{"id":48408,"date":"2017-01-15T23:51:30","date_gmt":"2017-01-15T20:51:30","guid":{"rendered":"https:\/\/www.bilgeyatirimci.com\/?p=48408"},"modified":"2017-01-15T23:54:25","modified_gmt":"2017-01-15T20:54:25","slug":"cetin-unsalan-nail-opaka-acik-cagri","status":"publish","type":"post","link":"https:\/\/www.bilgeyatirimci.com\/i\/cetin-unsalan-nail-opaka-acik-cagri\/","title":{"rendered":"\u00c7etin \u00dcnsalan &#8211; Nail Opak\u2019a a\u00e7\u0131k \u00e7a\u011fr\u0131"},"content":{"rendered":"<p><em><strong>M\u00dcS\u0130AD Ba\u015fkan\u0131 Nail Opak, Bursa\u2019da yapt\u0131\u011f\u0131 bir konu\u015fmada, TL baz\u0131nda tasarruf yapmam\u0131z gerekti\u011fini s\u00f6yledi. Fikren ve ilke olarak ben de alt\u0131na imza atar\u0131m. Ama hayat\u0131n ger\u00e7ekleri \u00f6yle de\u011fil i\u015fte.<\/strong><\/em><\/p><div class=\"bilge-yaziust\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-3868645282\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"9580705384\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p>Ekonomi, temennilerden \u00e7ok ger\u00e7eklerle hayat bulan bir sistem. \u00d6nce T\u00fcrkiye\u2019deki tasarruflar\u0131n niye artmad\u0131\u011f\u0131na bakal\u0131m. En a\u00e7\u0131k neden, insanlar\u0131n a\u011f\u0131rl\u0131kl\u0131 olarak bor\u00e7lu olmas\u0131d\u0131r. Bor\u00e7lu, g\u00fc\u00e7l\u00fckle ge\u00e7inebilen bir insan\u0131n zaten tasarruf yapma olana\u011f\u0131 yoktur.<\/p>\n<p>2002 y\u0131l\u0131nda ki\u015fi ba\u015f\u0131na d\u00fc\u015fen d\u0131\u015f bor\u00e7 bin 895 dolar iken, 11 Ocak 2017 itibariyle bu rakam 5 bin 375 dolara ula\u015ft\u0131ysa, zaten o \u00fclkenin neden tasarruf yapamad\u0131\u011f\u0131 fazla soruya gerek b\u0131rakmayacak kadar a\u00e7\u0131kt\u0131r.<\/p>\n<p>D\u00f6nelim tasarruf yapma kabiliyeti olanlara\u2026 D\u00fc\u015f\u00fck faiz hepimizin temennisidir. Fakat T\u00fcrkiye\u2019de faizler d\u00fc\u015fse de, \u2018sor alma\u2019 kredilerini bir kenara b\u0131rak\u0131rsak, \u00fcretim ekonomisine ciddi bir kaynak aktar\u0131lmad\u0131\u011f\u0131n\u0131 biliyoruz.<\/p>\n<p>Aktar\u0131lan kaynaklar\u0131n da, T\u00fcrkiye\u2019de faaliyet g\u00f6steren yabanc\u0131 ortakl\u0131 bankalar taraf\u0131ndan, yine T\u00fcrkiye\u2019de faaliyet g\u00f6steren kendi \u015firketlerine ya da ortakl\u0131k yap\u0131s\u0131 i\u00e7inde kendi \u00fclkelerinden pay\u0131 olan firmalara y\u00f6nlendirdi\u011fini de sa\u011f\u0131r sultan bile duydu.<\/p>\n<p>Krediler bug\u00fcne kadar t\u00fcketim odakl\u0131 verildi ve oradan da finans kurulu\u015flar\u0131n\u0131n iyimser yakla\u015f\u0131mla son birka\u00e7 y\u0131ld\u0131r geri \u00e7ekildi\u011fini biliyoruz. \u00c7\u00fcnk\u00fc kredilerin geri \u00f6denmesiyle ilgili ciddi sorunlar var.<\/p>\n<p>Bir de bunlara el konulan \u015firketlerin hem borcunu \u00f6demeyip, hem de kredi verilirken sunulan teminatlar\u0131na el konulmas\u0131 ger\u00e7e\u011fi var. Bu y\u00fczden yeni para gelip de T\u00fcrkiye\u2019de yat\u0131r\u0131m yapm\u0131yor; olan\u0131 da ka\u00e7\u0131r\u0131yor.<\/p>\n<p>D\u00f6nelim tekrar elinde paras\u0131 olanlara\u2026 Ba\u015fka bir tabirle yast\u0131k alt\u0131ndaki paralar\u0131n ekonomiye kazand\u0131r\u0131lmas\u0131na. Bu \u00f6yle, telkinle, temenniyle yap\u0131labilecek bir i\u015f de\u011fil. E\u011fer sizin \u00fclkenizde enflasyon, do\u011fru bir hesaplama ile faizlerin \u00fczerinde seyrediyorsa, orada tasarruf yaratamazs\u0131n\u0131z.<\/p><div class=\"bilge-content-1\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-4159557242\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"3167340272\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p>Aksini iddia edeceksek, benim Say\u0131n Opak\u2019a bir \u00e7a\u011fr\u0131m var. Cebindeki t\u00fcm paray\u0131 bankaya yat\u0131rs\u0131n ve 10 birim verdi\u011fi paray\u0131, y\u0131lsonunda 9 birim olarak als\u0131n. Bunu kabul eder mi? Bildi\u011fim kadar\u0131yla elektrik malzemeleri alan\u0131nda faaliyet g\u00f6steren bir i\u015fadam\u0131.<\/p>\n<p>Muhtemelen de ithal \u00fcr\u00fcn de sat\u0131yor. Bor\u00e7lu oldu\u011fu \u015firketlere TL \u00fczerinden \u00f6deme yapmay\u0131 \u00f6nersin. Bakal\u0131m ne cevap alacak? Hatta \u015firketin paras\u0131n\u0131 da TL mevduat hesab\u0131na en az bir y\u0131ll\u0131k yat\u0131rs\u0131n. D\u00f6viz baz\u0131nda malzeme fiyat\u0131yla kar\u015f\u0131 kar\u015f\u0131ya iken, TL baz\u0131ndaki gelirinin nas\u0131l eridi\u011fine \u015fahit olsun.<\/p>\n<p>Bu s\u00fcre\u00e7te faaliyet k\u00e2r\u0131n\u0131n elde kalmas\u0131 bir yana, \u00f6zsermaye erimesiyle kar\u015f\u0131 kar\u015f\u0131ya kalaca\u011f\u0131 a\u00e7\u0131k. T\u00fcm bunlar\u0131 alt alta koydu\u011funuzda bence de insanlar TL\u2019ye sahip \u00e7\u0131ks\u0131n. Ama i\u015f bunu s\u00f6ylemekle bitmiyor.<\/p>\n<p>\u00c7\u00fcnk\u00fc kimsenin anlamak istemedi\u011fi ger\u00e7ek \u015fu: Dolar ya da Avro de\u011fer kazanm\u0131yor. TL de\u011fer kaybediyor. Demek ki daha ba\u015fka \u015feyleri tart\u0131\u015fmaya ihtiya\u00e7 var. Sivil toplum kurulu\u015flar\u0131n\u0131n ba\u015f\u0131ndaki isimlerin de, temennileri bir kenara b\u0131rak\u0131p, ger\u00e7ek\u00e7i \u00e7\u00f6z\u00fcm \u00f6nerileri ve durum tespitleriyle ortaya \u00e7\u0131kmas\u0131 gerekir. Aksi takdirde, ilk kulaklar\u0131n\u0131 \u00e7\u0131nlatacak olan, temsil ettikleri kesimin \u00fcyeleri olur.<\/p><div class=\"bilge-content-2\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-643751994\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"1818807385\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p><a href=\"mailto:cetinunsalan@yahoo.com\">cetinunsalan@yahoo.com<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>M\u00dcS\u0130AD Ba\u015fkan\u0131 Nail Opak, Bursa\u2019da yapt\u0131\u011f\u0131 bir konu\u015fmada, TL baz\u0131nda tasarruf yapmam\u0131z gerekti\u011fini s\u00f6yledi. Fikren ve ilke olarak ben de alt\u0131na imza atar\u0131m. Ama hayat\u0131n&hellip;<\/p>\n","protected":false},"author":5,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[1],"tags":[904,808,801],"class_list":["post-48408","post","type-post","status-publish","format-standard","hentry","category-tumyazilar","tag-cetin-unsalan-yazilari","tag-ekonomi-makaleleri","tag-ekonomi-yazarlari-listesi"],"_links":{"self":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts\/48408","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/comments?post=48408"}],"version-history":[{"count":0,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts\/48408\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/media?parent=48408"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/categories?post=48408"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/tags?post=48408"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}