{"id":51779,"date":"2017-10-25T07:43:27","date_gmt":"2017-10-25T04:43:27","guid":{"rendered":"https:\/\/www.bilgeyatirimci.com\/?p=51779"},"modified":"2017-10-25T07:43:27","modified_gmt":"2017-10-25T04:43:27","slug":"fatih-ozatay-kredi-ve-dis-finansman","status":"publish","type":"post","link":"https:\/\/www.bilgeyatirimci.com\/i\/fatih-ozatay-kredi-ve-dis-finansman\/","title":{"rendered":"Fatih \u00d6zatay – Kredi ve d\u0131\u015f finansman"},"content":{"rendered":"

Fatih \u00d6zatay’\u0131n bug\u00fcnk\u00fc yaz\u0131s\u0131<\/h2>\n

Ge\u00e7ti\u011fimiz y\u0131l\u0131n sonlar\u0131ndan itibaren kredi art\u0131\u015f\u0131 \u00e7ok y\u00fcksek d\u00fczeylere ula\u015ft\u0131. \u00d6nce kamu bankalar\u0131 ba\u015f \u00e7ekti. Sonra \u00f6zel bankalar da kamu bankalar\u0131na ayak uydurmaya \u00e7al\u0131\u015ft\u0131lar. Bu h\u0131zl\u0131 art\u0131\u015f may\u0131s ortalar\u0131nda zirveye ula\u015ft\u0131; o zamandan bu yana kredi art\u0131\u015f oran\u0131 s\u00fcrekli d\u00fc\u015f\u00fcyor. Kur hareketlerinden ar\u0131nd\u0131r\u0131lm\u0131\u015f kredilerin on \u00fc\u00e7 haftal\u0131k hareketli ortalamalar\u0131n\u0131n y\u0131ll\u0131kland\u0131r\u0131lm\u0131\u015f y\u00fczde art\u0131\u015flar\u0131 incelenince (finansal istikrar\u0131 bozabilece\u011fi gerek\u00e7esiyle y\u00fcksek kredi art\u0131\u015f\u0131na kar\u015f\u0131 hassas oldu\u011fu d\u00f6nemlerde Merkez Bankas\u0131 \u00f6yle bak\u0131yordu) \u015fu rakamlar ortaya \u00e7\u0131k\u0131yor: May\u0131s 2017 sonunda toplam kredi art\u0131\u015f\u0131 y\u00fczde 45.5 gibi y\u00fcksek bir de\u011fer. Kamu bankalar\u0131nda zirve noktas\u0131na bir hafta sonra ula\u015f\u0131l\u0131yor: Y\u00fczde 59.2: \u00c7ok y\u00fcksek. \u00d6zel bankalarda g\u00f6r\u00fclen en y\u00fcksek de\u011fer ise y\u00fczde 40.5 ve may\u0131s sonunda: Elbette o da y\u00fcksek. Sonra d\u00fc\u015f\u00fc\u015f ba\u015fl\u0131yor. Ekim 2017 ortas\u0131nda durum \u015f\u00f6yle: Toplamda y\u00fczde 16.6, kamu bankalar\u0131nda y\u00fczde 24.1 ve \u00f6zel bankalarda y\u00fczde 11.4 art\u0131\u015f var. Dikkat: \u00d6zel bankalar\u0131n kredi art\u0131\u015f\u0131, enflasyondan ar\u0131nd\u0131r\u0131l\u0131nca \u201cs\u0131f\u0131ra\u201d d\u00fc\u015fm\u00fc\u015f durumda. Daha ayr\u0131nt\u0131l\u0131 seyir ilk grafikte g\u00f6steriliyor.<\/p>

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