{"id":38190,"date":"2015-02-05T22:41:18","date_gmt":"2015-02-05T20:41:18","guid":{"rendered":"http:\/\/www.bilgeyatirimci.com\/?p=38190"},"modified":"2015-02-05T23:04:47","modified_gmt":"2015-02-05T21:04:47","slug":"kurtulmusun-aklindaki-ne","status":"publish","type":"post","link":"https:\/\/www.bilgeyatirimci.com\/i\/kurtulmusun-aklindaki-ne\/","title":{"rendered":"\u00c7etin \u00dcnsalan &#8211; Kurtulmu\u015f&#8217;un akl\u0131ndaki ne?"},"content":{"rendered":"<p><em><strong>Finansman tart\u0131\u015fmalar\u0131n\u0131n hem varl\u0131\u011f\u0131 ve yoklu\u011fu, hem de maliyeti \u00fczerinden kavgas\u0131n\u0131n yo\u011funla\u015ft\u0131\u011f\u0131 \u015fu g\u00fcnlerde, faiz \/ dolar \u00e7eki\u015fmesi g\u00f6lgesinde ilgin\u00e7 bir \u00e7\u0131k\u0131\u015f geldi. \u00c7\u0131k\u0131\u015f\u0131 yapan Ba\u015fbakan Yard\u0131mc\u0131s\u0131 Numan Kurtulmu\u015f.<\/strong><\/em><\/p><div class=\"bilge-yaziust\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-3386261238\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"9580705384\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p>&nbsp;<\/p>\n<p>Mevcut bankac\u0131l\u0131k sisteminin, \u00fcretimi desteklemedi\u011fi tezinden yola \u00e7\u0131karak, bilhassa KOB\u0130\u2019ler i\u00e7in yeni enstr\u00fcmanlar\u0131n devreye sokulmas\u0131 gerekti\u011fini s\u00f6yledi. \u00d6ncelikle \u015funun alt\u0131n\u0131 \u00e7izelim ki, bankalar\u0131n k\u00fc\u00e7\u00fck ve orta boy i\u015fletmelere kar\u015f\u0131 cimri davrand\u0131\u011f\u0131 kesin.<\/p>\n<p>&nbsp;<\/p>\n<p>Fakat do\u011fru bir tespit yetmez. \u00c7\u00f6z\u00fcm\u00fc i\u00e7in di\u011fer ayaklar\u0131 da iyi oturtmam\u0131z gerekir. E\u011fer \u00fclke \u00fcretim de\u011fil, kumar ekonomisi \u00fczerine modellenmi\u015fse, bankac\u0131l\u0131k ve finans kesiminin de bunun d\u0131\u015f\u0131nda bir e\u011filime girmesi m\u00fcmk\u00fcn de\u011fil. Yani bankalar\u0131n bu tavr\u0131n\u0131n a\u011f\u0131rl\u0131kl\u0131 sorumlusu, tercihleri nedeniyle ekonomi y\u00f6netimi ve iktidard\u0131r.<\/p>\n<p>&nbsp;<\/p>\n<p>E\u011fer gerekli d\u00fczenlemeler yap\u0131lsa ve katma de\u011feri y\u00fcksek projelere destek verilse, k\u00e2rl\u0131l\u0131\u011f\u0131 nedeniyle bankac\u0131l\u0131k zaten buraya y\u00f6nelecektir. Ama bir \u00fclkede hem \u00fcreticinin kemiklerini k\u0131r\u0131p, hem kamuyu paraya muhta\u00e7 hale getirmi\u015fseniz, bankac\u0131l\u0131k da k\u00e2r\u0131 burada g\u00f6r\u00fcr hale getirdiyseniz, KOB\u0130\u2019lere proje odakl\u0131 kredilerin verilmesi hayalden \u00f6teye gitmez.<\/p>\n<p>&nbsp;<\/p>\n<p>Peki, Kurtulmu\u015f ne diyor? Yeni ara\u00e7lar devreye sokulmal\u0131&#8230; Neymi\u015f bunlar? Direkt ve geni\u015f tabanl\u0131 finans modelleri&#8230; \u00d6rnek de veriyor: P to P (peer to peer) yani noktadan noktaya, crowd financing, yani kalabal\u0131k finansman&#8230; D\u00fcnyada bu modellerin giderek yayg\u0131nla\u015ft\u0131\u011f\u0131n\u0131 belirtiyor Ba\u015fbakan Yard\u0131mc\u0131s\u0131&#8230;<\/p>\n<p>&nbsp;<\/p>\n<p>Ger\u00e7ekten ilgin\u00e7 bir \u00e7\u0131k\u0131\u015f&#8230; Finans yetersizli\u011fi nedeniyle, kamula\u015ft\u0131rmalar\u0131n tart\u0131\u015f\u0131ld\u0131\u011f\u0131 bir d\u00f6nemde riski kamudan al\u0131p, genele da\u011f\u0131tmak \u00fczerine kurgulanm\u0131\u015f, belki sa\u011fl\u0131kl\u0131 bir ortamda i\u015fe de yaramas\u0131 muhtemel sistemleri anlat\u0131yor. Ama d\u00fcnyada bu kadar cazibesi y\u00fcksek de, niye d\u00fcnya kamula\u015ft\u0131rmay\u0131 tart\u0131\u015f\u0131yor? Bunun yan\u0131t\u0131 yok&#8230;<\/p>\n<p>&nbsp;<\/p>\n<p>Ne diyor Say\u0131n Kurtulmu\u015f? \u201cBu geli\u015fmelerden esinlenerek bizlerin, kamu olarak, bankac\u0131l\u0131k sistemi d\u0131\u015f\u0131nda da finans piyasalar\u0131n\u0131n geli\u015ftirilmesinde \u00f6nc\u00fcl\u00fck yapabilece\u011fimizi d\u00fc\u015f\u00fcn\u00fcyorum.\u201d O zaman biraz ayr\u0131nt\u0131y\u0131 biz verelim. Kalabal\u0131k finansman nas\u0131l sa\u011flanacak? \u0130nsanlar\u0131n \u015firketlere sermaye aktarmas\u0131yla&#8230;<\/p>\n<p>&nbsp;<\/p>\n<p>Soru \u015fu: Sonra Bank Asya \u00f6rne\u011finde oldu\u011fu gibi el mi koyacaklar? Ayr\u0131ca tasarruf a\u00e7\u0131\u011f\u0131 olan bir \u00fclkede bu katk\u0131y\u0131 nas\u0131l sa\u011flayacaklar? T\u00fcrk\u00e7e terc\u00fcmesi; k\u00f6\u015feye s\u0131k\u0131\u015fan iktidar yast\u0131k alt\u0131ndaki alt\u0131na g\u00f6z dikmi\u015f vaziyette. Peki, kim bu yap\u0131ya g\u00fcvenip de, kald\u0131ysa \u00fc\u00e7 kuru\u015f g\u00fcvencesini bu i\u015flere yat\u0131r\u0131r? Hem de \u00fcretim ekonomisinin kemikleri k\u0131r\u0131l\u0131rken&#8230;<\/p><div class=\"bilge-content-1\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-2659377016\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"3167340272\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p>&nbsp;<\/p>\n<p>Asl\u0131nda k\u00fcresel sermaye imzas\u0131 kokan, \u00f6zel para kavram\u0131ndan bahsediliyor. Her iki sistemde de kamunun ve finans kurulu\u015flar\u0131n\u0131n para \u00fczerindeki hakimiyeti s\u0131n\u0131rland\u0131r\u0131l\u0131yor. D\u00fcn\u00fcn Milli G\u00f6r\u00fc\u015f\u00e7\u00fc Numan Kurtulmu\u015f\u2019u da g\u00f6mlek mi de\u011fi\u015ftirdi ki, k\u00fcresel sermayenin \u2018tek para ideas\u0131\u2019 kokan bu enstr\u00fcmanlar\u0131ndan bahseder oldu?<\/p>\n<p>&nbsp;<\/p>\n<p>Hedef T\u00fcrkiye\u2019deki bankac\u0131l\u0131k vesayetini mi sona erdirmek; yoksa iflaslara ya da kalbur \u00fcst\u00fc \u015firketlerin yabanc\u0131 fonlar\u0131n eline ge\u00e7mesini mi sa\u011flamak? Bir d\u00f6nem KOB\u0130 Borsas\u0131 tart\u0131\u015f\u0131ld\u0131. Ama ad\u0131n\u0131 vermeyece\u011fim, d\u00f6nemin \u0130MKB Ba\u015fkan\u0131 ile televizyonun makyaj odas\u0131nda tart\u0131\u015ft\u0131\u011f\u0131m\u0131zda buna inanmad\u0131\u011f\u0131n\u0131 kendi kulaklar\u0131mla duydum.<\/p>\n<p>&nbsp;<\/p>\n<p>Sonra bir ba\u015fka gazeteci arkada\u015f\u0131mla yay\u0131na \u00e7\u0131kt\u0131\u011f\u0131nda balland\u0131ra balland\u0131ra anlatt\u0131. Dert Anadolu sermayesini mi hortumlamak? Yetmedi mi? Hadi iyi taraf\u0131ndan d\u00fc\u015f\u00fcnelim.<\/p>\n<p>&nbsp;<\/p>\n<p>Numan Kurtulmu\u015f\u2019a kat\u0131ld\u0131\u011f\u0131m bir yan var. T\u00fcrkiye\u2019nin y\u00fczde 6 b\u00fcy\u00fcmesini sa\u011flamak istiyorsak, ekonominin ger\u00e7ek sahipleri olan reel sekt\u00f6r\u00fcn desteklenmesi gerekir. Kesinlikle disiplin alt\u0131na sokulmas\u0131, \u00e7al\u0131\u015fan\u0131ndan rakibine kimsenin hakk\u0131n\u0131 gasp etmeden namusluca para kazanmas\u0131n\u0131n temini laz\u0131m\u2026<\/p><div class=\"bilge-content-2\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-1212246686\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"1818807385\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p>&nbsp;<\/p>\n<p>Ama bence bug\u00fcnk\u00fc konjonkt\u00fcrde Ba\u015fbakan Yard\u0131mc\u0131s\u0131 Kurtulmu\u015f\u2019un bu a\u00e7\u0131l\u0131m\u0131n\u0131n a\u00e7mazlar\u0131 var. D\u00fcnya likidite s\u0131k\u0131nt\u0131s\u0131na gidiyor. T\u00fcrkiye kumar ekonomisi \u00fczerine kurguland\u0131\u011f\u0131 i\u00e7in bor\u00e7 \u00f6deme a\u00e7maz\u0131 ya\u015f\u0131yor.<\/p>\n<p>&nbsp;<\/p>\n<p>D\u00fcnya piyasas\u0131 darald\u0131\u011f\u0131ndan \u00fcretilecek mallar sat\u0131lacak pazar problemiyle bo\u011fu\u015fuyor. Ayr\u0131ca d\u00fcnya paran\u0131n kamu kontrol\u00fcne daha \u00e7ok ihtiyac\u0131 olan bir zemine kay\u0131yor. Bence Numan Kurtulmu\u015f bu fakt\u00f6rleri dikkate alarak \u00f6nerilerini bir daha g\u00f6zden ge\u00e7irsin.<\/p>\n<p>&nbsp;<\/p>\n<p>\u0130yi niyetli bile olsa, bir zaman ve zemin s\u0131k\u0131nt\u0131s\u0131 ta\u015f\u0131yan \u00f6nerilerle geliyor. E\u011fer bu \u00fclkede ekonomiyi kumar temelinden kurtar\u0131p, \u00fcretime inanan bir temele ta\u015f\u0131madan bunu yapmaya kalkarsan\u0131z; T\u00fcrkiye\u2019yi en iyi ihtimalle t\u00fcrev piyasalar\u0131n\u0131n vurgun alan\u0131; en k\u00f6t\u00fc ihtimalle de iflas\u0131 ta\u00e7land\u0131r\u0131lm\u0131\u015f bir \u00fclke haline getirirsiniz.<\/p>\n<p>&nbsp;<\/p>\n<p>S\u00f6z\u00fcn \u00f6z\u00fc \u015fu: Bir \u00fclkeyi y\u00f6netenlerin, devlet ad\u0131na en az 20 y\u0131ll\u0131k ger\u00e7ek\u00e7i projeksiyonlar\u0131 yoksa, d\u00fcnyadaki geli\u015fmeleri do\u011fru okuyam\u0131yorsa; planl\u0131 bir ekonomiyi esas alm\u0131yorsa; vitrine te\u015fvik koyup, arka odada \u2018lobi\u2019 diye su\u00e7lad\u0131klar\u0131na para kazand\u0131r\u0131yorsa; o \u00fclkede geli\u015fme olmaz.<\/p>\n<p>&nbsp;<\/p>\n<p>Olsa olsa Neyzen Tevfik\u2019in dedi\u011fi gibi fatura yine Millet\u2019e \u00e7\u0131kar. Ne diyordu b\u00fcy\u00fck usta? \u201cT\u00fcrk\u00fc yine o t\u00fcrk\u00fc sazlarda tel de\u011fi\u015fti. Yumruk yine o yumruk; bir varsa el de\u011fi\u015fti.\u201d<\/p>\n<p>&nbsp;<\/p>\n<p><a href=\"mailto:cetinunsalan@yahoo.com\">cetinunsalan@yahoo.com<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Finansman tart\u0131\u015fmalar\u0131n\u0131n hem varl\u0131\u011f\u0131 ve yoklu\u011fu, hem de maliyeti \u00fczerinden kavgas\u0131n\u0131n yo\u011funla\u015ft\u0131\u011f\u0131 \u015fu g\u00fcnlerde, faiz \/ dolar \u00e7eki\u015fmesi g\u00f6lgesinde ilgin\u00e7 bir \u00e7\u0131k\u0131\u015f geldi. \u00c7\u0131k\u0131\u015f\u0131 yapan&hellip;<\/p>\n","protected":false},"author":5,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[1],"tags":[904,808,801],"class_list":["post-38190","post","type-post","status-publish","format-standard","hentry","category-tumyazilar","tag-cetin-unsalan-yazilari","tag-ekonomi-makaleleri","tag-ekonomi-yazarlari-listesi"],"_links":{"self":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts\/38190","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/comments?post=38190"}],"version-history":[{"count":0,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts\/38190\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/media?parent=38190"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/categories?post=38190"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/tags?post=38190"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}