{"id":3647,"date":"2011-08-04T09:41:52","date_gmt":"2011-08-04T06:41:52","guid":{"rendered":"http:\/\/www.bilgeyatirimci.com\/?p=3647"},"modified":"2011-08-04T09:41:52","modified_gmt":"2011-08-04T06:41:52","slug":"24-saatte-dev-kar","status":"publish","type":"post","link":"https:\/\/www.bilgeyatirimci.com\/i\/24-saatte-dev-kar\/","title":{"rendered":"24 Saatte Dev Kar"},"content":{"rendered":"<p><strong>Avrupa\u2019daki kriz nedeniyle Avrupa bankalar\u0131 s\u00fcrekli kan\u00a0kaybederken T\u00fcrk bankalar\u0131 beklentilerin \u00fczerinde gelen karlar\u0131yla yat\u0131r\u0131mc\u0131lar\u0131n\u0131n y\u00fcz\u00fcn\u00fc g\u00fcld\u00fcrd\u00fc.<\/p><div class=\"bilge-yaziust\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-1700897022\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"9580705384\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p><\/strong>Hafta ba\u015f\u0131nda Halkbankas\u0131 k\u00e2r\u0131n\u0131n beklentilerin \u00fczerinde gelmesinden sonra d\u00fcn de Garanti Bankas\u0131 ve Yap\u0131\u00a0 Kredi Bankas\u0131 beklentilerin \u00fczerinde kar a\u00e7\u0131klad\u0131.\u00a0<span><strong>Olumlu<\/strong><\/span>\u00a0bilan\u00e7o etkisiyle, \u0130MKB endeksi d\u00fc\u015ferken bankac\u0131l\u0131k endeksi g\u00fcn\u00fc y\u00fczde 1,46 primli 129,937 puandan kapad\u0131.\u00a0 Bilan\u00e7olar sonras\u0131 y\u00fczde 2,43 primle 7.58 TL\u2019ye y\u00fckselirken Yap\u0131\u00a0 Kredi hisseleri y\u00fczde 1,24 oran\u0131nda y\u00fckseli\u015fle 4.08\u2019e ula\u015ft\u0131.<\/p>\n<p>Denizbank\u00a0<span><strong>ve<\/strong><\/span>\u00a0\u015eekerbank\u2019\u0131n d\u00fcn a\u00e7\u0131klanan ikinci \u00e7eyrek karlar\u0131yla birlikte d\u00f6rt bankan\u0131n 2011 y\u0131l\u0131 ilk yar\u0131 y\u0131l toplam kar\u0131 3,467 milyar lira olarak ger\u00e7ekle\u015fti.<\/p>\n<p><strong>\u2018KUR ZAYIFLI\u011eI TEHD\u0130T DE\u011e\u0130L\u2019<br \/>\n<\/strong><br \/>\nRenaissace Capital Raporu\u2019nda, kurdaki zay\u0131fl\u0131\u011f\u0131n T\u00fcrk bankac\u0131l\u0131k sekt\u00f6r\u00fcne direkt tehdit olu\u015fturmayaca\u011f\u0131na y\u00f6nelik g\u00f6r\u00fc\u015f\u00fcn alt\u0131 \u00e7izildi. 2011-2012 aras\u0131 d\u00f6nemde T\u00fcrk bankalar\u0131n\u0131n marjlar\u0131\u00a0<span><strong>i\u00e7in<\/strong><\/span>\u00a0iyi olabilecek keskin bir yava\u015flamaya i\u015faret eden %6\/%4 gsyih b\u00fcy\u00fcmesi beklendi\u011fi belirtildi.<\/p>\n<p>Vade uygunsuzlu\u011funun k\u0131sa vadede yap\u0131sal zay\u0131fl\u0131\u011f\u0131n anahtar\u0131 olarak kalmaya devam edece\u011fi kaydedildi.\u00a0 K\u0131sa d\u00f6nemde faiz oranlar\u0131n\u0131n yukar\u0131 \u00e7\u0131kmas\u0131yla gelirlerin etkilenece\u011fi, uzun d\u00f6nemde ise T\u00fcrk bankalar\u0131n\u0131n marjlar\u0131n\u0131n d\u00fc\u015fme y\u00f6n\u00fcnde dengelenece\u011fi belirtildi.<\/p>\n<p><strong>GARANT\u0130 \u0130Y\u0130MSER BEKLENT\u0130LER\u0130 DE A\u015eTI<br \/>\n<\/strong><br \/>\n<span><strong>Garanti<\/strong><\/span>\u00a0Bankas\u0131, 2011 y\u0131l\u0131n\u0131n ilk yar\u0131s\u0131nda, 1 milyar 928 milyon 929 bin lira ile beklentilerin \u00fczerinde net kar a\u00e7\u0131klad\u0131.<\/p>\n<p>Aktif b\u00fcy\u00fckl\u00fc\u011f\u00fc 154 milyar 208 milyon 258 bin lira seviyesine ula\u015fan Garanti Bankas\u0131, nakdi ve gayri nakdi krediler arac\u0131l\u0131\u011f\u0131yla ekonomiye 101 milyar 398 milyon 495 bin lira destek sa\u011flad\u0131, aktif karl\u0131l\u0131\u011f\u0131 y\u00fczde 2,5 seviyesinde ger\u00e7ekle\u015fti.\u00a0 \u00d6zkaynaklar\u0131 y\u00fczde 3,4&#8217;l\u00fck art\u0131\u015fla 17,2 milyar liraya ula\u015fan bankan\u0131n \u00f6zkaynak karl\u0131l\u0131\u011f\u0131 ise y\u00fczde\u00a0<span><strong>21<\/strong><\/span>,4 seviyesinde ger\u00e7ekle\u015fti.<\/p>\n<p>Bankan\u0131n TL krediler pazar pay\u0131 y\u00fczde 11, YP krediler pazar pay\u0131 y\u00fczde 19,1 oldu. Mevduat toplam\u0131 2010 y\u0131l sonuna g\u00f6re y\u00fczde 6,9 artarak, 84 milyar 528 milyon 791 milyon lira seviyesine ula\u015ft\u0131.<\/p><div class=\"bilge-content-1\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-2263559857\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"3167340272\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p>Global Menkul De\u011ferler Bankac\u0131l\u0131k Analisti Sevgi Onur Gazeteport&#8217;a yapt\u0131\u011f\u0131 a\u00e7\u0131klamada, Euroka sigorta sat\u0131\u015f\u0131 ile Mastercarddaki hisselerin sat\u0131\u015f\u0131n\u0131n kara olumlu etki yapaca\u011f\u0131 beklentisi i\u00e7inde olduklar\u0131n\u0131 kaydetti.<\/p>\n<p>Citi Bank analisti Emre \u0130zgi Gazeteport&#8217;a yapt\u0131\u011f\u0131 a\u00e7\u0131klamada, Garanti Bankas\u0131 2. \u00c7eyrek kar beklentisinin 900 milyon lira oldu\u011funu kaydetti. \u0130zgi, deflasyon endeksinde tahvillerin yapt\u0131\u011f\u0131 genel net faiz gelirlerine katk\u0131lar\u0131n artaca\u011f\u0131n\u0131 ve pozitif etkisinin g\u00f6r\u00fclece\u011fini kaydederek Garanti Bankas\u0131 taraf\u0131ndan \u00f6zel kar\u015f\u0131l\u0131k ayr\u0131lmamas\u0131 durumunda pozitif etkisinin g\u00f6r\u00fclebilece\u011fini belirtti.<\/p>\n<p><strong>BE\u015e YILLIK Y\u00dcZDE 1 EK KAZANCI \u2018GARANT\u0130\u2019LED\u0130<\/strong><\/p>\n<p>Renaissace Capital Raporu\u2019nda, BBVA\u2019n\u0131n Garanti Bankas\u0131\u2019n\u0131n y\u00fczde 24.9 oran\u0131ndaki hissesini Kas\u0131m 2010\u2019da sat\u0131n almas\u0131yla birlikte bankan\u0131n\u00a0 5 y\u0131ll\u0131k ilaveten y\u00fczde 1 oran\u0131nda kazan\u00e7 kontrol\u00fc sa\u011flam\u0131\u015f oldu\u011fu kaydedildi. Garanti Bankas\u0131\u2019n\u0131n gelir elde etmedeki ba\u015far\u0131s\u0131n\u0131n sonraki a\u015famalarda\u00a0<span><strong>uygun<\/strong><\/span>maliyetlilikle e\u015fle\u015fece\u011finin alt\u0131 \u00e7izildi.<\/p><div class=\"bilge-content-2\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-2377625268\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"1818807385\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p>Garanti Bankas\u0131\u2019n\u0131n orta\u011f\u0131 \u0130spanyol BBVA, T\u00fcrkiye\u00a0<span><strong>ve<\/strong><\/span>\u00a0Meksika\u2019daki operasyonlar\u0131n\u0131n k\u00e2rl\u0131l\u0131\u011f\u0131 sayesinde bu y\u0131l\u0131n ilk yar\u0131s\u0131nda 2.34 milyar Euro k\u00e2r elde etti\u011fini a\u00e7\u0131klam\u0131\u015ft\u0131.<\/p>\n<p>Bankan\u0131n 2011 y\u0131l\u0131 ilk \u00e7eyrek sonu\u00e7lar\u0131nda i\u015flem kazanc\u0131ndan ve takipteki kredilerdeki azalmadan kaynakl\u0131 y\u00fcksek ivme kaydedildi\u011fi ve 2. \u00c7eyrekte\u00a0<span><strong>daha<\/strong><\/span>\u00a0iyi e\u011filim g\u00f6stererek kar\u0131nda iyile\u015fme beklendi\u011finin alt\u0131 \u00e7izildi.<\/p>\n<p><strong>YAPI KRED\u0130\u2019DEN BEKLENEN DARALMA GELMED\u0130<br \/>\n<\/strong><br \/>\nYap\u0131\u00a0 Kredi , 2011 y\u0131l\u0131n\u0131n ilk yar\u0131s\u0131nda 1 milyar 101 milyon TL\u2019lik net k\u00e2r elde etti. Bankan\u0131n k\u00e2r\u0131, 961.2 milyon TL olan piyasa beklentisinin \u00fczerinde geldi. Bankan\u0131n temett\u00fc geliri olmamas\u0131ndan kaynakl\u0131 beklenen daralma ger\u00e7ekle\u015fmedi.<\/p>\n<p>Y\u0131l\u0131n ikinci \u00e7eyre\u011finde,\u00a0<span><strong>bir<\/strong><\/span>\u00a0\u00f6nceki \u00e7eyre\u011fe g\u00f6re y\u00fczde 7 art\u0131\u015fla net k\u00e2r\u0131n\u0131 569 milyon TL\u2019ye y\u00fckselten Yap\u0131\u00a0 Kredi \u2019nin toplam gelirleri y\u0131l\u0131n ilk 6 ay\u0131nda, bir \u00f6nceki senenin ayn\u0131 d\u00f6nemine k\u0131yasla, y\u00fczde 3 artarak 3 milyar 218 milyon TL\u2019ye ula\u015ft\u0131. Yap\u0131\u00a0 Kredi \u2019nin sermaye yeterlilik oran\u0131 Banka baz\u0131nda y\u00fczde 14,1, Grup baz\u0131nda ise y\u00fczde 13,8 olarak ger\u00e7ekle\u015fti. Ekonomiye y\u0131l\u0131n ilk yar\u0131s\u0131nda toplam 63,7 milyar TL tutar\u0131nda kredi deste\u011fi veren Yap\u0131\u00a0 Kredi \u2019nin konsolide aktif b\u00fcy\u00fckl\u00fc\u011f\u00fc ise 107,5 milyar TL\u2019ye y\u00fckseldi.<\/p>\n<p>Bankan\u0131n kredilerinin toplam aktifleri i\u00e7indeki pay\u0131 y\u00fczde 59\u2019a ula\u015f\u0131rken, toplam kredi hacmi 2010 y\u0131lsonuna g\u00f6re y\u00fczde 17 oran\u0131nda art\u0131\u015f kaydetti. Banka, TL cinsinden kredilerde y\u00fczde 19, yabanc\u0131 para cinsinden kredilerde ise dolar baz\u0131nda y\u00fczde 9\u2019luk art\u0131\u015f ger\u00e7ekle\u015ftirdi.<\/p>\n<p>Renaissace Capital Raporu\u2019nda, Yap\u0131\u00a0 Kredi \u2019nin son birka\u00e7 y\u0131ld\u0131r etkin maliyet y\u00f6netimi uygulad\u0131\u011f\u0131n\u0131n alt\u0131 \u00e7izildi. Faiz marjlar\u0131ndaki d\u00fc\u015f\u00fc\u015f\u00fcn YKB i\u00e7in bir avantaj olabilece\u011fine de\u011finilirken, limitli faiz marj\u0131 erozyonu ve ba\u015far\u0131l\u0131 maliyet y\u00f6netimiyle bankan\u0131n ilk \u00e7eyrekte iyi bir sonu\u00e7 elde etti\u011fi ve ikinci \u00e7eyrekte de ba\u015far\u0131s\u0131n\u0131 s\u00fcrd\u00fcrmesinin beklendi\u011finin alt\u0131 \u00e7izildi.<\/p>\n<p>Yap\u0131\u00a0 Kredi \u2019nin orta\u011f\u0131 Unicredit ikinci \u00e7eyrekte beklentilerin \u00fczerinde 511 milyon euro kar etmi\u015fti.<\/p>\n<p><strong>DEN\u0130ZBANK\u2019TAN 426 M\u0130LYON TL NET KAR<br \/>\n<\/strong><br \/>\n2011 y\u0131l\u0131n\u0131n ilk yar\u0131s\u0131nda net k\u00e2r\u0131n\u0131 426 milyon TL olarak ger\u00e7ekle\u015ftiren Denizbank\u2019\u0131n aktifleri y\u00fczde 16 oran\u0131nda b\u00fcy\u00fcterek 39 milyar 188 milyon TL\u2019ye ula\u015ft\u0131. Banka, sekt\u00f6r ortalamas\u0131n\u0131n \u00fczerinde bir art\u0131\u015f ile \u00f6zkaynaklar\u0131n\u0131 2010 y\u0131l sonuna g\u00f6re y\u00fczde 11 b\u00fcy\u00fcterek 4 milyar 49 milyon TL\u2019ye \u00e7\u0131kard\u0131.<\/p>\n<p>Mevduat\u0131n\u0131 ilk alt\u0131 ayda y\u00fczde 19, y\u0131ll\u0131k bazda y\u00fczde 41 art\u0131rarak sekt\u00f6r\u00fcn \u00fc\u00e7 kat\u0131ndan fazla b\u00fcy\u00fcyerek 23 milyar 393 milyon TL\u2019ye ula\u015ft\u0131.<\/p>\n<p>Nakit kredilerini y\u0131l\u0131n ilk yar\u0131s\u0131nda y\u00fczde 19\u2019luk bir b\u00fcy\u00fcme ile 28 milyar 343 milyon TL\u2019ye, gayrinakdi kredilerini 10 milyar 98 milyon TL\u2019ye y\u00fckseltti.<\/p>\n<p>Net k\u00e2r\u0131n\u0131 ge\u00e7en y\u0131l\u0131n ayn\u0131 d\u00f6nemine g\u00f6re y\u00fczde 30\u2019luk bir art\u0131\u015f ile 426 milyon TL\u2019ye \u00e7\u0131kard\u0131. Banka\u2019n\u0131n konsolide sermaye yeterlilik rasyosu ise y\u00fczde 14.36 olarak ger\u00e7ekle\u015fti.<\/p>\n<p>Denizbank\u2019\u0131n 2011 y\u0131l\u0131n\u0131n ilk yar\u0131s\u0131nda 40 yeni \u015fube a\u00e7arak \u00f6zel bankalar aras\u0131nda en \u00e7ok \u015fube a\u00e7an banka oldu\u011fu ve yeni \u015fubeleriyle birlikte yurt i\u00e7inde ve yurt d\u0131\u015f\u0131nda toplam 552 noktaya ula\u015f\u0131ld\u0131\u011f\u0131 kaydedildi.<\/p>\n<p><strong>\u015eEKERBANK\u2019IN KARI BEKLENT\u0130LER\u0130N ALTINDA<br \/>\n<\/strong><br \/>\n\u015eekerbank\u2019\u0131n 2011 y\u0131l\u0131 ilk yar\u0131s\u0131nda net kar\u0131 38 milyon TL olarak ger\u00e7ekle\u015fti. Bankan\u0131n toplam kredi hacmi ise ilk alt\u0131 ayda y\u00fczde 11,2\u2019lik art\u0131\u015fla 8.4 milyar TL\u2019ye ula\u015ft\u0131.<\/p>\n<p>Bankan\u0131n\u00a0 yar\u0131 y\u0131l sonu itibariyle aktif b\u00fcy\u00fckl\u00fc\u011f\u00fc, y\u0131ll\u0131k y\u00fczde 35\u2019lik art\u0131\u015fla 14 milyar TL\u2019ye ula\u015f\u0131rken mevduat b\u00fcy\u00fckl\u00fc\u011f\u00fc ise bir \u00f6nceki y\u0131l\u0131n ayn\u0131 d\u00f6nemine g\u00f6re y\u00fczde 23 artarak 8,5 milyar TL\u2019ye y\u00fckseldi.<\/p>\n<p>kaynak<\/p>\n<p><a href=\"http:\/\/bigpara.ekolay.net\/\" data-wpel-link=\"external\" target=\"_blank\" rel=\"nofollow external noopener\">http:\/\/bigpara.ekolay.net<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Avrupa\u2019daki kriz nedeniyle Avrupa bankalar\u0131 s\u00fcrekli kan\u00a0kaybederken T\u00fcrk bankalar\u0131 beklentilerin \u00fczerinde gelen karlar\u0131yla yat\u0131r\u0131mc\u0131lar\u0131n\u0131n y\u00fcz\u00fcn\u00fc g\u00fcld\u00fcrd\u00fc. Hafta ba\u015f\u0131nda Halkbankas\u0131 k\u00e2r\u0131n\u0131n beklentilerin \u00fczerinde gelmesinden sonra d\u00fcn&hellip;<\/p>\n","protected":false},"author":2,"featured_media":2778,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-3647","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-tumyazilar"],"_links":{"self":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts\/3647","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/comments?post=3647"}],"version-history":[{"count":0,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts\/3647\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/media\/2778"}],"wp:attachment":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/media?parent=3647"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/categories?post=3647"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/tags?post=3647"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}