{"id":48309,"date":"2017-01-09T23:18:52","date_gmt":"2017-01-09T20:18:52","guid":{"rendered":"https:\/\/www.bilgeyatirimci.com\/?p=48309"},"modified":"2017-01-09T23:18:52","modified_gmt":"2017-01-09T20:18:52","slug":"cetin-unsalan-reel-sektor-canikli-moodys","status":"publish","type":"post","link":"https:\/\/www.bilgeyatirimci.com\/i\/cetin-unsalan-reel-sektor-canikli-moodys\/","title":{"rendered":"\u00c7etin \u00dcnsalan &#8211; Reel sekt\u00f6r, Canikli, Moody\u2019s"},"content":{"rendered":"<p><em><strong>Moody\u2019s bankac\u0131l\u0131k sekt\u00f6r\u00fc hakk\u0131nda, bilhassa reel sekt\u00f6r \u00fczerinden \u00f6nemli uyar\u0131lar yapt\u0131. Elbette yan\u0131t\u0131 gecikmedi. Candan Er\u00e7etin\u2019in \u015fark\u0131s\u0131 s\u00f6ylendi: Onlar yanl\u0131\u015f biliyor\u2026 Zaten bir bizim Ankara her \u015feyin do\u011frusunu biliyor; bildikleri de ne ac\u0131d\u0131r ki hep \u00f6z\u00fcr ve \u2018yan\u0131lm\u0131\u015f\u0131z\u2019 s\u00f6ylemiyle noktalan\u0131yor. \u00a0<\/strong><\/em><\/p><div class=\"bilge-yaziust\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-2358347974\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"9580705384\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p>\u00d6nce \u015funu hat\u0131rlatal\u0131m ki, bu kredi derecelendirme kurulu\u015flar\u0131, a\u00e7\u0131klamalar\u0131n\u0131 bizler ya da bizi y\u00f6netenler i\u00e7in yapm\u0131yor. Onlar\u0131n raporlar\u0131 do\u011frultusunda buraya zaman\u0131nda para getirmi\u015f yat\u0131r\u0131mc\u0131lar ad\u0131na rapor ve not ortaya koyuyor.<\/p>\n<p>T\u00fcrkiye ise bu raporlar neticesinde elde edilen notu kriter al\u0131p, uluslararas\u0131 pazara \u00e7\u0131karak para ar\u0131yor. Yani \u00f6yle s\u00f6ylendi\u011fi gibi cebine \u00fc\u00e7 kuru\u015f para koymakla ilgisi yok. Aksine bunlar\u0131n notlar\u0131 cebinize \u00fc\u00e7 kuru\u015f girip, girmeyece\u011fini belirliyor.<\/p>\n<p>\u00d6te yandan son y\u0131llarda Moody\u2019s\u2019in de aralar\u0131nda bulundu\u011fu kurulu\u015flar\u0131n iktisadi hareketten \u00e7ok, siyasi a\u00e7\u0131klamalar yapt\u0131\u011f\u0131n\u0131 biliyoruz. Tekrar hat\u0131rlatal\u0131m, sadece k\u00f6t\u00fc not verdiklerinde de\u011fil. K\u00f6t\u00fc halimize ra\u011fmen ge\u00e7er not verdiklerinde de durum b\u00f6yleydi. Ama bizimkiler Nasrettin Hoca f\u0131kras\u0131 gibi \u2018kazan \u00f6l\u00fcnce\u2019 itiraz ediyor.<\/p>\n<p>Tersini temenni etsem de, ne yaz\u0131k ki reel sekt\u00f6r, kredilerin geri d\u00f6n\u00fc\u015f\u00fcm riski, \u00f6demeler ve bankac\u0131l\u0131\u011f\u0131n bundan nas\u0131l etkilenece\u011fine dair tespitler \u00e7ok yabana at\u0131l\u0131r cinsten de\u011fil. Asl\u0131nda piyasaya \u00e7\u0131kt\u0131\u011f\u0131n\u0131zda bunun ger\u00e7ek\u00e7i oldu\u011funun sa\u011flamas\u0131n\u0131 da yapabiliyorsunuz. Ama hadi yine iyi niyetli davranal\u0131m; ciddiye al\u0131nmas\u0131n\u0131 temenni edelim.<\/p>\n<p>Fakat \u015f\u00fcphesiz ink\u00e2r hemen ba\u015flad\u0131. Meseleleri deveku\u015fu sendromu i\u00e7erisinde, kurgulanm\u0131\u015f rakamlar \u00fczerinden g\u00f6ren ve hayat\u0131n ger\u00e7e\u011finden tamamen kopmu\u015f bir ekonomi y\u00f6netimi \u00e7ok tehlikeli&#8230;<\/p>\n<p>Canikli elbette hemen konuyu yorumlad\u0131 ve \u2018ciddiye al\u0131p, incelemeler neticesinde bu riski g\u00f6r\u00fcrsek gerekli \u00f6nlemleri alaca\u011f\u0131z\u2019 gibisinden bahane bile uydurmad\u0131. Uyar\u0131lar\u0131n tamamen ger\u00e7ek d\u0131\u015f\u0131 oldu\u011funu, reel sekt\u00f6r\u00fcn \u00f6deme problemi ile kar\u015f\u0131 kar\u015f\u0131ya kalmad\u0131\u011f\u0131n\u0131, \u00e7\u00fcnk\u00fc 250 milyar TL\u2019lik fon ay\u0131rd\u0131klar\u0131n\u0131 s\u00f6yledi.<\/p>\n<p>\u00d6ncelikle bu fondan yararlanan oldu mu ya da onlar reel sekt\u00f6r\u00fcn genelini ne kadar temsil ediyor bilmek m\u00fcmk\u00fcn de\u011fil. Ama ben Canikli\u2019ye biz bize tek bir soru soray\u0131m. Bo\u015f verin Moody\u2019s\u2019i ve s\u00f6ylediklerini\u2026 Soru \u015fu:<\/p><div class=\"bilge-content-1\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-1341949660\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"3167340272\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p>Bankalardan verilmi\u015f \u00e7ek karneleriyle ve k\u0131rtasiyeden al\u0131nabilen senetler ile \u015fu an vadesi gelmedi\u011fi i\u00e7in g\u00fcn y\u00fcz\u00fcne \u00e7\u0131kmam\u0131\u015f evrak\u0131n \u00fczerindeki de\u011feri biliyor musunuz? Dikkatinizi \u00e7ekerim adedi de\u011fil, de\u011feri\u2026<\/p>\n<p>Protesto olan ya da kar\u015f\u0131l\u0131ks\u0131z \u00e7\u0131kandan bahsetmiyorum. Elimde bir \u00e7ek yapra\u011f\u0131m var ve vadeli 1 milyon TL yazabilir miyim? 2 ya da 5 milyon? Ayn\u0131 durum senet i\u00e7in de ge\u00e7erli. S\u0131n\u0131r var m\u0131? Kar\u015f\u0131n\u0131zdaki ald\u0131\u011f\u0131 s\u00fcrece, elin ayar\u0131 yok.<\/p>\n<p>Olmad\u0131\u011f\u0131na ve olmad\u0131\u011f\u0131n\u0131 da bildi\u011fimize g\u00f6re; Canikli Merkez Bankas\u0131\u2019na, Maliye\u2019ye, akl\u0131na gelen herkese sorsun. \u015eu anda tedav\u00fclde her g\u00fcn bas\u0131lan para miktar\u0131n\u0131 biliyor mu? Bu \u00f6nemli; \u00e7\u00fcnk\u00fc bu para mal kar\u015f\u0131l\u0131\u011f\u0131 ve ortada para olmadan piyasaya evrak olarak \u00e7\u0131k\u0131yor.<\/p>\n<p>Yine bir kritik nokta da \u015fu: piyasada 16 ay vadeli sat\u0131\u015fa pe\u015fin muamelesi yap\u0131l\u0131yor. Yani \u00f6n\u00fcm\u00fczdeki bir bu\u00e7uk senelik dilimde nas\u0131l bir risk ile kar\u015f\u0131 kar\u015f\u0131yay\u0131z? Piyasada da \u00f6demelerin sa\u011fl\u0131kl\u0131 yap\u0131lmad\u0131\u011f\u0131 a\u00e7\u0131k.<\/p><div class=\"bilge-content-2\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-2596503150\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"1818807385\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p>E\u011fer bunun yan\u0131t\u0131n\u0131 bilmiyorsan\u0131z; riskin boyutunu Moody\u2019s de \u00f6l\u00e7emez, siz de\u2026 Birbirinize laf yeti\u015ftirmeyi b\u0131rak\u0131n da, ger\u00e7ekten \u00f6nlem al\u0131n.<\/p>\n<p><a href=\"mailto:cetinunsalan@yahoo.com\">cetinunsalan@yahoo.com<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Moody\u2019s bankac\u0131l\u0131k sekt\u00f6r\u00fc hakk\u0131nda, bilhassa reel sekt\u00f6r \u00fczerinden \u00f6nemli uyar\u0131lar yapt\u0131. Elbette yan\u0131t\u0131 gecikmedi. Candan Er\u00e7etin\u2019in \u015fark\u0131s\u0131 s\u00f6ylendi: Onlar yanl\u0131\u015f biliyor\u2026 Zaten bir bizim Ankara&hellip;<\/p>\n","protected":false},"author":5,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[1],"tags":[904,808,801],"class_list":["post-48309","post","type-post","status-publish","format-standard","hentry","category-tumyazilar","tag-cetin-unsalan-yazilari","tag-ekonomi-makaleleri","tag-ekonomi-yazarlari-listesi"],"_links":{"self":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts\/48309","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/comments?post=48309"}],"version-history":[{"count":0,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts\/48309\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/media?parent=48309"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/categories?post=48309"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/tags?post=48309"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}