{"id":44730,"date":"2016-03-29T22:47:13","date_gmt":"2016-03-29T19:47:13","guid":{"rendered":"http:\/\/www.bilgeyatirimci.com\/?p=44730"},"modified":"2016-03-30T08:41:10","modified_gmt":"2016-03-30T05:41:10","slug":"neden-sorusu-tatile-mi-cikti","status":"publish","type":"post","link":"https:\/\/www.bilgeyatirimci.com\/i\/neden-sorusu-tatile-mi-cikti\/","title":{"rendered":"\u00c7etin \u00dcnsalan &#8211; Neden sorusu tatile mi \u00e7\u0131kt\u0131?"},"content":{"rendered":"<p><em><strong>Ekonomiden Sorumlu Ba\u015fbakan Yard\u0131mc\u0131s\u0131 Mehmet \u015eim\u015fek Ankara Sanayi Odas\u0131\u2019nda konu\u015ftu. G\u00fcndem faiz, yat\u0131r\u0131m ve s\u0131cak parayd\u0131. Hani \u00e7ok konu\u015fup hi\u00e7bir \u015fey anlatmamak tabiri vard\u0131r ya; \u015eim\u015fek\u2019in s\u00f6zleri de b\u00f6yleydi. Hem ger\u00e7e\u011fi bilip, hem de do\u011fruyu s\u00f6yleyememenin net foto\u011fraf\u0131yd\u0131.<\/strong><\/em><\/p><div class=\"bilge-yaziust\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-711515815\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"9580705384\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p>&nbsp;<\/p>\n<p>\u00d6nce faiz meselesinden ba\u015flayal\u0131m. Bir soru \u00fczerine Mehmet \u015eim\u015fek faiz oranlar\u0131n\u0131n \u00e7ok y\u00fcksek oldu\u011funu ve d\u00fcnyan\u0131n negatif faize ge\u00e7ti\u011fini s\u00f6yledi. Ger\u00e7ekten de bug\u00fcn ticaret ya da \u00fcretim yapacaksan\u0131z, kredi kullanmaya kalkt\u0131\u011f\u0131n\u0131zda faiz \u00e7ok y\u00fcksek.<\/p>\n<p>&nbsp;<\/p>\n<p>Fakat mesele burada bitmiyor. Merkez Bankas\u0131\u2019n\u0131n a\u00e7\u0131klad\u0131\u011f\u0131 faiz oranlar\u0131ndan bahsetmiyorum. Zaten onun kat be kat \u00fczerinde faiz uygulamas\u0131 var. Bug\u00fcn ticari bir kredi i\u00e7in ba\u015fvurdu\u011funuzda y\u00fczde 15 ile 20 aras\u0131nda de\u011fi\u015fen bir oranla kar\u015f\u0131 kar\u015f\u0131ya kal\u0131yorsunuz.<\/p>\n<p>&nbsp;<\/p>\n<p>Yani Merkez Bankas\u0131\u2019n\u0131n oranlar\u0131 \u00e7eyrek baz puan y\u00fckseltmesi ya da d\u00fc\u015f\u00fcrmesi kimsenin umurunda de\u011fil. Peki neden? \u00c7\u00fcnk\u00fc paray\u0131 kulland\u0131racak olanlar, \u00fclkedeki istatistikler \u00fczerinden s\u00f6ylenen yalan\u0131 biliyor. Yani iktidar\u0131n faiz oranlar\u0131n\u0131 resmi olarak a\u015fa\u011f\u0131ya \u00e7ekmesi, bankalar\u0131n da d\u00fc\u015f\u00fcrece\u011fi anlam\u0131na gelmiyor. \u015eim\u015fek, sak\u0131z \u00e7i\u011fniyor.<\/p>\n<p>&nbsp;<\/p>\n<p>Diyelim ki faizler d\u00fc\u015ft\u00fc. Yine Ba\u015fbakan Yard\u0131mc\u0131s\u0131 kendi konu\u015fmas\u0131nda dile getiriyor. D\u00fcnya pazarlar\u0131nda anormal bir daralma, arz fazlas\u0131 ve y\u00fckselmeyen talep var. \u015eim\u015fek\u2019in s\u00f6yledi\u011fi gibi helikopterle para da\u011f\u0131tsan\u0131z sonu\u00e7 verir mi? Avrupa\u2019da vermiyor. Peki neden?<\/p>\n<p>&nbsp;<\/p>\n<p>\u00c7\u00fcnk\u00fc kimse satamayaca\u011f\u0131 mal\u0131 \u00fcretmiyor. \u015eimdi bankac\u0131l\u0131\u011fa bask\u0131 yapar; firmalar zaten at\u0131l kapasite sorunu ya\u015farken, krediye ula\u015f\u0131p bir de size kan\u0131p yat\u0131r\u0131m yaparsa, ayakta kalacaklar\u0131 varsa da batarlar. Zira \u00f6l\u00e7ek ekonomisinin konu\u015fuldu\u011fu d\u00fcnyada birim maliyetlerini sat\u0131\u015f eksikli\u011fi nedeniyle artt\u0131r\u0131yorsunuz demektir.<\/p>\n<p>&nbsp;<\/p>\n<p>Son olarak \u015eim\u015fek bir konuya daha dikkat \u00e7ekti. D\u00fcnyada para negatif\u00a0 ya da d\u00fc\u015f\u00fck faizin oldu\u011fu \u00fclkelere kay\u0131yormu\u015f. Bu nedenle bizim de d\u00fc\u015f\u00fcrmemiz gerekiyormu\u015f. \u015eimdi buna g\u00fcler misiniz, a\u011flar m\u0131s\u0131n\u0131z? D\u00fcnya negatif faiz uygularken siz y\u00fczde 10 civar\u0131 faiz sunacaks\u0131n\u0131z ve bu durumda size gelmeyen para faizi d\u00fc\u015f\u00fcr\u00fcnce gelecek \u00f6yle mi?<\/p>\n<p>&nbsp;<\/p>\n<p>Yani adama diyeceksiniz ki ben \u015fu an sana getirdi\u011fin 100 birim i\u00e7in 110 birim veriyorum. Bu seni tatmin etmiyorsa, getir 100 birimi 98 birim vereyim. Herkes de ko\u015fa ko\u015fa gelir. Peki b\u00f6yle bir ortamda para neden negatif faiz veren \u00fclkelere gidiyor da bize gelmiyor?<\/p><div class=\"bilge-content-1\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-3911794932\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"3167340272\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p>&nbsp;<\/p>\n<p>E\u011fer siz bunun yan\u0131t\u0131n\u0131 b\u00f6yle birbiriyle \u00e7eli\u015fen c\u00fcmlelerle a\u00e7\u0131klamaya kalkarsan\u0131z, ifadeniz eksik olur ve anla\u015f\u0131lmaz da\u2026 Anla\u015f\u0131lmad\u0131\u011f\u0131 i\u00e7in de se\u00e7imlerde oy toplars\u0131n\u0131z, ama para getiremezsiniz.<\/p>\n<p>&nbsp;<\/p>\n<p>Son derece basit&#8230; D\u00fcnya \u00e7ok ciddi bir krize ko\u015fuyor ve finans\u0131 elinde bulunduranlar da eksi faize bile raz\u0131 olup, g\u00fcvenli limanlara d\u00f6n\u00fcyorlar. Bunu b\u00f6yle anlatmazsan\u0131z herkesin akl\u0131 kar\u0131\u015f\u0131r. Bir de yetinmeyip \u2018faizi d\u00fc\u015f\u00fcr\u00fcrsek bize de gelirler\u2019 derseniz, de\u011fmeyin komedinin keyfine\u2026<\/p>\n<p>&nbsp;<\/p>\n<p>Velhas\u0131l kelam \u015eim\u015fek, bir Ba\u015fbakan Yard\u0131mc\u0131s\u0131 olman\u0131n sorumlulu\u011fu i\u00e7inde bir \u015fey anlatmaya \u00e7al\u0131\u015fm\u0131\u015f, ama ancak konu\u015fabildi\u011fi kadar konu\u015fmu\u015f. Eksik c\u00fcmlelerle ifade etti\u011fi i\u00e7in de ortaya b\u00f6yle bir komedi \u00e7\u0131km\u0131\u015f.<\/p>\n<p>&nbsp;<\/p>\n<p>T\u0131pk\u0131 f\u0131kradaki gibi: Adam balonla seyahat ederken yolunu kaybetmi\u015f. Bakm\u0131\u015f a\u015fa\u011f\u0131da birileri hemen al\u00e7al\u0131p \u2018neredeyim\u2019 diye sormu\u015f.<\/p><div class=\"bilge-content-2\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-996207250\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"1818807385\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p>&nbsp;<\/p>\n<p>Adamlardan \u2018\u00f6nce balonda sonra yukar\u0131da\u2019 yan\u0131t\u0131n\u0131 al\u0131nca \u2018siz iktisat\u00e7\u0131 m\u0131s\u0131n\u0131z\u2019 demi\u015f. A\u015fa\u011f\u0131dakiler \u015fa\u015f\u0131r\u0131p nereden bildi\u011fini sorunca da cevab\u0131 yap\u0131\u015ft\u0131rm\u0131\u015f: \u2018S\u00f6yledikleriniz do\u011fru, ama hi\u00e7bir i\u015fime yaram\u0131yor.\u2019<\/p>\n<p>&nbsp;<\/p>\n<p><a href=\"mailto:cetinunsalan@yahoo.com\">cetinunsalan@yahoo.com<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Ekonomiden Sorumlu Ba\u015fbakan Yard\u0131mc\u0131s\u0131 Mehmet \u015eim\u015fek Ankara Sanayi Odas\u0131\u2019nda konu\u015ftu. G\u00fcndem faiz, yat\u0131r\u0131m ve s\u0131cak parayd\u0131. Hani \u00e7ok konu\u015fup hi\u00e7bir \u015fey anlatmamak tabiri vard\u0131r ya;&hellip;<\/p>\n","protected":false},"author":5,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[1],"tags":[904,808,801],"class_list":["post-44730","post","type-post","status-publish","format-standard","hentry","category-tumyazilar","tag-cetin-unsalan-yazilari","tag-ekonomi-makaleleri","tag-ekonomi-yazarlari-listesi"],"_links":{"self":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts\/44730","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/comments?post=44730"}],"version-history":[{"count":0,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts\/44730\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/media?parent=44730"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/categories?post=44730"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/tags?post=44730"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}