{"id":53323,"date":"2018-02-11T21:34:41","date_gmt":"2018-02-11T18:34:41","guid":{"rendered":"https:\/\/www.bilgeyatirimci.com\/?p=53323"},"modified":"2018-02-11T21:34:41","modified_gmt":"2018-02-11T18:34:41","slug":"cetin-unsalan-ya-agliyor-ya-alkisliyor","status":"publish","type":"post","link":"https:\/\/www.bilgeyatirimci.com\/i\/cetin-unsalan-ya-agliyor-ya-alkisliyor\/","title":{"rendered":"\u00c7etin \u00dcnsalan &#8211; Ya a\u011fl\u0131yor; ya alk\u0131\u015fl\u0131yor"},"content":{"rendered":"<p><em><strong>Ekonomi bas\u0131n\u0131n\u0131ndaki meslekta\u015flar\u0131m esnaf meselesi konusundaki hassasiyetimi bilir. Bunda belki subjektif anlamda zaman\u0131nda esnaf \u00e7ocu\u011fu olmam\u0131n etkisi vard\u0131r. Ama objektif bak\u0131mdan 25 y\u0131ll\u0131k meslek hayat\u0131mdaki \u015fu tespitin a\u011f\u0131rl\u0131\u011f\u0131 daha fazla:<\/strong><\/em><\/p><div class=\"bilge-yaziust\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-2015810486\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"9580705384\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p>Ben esnaf kesimin bu \u00fclkenin ta\u015f\u0131y\u0131c\u0131 kolonu oldu\u011funu d\u00fc\u015f\u00fcn\u00fcyorum. Bir taraf\u0131yla bakt\u0131\u011f\u0131n\u0131zda yan\u0131nda birilerini \u00e7al\u0131\u015ft\u0131rd\u0131\u011f\u0131 i\u00e7in i\u015fveren, di\u011fer taraf\u0131yla hizmet verdi\u011fi kesimler ve at\u00f6lyeler a\u00e7\u0131s\u0131ndan i\u015f\u00e7i \u00f6zelli\u011fine sahip.<\/p>\n<p>\u00c7ocu\u011funu okutan, kimi zaman yurtd\u0131\u015f\u0131na g\u00f6nderen, \u00e7o\u011fu zaman\u0131nda i\u015fini ikinci ku\u015fa\u011fa devretmek isteyen bir yap\u0131. Bug\u00fcn dev holdinglerin bile esnafl\u0131ktan yola ba\u015flayarak bu noktaya geldi\u011fini unutmamak gerekir.<\/p>\n<p>Nitekim Cumhuriyet\u2019in ilk y\u0131llar\u0131nda Atat\u00fcrk\u2019\u00fcn talimat\u0131yla hayata ge\u00e7irilen Halk Bankas\u0131\u2019n\u0131n kurulu\u015f gerek\u00e7esine bakt\u0131\u011f\u0131m\u0131zda da bunu g\u00f6r\u00fcr\u00fcz.<\/p>\n<p>\u201cKal\u0131c\u0131 bir ekonomik kalk\u0131nma, sosyal denge ve toplumsal bar\u0131\u015f\u0131n korunmas\u0131 i\u00e7in uygun ko\u015fullarla esnaf-sanatkar ve k\u00fc\u00e7\u00fck meslek sahibine kredi verme amac\u0131yla,\u00a0T\u00fcrkiye Halk Bankas\u0131&#8217;n\u0131n kurulmas\u0131na karar verilmi\u015ftir. 1933 y\u0131l\u0131nda \u00e7\u0131kart\u0131lan 2284 say\u0131l\u0131 Halk Bankas\u0131 ve Halk Sand\u0131klar\u0131 Kanunu\u00a0ile T\u00fcrkiye Halk Bankas\u0131&#8217;n\u0131n kurulu\u015f s\u00fcreci resmiyet kazanm\u0131\u015ft\u0131r.\u201d<\/p>\n<p>S\u00fcre\u00e7 i\u00e7erisinde esnaf\u0131n kendisini ne kadar geli\u015ftirdi\u011fi tart\u0131\u015f\u0131l\u0131r. Hatta Alman grosmarket \u00fclkeye girerken, Adnan Kahveci ve ekibinin kendilerini \u00e7a\u011f\u0131rarak, birle\u015fik yap\u0131lar kurmalar\u0131n\u0131 ve bu te\u015fviklerin kendilerine y\u00f6nlendirilmesini istediklerini biliyoruz. O d\u00f6nemki y\u00f6neticilerin \u2018bize bir \u015fey olmaz\u2019 tavr\u0131n\u0131n bu kesimi getirdi\u011fi nokta ve yabanc\u0131la\u015fan perakende pazar\u0131 ger\u00e7e\u011fi ortadad\u0131r.<\/p>\n<p>Fakat her \u015fey bir yana kusurlar\u0131yla, maruz kald\u0131klar\u0131n\u0131 mukayese edersek, bankac\u0131l\u0131ktan b\u00fcy\u00fck da\u011f\u0131t\u0131m zincirlerine, rekabetin ihlalinde g\u00f6z ard\u0131 edilen haklar\u0131ndan h\u00fck\u00fcmetlerin yakla\u015f\u0131mlar\u0131na kadar a\u011f\u0131rl\u0131k esnaftan yana \u00e7\u0131kar. Yani ortada \u00fclkenin ta\u015f\u0131y\u0131c\u0131 kolonlar\u0131n\u0131 kesen bir zihniyetin eseri vard\u0131r.<\/p>\n<p>Bug\u00fcne gelirsek, beni rahats\u0131z eden ve bu yaz\u0131y\u0131 yazmama neden olan konu ne? Asl\u0131nda \u00e7ok uzun zamand\u0131r g\u00f6zlemlerim neticesinde bir birikimin yans\u0131mas\u0131 belki de\u2026 \u00c7ok a\u011f\u0131r ko\u015fullar alt\u0131nda faaliyet g\u00f6steren esnaf kesimi temsil edenlerin, son y\u0131llarda proje ortaya koymadan ya a\u011flayan ya alk\u0131\u015flayan tavr\u0131 beni rahats\u0131z ediyor.<\/p><div class=\"bilge-content-1\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-3502755083\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"3167340272\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p>T\u00fcrkiye Esnaf ve Sanatkarlar\u0131 Konfedarasyonu\u2019nun yakla\u015f\u0131m\u0131n\u0131 masaya yat\u0131rmas\u0131 gerekti\u011fini d\u00fc\u015f\u00fcn\u00fcyorum. Yanl\u0131\u015f anla\u015f\u0131lmas\u0131n, mevcut Ba\u015fkan Bendevi Paland\u00f6ken\u2019i ki\u015fi olarak \u00e7ok severim ve samimiyetinden de \u015f\u00fcphem yok.<\/p>\n<p>\u00d6zellikle 2 binli y\u0131llar\u0131n ba\u015f\u0131nda Bakkallar Odas\u0131\u2019n\u0131n ba\u015f\u0131nda iken ba\u015flayan uluslararas\u0131 zincirlere kar\u015f\u0131 m\u00fccadelesini unutmu\u015f de\u011filim. Tar\u0131mdan perakende sekt\u00f6r\u00fcne her bran\u015f\u0131 yak\u0131ndan ilgilendiren kurals\u0131zl\u0131k \u00fczerine kurulu bu ekonomi katliam\u0131na kar\u015f\u0131 en \u00e7ok direnen isimlerden biriydi.<\/p>\n<p>Son y\u0131llardaki performans\u0131n\u0131n bu do\u011fruyu s\u00f6yleyen, m\u00fccadeleci tavr\u0131ndan olduk\u00e7a uzakla\u015ft\u0131\u011f\u0131na \u00fcz\u00fclerek \u015fahit oluyorum. Nitekim benim ne g\u00f6rd\u00fc\u011f\u00fcm\u00fcn de \u00e7ok \u00f6nemi yok. Son 10 \u2013 12 y\u0131lda esnaf say\u0131s\u0131 3 milyon 200 bin\u2019den 1 milyon 600 bine d\u00fc\u015fm\u00fc\u015fse, \u015fapkay\u0131 \u00f6n\u00fcne koyup d\u00fc\u015f\u00fcnmek gerekiyor.<\/p>\n<p>Bu yaz\u0131y\u0131 salt bir ele\u015ftiri amac\u0131yla yazm\u0131yorum. Fakat \u00fclkede bir iktisadi k\u0131p\u0131rdanma olacaksa, esnaf harekete ge\u00e7meden bunun ba\u015far\u0131lmas\u0131 m\u00fcmk\u00fcn de\u011fil. Bu nedenle TESK\u2019in de ya alk\u0131\u015flayan ya a\u011flayan ama hi\u00e7bir \u015fey yapmayan ya da yapt\u0131klar\u0131 etkili olmayan g\u00f6r\u00fcn\u00fcm\u00fcnden kurtulmas\u0131 gerekiyor.<\/p><div class=\"bilge-content-2\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-1170965872\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"1818807385\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p>\u00dczg\u00fcn\u00fcm ama dost ac\u0131 s\u00f6yler ve kabul etseniz de etmeseniz de g\u00f6r\u00fcnen foto\u011fraf bu. Esnaf bir \u00fclkenin ekonomisinin sa\u011f duyusudur; ta\u015f\u0131y\u0131c\u0131 kolonudur. Esnaf\u0131n aktif olmad\u0131\u011f\u0131 yerde hem de\u011ferleriniz hem tedarik\u00e7i sekt\u00f6rleriniz a\u015f\u0131n\u0131r ve h\u0131zla yabanc\u0131la\u015f\u0131r.<\/p>\n<p>\u00dclkeyi ta\u015f\u0131yan kolonlar\u0131n yar\u0131s\u0131n\u0131 kaybettik. Bu kafayla giderse di\u011fer yar\u0131s\u0131 da pat\u0131r pat\u0131r yok olacak. \u00c7ok ge\u00e7 olmadan silkelenin ve ilmi, akli ve sa\u011fl\u0131kl\u0131 bir \u00e7\u00f6z\u00fcm modeliyle ortaya \u00e7\u0131k\u0131n.<\/p>\n<p>\u00c7\u00f6z\u00fcm\u00fc ekonomi y\u00f6netiminden bekliyorsan\u0131z, daha \u00e7ok beklersiniz. Onlar\u0131n derdi size kart sat\u0131p, bankalara biraz daha m\u00fc\u015fteri yapmak. Yetmedi mi ticari kredi alamad\u0131\u011f\u0131n\u0131z i\u00e7in, kredi kart\u0131 bor\u00e7lu\u011fu ve bata\u011f\u0131 hale d\u00f6nd\u00fc\u011f\u00fcn\u00fcz?<\/p>\n<p><a href=\"mailto:cetinunsalan@yahoo.com\">cetinunsalan@yahoo.com<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Ekonomi bas\u0131n\u0131n\u0131ndaki meslekta\u015flar\u0131m esnaf meselesi konusundaki hassasiyetimi bilir. Bunda belki subjektif anlamda zaman\u0131nda esnaf \u00e7ocu\u011fu olmam\u0131n etkisi vard\u0131r. Ama objektif bak\u0131mdan 25 y\u0131ll\u0131k meslek hayat\u0131mdaki&hellip;<\/p>\n","protected":false},"author":5,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[1],"tags":[904,808,801],"class_list":["post-53323","post","type-post","status-publish","format-standard","hentry","category-tumyazilar","tag-cetin-unsalan-yazilari","tag-ekonomi-makaleleri","tag-ekonomi-yazarlari-listesi"],"_links":{"self":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts\/53323","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/comments?post=53323"}],"version-history":[{"count":0,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts\/53323\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/media?parent=53323"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/categories?post=53323"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/tags?post=53323"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}