{"id":50151,"date":"2017-06-12T19:49:47","date_gmt":"2017-06-12T16:49:47","guid":{"rendered":"https:\/\/www.bilgeyatirimci.com\/?p=50151"},"modified":"2017-06-12T19:49:47","modified_gmt":"2017-06-12T16:49:47","slug":"cetin-unsalan-turkiye-tasarruf-yapmadi","status":"publish","type":"post","link":"https:\/\/www.bilgeyatirimci.com\/i\/cetin-unsalan-turkiye-tasarruf-yapmadi\/","title":{"rendered":"\u00c7etin \u00dcnsalan &#8211; T\u00fcrkiye tasarruf (!) yapmad\u0131"},"content":{"rendered":"<p><em><strong>G\u00fczel \u00fclkemin i\u015fsizden sigorta primi isteyerek tarihe ge\u00e7mesinin ard\u0131ndan, zorla tasarruf giri\u015fimi de fiyaskoyla sonu\u00e7land\u0131. Mal\u00fbmunuz daha \u00f6nce \u00f6n\u00fcne gelene prim borcu yaz\u0131p, tahsil edemeyece\u011fi anla\u015f\u0131l\u0131nca da affetmi\u015flerdi.<\/strong><\/em><\/p><div class=\"bilge-yaziust\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-760256933\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"9580705384\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p>Bununla yetinmeyen ekonomi y\u00f6netimimiz yine d\u00fcnyada bir ilke imza atarak, \u00f6zel sekt\u00f6r\u00fcn satamad\u0131\u011f\u0131 bir \u00fcr\u00fcn\u00fc satmak i\u00e7in kollar\u0131 s\u0131vad\u0131 ve zorunla Bireysel Emeklilik Sigortas\u0131\u2019n\u0131 g\u00fcndeme ta\u015f\u0131d\u0131.<\/p>\n<p>Neyse ki olu\u015fan tepkiler ve kar\u015f\u0131 \u00e7\u0131k\u0131\u015flar \u00fczerine, uygulamay\u0131 \u2018zorunlu ba\u015fla istersen \u00e7\u0131kars\u0131n\u2019 sistemine d\u00f6n\u00fc\u015ft\u00fcrd\u00fcler. San\u0131yorum bunda \u00fclkemiz insan\u0131n\u0131n ihmalk\u00e2rl\u0131\u011f\u0131na g\u00fcvenmi\u015f olmal\u0131lar. Fakat burada da beklenti ger\u00e7ekle\u015fmedi.<\/p>\n<p>Ekonomiden Sorumlu Ba\u015fbakan Yard\u0131mc\u0131s\u0131 Mehmet \u015eim\u015fek\u2019in yapt\u0131\u011f\u0131 a\u00e7\u0131klamaya g\u00f6re, s\u00fcre dolunca BES\u2019ten cayanlar\u0131n oran\u0131 y\u00fczde 52 oldu. Asl\u0131nda oranda tutarl\u0131l\u0131k var. \u00c7\u00fcnk\u00fc bilin\u00e7li bir \u015fekilde bu \u00fcr\u00fcn\u00fc sat\u0131n alan ve muhtemelen ekonomik durumu da m\u00fcsait olanlar\u0131n dahi sistemden birka\u00e7 y\u0131l\u0131n sonunda \u00e7\u0131k\u0131\u015f oran\u0131 neredeyse buna yak\u0131n.<\/p>\n<p>\u00dcr\u00fcn\u00fcn niteli\u011fi bir yana sistemin i\u015flemeyece\u011fi daha ba\u015f\u0131ndan belliydi. \u015eim\u015fek, \u00e7\u0131k\u0131\u015f oranlar\u0131n\u0131n \u00f6ng\u00f6r\u00fclemez oldu\u011funu s\u00f6yleyip ve sistemsel de\u011fi\u015fiklikten bahsetse de sorunun temelinde tasarruf ve zorlama kelimeleri yat\u0131yor.<\/p>\n<p>\u00c7\u00fcnk\u00fc tasarruf dedi\u011finiz kavram insanlar\u0131n gelirinin arta kalan miktar\u0131d\u0131r. \u0130nsan gibi ya\u015fad\u0131ktan sonra kalan paray\u0131 de\u011ferlendirme bi\u00e7imi de alternatiflere a\u00e7\u0131kt\u0131r. \u00dclkemde insanlar ge\u00e7inmek \u015f\u00f6yle dursun, bir de devlet zoruyla nafakas\u0131ndan kesinti ger\u00e7e\u011fini ya\u015fad\u0131lar.<\/p>\n<p>Yani arta kalan parayla de\u011fil, evin belki de bir ihtiyac\u0131n\u0131 giderecek rakam cepten al\u0131n\u0131yor. Asgari \u00fccretli dahil herkese zorunlu tutuyorsunuz ve sonra da \u00e7\u0131k\u0131nca bozuluyorsunuz. Ak\u0131l al\u0131r gibi de\u011fil. Esasen i\u015fsizden sigorta primi istemenin ard\u0131ndan, bu haliyle de d\u00fcnya ekonomi tarihine \u2018Cep Hortum Teorisi\u2019 olarak yaz\u0131l\u0131p, \u00f6d\u00fcle lay\u0131k g\u00f6r\u00fclebilecek yarat\u0131c\u0131l\u0131kta.<\/p>\n<p>Ama hayat\u0131n kendisi zaten sa\u011flamas\u0131n\u0131 yap\u0131yor. Yani tasarruf kavram\u0131n\u0131n ne oldu\u011funu anlamadan i\u015fe giri\u015fir ve buna insanlar\u0131n kenara para atmas\u0131 olarak yakla\u015f\u0131rsan\u0131z eksik kal\u0131rs\u0131n\u0131z. \u00c7\u00fcnk\u00fc burada esas olan paran\u0131n artan kalan k\u0131sm\u0131d\u0131r. Bizde para artmad\u0131\u011f\u0131 gibi, yetmiyor da\u2026<\/p><div class=\"bilge-content-1\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-91756334\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"3167340272\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p>\u015eimdi bunu anlamamakta \u0131srar ederseniz, iki g\u00fcn sonra T\u00fcrk Halk\u0131\u2019n\u0131 tasarruf yapmamakla su\u00e7laman\u0131z da \u015fa\u015f\u0131rt\u0131c\u0131 olmaz. Biliyorum ki s\u0131rada k\u0131dem tazminat\u0131 fonu da var. Oradaki durum da bundan farkl\u0131 de\u011fil. \u00c7\u00fcnk\u00fc BES\u2019leri de Varl\u0131k Fonu\u2019na atmay\u0131 planlad\u0131\u011f\u0131n\u0131z\u0131 a\u00e7\u0131klam\u0131\u015ft\u0131n\u0131z.<\/p>\n<p>K\u0131demde de farkl\u0131 bir \u015fey ya\u015famayaca\u011f\u0131z. Neden biliyor musunuz? Bak\u0131n deprem oldu. Sahiden deprem fonu paralar\u0131 ne olmu\u015ftu? \u0130\u015fte yan\u0131t\u0131n\u0131 burada aray\u0131n.<\/p>\n<p>Bu arada \u015eim\u015fek, \u00fcretim ve istihdam seferberli\u011fini ba\u015fard\u0131klar\u0131n\u0131 s\u00f6yledi. Buras\u0131 zaten kara mizah gibi de daha ilginci var. \u015eim\u015fek s\u0131ran\u0131n reform seferberli\u011fine geldi\u011fi a\u00e7\u0131klad\u0131.<\/p>\n<p>Ama b\u00fcy\u00fcme rakamlar\u0131n\u0131 de\u011ferlendiren Zeybek\u00e7i, abart\u0131l\u0131 buldu\u011fum bu b\u00fcy\u00fcme \u00e7\u0131\u011fl\u0131klar\u0131n\u0131n temelinin yap\u0131lan reformlar\u0131n\u0131n eseri oldu\u011funu a\u00e7\u0131klay\u0131verdi. \u015eim\u015fek\u2019in haberi yok, ama Zeybek\u00e7i reformu da yapm\u0131\u015f. Nas\u0131lsa dilin kemi\u011fi yok.<\/p><div class=\"bilge-content-2\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-2662173280\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"1818807385\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p>Netice i\u015fsizken primini \u00f6deyemeyen T\u00fcrkiye, asgari \u00fccretinden tasarruf yapmay\u0131 da beceremedi. Seferberlik ve reform meselesine gelirsek, o tam da rahmetli Levent K\u0131rca\u2019n\u0131n de\u011ferlendirmesine muhta\u00e7. S\u00f6ze hacet bile yok.<\/p>\n<p><a href=\"mailto:cetinunsalan@yahoo.com\">cetinunsalan@yahoo.com<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>G\u00fczel \u00fclkemin i\u015fsizden sigorta primi isteyerek tarihe ge\u00e7mesinin ard\u0131ndan, zorla tasarruf giri\u015fimi de fiyaskoyla sonu\u00e7land\u0131. Mal\u00fbmunuz daha \u00f6nce \u00f6n\u00fcne gelene prim borcu yaz\u0131p, tahsil edemeyece\u011fi&hellip;<\/p>\n","protected":false},"author":5,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[1],"tags":[904,808,801],"class_list":["post-50151","post","type-post","status-publish","format-standard","hentry","category-tumyazilar","tag-cetin-unsalan-yazilari","tag-ekonomi-makaleleri","tag-ekonomi-yazarlari-listesi"],"_links":{"self":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts\/50151","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/comments?post=50151"}],"version-history":[{"count":0,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts\/50151\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/media?parent=50151"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/categories?post=50151"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/tags?post=50151"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}