{"id":55009,"date":"2018-06-20T19:54:13","date_gmt":"2018-06-20T16:54:13","guid":{"rendered":"https:\/\/www.bilgeyatirimci.com\/?p=55009"},"modified":"2018-06-20T19:54:13","modified_gmt":"2018-06-20T16:54:13","slug":"cetin-unsalan-faizle-rus-ruleti","status":"publish","type":"post","link":"https:\/\/www.bilgeyatirimci.com\/i\/cetin-unsalan-faizle-rus-ruleti\/","title":{"rendered":"\u00c7etin \u00dcnsalan &#8211; Faizle Rus ruleti"},"content":{"rendered":"<p><em><strong>Cumhurba\u015fkan\u0131 Erdo\u011fan, yine faizle ilgili bir \u00e7\u0131k\u0131\u015f yapt\u0131. Yetki almas\u0131 halinde faize neler yapacaklar\u0131n\u0131 herkesin g\u00f6rece\u011fini s\u00f6yledi. Bunu de\u011ferlendirmeden \u00f6nce kritik bir soruyu ortaya koymak gerekiyor.<\/strong><\/em><\/p><div class=\"bilge-yaziust\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-2360438264\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"9580705384\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p>Madem bir fikir de\u011fi\u015fikli\u011fi yok; \u0130ngiltere\u2019deki \u00e7\u0131k\u0131\u015f\u0131n\u0131n ard\u0131ndan \u015eim\u015fek ve \u00c7etinkaya\u2019y\u0131 neden apar topar Londra\u2019ya yollad\u0131? Bu iki kurmay ne s\u00f6yledi de; piyasalar beklemeye ge\u00e7ti? Muhtemeldir ki faiz art\u0131\u015f\u0131 s\u00f6z\u00fc verdiler. \u00c7\u00fcnk\u00fc hemen akabinde dolar fren yapt\u0131; Merkez Bankas\u0131 faizleri artt\u0131rd\u0131. Lakin g\u00f6z\u00fcken o ki, bu da yeterli gelmedi.<\/p>\n<p>\u00c7\u00fcnk\u00fc dolar\u0131n \u00e7\u0131kmas\u0131n\u0131n tek nedeni faizler de\u011fil. T\u00fcrkiye\u2019de bizzat iktidar\u0131n politikalar\u0131yla da\u011f\u0131t\u0131lm\u0131\u015f ekonomik yap\u0131. Nihat Zeybek\u00e7i, g\u00fc\u00e7l\u00fc refleksler verebilen bir ekonomi oldu\u011fumuzdan bahsediyor ama bu sava\u015f\u0131n takati yerinde askeri kalmad\u0131. Komutanlar cephe sava\u015f\u0131na girmeye niyetlendiyse bilemem.<\/p>\n<p>Zira sava\u015f\u0131 askerler kazan\u0131r; komutanlar \u00f6v\u00fcn\u00fcr. Bizde komutanlar askerleri y\u0131llarca peri\u015fan etti; sava\u015famaz duruma getirdi; \u015fimdi onlardan zafer bekliyor. Bu bir vaka&#8230; Yani d\u00fc\u015f\u00fck kredili faiz verseniz bile, ortaya \u00e7\u0131kacak ba\u015fta dolar ve petrol maliyeti nedeniyle, y\u0131llarca \u00fcretim yapt\u0131\u011f\u0131na pi\u015fman edilen ve dolar borcuna bat\u0131r\u0131lan imalat\u00e7\u0131n\u0131n a\u00e7mazlar\u0131 b\u00fcy\u00fck.<\/p>\n<p>Peki d\u00fc\u015f\u00fck faizli kredi verilebilir mi? \u015eayet ekonominiz toparlan\u0131r ve art\u0131ya ge\u00e7erse zaten faizler kendili\u011finden d\u00fc\u015fer. Lakin bu a\u015famada bile d\u00fcnyadaki ko\u015fullar\u0131 g\u00f6rmezden gelemezsiniz. Ben s\u00f6ylemiyorum; ekonomide yeni model plan\u0131n\u0131 anlatan Maliye Bakan\u0131 Naci A\u011fbal diyor.<\/p>\n<p>FED ba\u015fta olmak \u00fczere d\u00fcnyada faizlerin artaca\u011f\u0131 bir d\u00f6neme girdi\u011fimizden s\u00f6z ediyor. Peki t\u00fcm d\u00fcnya faizleri artt\u0131r\u0131p, korumac\u0131l\u0131\u011fa yeltenip, paray\u0131 k\u0131s\u0131tlay\u0131p, kendine saklay\u0131p, ihracat alanlar\u0131nda da g\u00fc\u00e7l\u00fckler \u00e7\u0131kartt\u0131ktan sonra faizi nas\u0131l d\u00fc\u015f\u00fcreceksiniz; d\u00fc\u015fen faizle hangi pazara y\u00f6nelik \u00fcretim bekleyeceksiniz?<\/p>\n<p>Ba\u011f\u0131ms\u0131z bir ekonomi anlay\u0131\u015f\u0131na sahip olmak ba\u015fka, d\u00fcnyan\u0131n kendi etraf\u0131nda d\u00f6nd\u00fc\u011f\u00fcn\u00fc zannetmek ba\u015fka. Cumhurba\u015fkan\u0131 Erdo\u011fan, d\u00fcnyan\u0131n T\u00fcrkiye\u2019nin, hatta kendisinin etraf\u0131nda d\u00f6nd\u00fc\u011f\u00fcn\u00fc d\u00fc\u015f\u00fcn\u00fcyor.<\/p>\n<p>\u0130ngiltere maceras\u0131n\u0131 ya\u015fad\u0131ktan sonra da insan\u0131n akl\u0131na iki ihtimal geliyor. Ya finans kesimleri tamamen y\u00fcz\u00fcm\u00fcze kap\u0131y\u0131 kapatt\u0131lar ya da h\u00fck\u00fcmet d\u0131\u015far\u0131ya ba\u015fka, bize ba\u015fka konu\u015fuyor. Nereden bakarsan\u0131z bak\u0131n, ortada bir aldatmaca ve finans problemi var.<\/p><div class=\"bilge-content-1\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-2977579187\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"3167340272\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p>Peki her \u015feye ra\u011fmen, diyelim ki yetki tekrar Erdo\u011fan\u2019a verildi ve o da ekonomik gerek\u00e7elerle de\u011fil; inat u\u011fruna faizi a\u015fa\u011f\u0131ya \u00e7ekti. Bunun sonu\u00e7lar\u0131 ne olur? Faiz a\u015fa\u011f\u0131ya ekonomik ger\u00e7ekler zorlanarak \u00e7ekildi\u011fi i\u00e7in dolar patlar; dolar enflasyonu tetikler; enflasyon da \u00fc\u00e7 haneli faizleri k\u0131sa s\u00fcre i\u00e7erisinde \u00f6n\u00fcm\u00fcze koyar.<\/p>\n<p>Yani reel sekt\u00f6r bu durumda da b\u0131rak\u0131n yat\u0131r\u0131m yapmay\u0131; ancak batar. Demek ki mesele tek ba\u015f\u0131na faiz oran\u0131 de\u011fil. Ekonominizde iyi ders \u00e7al\u0131\u015fman\u0131z laz\u0131m ki, orada ge\u00e7mi\u015fe y\u00f6nelik karne Spor Toto\u2019yu aratm\u0131yor.<\/p>\n<p>Gelece\u011fe y\u00f6nelik yat\u0131r\u0131m\u0131 \u00f6zendirici krediler verebilirsiniz. Burada da Hazine\u2019nin \u00e7ok g\u00fc\u00e7l\u00fc olmas\u0131 ve t\u00fcm hasar\u0131 kar\u015f\u0131lamas\u0131, yani s\u00fcbvanse etmesi gerekiyor. B\u00f6yle bir kullan\u0131labilir rezerv olmad\u0131\u011f\u0131n\u0131 biliyoruz. Kontrols\u00fcz para basmaya kalksan\u0131z; zaten oyun biter.<\/p>\n<p>\u00d6yleyse \u00f6ncelik faiz de\u011fil. S\u00fcrd\u00fcr\u00fclebilir, ger\u00e7eklere dayanan ve elbette \u00fcretimi esas alan bir ekonomik model olu\u015fturup, faiz gibi detaylar\u0131 bu yolculuk s\u0131ras\u0131nda y\u00f6netmek. Zaten eksiden art\u0131ya d\u00f6nen bir model yaratabilirseniz, ortada faiz sorunu da kalmaz, enflasyon da&#8230; Hatta art\u0131 verme durumunuzda dolar riski de&#8230;<\/p><div class=\"bilge-content-2\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-1591290745\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"1818807385\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p>Lakin hamaset kokan, kulaktan dolma bilgilerle, faizi d\u00fc\u015f\u00fcr\u00fcp ulufe da\u011f\u0131t\u0131r gibi kredi da\u011f\u0131tarak ekonomiyi kalk\u0131nd\u0131raca\u011f\u0131n\u0131za inan\u0131yorsan\u0131z, derse ABC\u2019den ba\u015flamak gerekiyor. S\u00f6z\u00fcn \u00f6z\u00fc \u015fu: Bence de faizler d\u00fc\u015fmeli; ama do\u011fru bir ekonomik model yaratt\u0131\u011f\u0131n\u0131z i\u00e7in.<\/p>\n<p>Bence de faiz artt\u0131r\u0131rken dikkatli olunmal\u0131; faiz sarmal\u0131na girmemek i\u00e7in. Hi\u00e7bir \u015fey yapmay\u0131p; parti y\u00f6netir gibi bask\u0131yla ekonomiyi y\u00f6netmeye kalkarsan\u0131z; ilk darbeyi ekonomiden yersiniz ve bunu da d\u0131\u015f g\u00fcce ba\u011flayan bir yakla\u015f\u0131m\u0131n\u0131z oldu\u011fu i\u00e7in, sorunun bizzat ekonomi y\u00f6netiminden kaynakland\u0131\u011f\u0131n\u0131 g\u00f6rmezsiniz.<\/p>\n<p>Bug\u00fcnk\u00fc ger\u00e7ekler, plans\u0131zl\u0131k ve foto\u011fraf i\u00e7erisinde yap\u0131lan faiz \u00e7\u0131k\u0131\u015f\u0131n\u0131n tek anlam\u0131 var. \u0130ktidar faizle Rus ruleti oynuyor. Tek fark; silah\u0131n tamam\u0131 dolu.<\/p>\n<p><u><a href=\"mailto:cetinunsalan@yahoo.com\">cetinunsalan@yahoo.com<\/a><\/u><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Cumhurba\u015fkan\u0131 Erdo\u011fan, yine faizle ilgili bir \u00e7\u0131k\u0131\u015f yapt\u0131. Yetki almas\u0131 halinde faize neler yapacaklar\u0131n\u0131 herkesin g\u00f6rece\u011fini s\u00f6yledi. Bunu de\u011ferlendirmeden \u00f6nce kritik bir soruyu ortaya koymak&hellip;<\/p>\n","protected":false},"author":5,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[1],"tags":[904,808,801],"class_list":["post-55009","post","type-post","status-publish","format-standard","hentry","category-tumyazilar","tag-cetin-unsalan-yazilari","tag-ekonomi-makaleleri","tag-ekonomi-yazarlari-listesi"],"_links":{"self":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts\/55009","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/comments?post=55009"}],"version-history":[{"count":0,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts\/55009\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/media?parent=55009"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/categories?post=55009"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/tags?post=55009"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}