{"id":44286,"date":"2016-02-29T22:35:35","date_gmt":"2016-02-29T20:35:35","guid":{"rendered":"http:\/\/www.bilgeyatirimci.com\/?p=44286"},"modified":"2016-03-01T09:02:33","modified_gmt":"2016-03-01T07:02:33","slug":"kocekleme","status":"publish","type":"post","link":"https:\/\/www.bilgeyatirimci.com\/i\/kocekleme\/","title":{"rendered":"\u00c7etin \u00dcnsalan &#8211; k\u00f6\u00c7EKleme"},"content":{"rendered":"<p><em><strong>Tarihten bize miras kalan k\u00f6\u00e7ekleme diye bir oyun t\u00fcr\u00fc vard\u0131r. Rivayet odur ki, 16. ve 19. y\u00fczy\u0131l aras\u0131nda hayat bulmu\u015f bu dans t\u00fcr\u00fc, daha \u00e7ok bir saray e\u011flencesi olarak g\u00f6z\u00fckm\u00fc\u015f ve folklorik anlamda, sembolik olarak g\u00fcn\u00fcm\u00fcze kadar ula\u015fm\u0131\u015ft\u0131r.<\/strong><\/em><\/p><div class=\"bilge-yaziust\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-2164301803\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"9580705384\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p>&nbsp;<\/p>\n<p>Erkeklerin etek giyerek oynad\u0131\u011f\u0131 bu dans t\u00fcr\u00fc, iliklerimize kadar sirayet etmi\u015f olmal\u0131 ki, bug\u00fcn reel sekt\u00f6r\u00fcn kanayan yaras\u0131 olan kar\u015f\u0131l\u0131ks\u0131z \u00e7ekler meselesinde de k\u00f6\u00c7EKleme yap\u0131l\u0131yor.<\/p>\n<p>&nbsp;<\/p>\n<p>G\u00fcmr\u00fck ve Ticaret Bakan\u0131 B\u00fclent T\u00fcfenkci, \u00c7ek Yasas\u0131 ile ilgili bir de\u011fi\u015fiklik i\u00e7in haz\u0131rl\u0131k yapt\u0131klar\u0131n\u0131 a\u00e7\u0131klad\u0131. Bakan\u2019\u0131n tespitine g\u00f6re kimse \u00e7eklerini \u00f6demedi\u011fi i\u00e7in, piyasada da almak istenmiyormu\u015f.<\/p>\n<p>&nbsp;<\/p>\n<p>Yeni d\u00fczenlemeyle herkesin \u00e7ek karnesi sahibi olmas\u0131 engellenecekmi\u015f; \u00e7ekin tekrar itibar kazanmas\u0131 sa\u011flanacakm\u0131\u015f; hapis cezas\u0131 \u00f6ng\u00f6r\u00fclm\u00fcyormu\u015f ama yapt\u0131r\u0131mlar a\u011f\u0131rla\u015ft\u0131r\u0131labilirmi\u015f. Mi\u015f, mi\u015f, mi\u015f\u2026<\/p>\n<p>&nbsp;<\/p>\n<p>Fakat \u015fu ifade ilgin\u00e7: \u201ckar\u015f\u0131l\u0131ks\u0131z \u00e7eklerden ziyade; kimse \u00f6demiyor; kar\u015f\u0131l\u0131\u011f\u0131nda bir yapt\u0131r\u0131m yok.\u201d \u015eimdi burada \u2018durun\u2019 derim. \u00d6ncelikle elbette piyasada k\u00f6t\u00fc niyetli olan, bilhassa \u00e7ekini \u00f6demeyen, hatta bu yolla i\u015fi doland\u0131r\u0131c\u0131l\u0131\u011fa d\u00f6ken insanlar var.<\/p>\n<p>&nbsp;<\/p>\n<p>Bunu gidermenin yolu piyasadan ya da yasal d\u00fczenlemeden de\u011fil, bankac\u0131l\u0131\u011f\u0131n kontrol alt\u0131na al\u0131nmas\u0131ndan ve nakit \u00f6deme arac\u0131 oldu\u011fundan o miktar paray\u0131 bankada bloke edip, bankan\u0131n da \u00e7ekin tamam\u0131ndan sorumlu olmas\u0131ndan ge\u00e7iyor.<\/p>\n<p>&nbsp;<\/p>\n<p>B\u00f6ylesi bir sistemde de mutlaka \u00e7ek yapraklar\u0131n\u0131n \u00fczerinde miktar yazmas\u0131 zorunludur. Fakat b\u00fct\u00fcn meseleyi yasal d\u00fczenlemelere dayand\u0131r\u0131r ve k\u00f6t\u00fc niyetli ki\u015filer nedeniyle s\u0131k\u0131nt\u0131n\u0131n b\u00fcy\u00fcd\u00fc\u011f\u00fcn\u00fc s\u00f6ylemeye kalkarsan\u0131z, bu k\u00f6\u00e7ekleme olur.<\/p>\n<p>&nbsp;<\/p>\n<p>\u00c7\u00fcnk\u00fc \u015fu an reel piyasalarda \u00e7ok ciddi bir i\u015f hacmi, \u00f6deme problemi, alacak tahsil sorunu ve bu nedenle de \u00f6demelerin yap\u0131lamamas\u0131 gibi bir foto\u011fraf \u00f6n\u00fcm\u00fczde duruyor. Ger\u00e7ek bir reel sekt\u00f6r mensubu, \u00f6demesini aksatmak istemez.<\/p><div class=\"bilge-content-1\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-612248056\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"3167340272\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p>&nbsp;<\/p>\n<p>Zira bunun m\u00fc\u015fterisinden bankaya kadar, i\u015f yapt\u0131\u011f\u0131 ki\u015filer nezdinde kredibilite s\u0131k\u0131nt\u0131s\u0131 do\u011furaca\u011f\u0131n\u0131 bilir. Fakat \u00e7ekler k\u00f6t\u00fc niyetli ki\u015fileri bir kenara koyarsan\u0131z, alaca\u011f\u0131n tahsiliyle ilgili ya\u015fanan sorunlardan dolay\u0131 \u00f6denemiyor.<\/p>\n<p>&nbsp;<\/p>\n<p>Lakin bu meseleyi sanki adi bir vaka imi\u015f gibi yorumlar, reel sekt\u00f6r\u00fcn ya\u015fad\u0131\u011f\u0131n\u0131 s\u0131k\u0131nt\u0131lara g\u00f6zlerinizi kapat\u0131r ve bankalar\u0131n sorumsuzlu\u011funu yok sayarsan\u0131z; \u00e7\u0131karaca\u011f\u0131n\u0131z yasa, sadece k\u00e2\u011f\u0131t \u00fczerinde kalmaya mahk\u00fbmdur.<\/p>\n<p>&nbsp;<\/p>\n<p>Ama samimiyetle ders \u00e7al\u0131\u015fmaya niyetliyseniz; bankalar\u0131 mercek alt\u0131na al\u0131n; zira ger\u00e7ekten sorumsuzlar\u2026 \u00c7ek yapra\u011f\u0131na bin 400 TL g\u00fcvence vermek, sorumluluk almak de\u011fildir.<\/p>\n<p>&nbsp;<\/p>\n<p>20 ay vade ortalama ile i\u015f yap\u0131lan piyasay\u0131 sorgulay\u0131n. \u00c7\u00fcnk\u00fc as\u0131l problem 2 sene sonra da kap\u0131m\u0131zda olacak. Bir de sorunla y\u00fczle\u015fin, topu taca atmay\u0131n. Neden derseniz; bir soru ile bitirelim.<\/p><div class=\"bilge-content-2\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-3949065948\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"1818807385\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p>&nbsp;<\/p>\n<p>Piyasada i\u015flemde olan \u00e7ek ve senetlerine \u00fczerine yaz\u0131l\u0131 rakam\u0131n ne oldu\u011funu biliyor musunuz? Para basmad\u0131\u011f\u0131n\u0131z\u0131 zannediyorsunuz; ama b\u00fct\u00fcn g\u00fcvencesi bin 400 TL olan \u00e7ek yapra\u011f\u0131n\u0131n \u00fczerine milyar TL bile yazmak m\u00fcmk\u00fcn. Yani sorun tahmin etti\u011finizin de \u00f6tesinde bir boyutta.<\/p>\n<p>&nbsp;<\/p>\n<p>En \u00f6nemli k\u0131r\u0131lma noktas\u0131 da yineliyorum bankalard\u0131r. Daha \u00f6nce yazm\u0131\u015ft\u0131m ama anla\u015f\u0131lmas\u0131 i\u00e7in \u0130stanbul Beyaz\u0131t\u2019ta bir esnaf\u0131n bana verdi\u011fi \u00f6rne\u011fi tekrar payla\u015fay\u0131m. Esnaf\u0131m\u0131z diyor ki: Kap\u0131dan i\u00e7eri bir m\u00fc\u015fteri girse ve \u00f6rne\u011fin 30 bin TL\u2019lik sipari\u015f verse ve d\u00fcz beyaz k\u00e2\u011f\u0131da imza atsa, mal satan olur mu?<\/p>\n<p>&nbsp;<\/p>\n<p>Elbette olmaz. Esnaf, o mal\u0131 \u00e7ek kar\u015f\u0131l\u0131\u011f\u0131nda veriyorsa, \u00fczerindeki banka logosuna g\u00fcvenerek sat\u0131\u015f yap\u0131yor. \u00d6yleyse gelen ki\u015fi asl\u0131nda benim de\u011fil, bankan\u0131n m\u00fc\u015fterisi. O zaman onun riskini neden ben \u00fcstleniyorum? Sizce de do\u011fru de\u011fil mi?<\/p>\n<p>&nbsp;<\/p>\n<p>Ya ger\u00e7ekten bu sorular\u0131n yan\u0131t\u0131n\u0131 bulup; ger\u00e7ekle y\u00fczle\u015fip, k\u0131v\u0131rmadan gerekeni yap\u0131n ya da hep birlikte k\u00f6\u00c7EKleme yapmaya devam edelim.<\/p>\n<p>&nbsp;<\/p>\n<p><a href=\"mailto:cetinunsalan@yahoo.com\">cetinunsalan@yahoo.com<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Tarihten bize miras kalan k\u00f6\u00e7ekleme diye bir oyun t\u00fcr\u00fc vard\u0131r. Rivayet odur ki, 16. ve 19. y\u00fczy\u0131l aras\u0131nda hayat bulmu\u015f bu dans t\u00fcr\u00fc, daha \u00e7ok&hellip;<\/p>\n","protected":false},"author":5,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[1],"tags":[904,808,801],"class_list":["post-44286","post","type-post","status-publish","format-standard","hentry","category-tumyazilar","tag-cetin-unsalan-yazilari","tag-ekonomi-makaleleri","tag-ekonomi-yazarlari-listesi"],"_links":{"self":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts\/44286","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/comments?post=44286"}],"version-history":[{"count":0,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts\/44286\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/media?parent=44286"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/categories?post=44286"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/tags?post=44286"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}