{"id":40689,"date":"2015-08-12T22:33:58","date_gmt":"2015-08-12T19:33:58","guid":{"rendered":"http:\/\/www.bilgeyatirimci.com\/?p=40689"},"modified":"2015-08-12T23:26:12","modified_gmt":"2015-08-12T20:26:12","slug":"uc-ilde-72-milyar-dolarlik-bomba","status":"publish","type":"post","link":"https:\/\/www.bilgeyatirimci.com\/i\/uc-ilde-72-milyar-dolarlik-bomba\/","title":{"rendered":"\u00c7etin \u00dcnsalan &#8211; \u00dc\u00e7 ilde 72 milyar dolarl\u0131k bomba"},"content":{"rendered":"<p><em><strong>T\u00fcrkiye ekonomisinin soka\u011fa dair, \u00f6ncelikli sorunlar\u0131n\u0131n ba\u015f\u0131nda i\u015fsizlik, hemen ard\u0131ndan da bor\u00e7lar geliyor. T\u00dc\u0130K \u2018in rakamlar\u0131yla bile her \u015feyin yolunda g\u00f6z\u00fckt\u00fc\u011f\u00fcn\u00fc g\u00f6stermenin m\u00fcmk\u00fcn olmad\u0131\u011f\u0131 \u00fclkede, \u00f6n\u00fcm\u00fczdeki s\u00fcre\u00e7te en \u00e7ok can buradan yanacak.<\/strong><\/em><\/p><div class=\"bilge-yaziust\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-1162162969\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"9580705384\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p>&nbsp;<\/p>\n<p>Hatta birbirine ba\u011flant\u0131l\u0131 olarak da sorunun boyutu tetiklenecek. Olaya o kadar g\u00f6zlerimizi kapatm\u0131\u015f vaziyetteyiz ki 2014 Temmuz ay\u0131nda i\u015fsizlik y\u00fczde 9,8, 2015 Haziran ay\u0131nda y\u00fczde 10,6 a\u00e7\u0131kland\u0131. Elbette ger\u00e7ek bu de\u011fil&#8230;<\/p>\n<p>&nbsp;<\/p>\n<p>Fakat \u0130\u015eKUR\u2019un yapt\u0131\u011f\u0131 a\u00e7\u0131klamada temmuz itibariyle kay\u0131tl\u0131 i\u015fsiz say\u0131s\u0131nda bile ya\u015fanan patlama ortaya \u00e7\u0131k\u0131yor. \u0130\u015eKUR muhtemelen \u2018bak\u0131n i\u015fe yar\u0131yoruz\u2019 demeye \u00e7al\u0131\u015f\u0131rken, ete\u011findeki ta\u015flar\u0131 da d\u00f6km\u00fc\u015f oldu.<\/p>\n<p>&nbsp;<\/p>\n<p>\u0130\u015eKUR verilerine g\u00f6re kay\u0131tl\u0131 i\u015fsiz say\u0131s\u0131, 2014 Temmuz \u2013 2015 Temmuz d\u00f6nemi ayl\u0131k bazda kar\u015f\u0131la\u015ft\u0131r\u0131l\u0131rsa y\u00fczde 31,9, y\u0131ll\u0131k bazda kar\u015f\u0131la\u015ft\u0131r\u0131ld\u0131\u011f\u0131nda da y\u00fczde 25 y\u00fckseldi. Sadece bu bile ciddi bir i\u015fsizlik patlamas\u0131 oldu\u011funu ortaya koyuyor.<\/p>\n<p>&nbsp;<\/p>\n<p>Peki, bu fakt\u00f6r sadece kendi i\u00e7inde mi sorun ya\u015fat\u0131r? \u0130\u015fte vatanda\u015f\u0131n g\u00fcncel sorunu olmaktan, \u00fclkenin makro ekonomik sorunu haline gelece\u011fini anlatan veri de T\u00fcrkiye Bankalar Birli\u011fi\u2019nden geldi.<\/p>\n<p>&nbsp;<\/p>\n<p>TBB\u2019nin haziran ay\u0131nda krediler ve tasfiye olacak alacaklar raporuna g\u00f6re, ekonomiyi tarif ederken s\u00f6yledi\u011fimiz \u00fc\u00e7 il, ba\u015f\u0131m\u0131za ne gelece\u011fini anlat\u0131yor. \u0130stanbul, Ankara, \u0130zmir\u2019in bireysel kredi riski 200 milyar TL\u2019yi, yani yakla\u015f\u0131k 72 milyar dolar\u0131 buluyor. \u00a0\u0130stanbul 135 milyar TL ile ba\u015f\u0131 \u00e7ekiyor.<\/p>\n<p>&nbsp;<\/p>\n<p>Bu \u00fc\u00e7 ilin istihdam piyasas\u0131 ve ekonomi i\u00e7indeki pay\u0131na bakarsan\u0131z, zaten \u00e7ok uzun s\u00fcredir alarm veren riskin boyutlar\u0131 hakk\u0131nda da fikir edinebilirsiniz. \u0130\u015fsizlik resmi rakamlara yans\u0131sa da, yans\u0131masa da artmaya devam etti\u011fi s\u00fcrece \u00f6nce vatanda\u015f, sonra da bankalar patlar.<\/p>\n<p>&nbsp;<\/p>\n<p>Yani ekonomimizin temelini olu\u015fturan 3 ilde 72 milyar dolarl\u0131k saatli bomban\u0131n \u00fczerinde oturuyoruz. \u00dcstelik sadece bununla da s\u0131n\u0131rl\u0131 kalmad\u0131\u011f\u0131m\u0131z g\u00f6z\u00fck\u00fcyor. Riski en h\u0131zl\u0131 artan illere g\u00f6z att\u0131\u011f\u0131n\u0131zda, i\u015fsizli\u011fin de yo\u011fun oldu\u011fu iller kar\u015f\u0131m\u0131za \u00e7\u0131k\u0131yor.<\/p><div class=\"bilge-content-1\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-3037616568\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"3167340272\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p>&nbsp;<\/p>\n<p>Hangi bankac\u0131l\u0131k kurallar\u0131na g\u00f6re kredi verebiliyorlar bilmiyorum ama riski en h\u0131zl\u0131 artan illeri hat\u0131rlatay\u0131m: Y\u00fczde 87,7 ile Van, y\u00fczde 27,8 ile I\u011fd\u0131r, y\u00fczde 23,8 ile Ad\u0131yaman, y\u00fczde 22,9 ile Hakkari\u2026 Bu illeri en az\u0131 y\u00fczde 18\u2019lik art\u0131\u015fla olmak \u00fczere s\u0131ras\u0131yla Kars, A\u011fr\u0131, Kahramanmara\u015f \u015e\u0131rnak, Elaz\u0131\u011f ve Mu\u015f izliyor.<\/p>\n<p>&nbsp;<\/p>\n<p>T\u00fcrkiye\u2019yi y\u00f6netenler bor\u00e7 para bulamay\u0131p ne yapacaklar\u0131n\u0131 \u015fa\u015f\u0131rm\u0131\u015f vaziyette geze dursun, bu piyasa ko\u015fullar\u0131nda, bu i\u015fsizlik ger\u00e7e\u011fi alt\u0131nda, i\u015fi olan\u0131n paras\u0131n\u0131 alamad\u0131\u011f\u0131 ve i\u015fletmelerin, fabrikalar\u0131n ya\u015fam m\u00fccadelesi verdi\u011fi ortamda i\u015fsizlik ve sorunlu kredi oran\u0131 bozularak art\u0131\u015f g\u00f6sterir.<\/p>\n<p>&nbsp;<\/p>\n<p>Biz ne konu\u015fuyorduk? Koalisyon g\u00f6r\u00fc\u015fmeleri ne oldu? Merak ediyorum tart\u0131\u015f\u0131lan ne? Bu sorunlar\u0131 kabul edip, \u00e7\u00f6z\u00fcm arayacak form\u00fcller mi; sadece \u00fc\u00e7 ilde \u00fczerinde oturdu\u011fumuz 72 milyar dolarl\u0131k riskin kimin elinde patlayaca\u011f\u0131 m\u0131; yoksa kimin ne hesap i\u00e7inde oldu\u011fu mu?<\/p>\n<p>&nbsp;<\/p>\n<p><a href=\"mailto:cetinunsalan@yahoo.com\">cetinunsalan@yahoo.com<\/a><\/p><div class=\"bilge-content-2\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-1017641974\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"1818807385\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n","protected":false},"excerpt":{"rendered":"<p>T\u00fcrkiye ekonomisinin soka\u011fa dair, \u00f6ncelikli sorunlar\u0131n\u0131n ba\u015f\u0131nda i\u015fsizlik, hemen ard\u0131ndan da bor\u00e7lar geliyor. T\u00dc\u0130K \u2018in rakamlar\u0131yla bile her \u015feyin yolunda g\u00f6z\u00fckt\u00fc\u011f\u00fcn\u00fc g\u00f6stermenin m\u00fcmk\u00fcn olmad\u0131\u011f\u0131 \u00fclkede,&hellip;<\/p>\n","protected":false},"author":5,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[1],"tags":[904,808,801],"class_list":["post-40689","post","type-post","status-publish","format-standard","hentry","category-tumyazilar","tag-cetin-unsalan-yazilari","tag-ekonomi-makaleleri","tag-ekonomi-yazarlari-listesi"],"_links":{"self":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts\/40689","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/comments?post=40689"}],"version-history":[{"count":0,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts\/40689\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/media?parent=40689"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/categories?post=40689"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/tags?post=40689"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}