fiyat Tespit Komitesi adl\u0131 bir komiteye ba\u015fvurup oradan onay almak zorundayd\u0131. O d\u00f6nemde bu izinleri almadan fiyat art\u0131ranlarla kolluk kuvvetleri u\u011fra\u015f\u0131rd\u0131. Faizler de serbest de\u011fildi. Merkez Bankas\u0131 belirlerdi faizlerin tavan\u0131n\u0131. Bankalar faizle sa\u011flayamad\u0131klar\u0131 rekabeti \u00e7e\u015fitli ikramiye \u00e7ekili\u015fleriyle sa\u011flamaya \u00e7al\u0131\u015f\u0131rlard\u0131.<\/p><div class=\"bilge-yaziust\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-2209397622\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"9580705384\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p>Bunlar\u0131n \u00e7o\u011fu d\u00f6nemin ko\u015fullar\u0131ndan kaynaklanan d\u00fczenlemelerdi. D\u00f6viz kurlar\u0131n\u0131n belirlenmesi sabit kur y\u00f6ntemiyle yap\u0131l\u0131rd\u0131. Ayr\u0131ca kambiyo denetimi vard\u0131. Kimse istedi\u011fi d\u00f6vizi al\u0131p satamaz, bankalarda d\u00f6viz hesab\u0131 a\u00e7amazd\u0131. Sermaye hareketleri serbest de\u011fildi.<\/p>\n<p>1980\u2019lerde T\u00fcrkiye \u00f6nce fiyatlar\u0131n belirlenmesini piyasaya b\u0131rakt\u0131 sonra faizlerin piyasada belirlenmesine ve sabit kur rejiminden esnek kur rejimine ge\u00e7ti. Ard\u0131ndan ekonomi politikas\u0131nda a\u011f\u0131rl\u0131k yava\u015f yava\u015f maliye politikas\u0131ndan para politikas\u0131na do\u011fru kayd\u0131.<\/p>\n<p>Son d\u00f6nemlerde T\u00fcrkiye\u2019de ekonomi politikas\u0131 alan\u0131nda ilgin\u00e7 geli\u015fmeler ya\u015fan\u0131yor. Bu geli\u015fmeler asl\u0131nda ekonomi politikas\u0131 alan\u0131nda m\u0131 de\u011fil mi o da tart\u0131\u015fmal\u0131 ama san\u0131r\u0131m en yak\u0131n oldu\u011fu yer oras\u0131. Mesela bunlardan birisi enflasyonla m\u00fccadelede fiyat denetlemelerine giri\u015filmesi. Ge\u00e7mi\u015fte de yap\u0131ld\u0131\u011f\u0131 i\u00e7in ilgin\u00e7 bir yan\u0131 yok diye d\u00fc\u015f\u00fcn\u00fclebilirse de ilgin\u00e7li\u011fi bu denetimlerin piyasa mekanizmas\u0131 ve fiyatlar\u0131n serbest\u00e7e belirlendi\u011fi bir ortamda yap\u0131l\u0131yor olmas\u0131nda yat\u0131yor. Yani bir yanda piyasa sistemi var gibi ama \u00f6te yandan da yok gibi. \u0130\u015fin ilgin\u00e7li\u011fi burada.<\/p>\n<p>Bir ba\u015fka ilgin\u00e7lik faizler alan\u0131nda ya\u015fan\u0131yor. Faizler, 1980\u2019lerin sonundan beri piyasada serbest\u00e7e belirleniyor. Merkez Bankas\u0131, piyasa ekonomisi sistemini benimsemi\u015f \u00fclkelerde oldu\u011fu gibi para politikas\u0131 arac\u0131l\u0131\u011f\u0131yla faizlere ayar veriyor. Enflasyon y\u00fckseldik\u00e7e kendi bor\u00e7 verme faizini y\u00fckselterek bankalar\u0131n faizlerini y\u00f6nlendirmeye \u00e7al\u0131\u015f\u0131yor. Ne var ki d\u0131\u015f finansmana a\u015f\u0131r\u0131 ba\u011f\u0131ml\u0131 her ekonomide oldu\u011fu gibi T\u00fcrkiye\u2019de riskler artt\u0131k\u00e7a kur y\u00fckseldi\u011fi, ithal girdi fiyatlar\u0131 ve dolay\u0131s\u0131yla \u00fcretim maliyetleri artt\u0131\u011f\u0131 i\u00e7in enflasyon y\u00fckseliyor. Do\u011fal olarak enflasyon y\u00fckseldik\u00e7e bankalar mevduat m\u00fc\u015fterisini kaybetmemek i\u00e7in faizlerini art\u0131rmak zorunda kal\u0131yor.<\/p>\n<h6>Yaz\u0131n\u0131n devam\u0131 i\u00e7in <a href=\"http:\/\/www.mahfiegilmez.com\/2018\/11\/faizler-nasl-dusurulur.html\" target=\"_blank\" rel=\"noopener nofollow external\" data-wpel-link=\"external\">TIKLAYINIZ<\/a>.<\/h6>\n","protected":false},"excerpt":{"rendered":"<p>Mahfi E\u011filmez&#8217;in bug\u00fcnk\u00fc yaz\u0131s\u0131 1970\u2019lerde Fiyat belirlemek serbest de\u011fildi. Fiyat art\u0131rmak isteyenler \u00e7e\u015fitli bakanl\u0131k temsilcilerinden olu\u015fan Fiyat Tespit Komitesi adl\u0131 bir komiteye ba\u015fvurup oradan onay&hellip;<\/p>\n","protected":false},"author":12,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[1],"tags":[808,801,847],"class_list":["post-56441","post","type-post","status-publish","format-standard","hentry","category-tumyazilar","tag-ekonomi-makaleleri","tag-ekonomi-yazarlari-listesi","tag-mahfi-egilmez-yazilari"],"_links":{"self":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts\/56441","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/users\/12"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/comments?post=56441"}],"version-history":[{"count":0,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts\/56441\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/media?parent=56441"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/categories?post=56441"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/tags?post=56441"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}