{"id":41562,"date":"2015-09-23T14:01:07","date_gmt":"2015-09-23T11:01:07","guid":{"rendered":"http:\/\/www.bilgeyatirimci.com\/?p=41562"},"modified":"2015-09-23T14:01:07","modified_gmt":"2015-09-23T11:01:07","slug":"hakan-ozyildiz-ne-fed-ne-de-tcmb-kolay-kolay-faiz-artirabilir","status":"publish","type":"post","link":"https:\/\/www.bilgeyatirimci.com\/i\/hakan-ozyildiz-ne-fed-ne-de-tcmb-kolay-kolay-faiz-artirabilir\/","title":{"rendered":"Hakan \u00d6zy\u0131ld\u0131z &#8211; Ne FED ne de TCMB kolay kolay faiz art\u0131rabilir"},"content":{"rendered":"<p><strong><em>D\u00fcnyadaki b\u00fcy\u00fck merkez bankalar\u0131n\u0131n ortak \u00f6rg\u00fct\u00fc BIS (Bank for International Settlements), 85. Y\u0131ll\u0131k Raporu\u2019nu yay\u0131mlad\u0131. Mutlaka okunmas\u0131 gereken bir rapor<\/em><\/strong>.<\/p><div class=\"bilge-yaziust\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-1397442687\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"9580705384\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p>\u00d6zeti \u015fu: Bu d\u00fc\u015f\u00fck faiz ortam\u0131 daha fazla s\u00fcrd\u00fcr\u00fclemez. Ama i\u015fin i\u00e7inden \u00e7\u0131kmakta \u00f6yle kolay de\u011fil. \u00c7ok sanc\u0131l\u0131 olacak.<\/p>\n<p>Rapordan bir ka\u00e7 rakam vereyim. D\u00fcnyan\u0131n d\u00fc\u015f\u00fck faize ne kadar mahkum oldu\u011fu daha iyi anla\u015f\u0131ls\u0131n. Aral\u0131k 2014 ve May\u0131s 2015 aras\u0131ndaki d\u00f6nemde k\u00fcresel piyasalarda, 2 trilyon dolarl\u0131k uzun vadeli devlet tahvili, negatif reel faiz \u00fczerinden i\u015flem g\u00f6rm\u00fc\u015f. Di\u011fer bir deyimle, nominal, tahvilin \u00fczerinde yazan faizi enflasyondan \u00e7\u0131kard\u0131\u011f\u0131n\u0131zda sonu\u00e7 negatif olmu\u015f.<\/p>\n<p>Yani yat\u0131r\u0131mc\u0131 zarar etmi\u015f.<\/p>\n<p>Peki kim bular? \u00c7o\u011funlu\u011fu bireysel emeklilik fonlar\u0131 ve sigorta \u015firketleri. Uzun vadede zarar emeklilere \u00e7\u0131k\u0131yor. K\u0131sa vadede dert de\u011fil. Ancak uzun vadede bu derde \u00e7are bulunmazsa, ya\u015flanan d\u00fcnya n\u00fcfusu emeklilik maa\u015f\u0131 \u00f6demesi krizine girecek.<\/p>\n<p>Bir \u00f6rnekte y\u00fckselen piyasalardan vereyim. 2009 y\u0131l\u0131ndan bu yana, bu \u00fclkelerdeki bankac\u0131l\u0131k d\u0131\u015f\u0131 sekt\u00f6rlere verilen d\u0131\u015f bor\u00e7lar\u0131n toplam\u0131, ikiye katlanm\u0131\u015f, 3 trilyon dolar\u0131 ge\u00e7mi\u015f.<\/p>\n<p>Alt\u0131 y\u0131lda bu kadar h\u0131zla artan bor\u00e7lar\u0131n bir de geri \u00f6denmesi var. Aynen ulusal parayla al\u0131nan krediler gibi.<\/p>\n<p>Yaz\u0131n\u0131n devam\u0131 i\u00e7in <a href=\"http:\/\/www.hakanozyildiz.com\/2015\/09\/ne-fed-ne-de-tcmb-kolay-kolay-faiz.html\" target=\"_blank\" data-wpel-link=\"external\" rel=\"nofollow external noopener\">TIKLAYINIZ<\/a>. (hakanozyildiz.com)<\/p><div class=\"bilge-content-1\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-2541347021\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"3167340272\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n","protected":false},"excerpt":{"rendered":"<p>D\u00fcnyadaki b\u00fcy\u00fck merkez bankalar\u0131n\u0131n ortak \u00f6rg\u00fct\u00fc BIS (Bank for International Settlements), 85. Y\u0131ll\u0131k Raporu\u2019nu yay\u0131mlad\u0131. Mutlaka okunmas\u0131 gereken bir rapor. \u00d6zeti \u015fu: Bu d\u00fc\u015f\u00fck faiz&hellip;<\/p>\n","protected":false},"author":1483,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[1],"tags":[808,801,890],"class_list":["post-41562","post","type-post","status-publish","format-standard","hentry","category-tumyazilar","tag-ekonomi-makaleleri","tag-ekonomi-yazarlari-listesi","tag-hakan-ozyildiz-yazilari"],"_links":{"self":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts\/41562","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/users\/1483"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/comments?post=41562"}],"version-history":[{"count":0,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts\/41562\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/media?parent=41562"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/categories?post=41562"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/tags?post=41562"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}