{"id":37387,"date":"2014-12-16T23:51:28","date_gmt":"2014-12-16T21:51:28","guid":{"rendered":"http:\/\/www.bilgeyatirimci.com\/?p=37387"},"modified":"2014-12-19T22:42:35","modified_gmt":"2014-12-19T20:42:35","slug":"caresizlik-sasilik-ve-isbilmezlik","status":"publish","type":"post","link":"https:\/\/www.bilgeyatirimci.com\/i\/caresizlik-sasilik-ve-isbilmezlik\/","title":{"rendered":"\u00c7etin \u00dcnsalan &#8211; \u00c7aresizlik, \u015fa\u015f\u0131l\u0131k ve i\u015fbilmezlik"},"content":{"rendered":"<p><em><strong>T\u00fcrkiye ekonomisinin foto\u011fraf\u0131n\u0131 yans\u0131tan rakamlar\u0131n, bilhassa T\u00dc\u0130K taraf\u0131ndan a\u00e7\u0131klananlar\u0131n ger\u00e7ekle hi\u00e7bir alakas\u0131 olmad\u0131\u011f\u0131 konusunda b\u00fcy\u00fck bir \u00e7o\u011funluk hemfikir. Buna ra\u011fmen, \u00e7arp\u0131t\u0131lan rakamlar dahi, ortadaki b\u00fcy\u00fck palavran\u0131n verdi\u011fi irinleri gizleyemiyor.<\/strong><\/em><\/p><div class=\"bilge-yaziust\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-1845818567\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"9580705384\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p>&nbsp;<\/p>\n<p>\u0130\u015fsizlik rakamlar\u0131, b\u00fcy\u00fcme rakamlar\u0131, enflasyon oranlar\u0131 ve bir\u00e7o\u011fu buna \u00f6rnek olarak g\u00f6sterilebilir. Ekonomilerde sorunlar da olabilir. Fakat g\u00fcndemin pop\u00fcler imgesi \u2018Osmanl\u0131\u2019 tokad\u0131n\u0131n b\u00fcy\u00fc\u011f\u00fcn\u00fc yemeye neden olan yalana inanmak, \u00e7aresizli\u011fini gizlemeye \u00e7al\u0131\u015fmak, olaylara mecazen \u015fa\u015f\u0131 bakmak ve i\u015fbilmezliktir.<\/p>\n<p>&nbsp;<\/p>\n<p>Bu hallerin tamam\u0131, \u015fu an ekonomi y\u00f6netiminde mevcut. G\u00fcndeme d\u00fc\u015fen haberlerle ve onlar\u0131n ger\u00e7ek analiziyle bu resmi \u00e7ok net g\u00f6rebilirsiniz. Mesela, tutulamayan dolar kar\u015f\u0131s\u0131nda tak\u0131n\u0131lan tutum. Ekonomi Bakan\u0131 Nihat Zeybek\u00e7i bu konuyla ilgili bir a\u00e7\u0131klama yapt\u0131.<\/p>\n<p>&nbsp;<\/p>\n<p>Dedi ki; \u201cT\u00fcrkiye\u2019nin buna g\u00fc\u00e7l\u00fc m\u00fcdahalelerle tedbir almas\u0131n\u0131n gereklili\u011fine inanm\u0131yorum. Bunu piyasan\u0131n kendili\u011finden halledece\u011fine inan\u0131yorum.\u201d Ayn\u0131 ismin iki g\u00fcn \u00f6ncesine kadar Merkez Bankas\u0131\u2019na faiz bask\u0131s\u0131 yapt\u0131\u011f\u0131n\u0131 d\u00fc\u015f\u00fcn\u00fcrseniz, \u00f6zerk kurumlara inanmad\u0131\u011f\u0131 a\u00e7\u0131k.<\/p>\n<p>&nbsp;<\/p>\n<p>O zaman bunun anlam\u0131 ne? \u00c7aresizlik&#8230; \u00c7\u00fcnk\u00fc a\u00e7\u0131klanan t\u00fcm d\u00f6viz rezervine kar\u015f\u0131l\u0131k, Merkez\u2019in kasas\u0131nda kullan\u0131labilir d\u00f6viz miktar\u0131 b\u00f6yle bir m\u00fccadeleye girecek oranda de\u011fil. Zeybek\u00e7i de \u00e7aresizli\u011fi, yi\u011fitlik olarak bize yutturmaya \u00e7al\u0131\u015f\u0131yor.<\/p>\n<p>&nbsp;<\/p>\n<p>Gelelim ikinci meseleye&#8230; T\u00fcrkiye\u2019nin bana kal\u0131rsa bug\u00fcn ve yar\u0131n en \u00f6nemli sorunlar\u0131n\u0131n ba\u015f\u0131nda i\u015fsizlik geliyor. Peki, yakla\u015f\u0131m ne? Haber i\u015fsizlere b\u00fcy\u00fck m\u00fcjde olarak kamuoyuna yans\u0131d\u0131. M\u00fcjdeyi veren, \u00c7al\u0131\u015fma ve Sosyal G\u00fcvenlik Bakan\u0131 Faruk \u00c7elik.<\/p>\n<p>&nbsp;<\/p>\n<p>Bakan \u00c7elik, i\u015fsizlik sigortas\u0131ndan yararlanma ko\u015fullar\u0131n\u0131n esnetilmesi ve s\u00fcrelerinin artt\u0131r\u0131lmas\u0131 i\u00e7in \u00e7al\u0131\u015fma ba\u015flat\u0131laca\u011f\u0131n\u0131 a\u00e7\u0131klad\u0131. Oysa \u00fclkede i\u015fsizlere daha \u00e7ok para vermek de\u011fil, madem b\u00fcy\u00fck (!) ekonomi yakaland\u0131; i\u015f yaratman\u0131n tart\u0131\u015f\u0131lmas\u0131 gerekmiyor mu? Peki, bunun anlam\u0131 ne? Mecazi anlamda da olsa \u015fa\u015f\u0131l\u0131k&#8230;<\/p>\n<p>&nbsp;<\/p>\n<p>Ekonomi s\u00f6ylendi\u011fi kadar iyi olmad\u0131\u011f\u0131 gibi, hedeflenen b\u00fcy\u00fcme rakamlar\u0131 dahil orta vadeli plan\u0131n \u00e7\u00f6p oldu\u011funun da itiraf\u0131&#8230; Bakan m\u00fcjde olarak i\u015f de\u011fil, i\u015fsizlik maa\u015f\u0131 veriyor. Daha ba\u015fka s\u00f6ylenecek bir \u015fey var m\u0131?<\/p><div class=\"bilge-content-1\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-4269327235\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"3167340272\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p>&nbsp;<\/p>\n<p>Gelelim i\u015fbilmezli\u011fe&#8230; T\u00fcrkiye Bankalar Birli\u011fi Ocak-Kas\u0131m 2014 d\u00f6neminde, \u00e7ek kullan\u0131m\u0131 artarken, kar\u015f\u0131l\u0131ks\u0131z \u00e7ek oran\u0131n\u0131n da azald\u0131\u011f\u0131n\u0131 a\u00e7\u0131klad\u0131. Yine ayr\u0131nt\u0131lara bakt\u0131\u011f\u0131n\u0131zda bir nokta dikkat \u00e7ekiyor. Kar\u015f\u0131l\u0131ks\u0131z \u00e7ek adedinin bir \u00f6nceki y\u0131l\u0131n ayn\u0131 d\u00f6nemine g\u00f6re y\u00fczde 12 azald\u0131\u011f\u0131, kar\u015f\u0131l\u0131ks\u0131z i\u015flemi yap\u0131lan \u00e7eklerin tutar\u0131n\u0131n ise y\u00fczde 7 artt\u0131\u011f\u0131 tespiti payla\u015f\u0131ld\u0131.<\/p>\n<p>&nbsp;<\/p>\n<p>E\u011fer \u00e7eke, nakit \u00f6deme arac\u0131 olarak yakla\u015f\u0131rsan\u0131z bu resmi olumlu okursunuz. Fakat \u00e7ekin T\u00fcrkiye\u2019deki gibi vade i\u00e7eren bir \u00f6deme arac\u0131 oldu\u011funu dikkate al\u0131rsan\u0131z, tablo de\u011fi\u015fir. D\u00f6nemde \u00e7ek adedi y\u00fczde 5, \u00e7ek tutar\u0131 y\u00fczde 21 artm\u0131\u015f. Ne g\u00fczel de\u011fil mi?<\/p>\n<p>&nbsp;<\/p>\n<p>Peki bunun anlam\u0131 ne? Ge\u00e7tim i\u015f d\u00fcnyas\u0131n\u0131n kar\u015f\u0131l\u0131ks\u0131z \u00e7\u0131kan \u00e7eki, kendi i\u00e7inde yeni vadelerle de\u011fi\u015ftirmesini ya da kronik bir tahsil\u00e2t s\u0131k\u0131nt\u0131s\u0131 ya\u015fand\u0131\u011f\u0131n\u0131&#8230; Daha kritik bir sorun var. \u015eu an reel piyasada ortalama 12 &#8211; 20 ayl\u0131k yelpazede vadeyle mal sat\u0131ld\u0131\u011f\u0131n\u0131 d\u00fc\u015f\u00fcn\u00fcrseniz, bu \u00e7eklerdeki patlaman\u0131n kar\u015f\u0131l\u0131\u011f\u0131n\u0131 o s\u00fcreden \u00f6nce g\u00f6remezsiniz demektir.<\/p>\n<p>&nbsp;<\/p>\n<p>G\u00f6remedi\u011finiz gibi, \u00e7ek kullan\u0131m\u0131ndaki art\u0131\u015f\u0131n, yine f\u00fctursuzca \u00e7ek da\u011f\u0131t\u0131m\u0131na devam edildi\u011finin ve insanlar\u0131n da p\u0131rasa do\u011frar gibi \u00e7ek kesti\u011finin kan\u0131t\u0131 oldu\u011funu \u0131skalars\u0131n\u0131z. Bu da \u00f6n\u00fcm\u00fczdeki s\u00fcre\u00e7te reel sekt\u00f6r a\u00e7\u0131s\u0131ndan daha b\u00fcy\u00fck bir riskin ortada oldu\u011funu g\u00f6sterir.<\/p><div class=\"bilge-content-2\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-1970073453\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"1818807385\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p>&nbsp;<\/p>\n<p>Finans\u00e7\u0131 olarak rahat davranabilirsiniz. \u00c7\u00fcnk\u00fc \u00e7ek yapra\u011f\u0131 ba\u015f\u0131na riskiniz bin 40 TL&#8230; O zaman temel soru \u015fu: \u00c7ekleri d\u00f6nen firma, size de \u00f6demesini yapamazsa ne olur? Hi\u00e7 ho\u015f olmaz&#8230; Peki, bunun anlam\u0131 ne? \u0130\u015fbilmezlik&#8230;<\/p>\n<p>&nbsp;<\/p>\n<p>B\u0131rak\u0131n s\u0131r\u00e7a k\u00f6\u015fklerinizden takip etti\u011finiz ekonomiyi&#8230; Sahaya inin ve insanlar\u0131n ya\u015fad\u0131klar\u0131 \u00fczerinden yorum yap\u0131n. Ama bir \u015fartla&#8230; Tehditlerinizi ve korumalar\u0131n\u0131z\u0131 evde b\u0131rak\u0131n.<\/p>\n<p>&nbsp;<\/p>\n<p><a href=\"mailto:cetinunsalan@yahoo.com\">cetinunsalan@yahoo.com<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>T\u00fcrkiye ekonomisinin foto\u011fraf\u0131n\u0131 yans\u0131tan rakamlar\u0131n, bilhassa T\u00dc\u0130K taraf\u0131ndan a\u00e7\u0131klananlar\u0131n ger\u00e7ekle hi\u00e7bir alakas\u0131 olmad\u0131\u011f\u0131 konusunda b\u00fcy\u00fck bir \u00e7o\u011funluk hemfikir. Buna ra\u011fmen, \u00e7arp\u0131t\u0131lan rakamlar dahi, ortadaki b\u00fcy\u00fck&hellip;<\/p>\n","protected":false},"author":5,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[1],"tags":[904,808,801],"class_list":["post-37387","post","type-post","status-publish","format-standard","hentry","category-tumyazilar","tag-cetin-unsalan-yazilari","tag-ekonomi-makaleleri","tag-ekonomi-yazarlari-listesi"],"_links":{"self":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts\/37387","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/comments?post=37387"}],"version-history":[{"count":0,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts\/37387\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/media?parent=37387"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/categories?post=37387"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/tags?post=37387"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}