{"id":48933,"date":"2017-02-20T19:03:36","date_gmt":"2017-02-20T16:03:36","guid":{"rendered":"https:\/\/www.bilgeyatirimci.com\/?p=48933"},"modified":"2017-02-20T19:03:36","modified_gmt":"2017-02-20T16:03:36","slug":"cetin-unsalan-bankacilikta-neler-oluyor","status":"publish","type":"post","link":"https:\/\/www.bilgeyatirimci.com\/i\/cetin-unsalan-bankacilikta-neler-oluyor\/","title":{"rendered":"\u00c7etin \u00dcnsalan &#8211; Bankac\u0131l\u0131kta neler oluyor?"},"content":{"rendered":"<p><em><strong>T\u00fcrkiye\u2019de bankalarla bir \u015fekilde sorun ya\u015famayan var m\u0131d\u0131r bilemiyorum. Ama t\u00fcketici olarak, ama i\u015fletmeci olarak ekonomik s\u0131k\u0131nt\u0131n\u0131n artt\u0131\u011f\u0131 bu s\u00fcre\u00e7te kar\u015f\u0131 kar\u015f\u0131ya gelindi\u011fini biliyoruz. Elbette olay s\u0131ras\u0131nda mesleki sorumluluk i\u00e7inde davrananlar kadar, bunu bir f\u0131rsata \u00e7evirenler de var.<\/strong><\/em><\/p><div class=\"bilge-yaziust\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-3437222839\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"9580705384\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p>A\u00e7\u0131k\u00e7a belirtmek isterim ki, h\u00fck\u00fcmetin ka\u015f yapay\u0131m derken g\u00f6z \u00e7\u0131kartan bask\u0131s\u0131, finansal a\u00e7\u0131dan sonu\u00e7 vermezken, bankalar\u0131n mudileri ya da kredi verdikleri kesimler \u00fczerindeki bask\u0131s\u0131n\u0131 daha da artt\u0131r\u0131yor. Bunlar\u0131n hepsi bir \u015fekilde kamuoyunun g\u00fcndemine geliyor. Ama konu\u015fulmayan bir kesim var.<\/p>\n<p>Ayn\u0131 durumun sigorta ve finansal kurulu\u015flarda da ya\u015fand\u0131\u011f\u0131n\u0131 biliyoruz. Nereden: Nisan 2011\u2019de BAS\u0130SEN taraf\u0131ndan \u00fc\u00e7 gazeteye verilen ilanlarla ya\u015fanan isyandan&#8230; Aradan 6 y\u0131l ge\u00e7mesine ra\u011fmen sorunun t\u00fcm varl\u0131\u011f\u0131yla ortada durdu\u011fu, hatta \u015fiddetini artt\u0131rd\u0131\u011f\u0131 da g\u00f6r\u00fcl\u00fcyor.<\/p>\n<p>De\u011ferli bir okurumun ve izleyicimin, bir yaz\u0131m \u00fczerine vicdani sorumluluk hissederek bana ula\u015ft\u0131rd\u0131\u011f\u0131n\u0131 s\u00f6yledi\u011fi mektubu, mesleki sorumluluk gere\u011fi payla\u015faca\u011f\u0131m bug\u00fcn sizlerle. Elbette bankan\u0131n ve okurumun ad\u0131 bende sakl\u0131 olacak. Fakat bir banka \u00fczerinden anlat\u0131lan \u00f6rne\u011fe ilaveten toplamda 5 bankan\u0131n ad\u0131n\u0131n say\u0131ld\u0131\u011f\u0131n\u0131, hepsinin bende oldu\u011funu, fakat mesele sekt\u00f6rel sorun oldu\u011fu i\u00e7in isimler \u00fcst\u00fc yazd\u0131\u011f\u0131m\u0131 belirtmem gerekir. \u0130\u015fte o mektup:<\/p>\n<p>\u201c&#8230; \u00d6zel bankalardaki ahl\u00e2ks\u0131z, vicdans\u0131z k\u00f6lelik d\u00fczeni had safhaya ula\u015fm\u0131\u015f durumda. Bankac\u0131l\u0131ktaki haks\u0131z ve ahl\u00e2ks\u0131z uygulamalar\u0131 \u015fube \u00e7al\u0131\u015fanlar\u0131ndan \u00f6\u011frenseniz, isyan\u0131n\u0131z daha da artar. Bu konuda en ac\u0131mazs\u0131z bankalar &#8230;<\/p>\n<p>X bankas\u0131nda, \u015fubeler kendi giderlerini (personel, kira, yak\u0131t) kendileri kar\u015f\u0131l\u0131yor. Bu durum \u015fube k\u00e2rl\u0131\u011f\u0131n\u0131 etkiliyor. K\u00e2rl\u0131l\u0131\u011f\u0131 etkileyen en \u00f6nemli unsur olarak \u00e7al\u0131\u015fan \u00fccreti g\u00f6r\u00fcl\u00fcyor. K\u0131demli personelin \u00fccreti nispeten y\u00fcksek oldu\u011fu i\u00e7in k\u0131demlileri i\u015ften \u00e7\u0131karmaya yoluna gidiyorlar.<\/p>\n<p>&nbsp;<\/p>\n<p>\u00d6zellikle 10-15 y\u0131la yakla\u015fan personel tacizle istifaya zorlan\u0131yor. B\u00f6ylece k\u0131dem ve ihbar tazminat\u0131 \u00f6denmiyor. S\u00fcrekli yer de\u011fi\u015ftirme yap\u0131larak bezdirmeye \u00e7al\u0131\u015f\u0131l\u0131yor. \u00d6zellikle yeni do\u011fum yapm\u0131\u015f ve emziren annelere yap\u0131l\u0131yor. Direnenler arkada\u015flar\u0131 i\u00e7inde a\u015fa\u011f\u0131lan\u0131yor ve soyut uyar\u0131larla yaz\u0131l\u0131 olarak uyar\u0131l\u0131yor.<\/p>\n<p>\u0130lk iki uyar\u0131da cevap istenmiyor. Personel yaz\u0131l\u0131 cevap vermek iste\u011finde kabul edilmiyor. \u00dc\u00e7\u00fcnc\u00fc uyar\u0131da cevap isteniyor. Ama\u00e7, tazminats\u0131z isten \u00e7\u0131karmak. \u0130lk iki uyar\u0131ya cevap vermeyen personel z\u0131mnen kabul etmi\u015f oluyor. Yani tuza\u011fa d\u00fc\u015f\u00fcrme y\u00f6ntemi. Yeni do\u011fum yapm\u0131\u015f, bebe\u011fini emziren ve geri planda (operasyon) \u00e7al\u0131\u015fan arkada\u015f\u0131ma yap\u0131lan uyar\u0131lardan \u00f6rnek vereyim sizlere:<\/p><div class=\"bilge-content-1\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-284977935\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"3167340272\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p>1-M\u00fc\u015fteri ile kavga etti\u011finiz (hangi m\u00fc\u015fteri, ne zaman, \u015fahit belli de\u011fil),<\/p>\n<p>2-Kredi sat\u0131\u015f\u0131nda i\u015fbirli\u011fi yapmad\u0131\u011f\u0131n\u0131z (kiminle ve nas\u0131l bir i\u015fbirli\u011fi),<\/p>\n<p>3-Arkada\u015f\u0131n\u0131zla tart\u0131\u015ft\u0131\u011f\u0131n\u0131z (hangi \u00e7al\u0131\u015fan ve tarih belli de\u011fil)<\/p>\n<p>&#8230;.. tespit edilmi\u015ftir.<\/p><div class=\"bilge-content-2\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-184620566\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"1818807385\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p>Bu a\u00e7\u0131k\u00e7a mobbingtir. \u00c7al\u0131\u015fanlar korkular\u0131nda \u015fik\u00e2yette dahi bulunam\u0131yor. Sonu i\u015fsizlik oluyor. \u00c7al\u0131\u015fma Bakanl\u0131\u011f\u0131 bu bankan\u0131n son on y\u0131lda \u00e7\u0131kard\u0131\u011f\u0131 personelin \u00e7\u0131k\u0131\u015f nedeni ve bu uyar\u0131 belgelerini incelese ve i\u015fe iade davalar\u0131na bir baksa, haks\u0131zl\u0131\u011f\u0131 ve \u00e7al\u0131\u015fma d\u00fczeni bozucu yap\u0131y\u0131 g\u00f6r\u00fcr. Bunu yapanlar; &#8230; b\u00f6lge m\u00fcd\u00fcrleri ile onlar\u0131n atad\u0131klar\u0131 \u015fube m\u00fcd\u00fcrleri.<\/p>\n<p>&#8230; Depresyon tedavisi g\u00f6renler, \u2018i\u015ften \u00e7\u0131kar\u0131l\u0131r\u0131m\u2019 korkusuyla \u00f6zel tedavi g\u00f6r\u00fcyor ve ilac\u0131n\u0131 sand\u0131\u011fa ve \u00f6zel sigortaya yazd\u0131rm\u0131yor. Personel acillik olmad\u0131\u011f\u0131 s\u00fcrece hafta i\u00e7i doktora\/hastaneye gidemiyor. Korkudan al\u0131nan raporlar kullan\u0131lm\u0131yor.<\/p>\n<p>\u00c7al\u0131\u015fma Bakan\u0131\u2019na a\u015fa\u011f\u0131daki sorular\u0131 bir sorun l\u00fctfen! Veya vicdanl\u0131 bir millet vekili sorsun.<\/p>\n<p>1-Her bir \u00f6zel bankada a\u011f\u0131rl\u0131kl\u0131 personel ya\u015f ortalamas\u0131 nedir?<\/p>\n<p>2-Her bir \u00f6zel bankada a\u011f\u0131rl\u0131kl\u0131 k\u0131dem s\u00fcresi ne kadard\u0131r?<\/p>\n<p>3-Her bir \u00f6zel bankada i\u015ften \u00e7\u0131kar\u0131lan personel say\u0131 nedir?<\/p>\n<p>4-Her bir \u00f6zel bankada i\u015ften \u00e7\u0131kar\u0131lan personelin ne kadar\u0131 evli, ne kadar\u0131 \u00e7ocuk sahibi, ne kadar\u0131 bekar?<\/p>\n<p>5-Her bir \u00f6zel bankada \u00e7\u0131kar\u0131lan personeli ka\u00e7\u0131 i\u015fe iade davas\u0131 kazanm\u0131\u015ft\u0131r?<\/p>\n<p>6-Fazla mesai denetimini neden yap\u0131lm\u0131yor? (M\u00fcd\u00fcrlerin insaf\u0131na ba\u011fl\u0131. Genelde 1 saatten sonras\u0131n\u0131 i\u015fletiyorlar. Tabii ki m\u00fcd\u00fcr\u00fcn l\u00fctfuyla)<\/p>\n<p>7-\u00d6zel stat\u00fcye sahip ve devlet korumas\u0131 alt\u0131ndaki \u00f6zel bankalarda, banka personelinin y\u00fckselmesinde neden objektif \u00f6l\u00e7\u00fcler olmaz? Bat\u0131nca bu millet bunlar\u0131 y\u00fck\u00fcn\u00fc \u00e7ekiyor. Y\u00f6netici ile \u00e7al\u0131\u015fanlar aras\u0131ndaki \u00fccret fark\u0131 neden astronomik? \u015eube m\u00fcd\u00fcrleri, b\u00f6lge m\u00fcd\u00fcrleri, i\u015fleri g\u00fc\u00e7leri hava at\u0131p gezmek ve k\u00e2rdan pay almak olan genel m\u00fcd\u00fcr yard\u0131mc\u0131lar\u0131 ve genel m\u00fcd\u00fcr m\u00fc kredi sat\u0131yor, mevduat topluyor?<\/p>\n<p>8-Her sekt\u00f6r genel denetime al\u0131n\u0131yor da, bu sekt\u00f6r neden denetlenmiyor? \u0130\u015ften \u00e7\u0131k\u0131\u015flarda mobbing uygulan\u0131p uygulanmad\u0131\u011f\u0131 tespiti neden yap\u0131lm\u0131yor?<\/p>\n<p>9-Sendikal \u00f6rg\u00fctlenmenin olmad\u0131\u011f\u0131 bankalara kamunun paras\u0131 neden yat\u0131r\u0131l\u0131r?\u201d<\/p>\n<p>Okurumun bir sorusu da sendikalara&#8230; Diyor ki:<\/p>\n<p>\u201cBir soru da sendikalara:<\/p>\n<p>Ey sendika a\u011falar\u0131; sendikal \u00f6rg\u00fctlenmenin olmad\u0131\u011f\u0131 bankalarla neden \u00e7al\u0131\u015f\u0131rs\u0131n\u0131z? Siz ne i\u00e7in vars\u0131n\u0131z?\u201d<\/p>\n<p>Esasen payla\u015f\u0131mlar, 2011 y\u0131l\u0131ndaki ilan\u0131n i\u00e7eri\u011fiyle uyum g\u00f6steriyor. Hatta durumun daha da kronik hale geldi\u011fini g\u00f6steriyor. \u015eimdi \u00c7al\u0131\u015fma ve Sosyal G\u00fcvenlik Bakan\u0131\u2019na g\u00f6rev d\u00fc\u015f\u00fcyor. \u0130lgili kurumlar\u0131 harekete ge\u00e7irip, denetim mekanizmas\u0131n\u0131 i\u015fletecek misiniz? G\u00f6rece\u011fiz&#8230;<\/p>\n<p><a href=\"mailto:cetinunsalan@yahoo.com\">cetinunsalan@yahoo.com<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>T\u00fcrkiye\u2019de bankalarla bir \u015fekilde sorun ya\u015famayan var m\u0131d\u0131r bilemiyorum. Ama t\u00fcketici olarak, ama i\u015fletmeci olarak ekonomik s\u0131k\u0131nt\u0131n\u0131n artt\u0131\u011f\u0131 bu s\u00fcre\u00e7te kar\u015f\u0131 kar\u015f\u0131ya gelindi\u011fini biliyoruz. Elbette&hellip;<\/p>\n","protected":false},"author":5,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[1],"tags":[904,808,801],"class_list":["post-48933","post","type-post","status-publish","format-standard","hentry","category-tumyazilar","tag-cetin-unsalan-yazilari","tag-ekonomi-makaleleri","tag-ekonomi-yazarlari-listesi"],"_links":{"self":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts\/48933","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/comments?post=48933"}],"version-history":[{"count":0,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts\/48933\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/media?parent=48933"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/categories?post=48933"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/tags?post=48933"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}