{"id":56080,"date":"2018-09-26T20:52:38","date_gmt":"2018-09-26T17:52:38","guid":{"rendered":"https:\/\/www.bilgeyatirimci.com\/?p=56080"},"modified":"2018-09-26T20:52:38","modified_gmt":"2018-09-26T17:52:38","slug":"cetin-unsalan-istismar","status":"publish","type":"post","link":"https:\/\/www.bilgeyatirimci.com\/i\/cetin-unsalan-istismar\/","title":{"rendered":"\u00c7etin \u00dcnsalan &#8211; \u0130stismar"},"content":{"rendered":"<p><em><strong>\u0130stanbul Sanayi Odas\u0131 Ba\u015fkan\u0131 Erdal Bah\u00e7\u0131van, reel sekt\u00f6r\u00fc istismar etmeyen finansal bir sistem istediklerini s\u00f6yledi. Bankac\u0131l\u0131k sekt\u00f6r\u00fcn\u00fcn y\u0131llard\u0131r reel sekt\u00f6re ka\u015f\u0131 olumsuz tav\u0131r tak\u0131nd\u0131\u011f\u0131n\u0131 biliyoruz. Ama bug\u00fcn geldi\u011fimiz noktada kredi vermemeyi istismar olarak nitelendirmek biraz topu taca atmak oluyor.<\/strong><\/em><\/p><div class=\"bilge-yaziust\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-1920276530\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"9580705384\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p>Meseleyi bu noktaya getiren, yanl\u0131\u015f ekonomi politikalar\u0131yla T\u00fcrkiye\u2019yi \u00fcretimsiz b\u0131rakan iktidar\u0131 ele\u015ftirmemek ad\u0131na bug\u00fcn bankalara y\u00fcklenmek \u00e7ok etik bir davran\u0131\u015f bi\u00e7imi olmuyor. Y\u0131llar i\u00e7erisinde bunlar\u0131 dile getiren \u0130TO\u2019da Mehmet Y\u0131ld\u0131r\u0131m, ATO\u2019da Sinan Ayg\u00fcn, \u0130SO\u2019da Tan\u0131l K\u00fc\u00e7\u00fck gibi isimleri ele\u015ftirmediniz mi?<\/p>\n<p>Bu isimler y\u0131llarca firmalar\u0131n faaliyet d\u0131\u015f\u0131 karlar\u0131n\u0131n b\u00fcy\u00fck bir problem oldu\u011funu, t\u00fcketime y\u00f6nlendirilen kredilerin reel sekt\u00f6re verilmedi\u011fini s\u00f6yledi\u011finde sahip \u00e7\u0131kt\u0131n\u0131z m\u0131? B\u0131rak\u0131n sahip \u00e7\u0131kmay\u0131, a\u011f\u0131r bir bi\u00e7imde neredeyse i\u015f bilmezlikle su\u00e7land\u0131klar\u0131 d\u00f6nemler olmad\u0131 m\u0131?<\/p>\n<p>E\u011fer ortada bir istismar varsa, o bug\u00fcn olmad\u0131. Y\u0131llarca bankac\u0131l\u0131k sekt\u00f6r\u00fcn\u00fcn dirsek g\u00f6stermesine iktidar korkusundan ba\u015f\u0131n\u0131 \u00e7evirip, ithal ikameli bir \u00fclke yarat\u0131l\u0131rken neredeydiniz? \u0130nsanlara salt t\u00fcketim i\u00e7in kredi verilirken, \u00fcreticinin yurtd\u0131\u015f\u0131ndan bor\u00e7 para bulmak i\u00e7in kap\u0131 kap\u0131 dola\u015ft\u0131\u011f\u0131 g\u00fcnlerde neredeydiniz?<\/p>\n<p>Bug\u00fcn gelinen noktada vatanda\u015f 600 milyar TL\u2019ye yak\u0131n bor\u00e7luysa, reel sekt\u00f6r\u00fcn milyarlarca dolar bor\u00e7lu duruma geldiyse, T\u00fcrkiye\u2019nin pozisyon a\u00e7\u0131\u011f\u0131 390 milyar dolara ula\u015ft\u0131ysa, \u00fclkede 28 milyon icra dosyas\u0131 varsa, bundaki en b\u00fcy\u00fck istismar yanl\u0131\u015fa yanl\u0131\u015f diyemeyen reel sekt\u00f6r temsilcileridir.<\/p>\n<p>\u00dcyeleri k\u0131vran\u0131rken, halen her \u015feyin yolunda oldu\u011funu s\u00f6ylemek, do\u011fruya do\u011fru denilebildi\u011fi kadar, yanl\u0131\u015fa yanl\u0131\u015f diyememek istismar de\u011fil midir? Bankac\u0131l\u0131k sekt\u00f6r\u00fcn\u00fcn y\u0131llar i\u00e7erisinde yabanc\u0131la\u015fmas\u0131na g\u00f6z yummak, Cumhuriyet de\u011ferleriyle \u00fcretilen t\u00fcm kurumlar\u0131n arsalar\u0131 bonus olacak \u015fekilde \u00f6zelle\u015ftirilmesine ba\u015f\u0131n\u0131 \u00e7evirmek istismar de\u011fil midir?<\/p>\n<p>Evet bug\u00fcn geldi\u011fimiz noktada bankac\u0131l\u0131k sisteminin reel sekt\u00f6r\u00fc finanse etmedi\u011fi ya da edemedi\u011fi do\u011frudur. Bunda reel sekt\u00f6r\u00fcn bilan\u00e7olar\u0131ndaki anormal bozulmalar kadar konu\u015fmad\u0131\u011f\u0131n\u0131z bir ger\u00e7ek daha var.<\/p>\n<p>\u00d6zel sekt\u00f6r dedi\u011fimiz yap\u0131 iki ba\u015fl\u0131ktan olu\u015fur. Bunlardan birincisi reel sekt\u00f6r diye nitelendirdi\u011fimiz kesimdir; ikincisi de finansal kesim. E\u011fer sermaye s\u0131k\u0131nt\u0131s\u0131ndan ve bor\u00e7 \u00e7evirmedeki problemlerden bahsediyorsak, finansal kesimin bir y\u0131l i\u00e7erisinde bulmas\u0131 gereken para, reel sekt\u00f6r\u00fcn bulmas\u0131 gerekenden neredeyse 20 \u2013 25 milyar dolar daha fazla.<\/p><div class=\"bilge-content-1\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-3957359371\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"3167340272\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p>Yani teknik olarak ortada bir fark yok. Y\u0131llarca yeni sendikasyona \u00e7\u0131karken, ald\u0131klar\u0131 sendikasyonun \u00f6nemli bir b\u00f6l\u00fcm\u00fcn\u00fc bor\u00e7tan d\u00fc\u015f\u00fcp kalan \u00fc\u00e7 kuru\u015fu getirerek, tamam\u0131n\u0131 bor\u00e7 yazan bankac\u0131l\u0131k sisteminin geldi\u011fi durumu ve bunun nedenlerini konu\u015fmamak istismar de\u011fil midir?<\/p>\n<p>Nitekim durumlar\u0131 o kadar s\u0131k\u0131nt\u0131l\u0131 ki, arka arkaya uluslararas\u0131 kredi derecelendirme kurulu\u015flar\u0131n\u0131n gerek alacaklar\u0131n tahsil a\u00e7maz\u0131, gerekse de d\u00f6viz bor\u00e7lar\u0131 gerek\u00e7esiyle not d\u00fc\u015f\u00fcr\u00fcm\u00fcne muhatap oluyorlar. Sorunlar\u0131 a\u015facaksak ger\u00e7ekleri konu\u015fal\u0131m. Ekonomiyi y\u00f6neteni ele\u015ftirmemek i\u00e7in birbirinizi su\u00e7layacaksan\u0131z, bu \u00fclke daha \u00e7ok fatura \u00f6der.<\/p>\n<p><u>cetinunsalan@yahoo.com<\/u><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u0130stanbul Sanayi Odas\u0131 Ba\u015fkan\u0131 Erdal Bah\u00e7\u0131van, reel sekt\u00f6r\u00fc istismar etmeyen finansal bir sistem istediklerini s\u00f6yledi. Bankac\u0131l\u0131k sekt\u00f6r\u00fcn\u00fcn y\u0131llard\u0131r reel sekt\u00f6re ka\u015f\u0131 olumsuz tav\u0131r tak\u0131nd\u0131\u011f\u0131n\u0131 biliyoruz.&hellip;<\/p>\n","protected":false},"author":5,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[1],"tags":[904,808,801],"class_list":["post-56080","post","type-post","status-publish","format-standard","hentry","category-tumyazilar","tag-cetin-unsalan-yazilari","tag-ekonomi-makaleleri","tag-ekonomi-yazarlari-listesi"],"_links":{"self":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts\/56080","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/comments?post=56080"}],"version-history":[{"count":0,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts\/56080\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/media?parent=56080"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/categories?post=56080"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/tags?post=56080"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}