{"id":41993,"date":"2015-10-15T21:06:38","date_gmt":"2015-10-15T18:06:38","guid":{"rendered":"http:\/\/www.bilgeyatirimci.com\/?p=41993"},"modified":"2015-10-16T08:43:56","modified_gmt":"2015-10-16T05:43:56","slug":"esnafa-son-gorev","status":"publish","type":"post","link":"https:\/\/www.bilgeyatirimci.com\/i\/esnafa-son-gorev\/","title":{"rendered":"\u00c7etin \u00dcnsalan &#8211; Esnafa son g\u00f6rev"},"content":{"rendered":"<p><em><strong>Y\u0131llard\u0131r yazd\u0131m; \u00e7izdim, televizyon ekranlar\u0131ndan anlatt\u0131m. Esnaf , bu \u00fclkenin bel kemi\u011fidir; ta\u015f\u0131y\u0131c\u0131 kolonudur. Onu yok ederseniz, sadece bir vergi m\u00fckellefini de\u011fil, \u00e7ocu\u011funu okutan ana babay\u0131, mahallenin bek\u00e7isini, amcas\u0131n\u0131, teyzesini, yoksulun finans\u00f6r\u00fcn\u00fc, orta dire\u011fi, toplum dengesini, mahalle ve zincirleme olarak toplum bar\u0131\u015f\u0131n\u0131, sonu\u00e7ta da \u00fclkenin i\u00e7 huzurunu yitirirsiniz diye\u2026 Dinletemedik\u2026<\/strong><\/em><\/p><div class=\"bilge-yaziust\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-3191615436\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"9580705384\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p>&nbsp;<\/p>\n<p>Kendi hatalar\u0131 yok muydu? Elbette vard\u0131\u2026 Fakat geli\u015ftirmek, norma sokmak, kalk\u0131nd\u0131rmak, ayakta tutmak yerine, \u00e7a\u011fd\u0131\u015f\u0131 ilan edip yok etmeyi tercih ettiniz. \u00a0\u00c7\u00fcnk\u00fc art\u0131k modern yap\u0131lar\u0131n\u0131z vard\u0131. Marketler ve al\u0131\u015fveri\u015f merkezleri\u2026<\/p>\n<p>&nbsp;<\/p>\n<p>Bu yap\u0131 \u00f6nce esnaf\u0131 ayakta tutan, \u00fcreteni de satan\u0131 da kredilendiren, piyasan\u0131n dengesini sa\u011flayan toptanc\u0131y\u0131 aradan \u00e7\u0131kard\u0131. Her \u015fey daha ucuz ve kaliteli olacakt\u0131; olmad\u0131\u2026 Toptanc\u0131n\u0131n bertaraf edilmesiyle birlikte k\u0131r\u0131lan da\u011f\u0131t\u0131m kanal\u0131 zincirinde \u00fcretici de, perakendeci de bo\u015fa d\u00fc\u015ft\u00fc.<\/p>\n<p>&nbsp;<\/p>\n<p>Her ge\u00e7en g\u00fcn y\u00fcksek miktarl\u0131 al\u0131m yapan, \u00f6nce cazip g\u00f6z\u00fcken, ard\u0131ndan yok edi\u015fi tetikleyen bu dev yap\u0131, piyasa akt\u00f6rlerini oyuncak haline getirdi. Fakat k\u0131r\u0131lmas\u0131 gereken bir kanat daha vard\u0131. Perakendeci esnaf.<\/p>\n<p>&nbsp;<\/p>\n<p>10 y\u0131lda 4 kat b\u00fcy\u00fcyen AVM\u2019ler ve lokomotif g\u00fcc\u00fc olan zincir marketler ortaya \u00e7\u0131kt\u0131. Bug\u00fcn T\u00fcrkiye\u2019de May\u0131s 2015 itibariyle 349 al\u0131\u015fveri\u015f merkezi var. 2014 sonu rakamlar\u0131na g\u00f6re 315 bin ki\u015fiyi istihdam ettiler. Kar\u015f\u0131l\u0131\u011f\u0131nda ise 10 y\u0131lda 1 milyon 300 bin esnaf kepenk kapatt\u0131. Ortalama her biri yan\u0131nda bir ki\u015fi \u00e7al\u0131\u015ft\u0131rsa, 2 milyon 600 bin ki\u015fi i\u015fini kaybetti.<\/p>\n<p>&nbsp;<\/p>\n<p>Kaba bir hesapla her a\u00e7\u0131lan al\u0131\u015fveri\u015f merkezi, 3 bin 725 esnaf\u0131 yok etti demektir. Yetmedi bu merkezlere yabanc\u0131 firmalar\u0131 doldurup, yerli \u00fcreticiyi devre d\u0131\u015f\u0131 b\u0131rak\u0131p, raftan ithalata da ortam yaratt\u0131n\u0131z.<\/p>\n<p>&nbsp;<\/p>\n<p>A\u00e7\u0131k hesab\u0131n, yani veresiye defterinin yerini de, en y\u00fcksek faiz diliminin uyguland\u0131\u011f\u0131 kredi kartlar\u0131 ald\u0131. Esnaf\u0131n devre d\u0131\u015f\u0131 kalmas\u0131 ya da g\u00fcc\u00fcn\u00fc yar\u0131 yar\u0131ya kaybetmesiyle birlikte \u00fcretici, AVM\u2019lerin ve zincir marketlerin sat\u0131nalma birimlerinin yok paraya \u00e7al\u0131\u015fan fasoncusu haline d\u00f6n\u00fc\u015ft\u00fc.<\/p>\n<p>&nbsp;<\/p>\n<p>2008 krizinin ard\u0131ndan h\u0131zla artan sorunlu krediler, \u00f6denemeyen kredi kartlar\u0131, son d\u00f6nemde kurla birlikte artan AVM kiralar\u0131 gibi bir\u00e7ok etken arka arkaya dizilince bu alanda sorun b\u00fcy\u00fcd\u00fc.<\/p><div class=\"bilge-content-1\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-2167035155\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"3167340272\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p>&nbsp;<\/p>\n<p>Sonra bir yasa \u00e7\u0131kartt\u0131lar; esnafa destek olundu\u011fu yalan\u0131yla bo\u015f kalan d\u00fckk\u00e2nlar\u0131 esnafa vermenin hesab\u0131na giri\u015ftiler. Yani AVM\u2019lerin cenazesini sistematik bir bi\u00e7imde yok etmeye \u00e7al\u0131\u015ft\u0131klar\u0131 esnafa kald\u0131rtmak istediler.<\/p>\n<p>&nbsp;<\/p>\n<p>Ve t\u00fcketici\u2026 Kredi kart\u0131 cebindeyken esnaf\u0131n kap\u0131s\u0131ndan ge\u00e7meyen, onu k\u00fc\u00e7\u00fcmseyen t\u00fcketici, bug\u00fcn bor\u00e7 bata\u011f\u0131na saplan\u0131nca ekme\u011fini yine bakkaldan al\u0131p, veresiye defterine yazd\u0131r\u0131r hale geldi. Yani t\u00fcketicinin cenazesini de esnafa kald\u0131rt\u0131yorlar. Art\u0131k ne kadar g\u00fcc\u00fc kald\u0131ysa\u2026 Zira bu sistemi dengeleyebilecek bir toptanc\u0131 mekanizmas\u0131 yok.<\/p>\n<p>&nbsp;<\/p>\n<p>Son haber TESK\u2019ten geldi. Art\u0131k esnaf uygun taksitlerle ev sahibi edilecek. \u00c7\u00f6ken, arz fazlas\u0131 i\u00e7inde bo\u011fulan, hesaps\u0131z kitaps\u0131z yat\u0131r\u0131mlarla konut stoku problemi ya\u015fayan, \u00fclkenin d\u00f6rt bir yan\u0131nda sat\u0131lamayan evlere le\u015f fiyat\u0131na ihaleye \u00e7\u0131karan TOK\u0130\u2019nin evlerini \u015fimdi esnafa satmak istiyorlar.<\/p>\n<p>&nbsp;<\/p>\n<p>Reklam g\u00fczel: Evsiz esnaf kalmayacak. Oysa bunun terc\u00fcmesi \u015fudur: \u0130n\u015faat sekt\u00f6r\u00fcn\u00fcn cenazesini de esnafa kald\u0131rtmaya \u00e7al\u0131\u015f\u0131yorlar. Hangi esnafa? Borcunu \u00f6deyemedi\u011fi i\u00e7in bankalar\u0131n kredileri ertelemesini isteyen, alaca\u011f\u0131n\u0131 tahsil edemeyen, i\u015f yapamayan esnafa\u2026<\/p><div class=\"bilge-content-2\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-679432700\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"1818807385\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p>&nbsp;<\/p>\n<p>Ne yaz\u0131k ki bunu da AVM\u2019lerde yer kap\u0131ld\u0131\u011f\u0131n\u0131 anlatan kendi \u00f6rg\u00fctleri \u00fczerinden yapmaya u\u011fra\u015f\u0131yorlar. Kar\u0131\u015ft\u0131rd\u0131n\u0131z beyler, bayanlar. Ben y\u0131llar \u00f6nce esnaf bu \u00fclkenin belkemi\u011fidir; ta\u015f\u0131y\u0131c\u0131 kolonudur dedim. Siz onu \u00fclkenin \u00f6l\u00fc g\u00f6m\u00fcc\u00fcs\u00fc haline getirdiniz. Hi\u00e7 mi insaf\u0131n\u0131z, utanman\u0131z yok? Ay\u0131pt\u0131r\u2026<\/p>\n<p>&nbsp;<\/p>\n<p><a href=\"mailto:cetinunsalan@yahoo.com\">cetinunsalan@yahoo.com<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Y\u0131llard\u0131r yazd\u0131m; \u00e7izdim, televizyon ekranlar\u0131ndan anlatt\u0131m. Esnaf , bu \u00fclkenin bel kemi\u011fidir; ta\u015f\u0131y\u0131c\u0131 kolonudur. Onu yok ederseniz, sadece bir vergi m\u00fckellefini de\u011fil, \u00e7ocu\u011funu okutan ana&hellip;<\/p>\n","protected":false},"author":5,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[1],"tags":[904,808,801],"class_list":["post-41993","post","type-post","status-publish","format-standard","hentry","category-tumyazilar","tag-cetin-unsalan-yazilari","tag-ekonomi-makaleleri","tag-ekonomi-yazarlari-listesi"],"_links":{"self":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts\/41993","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/comments?post=41993"}],"version-history":[{"count":0,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts\/41993\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/media?parent=41993"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/categories?post=41993"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/tags?post=41993"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}