{"id":37974,"date":"2015-01-22T22:00:16","date_gmt":"2015-01-22T20:00:16","guid":{"rendered":"http:\/\/www.bilgeyatirimci.com\/?p=37974"},"modified":"2015-01-22T23:15:57","modified_gmt":"2015-01-22T21:15:57","slug":"simsekin-patlak-yapilandirmasi","status":"publish","type":"post","link":"https:\/\/www.bilgeyatirimci.com\/i\/simsekin-patlak-yapilandirmasi\/","title":{"rendered":"\u00c7etin \u00dcnsalan &#8211; \u015eim\u015fek&#8217;in patlak yap\u0131land\u0131rmas\u0131"},"content":{"rendered":"<p><em><strong>T\u00fcrkiye\u2019nin ba\u015far\u0131 palavras\u0131na ra\u011fmen, en \u00e7ok mali af \u00e7\u0131karan iktidar\u0131n\u0131n, son yap\u0131land\u0131rmas\u0131n\u0131n i\u015fe yaramayaca\u011f\u0131n\u0131 daha \u00f6nce burada anlatm\u0131\u015ft\u0131m. \u00dclkede ciddi bir tahsil\u00e2t problemi ya\u015fan\u0131rken, s\u0131k\u0131\u015fan Hazine\u2019ye birka\u00e7 kuru\u015f getirmek i\u00e7in yap\u0131lan uygulaman\u0131n bo\u015fa k\u00fcrek \u00e7ekmek oldu\u011funun da alt\u0131n\u0131 \u00e7izmi\u015ftim.<\/strong><\/em><\/p><div class=\"bilge-yaziust\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-4159335963\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"9580705384\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p>&nbsp;<\/p>\n<p>\u00c7\u00fcnk\u00fc ger\u00e7ekten ihtiya\u00e7 olmas\u0131na kar\u015f\u0131n, kal\u0131c\u0131 bir \u00e7\u00f6z\u00fcm \u00f6ng\u00f6r\u00fclmedi\u011fi gibi, se\u00e7imlere kadar para toplama tela\u015f\u0131na d\u00fc\u015fm\u00fc\u015f bir y\u00f6netimin, tahakkuk ile tahsil\u00e2t\u0131 bile ay\u0131ramad\u0131\u011f\u0131na, zaman\u0131nda \u00f6deyenleri ma\u011fdur ederken, bor\u00e7luya da mavi boncuk da\u011f\u0131tt\u0131\u011f\u0131na dikkat \u00e7ekmek gerekiyordu.<\/p>\n<p>&nbsp;<\/p>\n<p>Bug\u00fcne kadar yap\u0131lan aflarda tahakkuk edenleri bir kenara koyarsak, tahsil\u00e2t oran\u0131n\u0131n ortalama y\u00fczde 10\u2019u ge\u00e7medi\u011fi dile getirilen bir ger\u00e7ek. Fakat yine ders almad\u0131lar; af diye ba\u015flay\u0131p, yap\u0131land\u0131rmayla bitirdiler. Dertleri ise \u00fc\u00e7 be\u015f kuru\u015f kasaya para sokarken, kim bilir kimlerin bundan yararlan\u0131p, \u00e7ama\u015f\u0131r makinesinde y\u0131kanmas\u0131\u2026<\/p>\n<p>&nbsp;<\/p>\n<p>Kimler paras\u0131n\u0131 akl\u0131yor; bilmiyorum ama vatanda\u015f kesiminin iyi niyetli oldu\u011fu a\u00e7\u0131k. Yani \u2018buraday\u0131m\u2019 deyip, borcuna sahip \u00e7\u0131k\u0131yor. Velhas\u0131l meseleyi ka\u00e7ak ya da kay\u0131td\u0131\u015f\u0131 ile kar\u0131\u015ft\u0131rmamak gerekir.<\/p>\n<p>&nbsp;<\/p>\n<p>Nitekim ger\u00e7ekle\u015fmeler de farkl\u0131 bir g\u00f6r\u00fcnt\u00fc vermiyor. \u015eimdi size bire bir ya\u015fanm\u0131\u015f iki vaka payla\u015faca\u011f\u0131m. Bunlardan birincisi Ba\u011f-Kur borcuyla ilgili\u2026 Vatanda\u015f borcunu yap\u0131land\u0131rmak i\u00e7in Kad\u0131k\u00f6y SGK\u2019ya ba\u015fvuruyor. \u0130\u015fte ba\u015f d\u00f6nd\u00fcren rakamlar aras\u0131 yolculuk:<\/p>\n<p>&nbsp;<\/p>\n<p>Ger\u00e7ek borcu 15 bin 427 TL\u2026 Yap\u0131land\u0131rma bor\u00e7 toplam\u0131 hesaplamalar\u0131n ard\u0131ndan 19 bin 217 TL.\u2019ye ula\u015f\u0131yor. Pe\u015fin \u00f6derse sorun yok. Taksitle \u00f6demeye y\u00f6neldi\u011finde 18 ayl\u0131k e\u015fit taksitlerle kar\u015f\u0131s\u0131ndaki rakam 31 bin 305 TL\u2019yi buluyor.<\/p>\n<p>&nbsp;<\/p>\n<p>Elbette bunu \u00f6deyecek paras\u0131 yok. Sonra Cumhurba\u015fkan\u0131 Erdo\u011fan\u2019\u0131n verdi\u011fi m\u00fcjde (!) akl\u0131na geliyor. Halkbank ile SGK\u2019n\u0131n yapt\u0131\u011f\u0131 anla\u015fma\u2026 Ne deniliyordu? \u2018Ba\u011f-kurluyu Halk Bankas\u0131 emekli edecek.\u2019<\/p>\n<p>&nbsp;<\/p>\n<p>Kredi almak isteyince, ikametg\u00e2h \u015fart\u0131 kendisine ifade edilerek Gaziosmanpa\u015fa Halkbank\u2019a ba\u015fvuruyor. Emekli olduktan sonra alaca\u011f\u0131 maa\u015f hesaplan\u0131yor. Maa\u015f 858 TL\u2026 Sonu\u00e7ta SGK ile birlikte \u00f6demesi gereken paran\u0131n faturas\u0131 \u00f6n\u00fcne geliyor: 51 bin 365 TL\u2026<\/p><div class=\"bilge-content-1\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-571342738\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"3167340272\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p>&nbsp;<\/p>\n<p>Bak\u0131n 15 bin TL\u2019lik borcu \u00e7\u0131k\u0131yor 51 bin TL\u2019ye\u2026 Fakat bu da yeterli de\u011fil. 50 ya\u015f\u0131n \u00fczerinde olmas\u0131 ve ifadeye g\u00f6re \u2018ortalamalara g\u00f6re ya\u015fam \u00f6mr\u00fcn\u00fcn \u00f6demeye elveri\u015fli olmamas\u0131,\u2019 kredi almas\u0131n\u0131 engelliyor. Kendisinden teminat isteniyor. \u00c7\u0131kan rakama m\u0131 yanars\u0131n\u0131z, insanl\u0131k d\u0131\u015f\u0131 muameleye mi?<\/p>\n<p>&nbsp;<\/p>\n<p>Sonu\u00e7ta paray\u0131 alam\u0131yor. Vatanda\u015f\u0131n dedi\u011fi \u015fu: 51 bin TL\u2019yi bankaya koysam, emekli maa\u015f\u0131mdan \u00e7ok getirisi olur. Elbette kredi de kullanam\u0131yor; sa\u011fl\u0131k hizmetinden yararlanmak da, emeklilik de hayal oluyor. Bu arada dip not vereyim. Tekrar SGK Kad\u0131k\u00f6y\u2019e d\u00f6nd\u00fc\u011f\u00fcnde dosyas\u0131n\u0131n kaybedildi\u011fini \u00f6\u011freniyor.<\/p>\n<p>&nbsp;<\/p>\n<p>Ama her T\u00fcrk vatanda\u015f\u0131 gibi \u00f6nlemini alm\u0131\u015f, t\u00fcm yaz\u0131\u015fmalar\u0131n fotokopisini \u00e7ektirmi\u015f. Neden TC kimlik numaras\u0131ndan i\u015flem yap\u0131lamad\u0131\u011f\u0131n\u0131 bilemiyorum ama fotokopiler \u00fczerinden tekrar dosyas\u0131 sistemden temin ediliyor.<\/p>\n<p>&nbsp;<\/p>\n<p>Peki vatanda\u015f bu krediyi alabilseydi ne olurdu? Yap\u0131land\u0131r\u0131lan miktar\u0131n ya da o s\u00fcre\u00e7te i\u015fleyen yeni primin 2 tanesini aksat\u0131rsan\u0131z, yap\u0131land\u0131rman\u0131z da yan\u0131yor. Yani i\u015fin \u00f6zeti bu giri\u015fim de birka\u00e7 taksitten \u00f6teye gitmez.<\/p><div class=\"bilge-content-2\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-3046301937\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"1818807385\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p>&nbsp;<\/p>\n<p>Ba\u011f-kur\u2019da durum b\u00f6yle de di\u011ferlerinde farkl\u0131 m\u0131? Bak\u0131n bir ba\u015fka rezalet \u00f6yk\u00fcy\u00fc rakamlara bo\u011fmadan payla\u015fay\u0131m. Yine bir esnaf\u2026 2010 y\u0131l\u0131ndan kalma elektrik borcunu yap\u0131land\u0131rmaya sokmak istiyor. Borcu o d\u00f6nemde kamuya\u2026 Daha sonra da\u011f\u0131t\u0131m \u00f6zelle\u015ftiriliyor.<\/p>\n<p>&nbsp;<\/p>\n<p>Kanuna g\u00f6re yap\u0131land\u0131rma hakk\u0131n\u0131 kullanmak istiyor. \u015eirket \u2018taksitlendirme falan yok\u2019 diyerek yan\u0131t veriyor. Ya hepsini pe\u015fin \u00f6deyecek ya da kredi kart\u0131ndan \u00e7ekip, bor\u00e7 \/ alacak ili\u015fkisini bankaya devredecek. Fakat vatanda\u015f kredi kart\u0131 kullanm\u0131yor.<\/p>\n<p>&nbsp;<\/p>\n<p>O kadar prensip sahibi bir yakla\u015f\u0131mdalar ki, uzun tart\u0131\u015fmalardan sonra i\u015f y\u00fczde 30 pe\u015fin, 6 takside ba\u011flan\u0131yor. Yani neresinden bakarsan\u0131z bak\u0131n koku\u015fmu\u015f bir sistem. D\u0131\u015far\u0131dan paras\u0131 kesilen, i\u00e7eride paraya s\u0131k\u0131\u015fan bir Hazine ve Maliye politikas\u0131, \u2018ne toplarsam k\u00e2rd\u0131r\u2019 anlay\u0131\u015f\u0131yla sorun \u00f6teliyor.<\/p>\n<p>&nbsp;<\/p>\n<p>\u0130\u015fin \u00f6z\u00fc \u015fu: \u0130ktidar\u0131n bu yap\u0131land\u0131rmas\u0131 da, daha \u00f6ncekiler gibi patlak\u2026 Hedef sorunu da \u00e7\u00f6zmek olmay\u0131nca diyecek tek \u015fey kal\u0131yor: Dar\u0131s\u0131 bir sonraki se\u00e7im \u00f6ncesinde ad\u0131 af, sonras\u0131nda yap\u0131land\u0131rma olacak giri\u015fime\u2026<\/p>\n<p>&nbsp;<\/p>\n<p><a href=\"mailto:cetinunsalan@yahoo.com\">cetinunsalan@yahoo.com<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>T\u00fcrkiye\u2019nin ba\u015far\u0131 palavras\u0131na ra\u011fmen, en \u00e7ok mali af \u00e7\u0131karan iktidar\u0131n\u0131n, son yap\u0131land\u0131rmas\u0131n\u0131n i\u015fe yaramayaca\u011f\u0131n\u0131 daha \u00f6nce burada anlatm\u0131\u015ft\u0131m. \u00dclkede ciddi bir tahsil\u00e2t problemi ya\u015fan\u0131rken, s\u0131k\u0131\u015fan&hellip;<\/p>\n","protected":false},"author":5,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-37974","post","type-post","status-publish","format-standard","hentry","category-tumyazilar"],"_links":{"self":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts\/37974","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/comments?post=37974"}],"version-history":[{"count":0,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts\/37974\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/media?parent=37974"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/categories?post=37974"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/tags?post=37974"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}