{"id":50800,"date":"2017-08-14T13:50:05","date_gmt":"2017-08-14T10:50:05","guid":{"rendered":"https:\/\/www.bilgeyatirimci.com\/?p=50800"},"modified":"2017-08-14T20:07:24","modified_gmt":"2017-08-14T17:07:24","slug":"en-karli-bankalar-hangileri-faizi-dusurmek-icin-ne-yapmali","status":"publish","type":"post","link":"https:\/\/www.bilgeyatirimci.com\/i\/en-karli-bankalar-hangileri-faizi-dusurmek-icin-ne-yapmali\/","title":{"rendered":"En K\u00e2rl\u0131 Bankalar Hangileri? Faizi D\u00fc\u015f\u00fcrmek \u0130\u00e7in Ne Yapmal\u0131?"},"content":{"rendered":"<p><strong><em>Say\u0131n Cumhurba\u015fkan\u0131m\u0131z\u0131n bankalara ve banka k\u00e2rl\u0131l\u0131klar\u0131na ili\u015fkin a\u00e7\u0131klamalar\u0131 sonras\u0131nda bu konudaki g\u00fcndem yo\u011funla\u015f\u0131rken, genel olarak bankalar\u0131 su\u00e7layan a\u00e7\u0131klamalar gelmeye devam etti. Bu konuya objektif bir bak\u0131\u015f sergilemek ad\u0131na, Bankalar Birli\u011fi&#8217;nin web sitesinden konu ile ilgili verileri indirdim ve bir resim sunmaya \u00e7al\u0131\u015ft\u0131m.<\/em><\/strong><\/p><div class=\"bilge-yaziust\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-2211412492\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"9580705384\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p><strong>Halk\u0131n Mevduat\u0131n\u0131 hangi bankalar a\u011f\u0131rl\u0131kl\u0131 olarak y\u00f6netiyor?<\/strong><\/p>\n<p>A\u015fa\u011f\u0131daki tablo ve grafikte verilen rakamlar 2017 Mart d\u00f6nemine aittir. Hen\u00fcz Haziran verileri t\u00fcm bankalar i\u00e7in a\u00e7\u0131klanm\u0131\u015f de\u011fildir.<\/p>\n<p><a href=\"https:\/\/www.bilgeyatirimci.com\/wp-content\/uploads\/2017\/08\/bankalar-1b.png\" data-wpel-link=\"internal\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-50822\" src=\"https:\/\/www.bilgeyatirimci.com\/wp-content\/uploads\/2017\/08\/bankalar-1b.png\" alt=\"\" width=\"486\" height=\"281\" srcset=\"https:\/\/www.bilgeyatirimci.com\/wp-content\/uploads\/2017\/08\/bankalar-1b.png 486w, https:\/\/www.bilgeyatirimci.com\/wp-content\/uploads\/2017\/08\/bankalar-1b-300x173.png 300w\" sizes=\"auto, (max-width: 486px) 100vw, 486px\" \/><\/a><\/p>\n<p><a href=\"https:\/\/www.bilgeyatirimci.com\/wp-content\/uploads\/2017\/08\/bankalar-2b.png\" data-wpel-link=\"internal\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-50823\" src=\"https:\/\/www.bilgeyatirimci.com\/wp-content\/uploads\/2017\/08\/bankalar-2b.png\" alt=\"\" width=\"776\" height=\"611\" srcset=\"https:\/\/www.bilgeyatirimci.com\/wp-content\/uploads\/2017\/08\/bankalar-2b.png 776w, https:\/\/www.bilgeyatirimci.com\/wp-content\/uploads\/2017\/08\/bankalar-2b-300x236.png 300w, https:\/\/www.bilgeyatirimci.com\/wp-content\/uploads\/2017\/08\/bankalar-2b-768x605.png 768w\" sizes=\"auto, (max-width: 776px) 100vw, 776px\" \/><\/a><\/p>\n<p style=\"text-align: center;\"><em><strong>Kaynak:\u00a0<a href=\"https:\/\/www.tbb.org.tr\/tr\/bankacilik\/banka-ve-sektor-bilgileri\/istatistiki-raporlar\/59\" target=\"_blank\" rel=\"noopener nofollow external\" data-wpel-link=\"external\">https:\/\/www.tbb.org.tr\/tr\/bankacilik\/banka-ve-sektor-bilgileri\/istatistiki-raporlar\/59<\/a>\u00a0<\/strong><\/em><\/p>\n<p>Tabloda ve grafikte g\u00f6r\u00fcld\u00fc\u011f\u00fc \u00fczere asl\u0131nda mevduat\u0131n yakla\u015f\u0131k %80&#8217;ini \u00a0&#8220;kamu bankalar\u0131 + \u0130\u015f+Akbank+Garanti+YKB&#8221; toplam\u0131\u015f durumda. \u00a0 KAmu bankalar\u0131 1.5 trilyonluk mevduat\u0131n 520 milyar TL&#8217;sini toplam\u0131\u015fken, \u0130\u015f Bankas\u0131 191 milyar, Garanti 167 milyar, Akbank 166 ve YKB 1160 milyar TL toplam\u0131\u015f durumda.<\/p>\n<p><strong>Hangi bankalar k\u00e2r\u0131n\u0131 en \u00e7ok art\u0131rm\u0131\u015flar?<\/strong><\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-50804\" src=\"https:\/\/www.bilgeyatirimci.com\/wp-content\/uploads\/2017\/08\/bankalar-4.png\" alt=\"\" width=\"555\" height=\"209\" srcset=\"https:\/\/www.bilgeyatirimci.com\/wp-content\/uploads\/2017\/08\/bankalar-4.png 555w, https:\/\/www.bilgeyatirimci.com\/wp-content\/uploads\/2017\/08\/bankalar-4-300x113.png 300w\" sizes=\"auto, (max-width: 555px) 100vw, 555px\" \/><\/p>\n<p style=\"text-align: center;\"><em><strong>Kamu bankalar\u0131 koyu renkle g\u00f6sterilmi\u015ftir.\u00a0<\/strong><\/em><\/p>\n<p>Tabloda g\u00f6r\u00fcld\u00fc\u011f\u00fc \u00fczere, Vak\u0131fbank 2016\/Mart d\u00f6nemine g\u00f6re 2017\/Mart d\u00f6neminde k\u00e2r\u0131n\u0131 %137 art\u0131rarak, birinci s\u0131raya yerle\u015fmi\u015f. \u0130kinci s\u0131rada ise %79 k\u00e2r art\u0131\u015f\u0131 ile Halkbank var. \u00a0\u0130\u015f Bankas\u0131 %70 k\u00e2r art\u0131\u015f\u0131 ile \u00fc\u00e7\u00fcnc\u00fc s\u0131rada bulunurken, Ziraat Bankas\u0131 k\u00e2r\u0131n\u0131 bu ortamda sadece %35 art\u0131rabilmi\u015f. Say\u0131n Cumhurba\u015fkan\u0131m\u0131z yanl\u0131\u015f bilgilendirilmi\u015f. k\u00e2r art\u0131\u015f\u0131na ortalama olarak bak\u0131ld\u0131\u011f\u0131nda (ki a\u011f\u0131rl\u0131kl\u0131 ortalamaya bak\u0131yorum) \u00a0 %56 \u00e7\u0131k\u0131yor ve kamu bankalar\u0131 bu art\u0131\u015fta ba\u015f\u0131 \u00e7ekiyor.<\/p><div class=\"bilge-content-1\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-2449769375\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"3167340272\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p><strong>Hangi Bankalar k\u00e2rl\u0131l\u0131ktan Feragat etmeli?<\/strong><\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-50809\" src=\"https:\/\/www.bilgeyatirimci.com\/wp-content\/uploads\/2017\/08\/bankalar-6.png\" alt=\"\" width=\"702\" height=\"205\" srcset=\"https:\/\/www.bilgeyatirimci.com\/wp-content\/uploads\/2017\/08\/bankalar-6.png 702w, https:\/\/www.bilgeyatirimci.com\/wp-content\/uploads\/2017\/08\/bankalar-6-300x88.png 300w\" sizes=\"auto, (max-width: 702px) 100vw, 702px\" \/><\/p>\n<p>Bankalar\u0131n \u00d6zkaynak karl\u0131l\u0131\u011f\u0131na bakt\u0131\u011f\u0131m\u0131zda en k\u00e2rl\u0131 olanlar\u0131n yine iki kamu bankas\u0131 oldu\u011funu g\u00f6r\u00fcyoruz. Ziraat Bankas\u0131 %17.3 ile ba\u015f\u0131 \u00e7ekerken, Vak\u0131flar Bankas\u0131 %16.5 ile ikinci s\u0131rada olup, bunu Garanti ve Akbank takip ediyor. Halk Bankas\u0131 ise %13.6 ile alt\u0131nc\u0131 s\u0131rada bulunuyor. \u00a0Biliyorsunuz ki bankalar kredi verirler ve ana kazan\u00e7lar\u0131 bu krediler \u00fczerindendir. 2017 Mart d\u00f6neminde y\u0131ll\u0131kland\u0131r\u0131lm\u0131\u015f (yani 2016-mart ile 2017 mart d\u00f6nemleri aras\u0131ndaki 1 y\u0131ldaki ) k\u00e2rlara bakt\u0131\u011f\u0131mda ilk \u00fc\u00e7 s\u0131radaki bankalar birbirlerine \u00e7ok yak\u0131n. 100 TL kredi vermi\u015flerse 2.8 TL civar\u0131nda k\u00e2r etmi\u015fler. Yani kredileri bankalar\u0131n cirosu gibi d\u00fc\u015f\u00fcn\u00fcrseniz, net kar marjlar\u0131 %2.8 civar\u0131ndad\u0131r. Bir manav d\u00fc\u015f\u00fcn\u00fcn&#8230; 100 liral\u0131k \u00fcr\u00fcn sat\u0131yor ve 2.8 Tl k\u00e2r ediyor. Bu k\u00e2rr marj\u0131n\u0131n y\u00fcksek mi d\u00fc\u015f\u00fck m\u00fc oldu\u011funun yorumunu sizlere b\u0131rak\u0131yorum.<\/p>\n<p><b>SONU\u00c7:\u00a0<\/b>K\u00e2r art\u0131\u015f\u0131 a\u00e7\u0131s\u0131ndan ba\u015f\u0131 Kamu Bankalar\u0131 \u00c7ekiyor. \u00d6zvarl\u0131k k\u00e2rl\u0131l\u0131\u011f\u0131 a\u00e7\u0131s\u0131ndan yine ilk iki s\u0131rada kamu bankalar\u0131 var. Net K\u00e2r marj\u0131 a\u00e7\u0131s\u0131ndan ise Akbank ve Garanti ilk iki s\u0131ray\u0131 al\u0131rken Ziraat bankas\u0131 \u00fc\u00e7\u00fcnc\u00fc s\u0131rada . Fakat ilk \u00fc\u00e7 s\u0131radaki oranlar bir birilerine \u00e7ok \u00e7ok yak\u0131n. \u00a0T\u00fcm bu k\u00e2rl\u0131l\u0131k verileri g\u00f6z \u00f6n\u00fcnde bulundurulursa, ortaya \u00e7\u0131kan ger\u00e7ek \u015fu ki; e\u011fer bir k\u00e2r fedakarl\u0131\u011f\u0131 yap\u0131lacaksa, buna kamu bankalar\u0131 \u00f6nayak olmal\u0131 ve di\u011fer bankalar\u0131 pe\u015finden s\u00fcr\u00fcklemelidir.<\/p>\n<p><strong>As\u0131l sorulmas\u0131 gereken soru \u015fudur; <\/strong>Bankalar Mart 2017&#8217;de 10.2 milyar TL k\u00e2r etmi\u015fler. 2017 boyunca ayn\u0131 k\u00e2rl\u0131l\u0131k devam ederse toplamda 40 milyar TL civar\u0131nda k\u00e2r elde edecekler. Bu k\u00e2r rakam\u0131n\u0131 yar\u0131 yar\u0131ya a\u015fa\u011f\u0131 \u00e7ekecek olan (Yani k\u00e2r\u0131 20 milyara d\u00fc\u015f\u00fcrecek olan ) faiz fedakarl\u0131\u011f\u0131 ne kadar olmal\u0131d\u0131r?<strong> Kaba bir hesap yapacak olursak<\/strong> ve toplam krediler \u00fczerinden gidecek olursak, bu tablolardaki bankalar\u0131n toplam kredileri 1 trilyon 341 milyar TL&#8217;dir. E\u011fer 20 milyar TL&#8217;yi buna oranlarsak, %1.49 \u00e7\u0131k\u0131yor. Yani Bankalar\u0131n Net k\u00e2r marjlar\u0131 %1.3 civar\u0131na d\u00fc\u015fmelidir. Bir ba\u015fka deyi\u015fle bankalar e\u011fer %16 ile para sat\u0131yorlarsa bunu %14.5 seviyesine d\u00fc\u015f\u00fcrd\u00fcklerinde k\u00e2rlar\u0131 yakla\u015f\u0131k olarak yar\u0131 yar\u0131ya azalacakt\u0131r. Bankalar\u0131n k\u00e2r\u0131 s\u0131f\u0131ra insin dersek, %16 olan faizi en fazla %13 civar\u0131na d\u00fc\u015f\u00fcrebiliriz. Yani bankalar hi\u00e7 k\u00e2r etmese \u00a0faizi %13-14&#8217;e \u00e7ekebilirsiniz. Bu t\u00fcr bir durumda da kimse bankac\u0131l\u0131k yapmaz.<\/p><div class=\"bilge-content-2\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-1903822305\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"1818807385\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p>Ger\u00e7ek\u00e7i olmak laz\u0131m. Asl\u0131nda \u015fu an banka k\u00e2rlar\u0131n\u0131n bir k\u0131sm\u0131 da yasal d\u00fczenlemelerden kaynaklan\u0131yor. Yani ger\u00e7ek k\u00e2r de\u011fil. <strong>Faizleri d\u00fc\u015f\u00fcrmek mi istiyoruz? Bu iki a\u015famada ger\u00e7ekle\u015fir;\u00a0<\/strong><\/p>\n<ol>\n<li>Kamu kesimi a\u00e7\u0131klar\u0131 piyasadan bor\u00e7lan\u0131larak kapat\u0131l\u0131yor ve \u00f6zel sekt\u00f6re gidebilecek kaynaklar b\u00fct\u00e7e a\u00e7\u0131\u011f\u0131n\u0131 kapatmakta kulaln\u0131l\u0131yor (Crowding out- kovma etkisi- benim doktora konum) Bu konuyu Mahfi e\u011filmez ayr\u0131nt\u0131l\u0131 olarak yazd\u0131. Dolay\u0131s\u0131yla faizleri d\u00fc\u015f\u00fcrmenin birinci yolu, b\u00fct\u00e7e a\u00e7\u0131klar\u0131n\u0131 azaltmakt\u0131r.<\/li>\n<li>\u0130kinci ve daha etkili yol ise enflasyonu a\u015fa\u011f\u0131 \u00e7ekmektir. Paul Volcker 1980&#8217;li y\u0131llarda ABD&#8217;de %15-16&#8217;lara \u00e7\u0131kan enflasyonu y\u00fczde 2&#8217;lere \u00e7ekmek i\u00e7in bilerek ekonomiyi resesyona soktu. ABD ekonomisi 2 y\u0131l resesyon ya\u015fad\u0131 ama ard\u0131ndan enflasyonun art\u0131k artmayaca\u011f\u0131 ve d\u00fc\u015f\u00fck seyrede\u011fi ortam olu\u015funca, faizler h\u0131zla a\u015fa\u011f\u0131ya inmeye ba\u015flad\u0131 ve 1990&#8217;l\u0131 y\u0131llar ABD ekonomisinin en h\u0131zl\u0131 ve en uzun b\u00fcy\u00fcd\u00fc\u011f\u00fc d\u00f6nemler oldu. Unutmay\u0131n ki;\n<ul>\n<li>e\u011fer enflasyon y\u00fczde 5 ise sizin faizleriniz de en fazla %7-8 olur. Enflasyon y\u00fczde 2 olursa faizleriniz %3-4&#8217;e d\u00fc\u015fer.<\/li>\n<li>Enflasyon d\u00fc\u015f\u00fck ve kararl\u0131 ise; kurlar istikrarl\u0131 olur. \u00c7\u00fcnk\u00fc uzun vadede kur seviyesini enflasyon belirler. K\u0131sa vadede ise kurlar\u0131 faiz seviyesi belirler.<\/li>\n<li>Enflasyon d\u00fc\u015f\u00fck ve istikrarl\u0131 ise faizler de d\u00fc\u015f\u00fck ve istikrarl\u0131 olur.<\/li>\n<li>M\u00fcte\u015febbisler i\u00e7in en muhte\u015fem yat\u0131r\u0131m ortam\u0131; istikrarl\u0131 kur, d\u00fc\u015f\u00fck ve istikrarl\u0131 faiz ortam\u0131d\u0131r.<\/li>\n<\/ul>\n<\/li>\n<\/ol>\n<p>O zaman \u00e7\u00f6z\u00fcm haz\u0131rd\u0131r&#8230; enflasyonu d\u00fc\u015f\u00fcr\u00fcn b\u00fct\u00e7eyi toparlay\u0131n faizler h\u0131zla d\u00fc\u015fs\u00fcn. Ama \u00f6ncesinde bunu nas\u0131l yapaca\u011f\u0131n\u0131z\u0131 \u00e7ok ciddi orta vadeli program ile duyurun ve bu programdan asla sap\u0131lmayaca\u011f\u0131na dair garanti verin, bak\u0131n bakal\u0131m yat\u0131r\u0131mlar nas\u0131l art\u0131yor. \u00d6yle y\u0131llard\u0131r Enflasyon hedefini \u00a0%5 belirleyip sonra da iki kat\u0131 enflasyon yarat\u0131yorsan\u0131z, ne faizler d\u00fc\u015fer, ne de kurlar\u0131n ve faizlerin ayl\u0131k dalga boyutlar\u0131n\u0131 a\u015fa\u011f\u0131 \u00e7ekebilirsiniz. \u00a0M\u00fcte\u015febbis, yat\u0131r\u0131m yaparken en az ki y\u0131ll\u0131k s\u00fcrede kurlar\u0131n ve faizlerin dalgalanabilece\u011fi aral\u0131\u011f\u0131 bilmelidir. Bu dalgalanma aral\u0131\u011f\u0131 e\u011fer kur i\u00e7in %15-20 ise, Merkez Bankas\u0131 faizleri %8&#8217;den %12&#8217;lere \u00e7\u0131k\u0131yorsa yani %50 oran\u0131nda y\u00fckseliyorsa, m\u00fcte\u015febbis yat\u0131r\u0131m yapmaz.<\/p>\n<p>Bu arada hemen belirteyim 2 y\u0131ll\u0131k g\u00f6sterge tahvil faizi \u00e7ok \u00f6nemli bir seviyeyi yukar\u0131 ge\u00e7ti. Bu haber hi\u00e7 iyi de\u011fil. Faizlerin inmesi de\u011fil, daha da y\u00fckselmesi daha y\u00fcksek bir olas\u0131l\u0131kt\u0131r. Kamu a\u00e7\u0131klar\u0131ndaki art\u0131\u015f tahvil faizlerine yans\u0131maya ba\u015flad\u0131. A\u015fa\u011f\u0131daki grafik 2 y\u0131ll\u0131k g\u00f6sterge tahvilin haftal\u0131k hareketleridir.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-50810\" src=\"https:\/\/www.bilgeyatirimci.com\/wp-content\/uploads\/2017\/08\/tahvil.png\" alt=\"\" width=\"680\" height=\"415\" srcset=\"https:\/\/www.bilgeyatirimci.com\/wp-content\/uploads\/2017\/08\/tahvil.png 680w, https:\/\/www.bilgeyatirimci.com\/wp-content\/uploads\/2017\/08\/tahvil-300x183.png 300w\" sizes=\"auto, (max-width: 680px) 100vw, 680px\" \/><\/p>\n<p>Sonu\u00e7 olarak faizleri d\u00fc\u015f\u00fcrmenin yolu, enflasyonu ve b\u00fct\u00e7e a\u00e7\u0131klar\u0131n\u0131 d\u00fc\u015f\u00fcrmekten ge\u00e7er. Evet kamu borcumuzun GSYH&#8217;ya oran\u0131 \u00e7ok d\u00fc\u015f\u00fckt\u00fcr. Bu t\u00fcr ortamda b\u00fcy\u00fcme amac\u0131yla b\u00fct\u00e7e a\u00e7\u0131\u011f\u0131 verilebilir. Ama yabanc\u0131lar sadece kamu borcuna bakm\u0131yorlar. Kamu+\u00d6zel sekt\u00f6r borcunun bir g\u00fcn gelip t\u00fcm\u00fcyle kamu borcuna d\u00f6n\u00fc\u015ft\u00fc\u011f\u00fcn\u00fc\u00a0Asya krizinden \u00f6\u011frendiler. Bu y\u00fczden, art\u0131k d\u00fc\u015f\u00fck Kamu borcu\/GSYH oran\u0131 yeterli bir hikaye de\u011fil ve zaten fiyatlar\u0131n i\u00e7inde var. \u00a0Uluslararas\u0131 sermaye ak\u0131mlar\u0131 \u015fu an Geli\u015fmekte olan \u00dclkeler lehinde hareket ediyor ve \u015fansl\u0131y\u0131z ama bu r\u00fczgar terse d\u00f6nd\u00fc\u011f\u00fcnde, faizlerin %18-20&#8217;lere do\u011fru t\u0131rmand\u0131\u011f\u0131n\u0131 g\u00f6rebiliriz. Hava g\u00fcnl\u00fck g\u00fcne\u015flik olsa bile yan\u0131n\u0131zda \u015femsiye bulundurmakta fayda var. \u0130nceledi\u011fim ve kitab\u0131n\u0131 yazd\u0131\u011f\u0131m ekonomik krizler bana bunu \u00f6\u011fretti.<\/p>\n<p>Sa\u011fl\u0131cakla kal\u0131n&#8230;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Say\u0131n Cumhurba\u015fkan\u0131m\u0131z\u0131n bankalara ve banka k\u00e2rl\u0131l\u0131klar\u0131na ili\u015fkin a\u00e7\u0131klamalar\u0131 sonras\u0131nda bu konudaki g\u00fcndem yo\u011funla\u015f\u0131rken, genel olarak bankalar\u0131 su\u00e7layan a\u00e7\u0131klamalar gelmeye devam etti. Bu konuya objektif bir&hellip;<\/p>\n","protected":false},"author":102,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[1],"tags":[739,1507,1464,1465,769,1497,752,753,1496,715],"class_list":["post-50800","post","type-post","status-publish","format-standard","hentry","category-tumyazilar","tag-altin-uzman-yorumlari","tag-altin-yukselir-mi","tag-borsa-tahminleri","tag-borsa-tuyolari","tag-borsa-yorumlari-gunluk","tag-dolar-duser-mi","tag-dolar-tl-yorumu","tag-dolar-yorumlari","tag-dolar-yukselir-mi","tag-yasar-erdinc-yazilari"],"_links":{"self":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts\/50800","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/users\/102"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/comments?post=50800"}],"version-history":[{"count":0,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts\/50800\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/media?parent=50800"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/categories?post=50800"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/tags?post=50800"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}