{"id":49879,"date":"2017-05-17T20:13:48","date_gmt":"2017-05-17T17:13:48","guid":{"rendered":"https:\/\/www.bilgeyatirimci.com\/?p=49879"},"modified":"2017-05-17T20:13:48","modified_gmt":"2017-05-17T17:13:48","slug":"cetin-unsalan-borcta-kritik-soru-neden","status":"publish","type":"post","link":"https:\/\/www.bilgeyatirimci.com\/i\/cetin-unsalan-borcta-kritik-soru-neden\/","title":{"rendered":"\u00c7etin \u00dcnsalan &#8211; Bor\u00e7ta kritik soru: Neden?"},"content":{"rendered":"<p><em><strong>Merkez Bankas\u0131\u2019n\u0131n banka senedi almas\u0131 konusu iyice g\u00fcndemdeki yerini ald\u0131. H\u00fck\u00fcmet bu konuyla ilgili \u00e7al\u0131\u015fma y\u00fcr\u00fct\u00fcyor. Son y\u0131llarda \u00f6zellikle d\u0131\u015f kaynak kesilmesile birlikte, fiz\u0131bl olmayan t\u00fcm projelerin finansman\u0131n\u0131 \u00fcstlenen ve bundan sonra da \u00fcstlenecek olan Merkez Bankas\u0131 \u00f6nemli bir riskin alt\u0131na sokulacak.<\/strong><\/em><\/p><div class=\"bilge-yaziust\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-75247216\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"9580705384\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p>Bunun T\u00fcrk\u00e7e terc\u00fcmesi \u015fu: Bankalar \u00e7\u0131lg\u0131nl\u0131klara kredi verecek; Merkez Bankas\u0131 da bu \u00e7\u0131lg\u0131nl\u0131klar\u0131 bankalar\u0131n senetleri alarak \u00fcstlenecek. Yani daha a\u00e7\u0131k bir tabirle, dune kadar \u00f6zel sekt\u00f6r\u00fcn borcu olarak nitelendirilen bu paralar resmen T\u00fcrkiye\u2019nin borcu olacak.<\/p>\n<p>Buna kar\u015f\u0131 \u00e7\u0131kmaya ya da desteklenmeye soyunanlar da, olduklar\u0131 cephe \u00fczerinden fikir y\u00fcr\u00fctecekler. Daha do\u011frusu kendilerine sunulan fikirlerin savunucusu olmak durumunda kalacaklar.<\/p>\n<p>Ben meseleye farkl\u0131 bir pencereden bakmak istiyorum. \u00d6ncelikle i\u015fin h\u00fcllesini bir d\u0131\u015flayal\u0131m. Bu resmen kar\u015f\u0131l\u0131ks\u0131z para basmakt\u0131r.Bankac\u0131l\u0131k sistemi \u00fczerinden sunulan kredilerin s\u00fcbvanse edilmesi ya da \u00fcstlenilmesi do\u011fru mu?<\/p>\n<p>Kritik nokta, s\u0131radan yakla\u015f\u0131mlar yerine, \u2018neden\u2019 sorusunun yan\u0131t\u0131nda gizli. E\u011fer kamunun \u00fcstlenece\u011fi bu bor\u00e7lar her zaman oldu\u011fu ve niyetlenildi\u011fi gibi k\u00f6pr\u00fc, yol, in\u015faat veya havaliman\u0131 yap\u0131lmas\u0131na harcan\u0131yorsa s\u0131k\u0131nt\u0131 b\u00fcy\u00fck.<\/p>\n<p>\u00c7\u00fcnk\u00fc bunlar\u0131n ortak \u00f6zelli\u011fi geri d\u00f6n\u00fc\u015f\u00fcm\u00fc uzun vadede olacak yat\u0131r\u0131mlar. \u00dcstelik bunlar\u0131 yat\u0131r\u0131m yapan bir ekonomik de\u011fer yarat\u0131p yaratmad\u0131\u011f\u0131 ger\u00e7e\u011fidir. D\u00fcnyan\u0131n en m\u00fckemmel yollar\u0131n\u0131 yapabilirsiniz.<\/p>\n<p>\u015eayet \u00fczerinde ekonomik de\u011fer yerine, yolcu ta\u015f\u0131n\u0131yorsa s\u0131ralama hatas\u0131 yapt\u0131n\u0131z demektir. M\u00fcthi\u015f g\u00f6kdelenler dikebilirsiniz. Fakat bunlar\u0131n al\u0131c\u0131s\u0131 yoksa milyarlarca dolar\u0131 topra\u011fa g\u00f6md\u00fcn\u00fcz anlam\u0131na gelir.<\/p>\n<p>Maalsefe a\u00e7\u0131klamalara bakt\u0131\u011f\u0131n\u0131zda da b\u00f6yle olacak g\u00f6z\u00fck\u00fcyor. Bu da T\u00fcrkiye ekonomisi a\u00e7\u0131s\u0131ndan da, d\u0131\u015f kaynak kullan\u0131p, geri \u00f6deme zorunlulu\u011fu olan bankac\u0131l\u0131k bak\u0131m\u0131ndan da, kredi bekleyen reel sekt\u00f6r penceresinden de zarar demektir.<\/p><div class=\"bilge-content-1\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-2005323321\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"3167340272\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p>Peki bu sistem tamamen yanl\u0131\u015f m\u0131? \u015eayet planl\u0131 bir ekonomik model olu\u015fturduysan\u0131z, k\u0131sa, orta ve uzun vadede gelir hesaplamalar\u0131yla \u00f6denecek bir sistem yaratt\u0131ysan\u0131z, yani paray\u0131 topra\u011fa de\u011fil i\u015fe yat\u0131r\u0131yorsan\u0131z durum de\u011fi\u015fir.<\/p>\n<p>Ger\u00e7ek bir gelecek vizyonu belirler, ekonomiyi planlar, bu ge\u00e7i\u015f s\u00fcrecinde de, do\u011fru firmalar\u0131 fonlayabilirsiniz. \u00c7\u00fcnk\u00fc yarat\u0131lacak katma de\u011fer kendi kendine \u00f6demekle kalmay\u0131p, \u00fcste gelir de getirecektir.<\/p>\n<p>Devlet te\u015fvik ve hibelerin \u00e7ala kalem sunuldu\u011fu, ulufe gibi da\u011f\u0131t\u0131l\u0131p, sadece belirli kesimlere verildi\u011fi ortada. \u0130\u015fsizsizlikten \u00f6demeler zincirinin k\u0131r\u0131lmas\u0131na kadar t\u00fcm sonu\u00e7lar bunu do\u011fruluyor.<\/p>\n<p>Planlanan projelerin getirisi olmad\u0131\u011f\u0131 da \u2018kazan kazanma \u00f6deyece\u011fim\u2019 zihniyeti nedeniyle a\u00e7\u0131k. \u015eimdiye kadar ayaklar\u0131 yere basan, envanterler \u00fczerine kurgulanm\u0131\u015f, e\u011fitiminden sat\u0131\u015f kanallar\u0131na yani pazar ihtiya\u00e7lar\u0131na kadar \u00f6ng\u00f6r\u00fclm\u00fc\u015f bir plan da sunulmad\u0131.<\/p><div class=\"bilge-content-2\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-1353704040\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"1818807385\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p>\u00d6yleyse ge\u00e7mi\u015f olsun. Bu bor\u00e7 \u00fczerimize kal\u0131r. \u00dcstelik 90\u2019lar\u0131 da mumla arat\u0131r.<\/p>\n<p><a href=\"mailto:cetinunsalan@yahoo.com\">cetinunsalan@yahoo.com<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Merkez Bankas\u0131\u2019n\u0131n banka senedi almas\u0131 konusu iyice g\u00fcndemdeki yerini ald\u0131. H\u00fck\u00fcmet bu konuyla ilgili \u00e7al\u0131\u015fma y\u00fcr\u00fct\u00fcyor. Son y\u0131llarda \u00f6zellikle d\u0131\u015f kaynak kesilmesile birlikte, fiz\u0131bl olmayan&hellip;<\/p>\n","protected":false},"author":5,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[1],"tags":[904,808,801],"class_list":["post-49879","post","type-post","status-publish","format-standard","hentry","category-tumyazilar","tag-cetin-unsalan-yazilari","tag-ekonomi-makaleleri","tag-ekonomi-yazarlari-listesi"],"_links":{"self":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts\/49879","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/comments?post=49879"}],"version-history":[{"count":0,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts\/49879\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/media?parent=49879"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/categories?post=49879"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/tags?post=49879"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}