{"id":41668,"date":"2015-09-30T22:10:38","date_gmt":"2015-09-30T19:10:38","guid":{"rendered":"http:\/\/www.bilgeyatirimci.com\/?p=41668"},"modified":"2015-09-30T22:50:36","modified_gmt":"2015-09-30T19:50:36","slug":"yasasin-acik-azaldi","status":"publish","type":"post","link":"https:\/\/www.bilgeyatirimci.com\/i\/yasasin-acik-azaldi\/","title":{"rendered":"\u00c7etin \u00dcnsalan &#8211; Ya\u015fas\u0131n; a\u00e7\u0131k azald\u0131"},"content":{"rendered":"<p><em><strong>Bug\u00fcn hep birlikte bir hik\u00e2ye yazal\u0131m.<\/strong><\/em><\/p><div class=\"bilge-yaziust\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-351126900\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"9580705384\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p>&nbsp;<\/p>\n<p>K\u00fc\u00e7\u00fck bir at\u00f6lyemiz olsun. Burada \u00fcretti\u011fimiz tak\u0131m elbiseleri de a\u00e7t\u0131\u011f\u0131m\u0131z m\u00fctevaz\u0131 d\u00fckk\u00e2n\u0131m\u0131zda sat\u0131yor olal\u0131m. Yan mahallede de bir rakibimiz var. Fakat o bizden daha b\u00fcy\u00fck \u00e7apl\u0131 bir pazara sahip. \u00dc\u00e7 d\u00f6rt mahalleye birden hitap ediyor.<\/p>\n<p>&nbsp;<\/p>\n<p>Zaman i\u00e7erisinde bizden mal almaya karar veriyor; zira baz\u0131 \u00fcr\u00fcnlerin imalat\u0131ndan \u00e7ekilmi\u015f. Biz tak\u0131m elbise yaparken, o teknolojiyi kullanarak su ge\u00e7irmez, sa\u011fl\u0131\u011fa uygunluk gibi bir tak\u0131m kriterleri \u00fcr\u00fcnlerine kat\u0131p, farkl\u0131 bir alana kaym\u0131\u015f. Yani art\u0131k hem rakibimiz, hem de m\u00fc\u015fterimiz. Fakat kendisine mal satabilmemiz ad\u0131na baz\u0131 yat\u0131r\u0131mlara girmemiz gerekiyor.<\/p>\n<p>&nbsp;<\/p>\n<p>Kullanmad\u0131\u011f\u0131 makineleri bize satabilece\u011fini s\u00f6yl\u00fcyor. Sermayemiz olmad\u0131\u011f\u0131n\u0131 belirtti\u011fimizde de kredi a\u00e7abilece\u011fini vurguluyor; kabul ediyoruz. Kendisinden faizle ald\u0131\u011f\u0131m\u0131z para ile, kullanmad\u0131\u011f\u0131 makineleri sat\u0131n al\u0131p, onun mahallesinde bo\u015faltt\u0131\u011f\u0131 alana ve ona \u00fcr\u00fcn sat\u0131yoruz.<\/p>\n<p>&nbsp;<\/p>\n<p>S\u00fcre\u00e7 i\u00e7inde farkl\u0131 \u00fcr\u00fcnlerle bizim mahallede boy g\u00f6stermeye ba\u015fl\u0131yor. Aileniz de m\u00fc\u015fterisi oluyor. Bir s\u00fcre sonra bak\u0131yorsunuz ki mal sat\u0131p 150 TL alabilmek i\u00e7in 105 TL\u2019lik kuma\u015f\u0131, makineyi, ipli\u011fi ondan al\u0131r hale gelmi\u015fsiniz. Olay\u0131n \u00e7ap\u0131 o kadar b\u00fcy\u00fcm\u00fc\u015f ki, baz\u0131 \u00fcr\u00fcnlerle mahallenizde ticaret yapmaya ba\u015flayan rakibiniz y\u0131lsonunda size 250 TL\u2019lik mal sat\u0131yor.<\/p>\n<p>&nbsp;<\/p>\n<p>\u00d6zetle bir y\u0131l i\u00e7erisinde 150 TL\u2019lik mal satmak i\u00e7in, \u00fcretmek ad\u0131na 105 TL\u2019yi, toplamda da 250 TL\u2019yi cebine koyuyorsunuz. Ayr\u0131ca kulland\u0131rd\u0131\u011f\u0131 kredi, satt\u0131\u011f\u0131 makineler ile alt alta toplad\u0131\u011f\u0131n\u0131zda anormal bir a\u00e7\u0131\u011f\u0131n\u0131z olu\u015fuyor. B\u00f6yle bir ili\u015fkiyi sorgular m\u0131s\u0131n\u0131z? Herkes sorgular\u2026 Ama siz y\u0131llarca bunun i\u015f yapabilmek ve i\u015fleri geli\u015ftirebilmek ad\u0131na ka\u00e7\u0131n\u0131lmaz oldu\u011funu anlat\u0131yorsunuz.<\/p>\n<p>&nbsp;<\/p>\n<p>Akabinde ekonomik kriz oluyor ve sipari\u015flerini azalt\u0131yor. Art\u0131k daha az sipari\u015f veriyor. 150 TL\u2019lik geliriniz azal\u0131yor. Do\u011fal olarak \u00fcretimi yava\u015flat\u0131yorsunuz ve 105 TL\u2019lik \u00fcretim i\u00e7in ihtiyac\u0131n\u0131z olan al\u0131m\u0131 da ondan daha az yapar hale geliyorsunuz.<\/p>\n<p>&nbsp;<\/p>\n<p>Fakat bu arada bir \u015fey daha oluyor. \u0130kili ticaret hacminizin daralmas\u0131na paralel a\u00e7\u0131k pozisyonunuz da geriliyor. Lakin cebinize de daha az para girdi\u011fi i\u00e7in eskiden kalan borcunuzu, oran\u0131 azalsa da \u00f6demekte s\u0131k\u0131nt\u0131 ya\u015f\u0131yorsunuz.<\/p><div class=\"bilge-content-1\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-898731400\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"3167340272\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p>&nbsp;<\/p>\n<p>Bu sat\u0131\u015fa g\u00fcvenerek yapt\u0131\u011f\u0131n\u0131z t\u00fcm yat\u0131r\u0131m, size daha pahal\u0131 hale geliyor. Y\u0131llarca de\u011fi\u015ftirmedi\u011finiz bu yap\u0131n\u0131n sonucu olarak iflasa ko\u015fuyorsunuz. \u0130flas riskinizi mi konu\u015fursunuz, her y\u0131l verdi\u011finiz ama art\u0131k finanse edemedi\u011finiz a\u00e7\u0131ktaki azalmay\u0131\u2026 Cevab\u0131 \u00e7ok ac\u0131k de\u011fil mi?<\/p>\n<p>&nbsp;<\/p>\n<p>\u0130\u015fte bu \u00f6rnek T\u00fcrkiye\u2019nin d\u0131\u015f ticaret politikas\u0131n\u0131n ve cari a\u00e7\u0131k sorununun g\u00fcndelik hayata uyarlanm\u0131\u015f halidir. \u015eimdi d\u0131\u015f ticaret a\u00e7\u0131\u011f\u0131 d\u00fc\u015ft\u00fc\u011f\u00fc ve cari a\u00e7\u0131k da azalaca\u011f\u0131 i\u00e7in sevinenler var. Oysa sorununuz ortadan kalkmad\u0131. \u0130\u015f yapamad\u0131\u011f\u0131n\u0131z i\u00e7in zarar\u0131n\u0131z\u0131n art\u0131\u015f y\u00fczdesi d\u00fc\u015f\u00fcyor.<\/p>\n<p>&nbsp;<\/p>\n<p>Bu bir ba\u015far\u0131 m\u0131d\u0131r? E\u011fer T\u00fcrkiye\u2019nin ihracat\u0131ndaki y\u00fcksek teknolojik \u00fcr\u00fcnlerin oran\u0131 y\u00fczde 3,5 civar\u0131ndaysa hay\u0131r. Ama \u00fclkede neyin haberi yap\u0131l\u0131yor? D\u0131\u015f ticaret a\u00e7\u0131\u011f\u0131ndaki azal\u0131\u015f\u0131n&#8230; Oysa art\u0131k g\u00fcndeminiz a\u00e7\u0131k de\u011fil, yanl\u0131\u015f kurgu nedeniyle iflas riskiniz. \u015eimdi tekrar soruyorum. Cari a\u00e7\u0131k ve d\u0131\u015f ticaret a\u00e7\u0131\u011f\u0131 d\u00fc\u015ft\u00fc m\u00fc?<\/p>\n<p>&nbsp;<\/p>\n<p>Evet. Neden? \u00c7\u00fcnk\u00fc art\u0131k i\u015f yapam\u0131yorsunuz. Yar\u0131n i\u015fler a\u00e7\u0131ld\u0131\u011f\u0131nda sorun yine ortadaysa, d\u00fc\u015fen a\u00e7\u0131k h\u0131z\u0131na sevinmek yerine, iflas\u0131n\u0131z\u0131n nedenini sorgulay\u0131n. Aksi takdirde hesapla\u015fma vakti geldi\u011finde, borcunuzu \u00f6demeyemezseniz kar\u015f\u0131n\u0131zda g\u00f6rece\u011finiz tek bir muhatap var: Haciz memuru\u2026<\/p><div class=\"bilge-content-2\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-926741812\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"1818807385\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p><a href=\"mailto:cetinunsalan@yahoo.com\">cetinunsalan@yahoo.com<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Bug\u00fcn hep birlikte bir hik\u00e2ye yazal\u0131m. &nbsp; K\u00fc\u00e7\u00fck bir at\u00f6lyemiz olsun. Burada \u00fcretti\u011fimiz tak\u0131m elbiseleri de a\u00e7t\u0131\u011f\u0131m\u0131z m\u00fctevaz\u0131 d\u00fckk\u00e2n\u0131m\u0131zda sat\u0131yor olal\u0131m. Yan mahallede de bir&hellip;<\/p>\n","protected":false},"author":5,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[1],"tags":[904,808,801],"class_list":["post-41668","post","type-post","status-publish","format-standard","hentry","category-tumyazilar","tag-cetin-unsalan-yazilari","tag-ekonomi-makaleleri","tag-ekonomi-yazarlari-listesi"],"_links":{"self":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts\/41668","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/comments?post=41668"}],"version-history":[{"count":0,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts\/41668\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/media?parent=41668"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/categories?post=41668"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/tags?post=41668"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}