{"id":45371,"date":"2016-05-10T00:42:56","date_gmt":"2016-05-09T21:42:56","guid":{"rendered":"https:\/\/www.bilgeyatirimci.com\/?p=45371"},"modified":"2016-05-10T09:36:55","modified_gmt":"2016-05-10T06:36:55","slug":"faizsiz-finans-ve-istanbul","status":"publish","type":"post","link":"https:\/\/www.bilgeyatirimci.com\/i\/faizsiz-finans-ve-istanbul\/","title":{"rendered":"\u00c7etin \u00dcnsalan &#8211; Faizsiz finans ve \u0130stanbul"},"content":{"rendered":"<p><em><strong>Son d\u00f6nemin en b\u00fcy\u00fck y\u0131lan hik\u00e2yesi \u0130stanbul\u2019un finans merkezi olmas\u0131\u2026 \u00d6nce d\u00fcnya \u00e7ap\u0131nda bir merkezden bahsettiler. Hatta bu u\u011furda Merkez Bankas\u0131 dahil, kamu bankalar\u0131n\u0131n genel m\u00fcd\u00fcrl\u00fcklerinin ta\u015f\u0131nmas\u0131 bile g\u00fcndeme geldi. \u015eunun alt\u0131n\u0131 \u00e7izmek gerekir ki, bu yolla iyi emlak rant\u0131 yaratt\u0131lar.<\/strong><\/em><\/p><div class=\"bilge-yaziust\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-3135080934\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"9580705384\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p>&nbsp;<\/p>\n<p>Fakat her \u015fey bir yana \u0130stanbul\u2019un finans merkezi olma \u015fans\u0131 hi\u00e7bir zaman s\u00f6z konusu de\u011fildi. Hele ki 2008 krizinin ard\u0131ndan ya\u015fanan s\u00fcre\u00e7te, parasal geni\u015flemenin noktaland\u0131\u011f\u0131, faiz art\u0131r\u0131m\u0131n\u0131n pamuk ipli\u011fine ba\u011fl\u0131 oldu\u011fu ve artan riskler nedeniyle paran\u0131n g\u00fcvenli liman olarak g\u00f6rd\u00fc\u011f\u00fc kendi \u00fclkelesine d\u00f6nd\u00fc\u011f\u00fc bir s\u00fcre\u00e7te.<\/p>\n<p>&nbsp;<\/p>\n<p>Lakin yine de bir hik\u00e2ye yazmak gerekiyordu. Kimin i\u00e7in? Finans \u00e7evrelerinin hem buray\u0131 terk etmemesi, olursa paras\u0131n\u0131 getirmesi ad\u0131na\u2026 Oysa T\u00fcrkiye\u2019nin mevcut finans merkezlerini a\u015f\u0131p da, d\u00fcnya genelinde odak nokta olmas\u0131 \u00e7ok zordu. Paran\u0131n gelmeyece\u011fi anla\u015f\u0131l\u0131nca isim de\u011fi\u015fti: Faizsiz finans merkezi\u2026<\/p>\n<p>&nbsp;<\/p>\n<p>Bu T\u00fcrkiye i\u00e7in \u00e7ok de\u011fi\u015fik bir kavram de\u011fildi. Daha \u00f6nce de faizsiz bankac\u0131l\u0131k ad\u0131 alt\u0131nda para toplayan kurulu\u015flar oldu. \u0130ddia oydu ki, burada faiz s\u00f6z konusu de\u011fildi. K\u00e2ra ya da zarara ortakl\u0131k esast\u0131.<\/p>\n<p>&nbsp;<\/p>\n<p>Fakat 2001 krizi sonras\u0131nda batan kurulu\u015flarla birlikte g\u00f6rd\u00fck ki, bu da do\u011fru de\u011filmi\u015f. \u00c7\u00fcnk\u00fc ekonomik s\u0131k\u0131nt\u0131 kar\u015f\u0131s\u0131nda zarara ortak oldu\u011funu s\u00f6yleyenler, faiziyle paras\u0131n\u0131n pe\u015fine d\u00fc\u015ft\u00fc. Zaten ortadaki de tamamen bir h\u00fclleydi. Yani normal bankac\u0131l\u0131\u011f\u0131n ad\u0131 de\u011fi\u015ftirilmi\u015f, Arap co\u011frafyas\u0131ndan gelecek ya da buna yak\u0131n i\u00e7teki paraya h\u00fclle yap\u0131lm\u0131\u015ft\u0131.<\/p>\n<p>&nbsp;<\/p>\n<p>\u015eimdi kat\u0131l\u0131m bankalar\u0131 ata\u011f\u0131n\u0131n ard\u0131ndan yeni bir s\u00f6ylem ba\u015flad\u0131. \u0130stanbul\u2019un d\u00fcnya finans merkezi olamayaca\u011f\u0131 ortaya \u00e7\u0131k\u0131nca, faizsiz finans\u0131n merkezi olmaya \u00e7al\u0131\u015faca\u011f\u0131 belirtiliyor. \u00d6ncelikle \u0130stanbul\u2019un neden d\u00fcnya finans merkezi olamayaca\u011f\u0131n\u0131 s\u00f6yleyelim. \u00c7\u00fcnk\u00fc buras\u0131 s\u0131\u011f bir piyasa\u2026<\/p>\n<p>&nbsp;<\/p>\n<p>Bor\u00e7 parayla d\u00f6nd\u00fcr\u00fclen ve ba\u015fkas\u0131n\u0131n paras\u0131na muhta\u00e7, toplam finans sekt\u00f6r\u00fcn\u00fc ve bankac\u0131l\u0131k b\u00fcy\u00fckl\u00fc\u011f\u00fc de orta \u00e7apl\u0131 bir d\u00fcnya bankas\u0131na tekab\u00fcl eden bir hacmin ve yap\u0131n\u0131n cazibe yaratmas\u0131 \u00e7ok zor. \u00c7\u00fcnk\u00fc sunaca\u011f\u0131n\u0131z olanaklar, ba\u015fkalar\u0131n\u0131n size sunduklar\u0131yla do\u011fru orant\u0131l\u0131.<\/p>\n<p>&nbsp;<\/p>\n<p>Peki faizsiz finans\u0131n merkezi olabilir mi? Belki bundan 6-7 sene \u00f6nce konu\u015fuyor olsayd\u0131k, g\u00fc\u00e7l\u00fc bir ihtimalden s\u00f6z edebilirdik. Nitekim \u0130ngiltere de bu paraya talip \u00fclkelerden biri. \u015eimdi g\u00f6z\u00fcn\u00fcz\u00fcn \u00f6n\u00fcnde canland\u0131r\u0131n. Londra ve \u0130stanbul\u2026 \u0130ETT ile KGB\u2019nin rekabeti gibi bir \u015fey\u2026<\/p><div class=\"bilge-content-1\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-2207726479\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"3167340272\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p>&nbsp;<\/p>\n<p>Fakat d\u00fcnyada petrol fiyatlar\u0131n\u0131n d\u00fc\u015fmesiyle birlikte buradaki \u00fclkelerin ekonomik a\u00e7mazlar ya\u015famaya ba\u015flamas\u0131, bu co\u011frafyadan para bekleyenler a\u00e7\u0131s\u0131ndan da durumu de\u011fi\u015ftirdi. Hem muhatap \u00fclkelerin iktisadi s\u0131k\u0131nt\u0131lar\u0131, hem de siyaseten ba\u011f\u0131ml\u0131 foto\u011fraflar\u0131, legal paran\u0131n T\u00fcrkiye\u2019ye gelme ihtimalini zay\u0131flat\u0131yor.<\/p>\n<p>&nbsp;<\/p>\n<p>Derseniz ki, buradaki \u015feyhler emirler \u015fahsi paralar\u0131n\u0131 ka\u00e7\u0131r\u0131rlar; onun da d\u00fcnya finans sistemi \u00fczerinde kayna\u011f\u0131 belirsiz para olarak alg\u0131land\u0131\u011f\u0131n\u0131 biliyoruz. O kadar adil bir d\u00fcnyada ya\u015f\u0131yoruz ki, bu para Londra ya da New York\u2019tan ge\u00e7se ba\u015fka, \u0130stanbul\u2019dan ge\u00e7se ba\u015fka muamele g\u00f6r\u00fcr.<\/p>\n<p>&nbsp;<\/p>\n<p>T\u00fcm bu nedenlerle \u2018\u015ferbetliyiz\u2019, \u2018bize para gelir\u2019, \u2018k\u00fclt\u00fcrel ba\u011f\u0131m\u0131z var\u2019 gibi rengi ne olursa olsun paran\u0131n sahiplerinin hi\u00e7 umursamad\u0131\u011f\u0131 kriterleri bir kenara koyup ger\u00e7eklere d\u00f6n\u00fcn. \u00dcretmeden harcarsan batars\u0131n. Ders almazsan ve kolay para pe\u015finde ko\u015fmaya devam edersen, daha \u00e7ok batars\u0131n. De\u011fi\u015ftirmemiz gereken gelen paran\u0131n adresi de\u011fil, yap\u0131s\u0131 ve kullan\u0131l\u0131\u015f bi\u00e7imi.<\/p>\n<p>&nbsp;<\/p>\n<p><a href=\"mailto:cetinunsalan@yahoo.com\">cetinunsalan@yahoo.com<\/a><\/p><div class=\"bilge-content-2\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-2043476335\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"1818807385\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Son d\u00f6nemin en b\u00fcy\u00fck y\u0131lan hik\u00e2yesi \u0130stanbul\u2019un finans merkezi olmas\u0131\u2026 \u00d6nce d\u00fcnya \u00e7ap\u0131nda bir merkezden bahsettiler. Hatta bu u\u011furda Merkez Bankas\u0131 dahil, kamu bankalar\u0131n\u0131n genel&hellip;<\/p>\n","protected":false},"author":5,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[1],"tags":[904,808,801],"class_list":["post-45371","post","type-post","status-publish","format-standard","hentry","category-tumyazilar","tag-cetin-unsalan-yazilari","tag-ekonomi-makaleleri","tag-ekonomi-yazarlari-listesi"],"_links":{"self":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts\/45371","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/comments?post=45371"}],"version-history":[{"count":0,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts\/45371\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/media?parent=45371"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/categories?post=45371"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/tags?post=45371"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}