{"id":43804,"date":"2016-01-25T00:07:03","date_gmt":"2016-01-24T22:07:03","guid":{"rendered":"http:\/\/www.bilgeyatirimci.com\/?p=43804"},"modified":"2016-01-25T09:26:13","modified_gmt":"2016-01-25T07:26:13","slug":"tasarruf","status":"publish","type":"post","link":"https:\/\/www.bilgeyatirimci.com\/i\/tasarruf\/","title":{"rendered":"\u00c7etin \u00dcnsalan &#8211; Tasarruf"},"content":{"rendered":"<p><em><strong>T\u00fcrkiye\u2019nin en b\u00fcy\u00fck problemlerinden biri tasarruf miktar\u0131n\u0131n azl\u0131\u011f\u0131d\u0131r. Esasen yurtd\u0131\u015f\u0131 kaynaklara dayanan bir ekonomide, en \u00f6nemli savunma silah\u0131 say\u0131labilecek bu oran, kumarhane mant\u0131\u011f\u0131 i\u00e7inde bir ekonomi y\u00f6netildi\u011finden hi\u00e7bir zaman olu\u015fturulamad\u0131.<\/strong><\/em><\/p><div class=\"bilge-yaziust\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-377366768\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"9580705384\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p>&nbsp;<\/p>\n<p>\u015eimdi Maliye Bakan\u0131 Naci A\u011fbal yeni hedefi anlatt\u0131.\u00a0 T\u00fcrkiye\u2019nin tasarruflar\u0131n\u0131 artt\u0131rmas\u0131 gerekti\u011fini, hane halk\u0131n\u0131n tasarruf miktar\u0131 i\u00e7erisindeki pay\u0131n\u0131n \u00e7o\u011falt\u0131labilmesi ad\u0131na te\u015fviklerin olu\u015fturulmas\u0131n\u0131n zorunlulu\u011funu belirtti. Esasen fikir bak\u0131m\u0131ndan alt\u0131na imza atar\u0131m.<\/p>\n<p>&nbsp;<\/p>\n<p>Ama e\u011fer 2001y\u0131l\u0131nda toplam bor\u00e7 i\u00e7inde hane halk\u0131n\u0131n pay\u0131 y\u00fczde 4 iken ba\u015faramad\u0131\u011f\u0131n\u0131z bir i\u015fi, y\u00fczde 66 mertebesine ula\u015ft\u0131ktan sonra fark edip, yol almaya kalkarsan\u0131z iyi fikir, g\u00fczel hayal \u00f6zelli\u011fi kazan\u0131r.<\/p>\n<p>&nbsp;<\/p>\n<p>Peki hedef ne? Hane halk\u0131n\u0131n tasarruf oran\u0131n\u0131 y\u00fczde 15\u2019lerden, y\u00fczde 25 \u2013 30 seviyesine \u00e7\u0131karmak\u2026 Sonra toplanan bu tasarrufu da T\u00fcrkiye\u2019nin geli\u015fimini sa\u011flayacak projelerde kullanmay\u0131 sa\u011flamak.<\/p>\n<p>&nbsp;<\/p>\n<p>Fikir baz\u0131nda \u00e7ok do\u011fru ve zaten y\u0131llar \u00f6nce yap\u0131lmas\u0131 gereken buydu. Fakat bug\u00fcn b\u00f6yle bir tabloyu ger\u00e7ekle\u015ftirmek istiyorsan\u0131z; b\u00f6ylesine niyetlerden \u00f6nce \u00e7\u00f6z\u00fclmesi gereken sorunlar oldu\u011funu bilmelisiniz.<\/p>\n<p>&nbsp;<\/p>\n<p>\u00c7\u00fcnk\u00fc bug\u00fcnk\u00fc foto\u011frafta un, tuz, ate\u015f, ya\u011f yok; ama po\u011fa\u00e7a yapmaktan bahsediliyor. G\u00fcn\u00fcm\u00fcz ekonomik ko\u015fullar\u0131 i\u00e7erisinde insanlar borca batm\u0131\u015f durumda. B\u00f6yle bir ger\u00e7ek ortadayken, gelirleri giderlerini kar\u015f\u0131lamaktan aciz iken, nas\u0131l bir tasarruf birikimi yapmay\u0131 planl\u0131yoruz?<\/p>\n<p>&nbsp;<\/p>\n<p>Elbette Maliye Bakan\u0131 A\u011fbal\u2019\u0131n dedi\u011fi gibi, bu mesele sadece bireyleri de\u011fil, ekonominin kendisini ilgilendiriyor. Fakat nas\u0131l hayata ge\u00e7irece\u011fiz? \u0130nsanlar\u0131n 10 milyonu a\u015fk\u0131n ki\u015finin sosyal yard\u0131m ald\u0131\u011f\u0131, n\u00fcfusun \u00f6nemli bir oran\u0131n\u0131n hesapta olmayan harcamalar\u0131n\u0131 kar\u015f\u0131lamaktan mahrum oldu\u011fu, gelir da\u011f\u0131l\u0131m\u0131ndaki u\u00e7urumun b\u00fcy\u00fcd\u00fc\u011f\u00fc, y\u00fczde 20\u2019lik en yoksul kesim ile, y\u00fczde 20\u2019lik en zengin kesim aras\u0131nda 8 kat fark\u0131n bulundu\u011fu bir \u00fclkeden bahsediyoruz.<\/p>\n<p>&nbsp;<\/p>\n<p>\u0130nsanlar\u0131n sahte rakamlar aras\u0131nda borca bat\u0131r\u0131ld\u0131\u011f\u0131, giyim, g\u0131da ve bar\u0131nma ihtiya\u00e7lar\u0131n\u0131 kar\u015f\u0131lamak i\u00e7in kredi kart\u0131 kulland\u0131\u011f\u0131 (oran y\u00fczde 80- AC Nielsen) bir T\u00fcrkiye foto\u011fraf\u0131 i\u00e7erisinde tasarruflar\u0131 nas\u0131l art\u0131racaks\u0131n\u0131z?<\/p><div class=\"bilge-content-1\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-4106335186\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"3167340272\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p>&nbsp;<\/p>\n<p>\u00d6yleyse ilk i\u015f hatam\u0131zda ve ger\u00e7e\u011fimizle y\u00fczle\u015fmek olmal\u0131. T\u00fcm bunlar\u0131 masaya yat\u0131r\u0131p, yeniden kurgulay\u0131p, arada ge\u00e7en s\u00fcre\u00e7te \u00e7ekilecek fakirli\u011fi insanlara anlatarak, ba\u015far\u0131l\u0131 ekonomi palavras\u0131ndan vazge\u00e7erek, ger\u00e7e\u011fimizle y\u00fczle\u015ferek ne yapaca\u011f\u0131m\u0131z\u0131 konu\u015fabiliriz.<\/p>\n<p>&nbsp;<\/p>\n<p>Fakat bug\u00fcn oldu\u011fu gibi a\u00e7 insanlara \u2018ne kadar toksun\u2019, i\u015fsiz insanlara \u2018istihdam yaratt\u0131k\u2019, i\u015fadamlar\u0131na \u2018iyisiniz\u2019 modundan \u00e7\u0131kmazsak, halen hayal tacirli\u011fi yapmaya devam edersek \u00e7ok ac\u0131 \u00e7ekeriz. Maliye Bakan\u0131 bence bunlar\u0131 bir d\u00fc\u015f\u00fcns\u00fcn; sonra oturup Millet\u00e7e konu\u015fal\u0131m.<\/p>\n<p>&nbsp;<\/p>\n<p><a href=\"mailto:cetinunsalan@yahoo.com\">cetinunsalan@yahoo.com<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>T\u00fcrkiye\u2019nin en b\u00fcy\u00fck problemlerinden biri tasarruf miktar\u0131n\u0131n azl\u0131\u011f\u0131d\u0131r. Esasen yurtd\u0131\u015f\u0131 kaynaklara dayanan bir ekonomide, en \u00f6nemli savunma silah\u0131 say\u0131labilecek bu oran, kumarhane mant\u0131\u011f\u0131 i\u00e7inde bir&hellip;<\/p>\n","protected":false},"author":5,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[1],"tags":[904,808,801],"class_list":["post-43804","post","type-post","status-publish","format-standard","hentry","category-tumyazilar","tag-cetin-unsalan-yazilari","tag-ekonomi-makaleleri","tag-ekonomi-yazarlari-listesi"],"_links":{"self":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts\/43804","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/comments?post=43804"}],"version-history":[{"count":0,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts\/43804\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/media?parent=43804"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/categories?post=43804"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/tags?post=43804"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}