{"id":45988,"date":"2016-06-23T00:54:17","date_gmt":"2016-06-22T21:54:17","guid":{"rendered":"https:\/\/www.bilgeyatirimci.com\/?p=45988"},"modified":"2016-06-23T08:47:04","modified_gmt":"2016-06-23T05:47:04","slug":"tuketici-guveni-aldatmacasi","status":"publish","type":"post","link":"https:\/\/www.bilgeyatirimci.com\/i\/tuketici-guveni-aldatmacasi\/","title":{"rendered":"\u00c7etin \u00dcnsalan &#8211; T\u00fcketici g\u00fcveni aldatmacas\u0131"},"content":{"rendered":"<p><em><strong>Bir \u00fclkede kamuoyuna ger\u00e7e\u011fi s\u00f6ylemek zorunda olan medya \u00fczerinden aldatmaca yap\u0131l\u0131yorsa, bu s\u00f6z\u00fcn bitti\u011fi yerdir. Borsa\u2019da olsa yanl\u0131\u015f bilgilendirme ve \u00e7arp\u0131tma nedeniyle cezalar s\u00f6z konusu olur.<\/strong><\/em><\/p><div class=\"bilge-yaziust\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-1157139862\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"9580705384\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p>&nbsp;<\/p>\n<p>Bir \u015firkette m\u00fcd\u00fcr, y\u00f6netim kuruluna bilin\u00e7li bir \u015fekilde yanl\u0131\u015f bilgilendirme yapsa, belki de bu i\u015fini kaybetmesi ile sonu\u00e7lan\u0131r. Ama aldatmaca vatanda\u015fa yap\u0131l\u0131yorsa; kimsenin k\u0131l\u0131 k\u0131p\u0131rdam\u0131yor.<\/p>\n<p>&nbsp;<\/p>\n<p>Zaten \u00fclkede i\u015fsizlikten b\u00fcy\u00fcmeye b\u00fct\u00fcn rakamlar \u00e7arp\u0131tma. Ama s\u00f6z konusu olan t\u00fcketici g\u00fcveni endeksi ise t\u00fcketici derneklerinin art\u0131k dava a\u00e7mas\u0131 gerekmiyor mu? Bak\u0131n son olarak Haziran ay\u0131 t\u00fcketici g\u00fcven endeksi a\u00e7\u0131kland\u0131.<\/p>\n<p>&nbsp;<\/p>\n<p>Haber kamuoyuna t\u00fcketici g\u00fcveninde art\u0131\u015f ba\u015fl\u0131klar\u0131yla duyuruldu. Art\u0131\u015f ne? Bir \u00f6nceki aya g\u00f6re y\u00fczde 1. Ula\u015f\u0131lan seviye ne? 69,43\u2026 Bu rakamlar sizin i\u00e7in tek ba\u015f\u0131na bir anlam ifade etmeyebilir. Fakat eminim \u015fu a\u00e7\u0131klamay\u0131 yapt\u0131\u011f\u0131mda ne demek istedi\u011fim anla\u015f\u0131lacakt\u0131r.<\/p>\n<p>&nbsp;<\/p>\n<p>Bu tip endekslerde n\u00f6tr noktas\u0131 100\u2019d\u00fcr. Bunun \u00fczeri olumlu, alt\u0131 olumsuz tabloyu i\u015faret eder. \u015eimdi 100 baz puan\u0131n n\u00f6tr nokta oldu\u011funu dikkate alarak endeksi tekrar hat\u0131rlatay\u0131m. 69,43\u2026 Bu oran g\u00fcven mi anlat\u0131yor? Y\u00fczde 1\u2019lik art\u0131\u015f haberinin mant\u0131\u011f\u0131 ne?<\/p>\n<p>&nbsp;<\/p>\n<p>Mant\u0131k \u015fu: T\u00fcketici g\u00fcveni art\u0131yor alg\u0131s\u0131yla insanlar\u0131 harcamaya y\u00f6nlendirme, ertelenen harcamalar\u0131n hayata ge\u00e7irilmesini sa\u011flama. Bir tarafta insanlar\u0131n maa\u015f\u0131ndan zorunlu kesinti yap\u0131p, BES ad\u0131 alt\u0131nda para kesmeye kalkacaks\u0131n\u0131z, \u00f6te tarafta insanlar\u0131 t\u00fcketim ad\u0131na aldatacaks\u0131n\u0131z.<\/p>\n<p>&nbsp;<\/p>\n<p>Bu en hafif tabiriyle ay\u0131p olsa da, rakamlar \u00fczerinden yap\u0131lan bir spek\u00fclasyondur. T\u00fcketici derneklerinin geli\u015fmeyi bu \u015fekilde sunanlar hakk\u0131nda dava a\u00e7mas\u0131 gerekmez mi? Gelelim tasarruf meselesine.<\/p>\n<p>&nbsp;<\/p>\n<p>Vatanda\u015fa zorla tasarruf yapt\u0131racaks\u0131n\u0131z, ama y\u0131l\u0131n 4 ay\u0131nda harcad\u0131\u011f\u0131n\u0131zdan daha fazla paray\u0131 fetih kutlamas\u0131na, nedense \u00f6zel harcama say\u0131lan bir d\u00fc\u011f\u00fcne sa\u00e7acaks\u0131n\u0131z.<\/p><div class=\"bilge-content-1\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-2960324185\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"3167340272\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p>&nbsp;<\/p>\n<p>Maliye Bakanl\u0131\u011f\u0131 Muhasebat Genel M\u00fcd\u00fcrl\u00fc\u011f\u00fc\u2019n\u00fcn verilerine g\u00f6re y\u0131l\u0131n ilk d\u00f6rt ay\u0131nda 25 milyon 807 bin TL harcayan idare, sadece may\u0131s ay\u0131nda 26 milyon 738 bin TL harcad\u0131. Harcama kalemleri kendi i\u00e7inde ba\u015fl\u0131 ba\u015f\u0131na tart\u0131\u015fma noktas\u0131 iken, sadece bu b\u00fcy\u00fck s\u0131\u00e7raman\u0131n bile hesab\u0131n\u0131n verilmesi gerekmiyor mu?<\/p>\n<p>&nbsp;<\/p>\n<p>Bitmedi\u2026 Tansu \u00c7iller\u2019in Ba\u015fbakanl\u0131\u011f\u0131 s\u0131ras\u0131nda \u00f6rt\u00fcl\u00fc \u00f6denek 5 milyon TL\u2019ye \u00e7\u0131kt\u0131\u011f\u0131 i\u00e7in yer g\u00f6k inlemi\u015fti. Bu hak ba\u015fbakanlara verilirken, ki\u015fiye \u00f6zel d\u00fczenleme yap\u0131ld\u0131 ve Cumhurba\u015fkan\u0131 da dahil edildi. Kimse neden diye soramad\u0131.<\/p>\n<p>&nbsp;<\/p>\n<p>\u015eimdi sadece bu ay 54 milyon TL harcand\u0131. Yetmedi ilk 5 ayda ortaya sa\u00e7\u0131lan para 735 milyon TL\u2019ye yakla\u015ft\u0131. Yani tart\u0131\u015fmalar\u0131n ayyuka \u00e7\u0131kt\u0131\u011f\u0131 5 milyon TL\u2019den 730 milyon TL daha fazla bir harcama.<\/p>\n<p>&nbsp;<\/p>\n<p>Sonra d\u00f6n\u00fcp t\u00fcketici tasarruf yaps\u0131n \u00f6yle mi? K\u0131t kanaat ge\u00e7inen insanlar\u0131n nafakas\u0131na g\u00f6z dikiyorsunuz, ama f\u00fctursuzca para harc\u0131yorsunuz.<\/p><div class=\"bilge-content-2\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-238171050\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"1818807385\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p>&nbsp;<\/p>\n<p>Say\u0131\u015ftay yeni sisteme ge\u00e7iyoruz diye neredeyse 4 y\u0131ld\u0131r denetim yapam\u0131yor, \u00f6rt\u00fcl\u00fc \u00f6denek miktar\u0131 artt\u0131k\u00e7a art\u0131yor, sonra ben y\u00fczde 80 d\u00fczeyinde dolayl\u0131 vergiyi gelirime bak\u0131lmaks\u0131z\u0131n veriyorum, bir de BES i\u00e7in 100 TL kesmeye kalk\u0131yorsunuz. Ay\u0131p yahu ay\u0131p\u2026<\/p>\n<p>&nbsp;<\/p>\n<p><a href=\"mailto:cetinunsalan@yahoo.com\">cetinunsalan@yahoo.com<\/a><\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Bir \u00fclkede kamuoyuna ger\u00e7e\u011fi s\u00f6ylemek zorunda olan medya \u00fczerinden aldatmaca yap\u0131l\u0131yorsa, bu s\u00f6z\u00fcn bitti\u011fi yerdir. Borsa\u2019da olsa yanl\u0131\u015f bilgilendirme ve \u00e7arp\u0131tma nedeniyle cezalar s\u00f6z konusu&hellip;<\/p>\n","protected":false},"author":5,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[1],"tags":[904,808,801],"class_list":["post-45988","post","type-post","status-publish","format-standard","hentry","category-tumyazilar","tag-cetin-unsalan-yazilari","tag-ekonomi-makaleleri","tag-ekonomi-yazarlari-listesi"],"_links":{"self":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts\/45988","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/comments?post=45988"}],"version-history":[{"count":0,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts\/45988\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/media?parent=45988"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/categories?post=45988"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/tags?post=45988"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}