{"id":37907,"date":"2015-01-19T23:08:22","date_gmt":"2015-01-19T21:08:22","guid":{"rendered":"http:\/\/www.bilgeyatirimci.com\/?p=37907"},"modified":"2015-01-19T23:18:00","modified_gmt":"2015-01-19T21:18:00","slug":"her-ise-maydanoz","status":"publish","type":"post","link":"https:\/\/www.bilgeyatirimci.com\/i\/her-ise-maydanoz\/","title":{"rendered":"\u00c7etin \u00dcnsalan &#8211; Her i\u015fe maydanoz"},"content":{"rendered":"<p><em><strong>G\u00fcndem Merkez Bankas\u0131\u2019n\u0131n faizler ile ilgili ne karar verece\u011fi\u2026 Asl\u0131nda son derece ekonomik olarak g\u00f6z\u00fcken, ama iktisad\u0131n yak\u0131n\u0131ndan bile ge\u00e7meyen siyasal bir tart\u0131\u015fma var ortada\u2026 Faiz karar\u0131 neredeyse ekonomik bir tercih olmaktan \u00e7\u0131kt\u0131.<\/strong><\/em><\/p><div class=\"bilge-yaziust\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-399162880\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"9580705384\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p>&nbsp;<\/p>\n<p>San\u0131r\u0131m bu i\u015ften para kazanmayanlar d\u0131\u015f\u0131nda hi\u00e7 kimse bu \u00fclkede y\u00fcksek faiz uygulanmas\u0131n\u0131 istemez. Fakat istemekle, ger\u00e7ek\u00e7i olmak her zaman ayn\u0131 potaya oturmuyor. Reel sekt\u00f6r\u00fcn \u00e7ok ciddi bir bor\u00e7 a\u00e7maz\u0131 oldu\u011funu ve y\u00fcksek faizlerin \u00fcretimden \u00f6demeye her a\u015famada olumsuz etki yarataca\u011f\u0131n\u0131 biliyoruz.<\/p>\n<p>&nbsp;<\/p>\n<p>Peki ya di\u011fer fakt\u00f6rler? Enflasyon oran\u0131ndan d\u00f6viz kuruna kadar hi\u00e7bir g\u00f6stergesi ger\u00e7ek olmayan bir \u00fclkede enflasyonun alt\u0131nda faiz kime anlat\u0131labilir? D\u00fc\u015f\u00fcnsenize bankaya bor\u00e7lusunuz ve gidip, tek tarafl\u0131 faizleri d\u00fc\u015f\u00fcrmeyi \u00f6neriyorsunuz. Ne yan\u0131t al\u0131rs\u0131n\u0131z?<\/p>\n<p>&nbsp;<\/p>\n<p>Madalyonun tersine bakal\u0131m. Bankaya mevduat\u0131n\u0131z\u0131 yat\u0131racaks\u0131n\u0131z ve banka size enflasyonun alt\u0131nda faiz ya da kat\u0131l\u0131m bankas\u0131 mant\u0131\u011f\u0131 \u00e7er\u00e7evesinde k\u00e2r pay\u0131 vermeyi \u00f6neriyor. Esasen teknik olarak ikisinin de birbirinden fark\u0131 yok ama bu ba\u015fka bir tart\u0131\u015fma konusu\u2026<\/p>\n<p>&nbsp;<\/p>\n<p>Yani bankaya 100 TL yat\u0131racaks\u0131n\u0131z ve sene sonunda paran\u0131z\u0131n y\u0131pranmas\u0131 115 TL iken, size 107 TL vermek isteyecek. Kabul eder misiniz? Biraz daha abartal\u0131m. 100 TL yat\u0131r\u0131p, 95 TL almay\u0131 onaylar m\u0131s\u0131n\u0131z? \u0130\u015fte Cumhurba\u015fkan\u0131\u2019n\u0131n \u0131srar etti\u011fi konunun a\u00e7\u0131klamas\u0131 bu kadar basit\u2026<\/p>\n<p>&nbsp;<\/p>\n<p>Art\u0131k aba alt\u0131ndan sopa g\u00f6sterme devri\u2026 Cumhurba\u015fkan\u0131\u2019n\u0131n dedi\u011fini yap\u0131yor musun yapm\u0131yor musun? Yoksa \u2018yasan\u0131 de\u011fi\u015ftiririz biz de\u2019\u2026 \u015eimdi kimse \u2018\u00f6zel sekt\u00f6r\u00fc d\u00fc\u015f\u00fcn\u00fcyoruz; yat\u0131r\u0131m yapam\u0131yor\u2019 bahanesinin alt\u0131na s\u0131\u011f\u0131nmas\u0131n. Zaten ak\u0131ll\u0131 bir i\u015fadam\u0131 bu ortamda yat\u0131r\u0131m yapmaz.<\/p>\n<p>&nbsp;<\/p>\n<p>Mesela Bakan Zeybek\u00e7i\u2026 Neden faiz indirimi istedi\u011fini kesinlikle bilmiyor. E\u011fer Erdo\u011fan faiz art\u0131r\u0131m\u0131 istiyor olsayd\u0131, o da isteyecekti. Konu \u00f6nemli de\u011fil, kraldan \u00e7ok kralc\u0131l\u0131k yapmak derdi. Fakat helikopterle imar yapan ve bilimi reddeden bir zihniyetin farkl\u0131 bir yakla\u015f\u0131m sergilemesi m\u00fcmk\u00fcn m\u00fc? Bence de\u011fil\u2026<\/p>\n<p>&nbsp;<\/p>\n<p>Gazetecili\u011fi \u00f6\u011fretiyorlar; ekonomiyi \u00f6\u011fretiyorlar; hamileli\u011fi \u00f6\u011fretiyorlar; do\u011fumu \u00f6\u011fretiyorlar; muhalefeti \u00f6\u011fretiyorlar; hayat tarz\u0131 \u00f6\u011fretiyorlar; inanc\u0131 \u00f6\u011fretiyorlar; Be\u015ftepe\u2019de toplay\u0131p Ba\u015fbakanl\u0131k bile \u00f6\u011fretiyorlar.<\/p><div class=\"bilge-content-1\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-3897766021\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"3167340272\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p>&nbsp;<\/p>\n<p>Nas\u0131l gen\u00e7 olunaca\u011f\u0131n\u0131; nas\u0131l i\u015fsiz olunaca\u011f\u0131n\u0131; nas\u0131l kad\u0131n, erkek, \u00f6\u011fretmen, \u00f6\u011frenci, i\u015fadam\u0131, akademisyen, d\u00fc\u015f\u00fcnen, d\u00fc\u015f\u00fcnmeyen ve akl\u0131n\u0131za ne gelirse ne olaca\u011f\u0131n\u0131 hep \u00f6\u011fretiyorlar. Her i\u015fe maydanoz oluyorlar.<\/p>\n<p>&nbsp;<\/p>\n<p>\u00dcstelik t\u00fcm bunlar\u0131 da hayat\u0131nda kitap okumuyor olmaktan \u00f6v\u00fcn\u00e7 duyan bir ki\u015finin istekleri \u00fczerinde yap\u0131yorlar. Buna ister cahil cesareti deyin, isterseniz hem kekeme hem geveze olmak\u2026 Ama bir ger\u00e7ek var ki, bu kadar bilgisizce bilgi\u00e7lik yapmak normal bir durum de\u011fil.<\/p>\n<p>&nbsp;<\/p>\n<p>Korkuyorum yak\u0131nda ameliyata da girerler. Ne de olsa koca bir \u00fclkeyi ameliyat edip; tecr\u00fcbe kazand\u0131lar. Sivilce derken, b\u00f6bre\u011fi ald\u0131lar ama olsun.<\/p>\n<p>&nbsp;<\/p>\n<p><a href=\"mailto:cetinunsalan@yahoo.com\">cetinunsalan@yahoo.com<\/a><\/p><div class=\"bilge-content-2\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-1157440025\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"1818807385\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n","protected":false},"excerpt":{"rendered":"<p>G\u00fcndem Merkez Bankas\u0131\u2019n\u0131n faizler ile ilgili ne karar verece\u011fi\u2026 Asl\u0131nda son derece ekonomik olarak g\u00f6z\u00fcken, ama iktisad\u0131n yak\u0131n\u0131ndan bile ge\u00e7meyen siyasal bir tart\u0131\u015fma var ortada\u2026&hellip;<\/p>\n","protected":false},"author":5,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[1],"tags":[904,808,801],"class_list":["post-37907","post","type-post","status-publish","format-standard","hentry","category-tumyazilar","tag-cetin-unsalan-yazilari","tag-ekonomi-makaleleri","tag-ekonomi-yazarlari-listesi"],"_links":{"self":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts\/37907","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/comments?post=37907"}],"version-history":[{"count":0,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts\/37907\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/media?parent=37907"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/categories?post=37907"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/tags?post=37907"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}