{"id":38594,"date":"2015-03-02T23:30:58","date_gmt":"2015-03-02T21:30:58","guid":{"rendered":"http:\/\/www.bilgeyatirimci.com\/?p=38594"},"modified":"2015-03-02T23:42:03","modified_gmt":"2015-03-02T21:42:03","slug":"faiz-mi-doviz-mi-daha-maliyetli","status":"publish","type":"post","link":"https:\/\/www.bilgeyatirimci.com\/i\/faiz-mi-doviz-mi-daha-maliyetli\/","title":{"rendered":"\u00c7etin \u00dcnsalan &#8211; Faiz mi, d\u00f6viz mi daha maliyetli?"},"content":{"rendered":"<p><em><strong>Son d\u00f6nemin en g\u00fcncel tart\u0131\u015fmalar\u0131n\u0131n ba\u015f\u0131nda faiz geliyor. Cumhurba\u015fkan\u0131 Erdo\u011fan bu konuda \u0131srarl\u0131\u2026 \u0130ktidar kanad\u0131nda da Bakan Zeybek\u00e7i, kendisinin en b\u00fcy\u00fck destek\u00e7ilerinden\u2026 Son tart\u0131\u015fmalar\u0131n ard\u0131ndan Zeybek\u00e7i ne dedi<\/strong><\/em>?<\/p><div class=\"bilge-yaziust\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-428892553\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"9580705384\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p>&nbsp;<\/p>\n<p>\u2018Enflasyon y\u00fczde 5 hedefinde ise, faizlerin de y\u00fczde 6 seviyesine inmesi laz\u0131m.\u2019 \u00d6ncelikle \u015fu ifade bile enflasyonun alt\u0131nda faiz uygulanamayaca\u011f\u0131n\u0131n itiraf\u0131 niteli\u011finde. \u00d6te yandan sormak laz\u0131m; y\u00fczde 5 enflasyonu kim kaybetti de; siz bulacaks\u0131n\u0131z?<\/p>\n<p>&nbsp;<\/p>\n<p>Say\u0131n Cumhurba\u015fkan\u0131\u2019n\u0131n ifadesiyle \u2018Bug\u00fcne kadar hangi hedefi ger\u00e7ekten tutturdunuz?\u2019 Fakat bu kay\u0131k\u00e7\u0131 kavgas\u0131n\u0131n reel sekt\u00f6re maliyeti ortada\u2026 Cumhurba\u015fkan\u0131 her konu\u015ftu\u011funda bilhassa dolar t\u0131rman\u0131yor.\u00a0 \u015eu anda uygulanan faiz ne? Y\u00fczde 7,5\u2026 Ne isteniyor? Y\u00fczde 5\u2019e inmesi\u2026 Bu yolla da yat\u0131r\u0131mlar\u0131n artaca\u011f\u0131 tezi savunuluyor.<\/p>\n<p>&nbsp;<\/p>\n<p>Bu durumda kritik soru \u015fu: Bu tart\u0131\u015fmalar neticesinde faiz mi, d\u00f6viz mi daha maliyetli? \u00d6ncelikle Cumhurba\u015fkan\u0131\u2019n\u0131n bu \u00e7\u0131k\u0131\u015flar\u0131n\u0131n, d\u00f6viz bor\u00e7lusu \u015firketlere 2 ayda 33 milyar TL ek maliyet getirdi\u011fi belirtelim. Ama yetmez; somut bir \u00f6rnekten yola \u00e7\u0131karak bunun yan\u0131t\u0131n\u0131 ortaya koyal\u0131m.<\/p>\n<p>&nbsp;<\/p>\n<p>T\u00fcrkiye\u2019nin y\u00fcz ak\u0131 olu\u015fumlar\u0131ndan biri L\u00d6SEV\u2026 May\u0131s ay\u0131 i\u00e7erisinde Avrupa\u2019n\u0131n ilk, \u00fclkemizin en donan\u0131ml\u0131 onkoloji kenti ve multidisipliner hastanesini hizmete kazand\u0131racak. Mal\u00fbmunuz L\u00d6SEV bu \u00fclkede \u00e7ok \u00f6nemli bir konuya el atm\u0131\u015f ve l\u00f6semi ile m\u00fccadelede \u00f6nemli yol al\u0131nmas\u0131n\u0131 sa\u011flam\u0131\u015f, vak\u0131f stat\u00fcs\u00fcnde bir yard\u0131m kurulu\u015fu.<\/p>\n<p>&nbsp;<\/p>\n<p>Periyodik olarak bana ula\u015fan yay\u0131nlar\u0131n\u0131n bu ayki b\u00f6l\u00fcm\u00fcnde Ankara\u2019daki hastanenin davetiyesi de bulunuyor. Ama tan\u0131t\u0131m bro\u015f\u00fcr\u00fcnde bir yaprak var ki, g\u00fcncel tart\u0131\u015fmaya \u00f6nemli bir boyut kazand\u0131r\u0131yor. \u015eimdi bro\u015f\u00fcrdeki bu bilgileri aynen payla\u015f\u0131yorum:<\/p>\n<p>&nbsp;<\/p>\n<p>\u201cMekanik, hijyenik, otomasyon ve medikal cihazla\u2026 Ne yaz\u0131k ki her \u015fey d\u00f6vizle al\u0131n\u0131yor. Projemize ba\u015flad\u0131\u011f\u0131m\u0131z 2012\u2019de USD: 1,790 TL; Euro: 2,290 TL. \u015eubat 2015\u2019te bug\u00fcn: USD: 2,422 TL; Euro: 2,745.<\/p>\n<p>&nbsp;<\/p>\n<p><strong><em>Maliyetlerimiz yakla\u015f\u0131k y\u00fczde 30 artt\u0131. \u00d6te yandan muhtasar, stopaj, damga vergisi, KDV, SSK \u0130\u015f\u00e7i, \u0130\u015fveren vergileri yakla\u015f\u0131k 25 milyon TL. Ceza gibi vergi \u00f6demekteyiz.<\/em><\/strong><\/p><div class=\"bilge-content-1\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-3973557494\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"3167340272\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p>&nbsp;<\/p>\n<p>Devletin s\u0131rt\u0131ndan bu kadar a\u011f\u0131r y\u00fckleri al\u0131rken, kal\u0131c\u0131 eserlerle \u00e7ocuklar\u0131m\u0131za hayat verirken, y\u00fczde 90\u2019\u0131n \u00fczerinde ba\u015far\u0131 sa\u011flarken ve vergiden muaf bir vak\u0131f iken bu kadar vergiyi kabul edemiyoruz. L\u00f6semili \u00e7ocuklar\u0131m\u0131z\u0131n hakk\u0131 oldu\u011funa inand\u0131\u011f\u0131m\u0131z bu vergilerin onlara iadesini talep ediyoruz. TBMM\u2019de L\u00d6SEV i\u00e7in \u00f6zel yasa \u00e7\u0131kar\u0131lmas\u0131n\u0131 bekliyoruz.\u201d<\/p>\n<p>&nbsp;<\/p>\n<p>Bro\u015f\u00fcr\u00fcn geldi\u011fi g\u00fcn dolar 2.52\u2019yi de g\u00f6rm\u00fc\u015ft\u00fc. Siz b\u0131rak\u0131n sanayicinin yat\u0131r\u0131m yapmas\u0131n\u0131, toplum yarar\u0131na \u00e7al\u0131\u015fan bir vak\u0131f bile kur maliyetleri nedeniyle zarara girmi\u015f durumda. Birileri y\u00fczde 100 vergiden muaf \u00e7al\u0131\u015f\u0131rken, \u00fczerine al\u0131nan ceza gibi vergiler de cabas\u0131\u2026<\/p>\n<p>&nbsp;<\/p>\n<p>Sadece bu foto\u011fraf bile bize tek bir \u015feyi anlat\u0131yor. Merkez Bankas\u0131\u2019n\u0131n faizleri 1 ya da 2 puan indirmesi, Cumhurba\u015fkan\u0131\u2019n\u0131n \u00e7\u0131k\u0131\u015flar\u0131ndan kaynaklanan d\u00f6viz maliyetinin yan\u0131nda anlams\u0131z kal\u0131yor.<\/p>\n<p>&nbsp;<\/p>\n<p>\u0130nan\u0131n reel sekt\u00f6r\u00fcn de durumu bundan farkl\u0131 de\u011fil. \u0130ktidar ne yapmaya \u00e7al\u0131\u015f\u0131yor; anlamak g\u00fc\u00e7. Ama kesin olan bir \u015fey var ki bir hayal \u00fczerinde yap\u0131lacak yat\u0131r\u0131mlar\u0131n hesab\u0131n\u0131 kurgularken, mevcut yat\u0131r\u0131mlar\u0131 zarar denizinde bo\u011fuyor.<\/p><div class=\"bilge-content-2\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-2673893647\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"1818807385\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p>&nbsp;<\/p>\n<p>B\u00f6yle ekonomi y\u00f6netmek olmaz. \u015eimdi siz verin yan\u0131t\u0131n\u0131: Faiz mi daha maliyetli, yoksa siyasi gerilimle zaten y\u00fckselmesi ka\u00e7\u0131n\u0131lmaz olan kurun daha h\u0131zl\u0131 yukar\u0131lara t\u0131rmanmas\u0131 m\u0131? Biraz akl\u0131 selim ne olur\u2026<\/p>\n<p>&nbsp;<\/p>\n<p><a href=\"mailto:cetinunsalan@yahoo.com\">cetinunsalan@yahoo.com<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Son d\u00f6nemin en g\u00fcncel tart\u0131\u015fmalar\u0131n\u0131n ba\u015f\u0131nda faiz geliyor. Cumhurba\u015fkan\u0131 Erdo\u011fan bu konuda \u0131srarl\u0131\u2026 \u0130ktidar kanad\u0131nda da Bakan Zeybek\u00e7i, kendisinin en b\u00fcy\u00fck destek\u00e7ilerinden\u2026 Son tart\u0131\u015fmalar\u0131n ard\u0131ndan&hellip;<\/p>\n","protected":false},"author":5,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[1],"tags":[904,808,801],"class_list":["post-38594","post","type-post","status-publish","format-standard","hentry","category-tumyazilar","tag-cetin-unsalan-yazilari","tag-ekonomi-makaleleri","tag-ekonomi-yazarlari-listesi"],"_links":{"self":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts\/38594","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/comments?post=38594"}],"version-history":[{"count":0,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts\/38594\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/media?parent=38594"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/categories?post=38594"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/tags?post=38594"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}