{"id":55822,"date":"2018-08-29T00:19:05","date_gmt":"2018-08-28T21:19:05","guid":{"rendered":"https:\/\/www.bilgeyatirimci.com\/?p=55822"},"modified":"2018-08-29T00:19:05","modified_gmt":"2018-08-28T21:19:05","slug":"cetin-unsalan-muteahhit-kamu-emlakci-oluyor","status":"publish","type":"post","link":"https:\/\/www.bilgeyatirimci.com\/i\/cetin-unsalan-muteahhit-kamu-emlakci-oluyor\/","title":{"rendered":"\u00c7etin \u00dcnsalan &#8211; M\u00fcteahhit kamu, emlak\u00e7\u0131 oluyor"},"content":{"rendered":"<p><em><strong>Konutta yeni kampanya T\u00fcrkiye\u2019nin g\u00fcndemine oturdu. Stoklar\u0131 t\u00fcketmek i\u00e7in aranan \u00e7areye, sunulan olanaklara tek tek bakt\u0131\u011f\u0131n\u0131zda anla\u015f\u0131lmas\u0131 gereken en \u00f6nemli ba\u015fl\u0131k, stoklar\u0131 ederi de\u011fil, de\u011feri \u00fczerinden kamuya finanse ettirecekleridir.<\/strong><\/em><\/p><div class=\"bilge-yaziust\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-799783110\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"9580705384\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p>Esasen in\u015faat, \u00f6zelle\u015ftirme ad\u0131 alt\u0131nda \u00fclkede Cumhuriyet tarihi boyunca ne var ne yok satan bir iktidar\u0131n i\u00e7 \u00e7eli\u015fkisi oldu. \u00d6nce d\u00fcnyan\u0131n konusunda en yetkili kurumu TOK\u0130\u2019yi yaratt\u0131lar. Dar ve orta gelirleri insanlar\u0131 ev sahibi yapabilmek ad\u0131na g\u00fczel bir projeydi.<\/p>\n<p>Fakat yap\u0131lan i\u015flere bakt\u0131\u011f\u0131n\u0131zda a\u011f\u0131rl\u0131kl\u0131 olarak l\u00fcks konutlar\u0131n, rezidanslar\u0131n i\u015f orta\u011f\u0131 olarak kar\u015f\u0131m\u0131za \u00e7\u0131kt\u0131. Ard\u0131ndan bu yetkiler bakanl\u0131k b\u00fcnyesinde topland\u0131. Art\u0131k \u00f6zelle\u015ftirme (!) diye y\u0131rt\u0131nan bir yakla\u015f\u0131m, \u00f6zel bir sekt\u00f6r olan in\u015faattaki en b\u00fcy\u00fck ortak, hatta gelir payla\u015f\u0131m\u0131 \u00fczerinden i\u015fveren ya da m\u00fcteahhit olmu\u015ftu.<\/p>\n<p>Yanl\u0131\u015f projelendirilen i\u015fler, plans\u0131z yap\u0131la\u015fma, T\u00fcrkiye\u2019nin belki deprem ile ilgili a\u00e7maz\u0131n\u0131 ortadan kald\u0131rmad\u0131, ama birden bire zenginle\u015fen, yurtd\u0131\u015f\u0131ndan kredi ad\u0131 alt\u0131nda al\u0131nan bor\u00e7lar\u0131 topra\u011fa yat\u0131ran bir kesim olu\u015fturdu.<\/p>\n<p>\u00dclkenin belki de kalk\u0131nmas\u0131ndaki en \u00f6nemli sekt\u00f6rlerden biri olan in\u015faat, di\u011fer sekt\u00f6rleri yok edip, bir canavar gibi hakimiyetini tekelle\u015ftirdik\u00e7e b\u00fcy\u00fcme ad\u0131 alt\u0131nda bir bor\u00e7lanma ve rant ekonomisinin merkezi oldu.<\/p>\n<p>\u015e\u00fcphesiz para akarken bunlar\u0131 yapmak kolayd\u0131. Fakat d\u00fcnyada konjonkt\u00fcr de\u011fi\u015fip parasal daralman\u0131n \u00f6ne \u00e7\u0131kmas\u0131yla birlikte s\u0131k\u0131nt\u0131lar ba\u015f g\u00f6stermeye, yenisi yap\u0131lmadan eskileri finanse edilemez hale gelince i\u015fin rengi bozuldu.<\/p>\n<p>Finans kesiminin bu alana \u00e7ok fazla dahil edilmesiyle birlikte sekt\u00f6r, kendinden ba\u015fka t\u00fcm ekonomiyi tehdit eder hale geldi. De\u011ferler \u015fi\u015fti; b\u00fcy\u00fck paralar kazan\u0131ld\u0131; ama \u00fclkenin kaynaklar\u0131 da 2 milyonu a\u015fk\u0131n stok konutla finanse edilemez bir bi\u00e7imde topra\u011fa g\u00f6m\u00fclerek at\u0131l kald\u0131.<\/p>\n<p>Sekt\u00f6rde ciddi iflas dedikodular\u0131 ba\u015f g\u00f6sterip de, ekonominin bozulan dengeleri i\u00e7erisinde faizlerin y\u00fckselmesi, maliyetlerin artmas\u0131yla art\u0131k sekt\u00f6r bir ba\u015f belas\u0131 haline d\u00f6n\u00fc\u015ft\u00fc.<\/p><div class=\"bilge-content-1\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-411472868\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"3167340272\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p>\u015eimdi s\u0131k\u0131\u015fan sekt\u00f6re, ya\u015fananlardan ders almak yerine, ekonomik s\u0131k\u0131nt\u0131y\u0131 tetiklememesi i\u00e7in iktidardan destek geldi. Her ne kadar mesele t\u00fcketicinin ev sahibi olmas\u0131 olarak lanse ediliyorsa da, durum pek \u00f6yle de\u011fil.<\/p>\n<p>\u00c7\u00fcnk\u00fc ben soka\u011fa \u00e7\u0131kt\u0131\u011f\u0131mda milyon TL\u2019lere ya da eski tabiriyle trilyona birka\u00e7 tane ev alacak insan manzaras\u0131 g\u00f6remiyorum. \u015eimdi T\u00fcrkiye\u2019deki faizlerin \u00e7ok alt\u0131nda bir dilimle, bankalar\u0131 devre d\u0131\u015f\u0131 b\u0131rakarak ve teminat \u015fart\u0131 konulmaks\u0131z\u0131n sekt\u00f6r\u00fc ya\u015fatma u\u011fra\u015f\u0131s\u0131 a\u00e7\u0131kland\u0131.<\/p>\n<p>\u00d6ncelikle neredeyse y\u00fczde 17\u2019lere varan faiz fark\u0131n\u0131n iktidar taraf\u0131ndan finanse edilece\u011fi, belki de s\u0131k\u0131\u015fan m\u00fcteahhitlerin birbirine sat\u0131\u015f yaparak riski kamuya y\u0131kaca\u011f\u0131 bir uygulama ile kar\u015f\u0131 kar\u015f\u0131yay\u0131z.<\/p>\n<p>Yani daha \u00f6nce olu\u015fturdu\u011fu modelle en b\u00fcy\u00fck m\u00fcteahhit olan iktidar, \u015fimdi de m\u00fcteahhitlerini kurtarmak i\u00e7in kamu kaynaklar\u0131yla emlak\u00e7\u0131l\u0131\u011fa soyunuyor. Benzer bir yakla\u015f\u0131m\u0131 da \u00f6zel sekt\u00f6r\u00fcn satamad\u0131\u011f\u0131 bireysel emeklilik \u00fcr\u00fcn\u00fcn\u00fc pazarlarken, hatta kanun zoruyla insanlar\u0131 sisteme dahil ederken de g\u00f6rm\u00fc\u015ft\u00fck.<\/p><div class=\"bilge-content-2\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-1510437452\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"1818807385\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p>\u015eimdi de yine \u00f6zel sekt\u00f6r\u00fcn satamad\u0131\u011f\u0131n\u0131 satmaya \u00e7al\u0131\u015fan bir yakla\u015f\u0131mla kar\u015f\u0131 kar\u015f\u0131yay\u0131z. Hem de ortada faiz deste\u011fi verilirken, teminat aramayan ve bankac\u0131l\u0131k sistemini de devre d\u0131\u015f\u0131 b\u0131rakan, eldeki \u00fcr\u00fcn\u00fc de ederi de\u011fil, de\u011feri \u00fczerinden alan bir yakla\u015f\u0131mla\u2026<\/p>\n<p><a href=\"mailto:cetinunsalan@yahoo.com\">cetinunsalan@yahoo.com<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Konutta yeni kampanya T\u00fcrkiye\u2019nin g\u00fcndemine oturdu. Stoklar\u0131 t\u00fcketmek i\u00e7in aranan \u00e7areye, sunulan olanaklara tek tek bakt\u0131\u011f\u0131n\u0131zda anla\u015f\u0131lmas\u0131 gereken en \u00f6nemli ba\u015fl\u0131k, stoklar\u0131 ederi de\u011fil, de\u011feri&hellip;<\/p>\n","protected":false},"author":5,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[1],"tags":[904,808,801],"class_list":["post-55822","post","type-post","status-publish","format-standard","hentry","category-tumyazilar","tag-cetin-unsalan-yazilari","tag-ekonomi-makaleleri","tag-ekonomi-yazarlari-listesi"],"_links":{"self":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts\/55822","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/comments?post=55822"}],"version-history":[{"count":0,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts\/55822\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/media?parent=55822"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/categories?post=55822"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/tags?post=55822"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}