{"id":40999,"date":"2015-08-31T22:02:40","date_gmt":"2015-08-31T19:02:40","guid":{"rendered":"http:\/\/www.bilgeyatirimci.com\/?p=40999"},"modified":"2015-09-01T09:44:54","modified_gmt":"2015-09-01T06:44:54","slug":"rabbena-hep-bana-bank","status":"publish","type":"post","link":"https:\/\/www.bilgeyatirimci.com\/i\/rabbena-hep-bana-bank\/","title":{"rendered":"\u00c7etin \u00dcnsalan &#8211; Rabbena hep bana bank"},"content":{"rendered":"<p><em><strong>\u00dclkemizin ve borsam\u0131z\u0131n g\u00fczide kurulu\u015flar\u0131, bor\u00e7 ekonomisinin g\u00f6z bebe\u011fi, varl\u0131k y\u00f6netim \u015firketlerini \u00fclkemize kazand\u0131ran, her d\u00f6nem iktidar bankalar\u0131m\u0131z yine k\u00e2r a\u00e7\u0131klad\u0131. \u015eimdi baz\u0131lar\u0131 haks\u0131zl\u0131k yap\u0131p \u2018faz lobisi\u2019 gibilerinden s\u00f6ylemlerde bulunuyorlarsa da, inanmay\u0131n; varl\u0131k nedenlerini bankalar\u0131n getirdi\u011fi s\u0131cak para bor\u00e7lular.<\/strong><\/em><\/p><div class=\"bilge-yaziust\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-48529216\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"9580705384\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p>&nbsp;<\/p>\n<p>Bu \u00fclkede iktidarlar de\u011fi\u015fiyor; ama onlar\u0131n etkinli\u011fi azalm\u0131yor. Peki, bu anormal mi? Bir ekonominin en \u00f6nemli ara\u00e7lar\u0131ndan biridir bankalar. Projelerin kredilendirmesinden \u00fcretimin aya\u011fa kalkmas\u0131na kadarki zincirin vazge\u00e7ilmezidir; elbette do\u011fru \u00e7al\u0131\u015f\u0131rsa\u2026<\/p>\n<p>&nbsp;<\/p>\n<p>Oysa T\u00fcrkiye\u2019de bankalar s\u0131cak para k\u00f6pr\u00fcs\u00fc, paradan para kazanma mekanizmas\u0131, t\u00fcketicinin kanunlara ra\u011fmen bor\u00e7land\u0131r\u0131l\u0131p, iktidar\u0131n ayakta kalmas\u0131n\u0131 sa\u011flayan kald\u0131ra\u00e7 oldu hep. Bu sayede de elbet istedikleri hep ald\u0131lar\u2026<\/p>\n<p>&nbsp;<\/p>\n<p>Ger\u00e7ek bir bankac\u0131l\u0131k, \u00fclke ekonomisi i\u00e7in nas\u0131l olmazsa olmaz\u0131ysa, amac\u0131 d\u0131\u015f\u0131nda kullan\u0131l\u0131p, ekonominin hakimi yap\u0131lmas\u0131n\u0131n da ne kadar yanl\u0131\u015f sonu\u00e7lar do\u011furdu\u011funu bizzat ya\u015f\u0131yoruz. \u0130ktidar taraf\u0131ndan \u00fcretim yerine t\u00fcketim ekonomisinin bu \u00fclkeye a\u015f\u0131lanmas\u0131n\u0131n ba\u015f mimarlar\u0131ndan biridir onlar.<\/p>\n<p>&nbsp;<\/p>\n<p>\u015eimdi k\u00e2r a\u00e7\u0131klad\u0131lar. Bankac\u0131l\u0131k sekt\u00f6r\u00fcn\u00fcn net k\u00e2r\u0131, 2015 Temmuz d\u00f6nemi itibariyle y\u00fczde 5,7 art\u0131\u015fla, 15,4 milyar TL oldu. Allah daha \u00e7ok versin; g\u00f6z\u00fcm\u00fcz yok; ama baz\u0131 sorular\u0131 sormaya da hakk\u0131m\u0131z var.<\/p>\n<p>&nbsp;<\/p>\n<p>Madem bu bankalar b\u00f6ylesine iyi k\u00e2r ediyorlar da neden y\u0131llard\u0131r k\u00e2r da\u011f\u0131tm\u0131yorlar? \u00a0Ni\u00e7in kimse bu k\u00e2rl\u0131l\u0131\u011f\u0131 hissedarlar\u0131yla payla\u015fmalar\u0131 gerekti\u011fini hat\u0131rlatm\u0131yor?<\/p>\n<p>&nbsp;<\/p>\n<p>Madem \u00e7ok iyi finans\u00e7\u0131lar da, neden k\u00e2rlar\u0131n\u0131n \u00f6nemli bir b\u00f6l\u00fcm\u00fcn\u00fc bankac\u0131l\u0131k faaliyetleri de\u011fil de, dosya masraflar\u0131 ba\u015fta olmak \u00fczere yan giderler olu\u015fturuyor?<\/p>\n<p>&nbsp;<\/p>\n<p>Madem turnay\u0131 g\u00f6z\u00fcnden vurarak kredi veriyorlar da, 3 milyon hacizli dosya, varl\u0131k y\u00f6netim \u015firketlerinin insaf\u0131na sat\u0131lan alacaklar nereden \u00e7\u0131k\u0131yor?<\/p><div class=\"bilge-content-1\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-781396615\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"3167340272\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p>&nbsp;<\/p>\n<p>Madem son derece k\u00e2rl\u0131 pozisyondalar da, emekli ikramiyelerini g\u00fcndemden \u00e7\u0131kar\u0131p, dosya masraflar\u0131yla ilgili hukukun \u2018\u00f6de\u2019 emrine ra\u011fmen kamu ba\u015fta olmak \u00fczere bir\u00e7o\u011fu \u00f6demeden imtina edip, i\u015fi yoku\u015fa s\u00fcr\u00fcyor?<\/p>\n<p>&nbsp;<\/p>\n<p>Madem mali durumlar\u0131 bu denli iyi, T\u00fcketici Kanunu\u2019na, mahkeme kararlar\u0131na ra\u011fmen neden kart aidat\u0131 tahsil ettiler? Neden bu konuda haks\u0131z duruma d\u00fc\u015f\u00fcnce kendilerine lobi diyenlerle bir olup, t\u00fcketicinin kazan\u0131lm\u0131\u015f bu hakk\u0131n\u0131 ortadan kald\u0131rmak i\u00e7in yasa bazl\u0131 bask\u0131 yapt\u0131lar. Daha ilgin\u00e7 olan\u0131, kendilerine lobi diyenler; istediklerini verdiler.<\/p>\n<p>&nbsp;<\/p>\n<p>D\u00f6nelim tekrar en ba\u015ftaki soruya\u2026 Neden k\u00e2r da\u011f\u0131tm\u0131yorlar? Aktiflerinde bu da\u011f\u0131t\u0131lmayan k\u00e2r\u0131n oran\u0131 ne? Da\u011f\u0131t\u0131rlarsa, sermaye yeterlilik rasyolar\u0131 nas\u0131l etkilenir?<\/p>\n<p>&nbsp;<\/p>\n<p>Hatta bu \u00fclkede ad\u0131na borsa denen, ama i\u015flevini yerine getirmeyen yap\u0131da, ilk 10 hissenin 8\u2019i bankalara aitse, bu durumda borsan\u0131n ger\u00e7ek de\u011feri ne? Bilmemek de\u011fil, \u00f6\u011frenmemek ay\u0131pm\u0131\u015f. Herhalde bilgi a\u00e7l\u0131\u011f\u0131m\u0131z\u0131 giderirler. Bekliyoruz\u2026<\/p><div class=\"bilge-content-2\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-402221073\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"1818807385\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p><a href=\"mailto:cetinunsalan@yahoo.com\">cetinunsalan@yahoo.com<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u00dclkemizin ve borsam\u0131z\u0131n g\u00fczide kurulu\u015flar\u0131, bor\u00e7 ekonomisinin g\u00f6z bebe\u011fi, varl\u0131k y\u00f6netim \u015firketlerini \u00fclkemize kazand\u0131ran, her d\u00f6nem iktidar bankalar\u0131m\u0131z yine k\u00e2r a\u00e7\u0131klad\u0131. \u015eimdi baz\u0131lar\u0131 haks\u0131zl\u0131k yap\u0131p&hellip;<\/p>\n","protected":false},"author":5,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[1],"tags":[904,808,801],"class_list":["post-40999","post","type-post","status-publish","format-standard","hentry","category-tumyazilar","tag-cetin-unsalan-yazilari","tag-ekonomi-makaleleri","tag-ekonomi-yazarlari-listesi"],"_links":{"self":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts\/40999","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/comments?post=40999"}],"version-history":[{"count":0,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts\/40999\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/media?parent=40999"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/categories?post=40999"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/tags?post=40999"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}