{"id":54099,"date":"2018-04-13T00:47:39","date_gmt":"2018-04-12T21:47:39","guid":{"rendered":"https:\/\/www.bilgeyatirimci.com\/?p=54099"},"modified":"2018-04-13T00:47:39","modified_gmt":"2018-04-12T21:47:39","slug":"cetin-unsalan-issizligi-bankacilar-mi-yaratti","status":"publish","type":"post","link":"https:\/\/www.bilgeyatirimci.com\/i\/cetin-unsalan-issizligi-bankacilar-mi-yaratti\/","title":{"rendered":"\u00c7etin \u00dcnsalan &#8211; \u0130\u015fsizli\u011fi bankac\u0131lar m\u0131 yaratt\u0131?"},"content":{"rendered":"<p><em><strong>Cumhurba\u015fkan\u0131 Erdo\u011fan, bankac\u0131lara y\u00f6nelik faiz d\u00fc\u015f\u00fcrme \u00e7a\u011fr\u0131s\u0131n\u0131 tekrarlad\u0131. Fakat bu \u00e7a\u011fr\u0131y\u0131 yaparken ilgin\u00e7 de bir \u00e7\u0131k\u0131\u015f\u0131 oldu. T\u00fcrkiye\u2019de i\u015fsizli\u011fin y\u00fczde 11\u2019in \u00fczerine \u00e7\u0131kt\u0131\u011f\u0131n\u0131 belirterek \u201cbu \u00fclke bu hale d\u00fc\u015fmeli mi\u201d diyerek sordu.<\/strong><\/em><\/p><div class=\"bilge-yaziust\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-3835103269\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"9580705384\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p>\u00d6te yandan bug\u00fcn de Maliye Bakan\u0131 Naci A\u011fbal, reel sekt\u00f6rde hi\u00e7bir sorun olmad\u0131\u011f\u0131n\u0131, \u00e7arklar\u0131n d\u00f6nd\u00fc\u011f\u00fcn\u00fc s\u00f6yledi. Hangisine inanaca\u011f\u0131n\u0131z sizin takdirinize kalm\u0131\u015f ama, \u00f6nce A\u011fbal\u2019\u0131n hayal d\u00fcnyas\u0131ndan \u00e7\u0131karak ger\u00e7ekleri g\u00f6rmesi gerekti\u011fini s\u00f6ylemek gerekiyor.<\/p>\n<p>En az\u0131ndan i\u015flerin bu kadar yolunda oldu\u011fu bir reel sekt\u00f6r foto\u011fraf\u0131 var ise, \u00fclkenin Maliye Bakan\u0131\u2019na sorarlar: Neden arka arkaya af \u00e7\u0131karmak zorunda kal\u0131yorsunuz? Vergilerdeki ya da sigorta primlerindeki tahsilat \/ tahakkuk oranlar\u0131 bile \u00e7arklar\u0131n d\u00f6nmedi\u011fini hayk\u0131r\u0131yor.<\/p>\n<p>Tekrar Cumhurba\u015fkan\u0131\u2019n\u0131n s\u00f6z\u00fcne d\u00f6nersek&#8230; \u00dclkede bir i\u015fsizlik ger\u00e7e\u011fi var. Bunun en sonunda kabul edilir a\u015famaya gelmi\u015f olmas\u0131, art\u0131k saklanamad\u0131\u011f\u0131n\u0131n en b\u00fcy\u00fck kan\u0131t\u0131d\u0131r. Peki ama i\u015fsizli\u011fin bu oranda y\u00fckselmesi bankac\u0131l\u0131k sekt\u00f6r\u00fcn\u00fcn su\u00e7u mu?<\/p>\n<p>Bir a\u00e7\u0131dan bakarsan\u0131z evet \u00f6yle&#8230; \u00c7\u00fcnk\u00fc y\u0131llarca d\u00fcnyan\u0131n d\u00f6rt bir taraf\u0131ndan kaynak diye yutturulan bor\u00e7 paralar\u0131, sendikasyon ad\u0131 alt\u0131nda al\u0131p, i\u00e7te t\u00fcketiciye da\u011f\u0131tarak t\u00fcketim yapt\u0131rd\u0131lar. Kurallar\u0131 kanunlar\u0131 bile zorlayarak, insanlar\u0131n bor\u00e7 bata\u011f\u0131na batmas\u0131na neden oldular.<\/p>\n<p>Hatta t\u00fcketici borcu olarak g\u00f6z\u00fcken oranlar\u0131n i\u00e7inde \u00e7ok ciddi anlamda esnaf ve KOB\u0130 borcu da bulunmaktad\u0131r. Zira ticari ba\u015fvurular\u0131 \u00e7o\u011fu zaman reddedildi. Ayr\u0131ca i\u00e7te kredi bulamayan reel sekt\u00f6r de, bu ihtiyac\u0131 yurtd\u0131\u015f\u0131na y\u00f6nelerek kar\u015f\u0131lamak zorunda b\u0131rak\u0131ld\u0131.<\/p>\n<p>Gelinen s\u00fcre\u00e7te y\u0131ll\u0131k 236 milyar dolar nakit bulmam\u0131z\u0131 gerektiren foto\u011fraf, isteyerek ya da istemeyerek ekonomi politikas\u0131 diyerek yarat\u0131ld\u0131. Bunlar\u0131n a\u00e7\u0131l\u0131m\u0131na bakt\u0131\u011f\u0131n\u0131zda ise finans kesiminin bulmas\u0131 gereken paran\u0131n, reel sekt\u00f6r\u00fcn \u00f6demesinin yakla\u015f\u0131k 24 milyar dolara yak\u0131n \u00fczerinde oldu\u011funu da hat\u0131rlatmakta yarar var.<\/p>\n<p>Yani s\u0131k\u0131nt\u0131da olan sadece finans d\u0131\u015f\u0131 sekt\u00f6rler de\u011fil, bizzat finans sekt\u00f6r\u00fcn\u00fcn de kendisini&#8230; Nitekim bankalar\u0131n not d\u00fc\u015f\u00fcr\u00fcmleri de bunun en a\u00e7\u0131k g\u00f6stergesi&#8230; Burada bankac\u0131l\u0131k sistemin net ve a\u011f\u0131r bir kusuru var. Ama faturay\u0131 bu kesime \u00e7\u0131karmak m\u00fcmk\u00fcn m\u00fc?<\/p><div class=\"bilge-content-1\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-3076219039\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"3167340272\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p>Cumhurba\u015fkan\u0131\u2019n\u0131n \u00fczerinde durmad\u0131\u011f\u0131 husus bu. Bankac\u0131l\u0131k sekt\u00f6r\u00fc, T\u00fcrkiye\u2019de iktidar\u0131n ekonomi politikas\u0131n\u0131n bir par\u00e7as\u0131 olarak kredi uygulamalar\u0131n\u0131 ger\u00e7ekle\u015ftirdi. Bu s\u00fcre\u00e7te t\u00fcketimden toplanan vergiler ve s\u0131cak para ile \u00f6telenen sorunlar, iktidar\u0131n i\u015fine yarad\u0131. Olu\u015fturdu\u011fu ortam, oya tahvil edildi.<\/p>\n<p>Bug\u00fcn geldi\u011fimiz noktada \u00f6denemeyen bor\u00e7lar ve yaz\u0131ya bahis i\u015fsizlik artt\u0131ysa, yani T\u00fcrkiye \u00fcreteni \u00fcretti\u011fine pi\u015fman ederek, istihdam\u0131 s\u0131k\u0131nt\u0131ya soktuysa y\u0131llard\u0131r ger\u00e7ekle\u015ftirilen t\u00fcketim ekonomisinin politika diye yutturulmas\u0131n\u0131n bunda b\u00fcy\u00fck pay\u0131 var.<\/p>\n<p>\u015eimdi \u2018para bitti a\u015fk bitti\u2019 oynamak bir \u015feyi de\u011fi\u015ftirmez. Sefas\u0131n\u0131 beraber s\u00fcrenler, cefas\u0131n\u0131 ve sorumlulu\u011funu da birlikte almal\u0131d\u0131r. Zira ortadaki problem \u2018pardon\u2019 deyip aradan \u00e7ekilemeyecek kadar hasarl\u0131 ve b\u00fcy\u00fck.<\/p>\n<p><a href=\"mailto:cetinunsalan@yahoo.com\">cetinunsalan@yahoo.com<\/a><\/p><div class=\"bilge-content-2\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-3630827797\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"1818807385\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Cumhurba\u015fkan\u0131 Erdo\u011fan, bankac\u0131lara y\u00f6nelik faiz d\u00fc\u015f\u00fcrme \u00e7a\u011fr\u0131s\u0131n\u0131 tekrarlad\u0131. Fakat bu \u00e7a\u011fr\u0131y\u0131 yaparken ilgin\u00e7 de bir \u00e7\u0131k\u0131\u015f\u0131 oldu. T\u00fcrkiye\u2019de i\u015fsizli\u011fin y\u00fczde 11\u2019in \u00fczerine \u00e7\u0131kt\u0131\u011f\u0131n\u0131 belirterek \u201cbu&hellip;<\/p>\n","protected":false},"author":5,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[1],"tags":[904,808,801],"class_list":["post-54099","post","type-post","status-publish","format-standard","hentry","category-tumyazilar","tag-cetin-unsalan-yazilari","tag-ekonomi-makaleleri","tag-ekonomi-yazarlari-listesi"],"_links":{"self":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts\/54099","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/comments?post=54099"}],"version-history":[{"count":0,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts\/54099\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/media?parent=54099"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/categories?post=54099"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/tags?post=54099"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}