{"id":45673,"date":"2016-05-31T22:08:50","date_gmt":"2016-05-31T19:08:50","guid":{"rendered":"https:\/\/www.bilgeyatirimci.com\/?p=45673"},"modified":"2016-06-01T12:26:17","modified_gmt":"2016-06-01T09:26:17","slug":"kim-dogru-soyluyor","status":"publish","type":"post","link":"https:\/\/www.bilgeyatirimci.com\/i\/kim-dogru-soyluyor\/","title":{"rendered":"\u00c7etin \u00dcnsalan &#8211; Kim do\u011fru s\u00f6yl\u00fcyor?"},"content":{"rendered":"<p><em><strong>\u00dclkede oynanan ekonomi tiyatrosunun yeni perdesine, yine bankalar\u0131 koydular. Muhtemeldir ki kontrols\u00fcz para arz\u0131na haz\u0131rlanan kamu, \u015fimdiden T\u00fcrkiye\u2019deki bankac\u0131l\u0131\u011f\u0131n g\u00fc\u00e7l\u00fc oldu\u011fu alg\u0131s\u0131n\u0131 yerle\u015ftirmeye \u00e7al\u0131\u015f\u0131yor.<\/strong><\/em><\/p><div class=\"bilge-yaziust\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-2536366379\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"9580705384\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p>&nbsp;<\/p>\n<p>Bankac\u0131l\u0131k verilerine bakarsan\u0131z sorunlu kredi oranlar\u0131ndaki art\u0131\u015f devam ediyor. Bizzat 64. H\u00fck\u00fcmet d\u00f6neminde, \u015fimdi de benzer bir g\u00f6revde olan Ba\u015fbakan Yard\u0131mc\u0131s\u0131 Mehmet \u015eim\u015fek, banka g\u00f6stergelerindeki tats\u0131zl\u0131ktan dem vurdu.<\/p>\n<p>&nbsp;<\/p>\n<p>Mevcut ko\u015fullar i\u00e7inde bankalarda kredi verme kabiliyetinin bitti\u011fini a\u00e7\u0131klad\u0131. Tasarruf oran\u0131n\u0131n artt\u0131r\u0131lmas\u0131na at\u0131fta bulundu ki do\u011fruydu. Fakat tasarrufu BES gibi bir sistemle y\u00fckseltmeye \u00e7al\u0131\u015ft\u0131lar. \u00d6yle bir sistem ki bug\u00fcne kadar girenlerin yar\u0131s\u0131, sistemi terk etmi\u015f.<\/p>\n<p>&nbsp;<\/p>\n<p>Durum b\u00f6yle olunca devlet eliyle zorla para toplamak ad\u0131na, maa\u015flardan zorunlu kesintiyi g\u00fcndeme ta\u015f\u0131d\u0131lar. O kadar g\u00fc\u00e7l\u00fc bir ekonomimiz var ki, vatanda\u015fa zorla tasarruf yapt\u0131r\u0131yor, bunu da \u00f6zel \u015firketlerden olu\u015fan sigortac\u0131l\u0131k ad\u0131na kamu g\u00fcc\u00fcyle hayata ge\u00e7iriyoruz. Sonu\u00e7 mu? Gitti asgari \u00fccretteki art\u0131\u015f\u0131n 100 TL\u2019si\u2026<\/p>\n<p>&nbsp;<\/p>\n<p>Vatanda\u015f\u0131n borcu 13 y\u0131l i\u00e7inde 6,6 milyar TL\u2019den 384 milyar TL\u2019ye ula\u015fm\u0131\u015f, \u00fclkede 24 milyon icra dosyas\u0131 var, \u0130\u015f Bankas\u0131 Genel M\u00fcd\u00fcr\u00fc Adnan Bali \u00f6zkaynak k\u00e2rl\u0131l\u0131\u011f\u0131n\u0131n mevduat faizinin alt\u0131nda oldu\u011funa dikkat \u00e7ekiyor; ama bankac\u0131l\u0131kta her \u015fey yolunda.<\/p>\n<p>&nbsp;<\/p>\n<p>\u015eube ve personel baz\u0131nda erime h\u0131zla devam ederken, iktidar zoruyla kamu ihtisas bankalar\u0131 \u00e7\u0131lg\u0131nl\u0131klar\u0131 finanse ediyor, \u00e7ift\u00e7i, esnaf uzaktan yutkunuyor; haciz k\u0131skac\u0131nda bo\u011fuluyor. \u00dclkede iki y\u0131lda iflas erteleme ba\u015fvurusu yapan firma say\u0131s\u0131 bin rakam\u0131na ula\u015f\u0131yor, kimse ne tahsil\u00e2t ne de \u00f6deme yapabiliyor; ama bunlardan alacakl\u0131 olan bankac\u0131l\u0131k sekt\u00f6r\u00fc sa\u011fl\u0131kl\u0131 \u00f6yle mi?<\/p>\n<p>&nbsp;<\/p>\n<p>D\u0131\u015f ticaret yerlerde s\u00fcr\u00fcn\u00fcyor; i\u00e7 piyasa kan a\u011fl\u0131yor ve bunlardan alacakl\u0131 olan, T\u00fcrkiye\u2019nin k\u0131sa vadeli bor\u00e7 \u00f6demesinde de ba\u015f\u0131 \u00e7eken bankac\u0131l\u0131k sekt\u00f6r\u00fcnde her \u015fey yolunda \u00f6yle mi? Merkez Bankas\u0131 Finansal \u0130stikrar Raporu\u2019na bakarsan\u0131z aynen \u00f6yle.<\/p>\n<p>&nbsp;<\/p>\n<p>Her ne kadar s\u00f6zleri \u0130\u015f Bankas\u0131 Genel M\u00fcd\u00fcr\u00fc ve BDDK a\u00e7\u0131klamalar\u0131na ters d\u00fc\u015fse de, Merkez Bankas\u0131\u2019na g\u00f6re k\u00fcresel piyasalarda s\u0131k\u0131nt\u0131 b\u00fcy\u00fcyor; ama T\u00fcrkiye ekonomisi de bankac\u0131l\u0131\u011f\u0131 da gayet sa\u011fl\u0131kl\u0131. Adama \u2018paray\u0131 kimden ald\u0131n\u0131z\u2019 diye sorarlar.<\/p><div class=\"bilge-content-1\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-2215537549\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"3167340272\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p>&nbsp;<\/p>\n<p>Ama umut fakirin ekme\u011fi ya, rapora k\u00fcresel risk alma i\u015ftah\u0131nda olumlu sinyaller al\u0131nd\u0131\u011f\u0131 vurgusunu yerle\u015ftirerek yakay\u0131 ele veriyorlar. \u00c7\u00fcnk\u00fc b\u00f6yle bir risk alma i\u015ftah\u0131 yok; ama bundan medet umanlar anla\u015f\u0131l\u0131yor ki, halen bu \u00fclkeye s\u0131cak para gelmesini bekliyorlar.<\/p>\n<p>&nbsp;<\/p>\n<p>\u00dcstelik birileri sa\u011fa sola \u2018Ey\u2019 diye seslenip, bir gecede herhangi bir \u015firketi ya da bankay\u0131 bat\u0131k ilan edip, kayyum atarken. \u0130\u015fin \u00f6z\u00fc \u015fu: Birileri \u00e7ok fena yalan s\u00f6yl\u00fcyor.<\/p>\n<p>&nbsp;<\/p>\n<p>Ama ben, ekonomide bi\u00e7are olup, hatalar yapanlar\u0131n icat edip uydurdu\u011fu, kar\u015f\u0131l\u0131\u011f\u0131na k\u00f6t\u00fcmserli\u011fi koyup, ger\u00e7ek\u00e7ili\u011fi yok sayd\u0131\u011f\u0131, \u00e7a\u011f\u0131m\u0131z\u0131n palavras\u0131 ekonomide iyimserlik r\u00fczg\u00e2r\u0131n\u0131 (!) bozmamak i\u00e7in tersten soray\u0131m: \u00a0Sizce kim do\u011fru s\u00f6yl\u00fcyor?<\/p>\n<p>&nbsp;<\/p>\n<p><a href=\"mailto:cetinunsalan@yahoo.com\">cetinunsalan@yahoo.com<\/a><\/p><div class=\"bilge-content-2\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-3009293270\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"1818807385\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n","protected":false},"excerpt":{"rendered":"<p>\u00dclkede oynanan ekonomi tiyatrosunun yeni perdesine, yine bankalar\u0131 koydular. Muhtemeldir ki kontrols\u00fcz para arz\u0131na haz\u0131rlanan kamu, \u015fimdiden T\u00fcrkiye\u2019deki bankac\u0131l\u0131\u011f\u0131n g\u00fc\u00e7l\u00fc oldu\u011fu alg\u0131s\u0131n\u0131 yerle\u015ftirmeye \u00e7al\u0131\u015f\u0131yor. &nbsp;&hellip;<\/p>\n","protected":false},"author":5,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[1],"tags":[904,808,801],"class_list":["post-45673","post","type-post","status-publish","format-standard","hentry","category-tumyazilar","tag-cetin-unsalan-yazilari","tag-ekonomi-makaleleri","tag-ekonomi-yazarlari-listesi"],"_links":{"self":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts\/45673","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/comments?post=45673"}],"version-history":[{"count":0,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts\/45673\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/media?parent=45673"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/categories?post=45673"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/tags?post=45673"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}