{"id":48218,"date":"2017-01-03T13:55:05","date_gmt":"2017-01-03T10:55:05","guid":{"rendered":"https:\/\/www.bilgeyatirimci.com\/?p=48218"},"modified":"2017-01-03T14:30:43","modified_gmt":"2017-01-03T11:30:43","slug":"faizler-dustu-mu","status":"publish","type":"post","link":"https:\/\/www.bilgeyatirimci.com\/i\/faizler-dustu-mu\/","title":{"rendered":"Kaz\u0131m \u00c7ilo\u011flu &#8211; Faizler d\u00fc\u015ft\u00fc m\u00fc?"},"content":{"rendered":"<p><em><strong>Nas\u0131l d\u00fc\u015fs\u00fcn ki?<\/strong><\/em><\/p><div class=\"bilge-yaziust\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-279284881\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"9580705384\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p>Aral\u0131k ay\u0131 enflasyonu, y\u0131ll\u0131k enflasyonu zirveye \u00e7\u0131kar\u0131p, yeni y\u0131l arma\u011fan\u0131 olarak \u00f6n\u00fcm\u00fcze koyup, kaybolup gitti\u2026<\/p>\n<p>Bu bir s\u00fcrpriz olsa ne ala ama zaten \u2018\u2019g\u00f6r\u00fcnen k\u00f6y k\u0131lavuz istemez\u2019\u2019 deyimi gibi bu da, akl\u0131 ba\u015f\u0131nda herkesin bekledi\u011fi bir durumdu!<\/p>\n<p>\u015eimdi faizi d\u00fc\u015f\u00fcr\u00fcn diyenler, acaba gene bu isteklerini s\u00fcrd\u00fcrecekler mi?<\/p>\n<p>Bak\u0131n ge\u00e7ti\u011fimiz y\u0131l, y\u00fczde 8,53 ortalama bir de\u011ferde kapatan bir enflasyon ortam\u0131nda, e\u011fer \u00fc\u00e7 be\u015f kuru\u015funuzu mevduat olarak bankada tuttu iseniz? Sizin sadece paran\u0131z\u0131 enflasyona g\u00f6re korumak i\u00e7in, ge\u00e7ti\u011fimiz y\u0131l, ortalama banka mevduat faiziniz, en az 8,53\/0,85(stopaj)= 10 % olmas\u0131 gerekiyor!<\/p>\n<p>E\u011fer bundan a\u015fa\u011f\u0131 bir faizle, mevduat\u0131n\u0131z\u0131 de\u011ferlendirdiniz ise anaparan\u0131z\u0131 enflasyona kar\u015f\u0131 koruyamad\u0131n\u0131z, eksiltiniz yok bunun \u00fcst\u00fcnde bir de\u011ferde tutabildinizse, anca bunun \u00fcst\u00fcnde ki rakam kadar bir art\u0131 de\u011fer kazanm\u0131\u015f oldunuz.<\/p>\n<p>Keza ayn\u0131 de\u011ferlendirmeleri, ald\u0131\u011f\u0131n\u0131z krediler varsa, bunlar\u0131n \u00f6dedi\u011finiz net faizlerin fark\u0131n\u0131 alarak,\u00a0 size olan ger\u00e7ek maliyetleri i\u00e7inde yapabilir ve kar, zarar durumu \u00e7ok daha iyi de\u011ferlendirebilirsiniz.<\/p>\n<p>15 y\u0131ll\u0131k bir ekonomik anlay\u0131\u015f ve y\u00f6netimi geride b\u0131rak\u0131yoruz ancak hala ekonomide tam bir istikrardan dem vurmak m\u00fcmk\u00fcn olmad\u0131.<\/p><div class=\"bilge-content-1\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-594825204\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"3167340272\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p><strong>Oysa bu s\u00fcre\u00e7 \u00e7ok uzun bir zaman! <\/strong><\/p>\n<p><strong>\u00dcstelik de, tam yetkili bir iktidar d\u00f6nemi i\u00e7in\u2026<\/strong><\/p>\n<p><strong>D\u00fc\u015f\u00fcnsenize, bu s\u00fcre\u00e7te ilkokula ba\u015flayan bir \u00e7ocuk, nerede ise \u00fcniversite bitecek duruma geliyor ya da \u00fcniversite bitiren bir doktor, m\u00fchendis, iktisat\u00e7\u0131, profes\u00f6r bile olup, konusun tam uzman\u0131 olabiliyor.<\/strong><\/p>\n<p>Ama biz hala, hem ekonomide hem sosyal, siyasi hatta en temel \u00fclke g\u00fcvenli\u011fi a\u00e7\u0131s\u0131ndan tam ayaklar\u0131 yere basan ve k\u00f6t\u00fc geli\u015fmeleri engelleyen bir ortam\u0131 yakalayamad\u0131k ve yakalayam\u0131yoruz\u2026<\/p><div class=\"bilge-content-2\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-767017538\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"1818807385\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p><strong>\u0130\u015fte en b\u00fcy\u00fck eksikli\u011fimiz ve sonuca gidemeyi\u015fimizin alt\u0131nda, bu ger\u00e7ek sorun \u00fczerinde hi\u00e7 durmay\u0131\u015f\u0131m\u0131z ve dikkate almamam\u0131z, hatta \u0131srarla g\u00f6rmezden gelmemiz yatm\u0131yor mu? <\/strong><\/p>\n<p><strong>S\u00f6z\u00fcn \u00f6z\u00fc;<\/strong><\/p>\n<p><strong>Yanl\u0131\u015fta inat ve \u0131srar\u0131, azimle kar\u0131\u015ft\u0131rmak, zaman kayb\u0131ndan ba\u015fka bir sonu\u00e7 \u00fcretmez!<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Nas\u0131l d\u00fc\u015fs\u00fcn ki? Aral\u0131k ay\u0131 enflasyonu, y\u0131ll\u0131k enflasyonu zirveye \u00e7\u0131kar\u0131p, yeni y\u0131l arma\u011fan\u0131 olarak \u00f6n\u00fcm\u00fcze koyup, kaybolup gitti\u2026 Bu bir s\u00fcrpriz olsa ne ala ama&hellip;<\/p>\n","protected":false},"author":10,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[1],"tags":[808,801,912],"class_list":["post-48218","post","type-post","status-publish","format-standard","hentry","category-tumyazilar","tag-ekonomi-makaleleri","tag-ekonomi-yazarlari-listesi","tag-kazim-ciloglu-yazilari"],"_links":{"self":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts\/48218","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/users\/10"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/comments?post=48218"}],"version-history":[{"count":0,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts\/48218\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/media?parent=48218"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/categories?post=48218"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/tags?post=48218"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}