{"id":52751,"date":"2018-01-02T23:52:52","date_gmt":"2018-01-02T20:52:52","guid":{"rendered":"https:\/\/www.bilgeyatirimci.com\/?p=52751"},"modified":"2018-01-07T01:05:58","modified_gmt":"2018-01-06T22:05:58","slug":"cetin-unsalan-caresizligin-adi-ruble","status":"publish","type":"post","link":"https:\/\/www.bilgeyatirimci.com\/i\/cetin-unsalan-caresizligin-adi-ruble\/","title":{"rendered":"\u00c7etin \u00dcnsalan &#8211; \u00c7aresizli\u011fin ad\u0131 ruble"},"content":{"rendered":"<p><em><strong>Ekonomiden Sorumlu Ba\u015fbakan Yard\u0131mc\u0131s\u0131 Mehmet \u015eim\u015fek, bor\u00e7lanma yap\u0131s\u0131nda de\u011fi\u015fiklik sinyali verdi. \u015eayet bu karar iktisadi de\u011fil de, siyasi bir ince mesaj niteli\u011fi ta\u015f\u0131yorsa, k\u0131smen anla\u015f\u0131labilir.<\/strong><\/em><\/p><div class=\"bilge-yaziust\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-1488874375\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"9580705384\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p>Fakat meseleye ekonomik bak\u0131mdan yakla\u015ft\u0131\u011f\u0131n\u0131zda ruble ya da dolar ile bor\u00e7lanma aras\u0131nda bir fark yok. G\u00fcnl\u00fck hayattan \u00f6rnekle anlatay\u0131m. Toptanc\u0131 oldu\u011funuzu d\u00fc\u015f\u00fcn\u00fcn. Mal satt\u0131\u011f\u0131n\u0131z mahallenizdeki bakkaldan da a\u00e7\u0131k hesap \u00fcr\u00fcn al\u0131yorsunuz.<\/p>\n<p>Ama ald\u0131klar\u0131n\u0131z, satt\u0131\u011f\u0131n\u0131z de\u011ferin \u00e7ok \u00fczerinde seyrediyor. Bir s\u00fcre sonra bu bakkal size al\u0131\u015fveri\u015fte s\u0131k\u0131nt\u0131 \u00e7\u0131kar\u0131yorsa, ticari dengenizde ayn\u0131 \u00f6zelliklere sahip arka sokaktaki bakkala gitmenizin bir anlam\u0131 var m\u0131?<\/p>\n<p>Bir s\u00fcre oraya da bor\u00e7lan\u0131rs\u0131n\u0131z, ama sadece bor\u00e7lan\u0131rs\u0131n\u0131z. Bu kredi kart\u0131 borcunu \u00f6demek i\u00e7in, di\u011fer kredi kart\u0131ndan para \u00e7ekmek gibidir. Bir s\u00fcre sonra k\u0131s\u0131r d\u00f6ng\u00fcye girer ve t\u0131kan\u0131rs\u0131n\u0131z.<\/p>\n<p>\u015eim\u015fek\u2019in bahsetti\u011fi ruble cinsinden bor\u00e7lanman\u0131n bundan ba\u015fka bir anlam\u0131 yok. Bunun sa\u011flamas\u0131n\u0131 yapmak i\u00e7in d\u0131\u015f ticaret verilerinde Rusya ile durumumuza bakal\u0131m.<\/p>\n<p>T\u00fcrkiye \u0130hracat\u00e7\u0131lar Meclisi\u2019nin verilerine g\u00f6re 2017 y\u0131l\u0131nda Rusya\u2019ya ihracat\u0131m\u0131z yuvarlak hesap 2,4 milyar dolar. G\u00fcmr\u00fck ve Ticaret Bakanl\u0131\u011f\u0131 verilerine g\u00f6re ise Rusya\u2019dan ithalat\u0131m\u0131z 20,1 milyar dolar. Bir miktar turizm gelirini bile koysan\u0131z, net bir d\u0131\u015f ticaret a\u00e7\u0131\u011f\u0131m\u0131z s\u00f6z konusu.<\/p>\n<p>\u015eimdi bunun alt kalemlerine bak\u0131p, enerjiydi vesaire gibi ayr\u0131nt\u0131lara hi\u00e7 girmeyin. \u00c7\u00fcnk\u00fc bor\u00e7 alacaksan\u0131z bunlar ayr\u0131nt\u0131 kal\u0131r. \u00d6nemli olan iki \u00fclke aras\u0131ndaki ticaret fark\u0131d\u0131r. Biz Rusya\u2019ya kar\u015f\u0131 net al\u0131c\u0131 durumunday\u0131z.<\/p>\n<p>Teknik olarak bakt\u0131\u011f\u0131n\u0131zda bat\u0131 \u00fclkeleri a\u00e7\u0131s\u0131ndan da \u00e7ok b\u00fcy\u00fck bir fark yok. En \u00e7ok ihracat\u0131 13,5 milyar dolar ile Almanya\u2019ya yap\u0131yoruz. Yine ithalat\u0131m\u0131zda ayn\u0131 \u00fclke 21,3 milyar dolar ile ikinci s\u0131rada.<\/p><div class=\"bilge-content-1\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-1740870699\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"3167340272\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p>Bak\u0131n sadece iktisaden d\u00fc\u015f\u00fcn\u00fcrseniz Almanya\u2019dan bor\u00e7lanmak, Rusya\u2019dan bor\u00e7lanmaktan daha ak\u0131lc\u0131. Elbette Alman para birimi eskisi gibi mark olsayd\u0131. \u00c7\u00fcnk\u00fc ikili ticaretimizde a\u00e7\u0131\u011f\u0131m\u0131z daha az.<\/p>\n<p>O zaman bizim \u00f6nce bor\u00e7lanmaktan vazge\u00e7memiz gerekiyor. \u015eayet \u015eim\u015fek\u2019in s\u00f6yledi\u011fi gibi arka sokaktaki bakkala bor\u00e7lanmay\u0131 \u00e7are olarak g\u00f6r\u00fcyorsak, bu a\u015famada ruble alternatifi sadece \u00e7aresizli\u011fin ad\u0131 olarak nitelendirilebilir.<\/p>\n<p>Temelde bor\u00e7lanma mant\u0131\u011f\u0131ndan vazge\u00e7memiz gerekiyor. Peki d\u00fcnyaya kendimizi kapatal\u0131m m\u0131? Hadi bir ad\u0131m daha ilerleyip biraz daha ger\u00e7ek\u00e7i olal\u0131m. Mevcut borcumuzu \u00e7evirmeyi nas\u0131l ba\u015faraca\u011f\u0131z? Bunun i\u00e7in de bor\u00e7 bulmam\u0131z gerekmiyor mu?<\/p>\n<p>\u0130\u015fte bu noktadaki bak\u0131\u015f a\u00e7\u0131n\u0131z kaderinizi belirler. D\u00fcnyadan elbette para kullanabiliriz. Fakat bunlar\u0131 uzun vadeli ve nispeten d\u00fc\u015f\u00fck faizli kullan\u0131r, do\u011fru i\u015flere yat\u0131r\u0131p kendi paras\u0131n\u0131 \u00f6der bir hale sokarsan\u0131z, bunun ad\u0131 bor\u00e7 de\u011fil, finans kullanma olur.<\/p><div class=\"bilge-content-2\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-38568716\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"1818807385\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p>Elbette bunun i\u00e7in de d\u0131\u015f siyasette diplomasi biliyor olman\u0131z laz\u0131m. Paray\u0131 nereden kullan\u0131rsan\u0131z kullan\u0131n, risk priminizi ba\u015fka t\u00fcrl\u00fc uzun vadeli finans kullanma seviyesine getirmezsiniz.<\/p>\n<p>\u0130\u00e7i bo\u015f efelenmeler yapar, kap\u0131lar kapan\u0131nca telafisiz imzalar atar ya da s\u00f6zler verirsiniz. Onurlu ve ne yapt\u0131\u011f\u0131n\u0131 bilen d\u0131\u015f siyasetle, bo\u015f ba\u011f\u0131r\u0131p \u00e7a\u011f\u0131rma aras\u0131ndaki temel fark, iktisadi bekan\u0131z\u0131 da etkiler.<\/p>\n<p>Ne yaz\u0131k ki T\u00fcrkiye hep birinci kulvarda kal\u0131yor. Eziyet \u00e7ekmeden ya da hatalar\u0131yla y\u00fczle\u015fmeden i\u015fin i\u00e7inden \u00e7\u0131kmak gibi bir \u015fark kurnazl\u0131\u011f\u0131 i\u00e7inde oldu\u011fundan da bu tip form\u00fclleri \u00e7\u00f6z\u00fcm olarak tart\u0131\u015f\u0131yor.<\/p>\n<p>\u015eayet temel bak\u0131\u015f a\u00e7\u0131n\u0131z finansman kullanmak, bu finansmanla \u00fcretim a\u011f\u0131 geli\u015ftirmek, \u00fcretti\u011finizi katma de\u011ferli bir bi\u00e7imde satarak, hem yat\u0131r\u0131m maliyetini kar\u015f\u0131lay\u0131p, hem de zenginle\u015fmeyle tasarruf yaratmak de\u011filse, bu i\u015fin i\u00e7inden \u00e7\u0131kamazs\u0131n\u0131z.<\/p>\n<p>Bug\u00fcn yanl\u0131\u015f finans kullan\u0131m\u0131 nedeniyle bat\u0131l\u0131lar\u0131n yapt\u0131\u011f\u0131n\u0131, yar\u0131n bor\u00e7 yap\u0131n\u0131z a\u011f\u0131rla\u015ft\u0131\u011f\u0131nda Rusya size yapacakt\u0131r. Bundan \u015f\u00fcpheniz bile olmas\u0131n. Bu nedenle bir an \u00f6nce \u015eim\u015fek\u2019in T\u00fcrkiye\u2019yi sokmak istedi\u011fi yanl\u0131\u015f yola dur demek laz\u0131m.<\/p>\n<p>\u00d6te yandan ekonomi kurmaylar\u0131na bor\u00e7lanmayla finansman kullanma aras\u0131ndaki fark\u0131 anlatarak i\u015fe ba\u015flamak zorunda kalacaksak, \u00e7ok i\u015fimiz var demektir. Bug\u00fcnk\u00fc foto\u011frafta dolar yerine ruble ile bor\u00e7lanmak \u00e7aresizli\u011fin g\u00f6stergesidir.<\/p>\n<p>Bu \u00e7aresizlikte de sadece b\u00fcy\u00fcme konu\u015fursunuz. Kalk\u0131nman\u0131n ise ad\u0131 bile evinize u\u011framaz. Daha k\u00f6t\u00fcs\u00fc y\u00f6netenin yakla\u015f\u0131m\u0131 bu olduk\u00e7a da, bu sistemin kurban\u0131 hale gelen vatanda\u015f da k\u0131s\u0131r d\u00f6ng\u00fcs\u00fcn\u00fc k\u0131ramaz. \u00c7\u00fcnk\u00fc tek ba\u015f\u0131na bu s\u00fcreci tersine \u00e7evirmesi m\u00fcmk\u00fcn de\u011fildir. Sonu\u00e7: Topluca batar\u0131z.<\/p>\n<p><a href=\"mailto:cetinunsalan@yahoo.com\">cetinunsalan@yahoo.com<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Ekonomiden Sorumlu Ba\u015fbakan Yard\u0131mc\u0131s\u0131 Mehmet \u015eim\u015fek, bor\u00e7lanma yap\u0131s\u0131nda de\u011fi\u015fiklik sinyali verdi. \u015eayet bu karar iktisadi de\u011fil de, siyasi bir ince mesaj niteli\u011fi ta\u015f\u0131yorsa, k\u0131smen anla\u015f\u0131labilir.&hellip;<\/p>\n","protected":false},"author":5,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[1],"tags":[904,808,801],"class_list":["post-52751","post","type-post","status-publish","format-standard","hentry","category-tumyazilar","tag-cetin-unsalan-yazilari","tag-ekonomi-makaleleri","tag-ekonomi-yazarlari-listesi"],"_links":{"self":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts\/52751","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/comments?post=52751"}],"version-history":[{"count":0,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts\/52751\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/media?parent=52751"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/categories?post=52751"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/tags?post=52751"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}