{"id":43504,"date":"2016-01-05T12:16:01","date_gmt":"2016-01-05T10:16:01","guid":{"rendered":"http:\/\/www.bilgeyatirimci.com\/?p=43504"},"modified":"2016-01-05T21:22:34","modified_gmt":"2016-01-05T19:22:34","slug":"teenniyi-tavsiye-ediyoruz","status":"publish","type":"post","link":"https:\/\/www.bilgeyatirimci.com\/i\/teenniyi-tavsiye-ediyoruz\/","title":{"rendered":"Kaz\u0131m \u00c7ilo\u011flu &#8211; Teenniyi* tavsiye ediyoruz!"},"content":{"rendered":"<p>D\u0131\u015far\u0131da kom\u015fular\u0131m\u0131za;<br \/>\n\u2018\u2019\u0130ran ve Suudi Arabistan&#8217;a da teenniyi tavsiye ediyoruz.<\/p><div class=\"bilge-yaziust\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-3664218856\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"9580705384\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p>Yeter art\u0131k bizim bu b\u00f6lgede bar\u0131\u015fa s\u00fck\u00fbna ihtiyac\u0131m\u0131z var. \u0130\u00e7 \u00e7alkalanmalar\u0131n maksimum seviyeye \u00e7\u0131kt\u0131\u011f\u0131 bir ortamda herkesin \u00e7ok daha sab\u0131rl\u0131, titiz <strong>teenni<\/strong> i\u00e7erisinde hareket etmesi laz\u0131m.\u2019\u2019<\/p>\n<p>\u0130\u00e7eride ise HDP\u2019ye;<\/p>\n<p>\u2018\u2019Tavsiye olarak s\u00fcrekli tekrarl\u0131yoruz. Umar\u0131z fayda eder. Hendek siyasetinin yan\u0131nda durarak, illegal unsurlar\u0131 me\u015fru hale getiremeye \u00e7al\u0131\u015farak T\u00fcrkiye&#8217;de siyaset yap\u0131lamaz. <strong>Prensip olarak parti kapatmalara da, milletvekillerin milletvekilli\u011finin d\u00fc\u015f\u00fcr\u00fclmesine de kar\u015f\u0131y\u0131z.&#8221;<\/strong><\/p>\n<p>Bu ifadeler h\u00fck\u00fcmet s\u00f6zc\u00fcs\u00fcne ait\u2026<\/p>\n<p>Ne diyelim?<\/p>\n<p>\u2018\u2019Kelin ilac\u0131 olsa, kendi ba\u015f\u0131na s\u00fcrermi\u015f\u2019\u2019<\/p>\n<p>Ya da;<\/p><div class=\"bilge-content-1\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-556877744\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"3167340272\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p>\u2018\u2019T\u0131rna\u011f\u0131n varsa \u00f6nce kendi ba\u015f\u0131n\u0131 ka\u015f\u0131\u2019\u2019 derler ya bizimkisi de o hesap\u2026<\/p>\n<p>Sanki siyaset \u00f6ylede, ekonomide teenniyi \u00e7ok mu iyi ba\u015fard\u0131k?<\/p>\n<p>Nerede?<\/p>\n<p>E\u011fer bu kadar tepemizden a\u015fa\u011f\u0131 ya\u011fan zamlar bir teenni ise Allah bizi tela\u015fe zamlardan korusun!<\/p><div class=\"bilge-content-2\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-2159345155\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"1818807385\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p>Eh aral\u0131k enflasyonu da a\u00e7\u0131kland\u0131, y\u0131l\u0131 tam bir teenni de\u011ferle kapam\u0131\u015f olduk\u2026<\/p>\n<p>Y\u00fczde 8,81<\/p>\n<p>Teenni davran\u0131\u015f sergilemeyen ise hemen belli oldu;<\/p>\n<p><strong>Y\u00fczde 34,4 ile\u2026<\/strong><\/p>\n<p><strong>Sivri biber!<\/strong><\/p>\n<p>Tam da kendiyle m\u00fcsemma, tirit ve sivri bir davran\u0131\u015f\u2026<\/p>\n<p>Muallakta kalan ve bilinmeyen ise ac\u0131s\u0131 m\u0131 tatl\u0131s\u0131 m\u0131?<\/p>\n<p>K\u0131l m\u0131, \u00e7arliston mu?<\/p>\n<p>Hala \u00e7\u00f6zemedik!<\/p>\n<p>Zati al\u0131\u015f\u0131\u011f\u0131z, 2015 den bu g\u00fcne, her ay bir zerzevat enflasyonu al\u0131p yukar\u0131 ta\u015f\u0131yor..<\/p>\n<p>\u00d6nce kabak, sonra h\u0131yar, patl\u0131can derken, i\u015f geldi dayand\u0131 sivri bibere\u2026<\/p>\n<p>\u00d6yle ya di\u011ferlerinden ne eksi\u011fi var ki?<\/p>\n<p>\u0130\u015fte 2016&#8217;n\u0131n ilk \u00e7eyre\u011fi i\u00e7te ve d\u0131\u015fta ya\u015fananlar\u0131n g\u00f6lgesinde ya\u011fmur gibi zamlarla ge\u00e7i\u015ftirilirken, zerzevatlar, her ay s\u0131raya girip, \u00fcstlerine d\u00fc\u015fen sorumlu\u011fu \u00fcslenip t\u00fcm ele\u015ftirileri sinelerine \u00e7ekecekler\u2026<\/p>\n<p>\u0130kinci ve \u00fc\u00e7\u00fcnc\u00fc \u00e7eyrekte ise \u00fc\u00e7\u00fcnc\u00fc k\u00f6pr\u00fcler, k\u00f6rfez k\u00f6pr\u00fcleri, hava alanlar\u0131 b\u00fcy\u00fck bir teenni ile a\u00e7\u0131l\u0131p sa\u00e7\u0131l\u0131p aya\u011f\u0131m\u0131z\u0131 yerden kesip bizi u\u00e7uracak!<\/p>\n<p>Yazda b\u00f6yle a\u011fustos b\u00f6ce\u011fi gibi bir solukta, g\u00fcle oynaya ge\u00e7tikten sonra, bu sarho\u015fluktan ay\u0131l\u0131p, ne oluyoruz diye etraf\u0131m\u0131za bakabilirsek ne ala, bakamad\u0131k? Aynen \u015fimdiki <strong>istik\u015faf-i anayasa<\/strong> g\u00f6r\u00fc\u015fmeleri sonras\u0131 ve <strong>ba\u015fkanl\u0131k sistemi ile \u00f6zerk yeni idari yap\u0131lanma(!)<\/strong> ka\u00e7ak \u00e7ay olmasa da, <strong>dibekte \u00f6\u011f\u00fct\u00fclm\u00fc\u015f m\u0131rra kahvesi ile birlikte \u00f6n\u00fcm\u00fcze konaca\u011f\u0131ndan hi\u00e7 ama hi\u00e7 \u015f\u00fcphe etmeyin\u2026<\/strong><\/p>\n<p>\u0130ktisatta olan her ticari birle\u015fme ve ayr\u0131\u015fma aynen siyasette ve partiler aras\u0131nda da olur!<\/p>\n<p>Birinde bilan\u00e7olara ve kar zarar oran\u0131na bak\u0131l\u0131r<\/p>\n<p>Di\u011ferinde ise iki taraf\u0131n oy say\u0131lar\u0131na\u2026<\/p>\n<p><strong>Oryantal toplumlarda \u00e7ok \u00f6nemli bir \u00f6zellik daha vard\u0131r ve asla g\u00f6zden ka\u00e7\u0131rmamak gerekir;<\/strong><\/p>\n<p><strong>Bir birine en \u00e7ok k\u0131zan ve ba\u011f\u0131ran \u00e7a\u011f\u0131ranlar, birbiri ile i\u015f yapmaya o kadar yatk\u0131nd\u0131rlar ki\u2026<\/strong><\/p>\n<p><strong>Di\u011fer bir sosyal \u00f6zellik ise;<\/strong><\/p>\n<p><strong>Vals yapmay\u0131 bilmeseler de, oryantal danslarda kimse ellerine su d\u00f6kemez!<\/strong><\/p>\n<p>O halde yap\u0131lmas\u0131 gereken en do\u011fru ekonomik \u015fey elbette sa\u011flamda durmakt\u0131r.<\/p>\n<p>Bak\u0131n 2002 den bu yana, merkez bankas\u0131n\u0131n <strong>enflasyon hedefi hep bir iki puan ger\u00e7ekle\u015fmelerin alt\u0131nda kalm\u0131\u015f.<\/strong> Bu da, do\u011fal olarak mevduat ve piyasa faizlerine etki ede geldi. <strong>Daha y\u00fcksek faizle kredi almak yat\u0131r\u0131mc\u0131y\u0131, daha d\u00fc\u015f\u00fck hatta negatif faizle yerli mevduatlar\u0131 vurdu!<\/strong><\/p>\n<p>Gene ayn\u0131 siyasete devam edilece\u011fi g\u00f6r\u00fcl\u00fcyor. Bankalar TL toplamak i\u00e7in faizleri mevduat\u0131n y\u00fcksekli\u011fine g\u00f6re y\u00fczde 11-12\u2019lere kadar ta\u015f\u0131d\u0131lar. Art\u0131k bu para ile d\u00f6vize mi yat\u0131yorlar yoksa y\u00fcksek oranda TL talebimi var bilemeyiz!<\/p>\n<p>Burada dikkat edecekler d\u00fc\u015f\u00fck mevduat sahipleri olmal\u0131. Basit bir form\u00fclle enflasyon de\u011ferini 0,85 b\u00f6ls\u00fcnler yada bankan\u0131n verdi\u011fi mevduat faizini 0,85 ile \u00e7arps\u0131nlar, \u00e7\u0131kan de\u011ferler enflasyona kar\u015f\u0131 net yada negatif getiriyi size g\u00f6sterecektir!<\/p>\n<p><strong>Misal olarak diyelim ki y\u0131ll\u0131k enflasyon 8,81 olarak a\u00e7\u0131kland\u0131, b\u00f6lelim 0,85\u2019e, 10,36 \u00e7\u0131kacakt\u0131r. Demek ki mevduat\u0131n\u0131z ge\u00e7en y\u0131l bu de\u011ferde bir faiz getirdi ise paran\u0131z s\u0131f\u0131r getiri sa\u011flad\u0131 demektir, yok daha alt\u0131 bir faizde kald\u0131 ise negatif, \u00fcst\u00fcnde ise anca o kadar\u00a0c\u00fcz-i\u00a0bir getiri sa\u011flam\u0131\u015f demektir.<\/strong><\/p>\n<p>Ya d\u00f6viz ve borsa ile alt\u0131n?<\/p>\n<p>Bu getirilerin \u00e7ok, \u00e7ok \u00fcst\u00fcnde de\u011fil mi?<\/p>\n<p>Asl\u0131nda mesele bu kadar basit, hi\u00e7 gerek yok anl\u0131 \u015fanl\u0131 ekonomi kanallar\u0131 ya da akan \u015feritlerin kar\u015f\u0131s\u0131nda oflay\u0131p puflamaya ve strese girmeye\u2026<\/p>\n<p>Her \u015fey apa\u00e7\u0131k ortada duruyorken kafay\u0131 kar\u0131\u015ft\u0131rman\u0131n ne alemi var?<\/p>\n<p><strong>Ekonomide teenni her zaman iyidir!<\/strong><\/p>\n<p>K\u0131sa vade mevduat \u00e7\u00fcnk\u00fc daha iyi faiz<\/p>\n<p>D\u00f6viz d\u00fc\u015ft\u00fck\u00e7e neden al\u0131nmas\u0131n?<\/p>\n<p>Alt\u0131n ve\u2026<\/p>\n<p>Salamsa borsa\u2026<\/p>\n<p><strong>*\u0130lersini d\u00fc\u015f\u00fcnerek acelesiz i\u015f g\u00f6rme, a\u011f\u0131r davranma<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>D\u0131\u015far\u0131da kom\u015fular\u0131m\u0131za; \u2018\u2019\u0130ran ve Suudi Arabistan&#8217;a da teenniyi tavsiye ediyoruz. Yeter art\u0131k bizim bu b\u00f6lgede bar\u0131\u015fa s\u00fck\u00fbna ihtiyac\u0131m\u0131z var. \u0130\u00e7 \u00e7alkalanmalar\u0131n maksimum seviyeye \u00e7\u0131kt\u0131\u011f\u0131 bir&hellip;<\/p>\n","protected":false},"author":10,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[1],"tags":[808,801,912],"class_list":["post-43504","post","type-post","status-publish","format-standard","hentry","category-tumyazilar","tag-ekonomi-makaleleri","tag-ekonomi-yazarlari-listesi","tag-kazim-ciloglu-yazilari"],"_links":{"self":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts\/43504","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/users\/10"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/comments?post=43504"}],"version-history":[{"count":0,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts\/43504\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/media?parent=43504"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/categories?post=43504"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/tags?post=43504"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}