{"id":50530,"date":"2017-07-19T13:29:49","date_gmt":"2017-07-19T10:29:49","guid":{"rendered":"https:\/\/www.bilgeyatirimci.com\/?p=50530"},"modified":"2017-07-23T13:30:49","modified_gmt":"2017-07-23T10:30:49","slug":"fatih-ozatay-kredi-garanti-fonu-ve-egitim-reformu","status":"publish","type":"post","link":"https:\/\/www.bilgeyatirimci.com\/i\/fatih-ozatay-kredi-garanti-fonu-ve-egitim-reformu\/","title":{"rendered":"Fatih \u00d6zatay &#8211;\u00a0Kredi Garanti Fonu ve e\u011fitim reformu"},"content":{"rendered":"<p><strong><em>Y\u0131l\u0131n ilk yar\u0131s\u0131ndaki \u00e7ok h\u0131zl\u0131 kredi geni\u015flemesine yol a\u00e7an ekonomik kararlar al\u0131nmadan iki noktaya odaklanmak yararl\u0131 olurdu: <\/em><\/strong><\/p><div class=\"bilge-yaziust\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-2655711367\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"9580705384\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p>Birincisi riskti: B\u00f6yle bir karar, bankalar\u0131 mevduat toplama ve bulabilirlerse daha fazla d\u0131\u015f bor\u00e7 alma yar\u0131\u015f\u0131na sokabilirdi. Oysa, h\u0131zl\u0131 kredi art\u0131\u015f\u0131na yol a\u00e7an ekonomi politikas\u0131 (Kredi Garanti Fonu\u2019na referandum \u00f6ncesinde Hazine\u2019nin y\u00fckl\u00fc bir kaynak koymas\u0131) uygulanmadan \u00f6nce zaten kredi-mevduat oran\u0131 \u00e7ok y\u00fcksekti. Farkl\u0131 bir ifadeyle, mevcut kredi arz\u0131n\u0131 idame ettirecek kaynaklara ula\u015fmak a\u00e7\u0131s\u0131ndan sorunlar vard\u0131. \u0130kinci odaklan\u0131lacak nokta bu politikan\u0131n ne kadar i\u015fe yarayaca\u011f\u0131 konusuydu: T\u00fcrkiye\u2019de \u00f6zellikle makine ve te\u00e7hizat yat\u0131r\u0131mlar\u0131n\u0131n neden d\u00fc\u015f\u00fck d\u00fczeylerde seyretti\u011fini dikkatle incelemek gerekiyordu. B\u00f6yle bir inceleme, yetersiz yat\u0131r\u0131m d\u00fczeyinin arkas\u0131ndaki temel olgunun kredi arz\u0131n\u0131n yetersizli\u011fi olmad\u0131\u011f\u0131n\u0131 g\u00f6sterirdi.<\/p>\n<p>Yaz\u0131n\u0131n devam\u0131 i\u00e7in <a href=\"https:\/\/www.dunya.com\/kose-yazisi\/kredi-garanti-fonu-ve-egitim-reformu\/373344\" target=\"_blank\" rel=\"noopener nofollow external\" data-wpel-link=\"external\">TIKLAYINIZ<\/a>. (D\u00fcnya Gazetesi)<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Y\u0131l\u0131n ilk yar\u0131s\u0131ndaki \u00e7ok h\u0131zl\u0131 kredi geni\u015flemesine yol a\u00e7an ekonomik kararlar al\u0131nmadan iki noktaya odaklanmak yararl\u0131 olurdu: Birincisi riskti: B\u00f6yle bir karar, bankalar\u0131 mevduat toplama&hellip;<\/p>\n","protected":false},"author":16,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[1],"tags":[808,801,837],"class_list":["post-50530","post","type-post","status-publish","format-standard","hentry","category-tumyazilar","tag-ekonomi-makaleleri","tag-ekonomi-yazarlari-listesi","tag-fatih-ozatay-yazilari"],"_links":{"self":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts\/50530","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/users\/16"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/comments?post=50530"}],"version-history":[{"count":0,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts\/50530\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/media?parent=50530"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/categories?post=50530"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/tags?post=50530"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}