{"id":35489,"date":"2014-08-31T21:25:05","date_gmt":"2014-08-31T18:25:05","guid":{"rendered":"http:\/\/www.bilgeyatirimci.com\/?p=35489"},"modified":"2014-08-31T23:32:13","modified_gmt":"2014-08-31T20:32:13","slug":"olu-sehirlere-dogru","status":"publish","type":"post","link":"https:\/\/www.bilgeyatirimci.com\/i\/olu-sehirlere-dogru\/","title":{"rendered":"\u00c7etin \u00dcnsalan &#8211; \u00d6l\u00fc \u015fehirlere do\u011fru&#8230;"},"content":{"rendered":"<p class=\"NoSpacing\"><em><strong>Her \u015fey mahalledeki bakkal\u0131n iptidai bulunup, yerine b\u00fcy\u00fck reyonlu, metrekareli marketlerin a\u00e7\u0131lmas\u0131yla ba\u015flad\u0131. Bunda bakkallar\u0131n o g\u00fcne kadarki ihmallerinin pay\u0131 olsa da, ortadaki manzara bir ihmalin de\u011fil, sistemli bir de\u011fi\u015fimin par\u00e7as\u0131yd\u0131.<\/strong><\/em><\/p><div class=\"bilge-yaziust\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-878226702\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"9580705384\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p class=\"NoSpacing\">\u00c7\u00fcnk\u00fc k\u0131s\u0131tl\u0131 sermayeleriyle, halk\u0131 veresiye \u00fczerinden finanse ederken, kar\u015f\u0131lar\u0131na 5 y\u0131l vergi muafiyetiyle gelen, s\u00fcr\u00fcmden kazanan, y\u00fcksek al\u0131m yapan dev marketler dikilmi\u015fti.<\/p>\n<p class=\"NoSpacing\">Gecelik repolar\u0131n \u00e7ok y\u00fcksek oldu\u011fu o d\u00f6nemlerde, vergi muafiyeti r\u00fczg\u00e2r\u0131n\u0131 da arkas\u0131na alan dev marketler, \u00f6l\u00e7ek ekonomisiyle ucuza mal al\u0131p, zarar\u0131na satt\u0131lar ve kasada toplanan paray\u0131 bankada gecelik repoda katlad\u0131lar. Ticaret yapsalar, bu kadar b\u00fcy\u00fck kazan\u00e7lar elde edemezlerdi.<\/p>\n<p class=\"NoSpacing\">Bu \u00f6yle bir de\u011fi\u015fimdi ki, bakkallar ile ba\u015flay\u0131p, AVM\u2019ler ile b\u00fcy\u00fcyen ve her a\u00e7\u0131lan AVM\u2019nin 60\u2019tan fazla i\u015f kolunu etkileyerek kepenk indirmesine sebep oldu\u011fu bir s\u00fcre\u00e7te ilerledi. Y\u0131lan hik\u00e2yesine d\u00f6nen Perakende Yasas\u0131, d\u00f6nemin Sanayi ve Ticaret Bakan\u0131 Ali Co\u015fkun\u2019un \u2018\u00c7\u0131kartmak istiyoruz, ama engelliyorlar\u2019 itiraf\u0131na kadar uzanm\u0131\u015ft\u0131.<\/p>\n<p class=\"NoSpacing\">Ama bir bakan\u0131, hatta iktidar\u0131 kimin, neyle engelledi\u011fi asla a\u00e7\u0131kl\u0131\u011fa kavu\u015fmad\u0131. Bug\u00fcnlerde yasa yeniden g\u00fcndemde. \u00c7\u0131kar m\u0131, bilinmez. \u00c7\u0131ksa da ne de\u011fi\u015ftirir, bu saatten sonra tart\u0131\u015f\u0131l\u0131r. \u00c7\u00fcnk\u00fc yap\u0131lan yat\u0131r\u0131mlar\u0131n aynen korunmas\u0131 \u00f6ng\u00f6r\u00fcl\u00fcyor.<\/p>\n<p class=\"NoSpacing\">AVM\u2019ler b\u00fcy\u00fck \u015fehirlerle de yetinmediler. Anadolu\u2019ya kanca att\u0131lar. Esnaf\u0131n\u0131 bile ayakta zor tutan Anadolu \u015fehirlerinin tek tek hem esnaf\u0131n\u0131, hem de AVM\u2019lerini yitirdi\u011fine bile \u015fahit olundu. Ama at\u0131l\u0131m halen devam ediyor. Zira Deloitte T\u00fcrkiye\u2019nin haz\u0131rlad\u0131\u011f\u0131 rapora g\u00f6re perakende sekt\u00f6r\u00fcn\u00fcn b\u00fcy\u00fckl\u00fc\u011f\u00fc 303 milyar dolar\u0131 buldu.<\/p>\n<p class=\"NoSpacing\">Raporda ayr\u0131ca s\u00fcpermarket ve AVM\u2019lerde kredi ve para kartlarla yap\u0131lan perakende al\u0131\u015fveri\u015flerin son be\u015f y\u0131lda y\u00fczde 154 b\u00fcy\u00fcd\u00fc\u011f\u00fc ve 2013 y\u0131l\u0131nda 34 milyar dolarl\u0131k seviyeye ula\u015ft\u0131\u011f\u0131 da ortaya konuldu.<\/p>\n<p class=\"NoSpacing\">Yani veresiyeden kredi kart\u0131na terfi eden, ama geliri artmayan T\u00fcrk halk\u0131 hesaps\u0131zca bor\u00e7land\u0131. Buna ma\u011faza kartlar\u0131 ve taksitlerini de eklerseniz bata\u011f\u0131n boyutu daha da b\u00fcy\u00fcyor. Yaln\u0131z Deloitte T\u00fcrkiye\u2019nin raporunda bir hesap hatas\u0131 var.<\/p><div class=\"bilge-content-1\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-1775205569\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"3167340272\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p class=\"NoSpacing\">2014-2018 y\u0131llar\u0131 aras\u0131nda y\u0131ll\u0131k bile\u015fik b\u00fcy\u00fcme oran\u0131n\u0131n perakende sekt\u00f6r\u00fcnde y\u00fczde 7 olaca\u011f\u0131n\u0131 \u00f6ng\u00f6r\u00fcyorlar. Bunun ger\u00e7ekle\u015fmesi zor g\u00f6z\u00fck\u00fcyor. E\u011fer bug\u00fcn A segmentte hizmet veren AVM\u2019ler kiralar\u0131n\u0131 y\u00fczde 30 geriye \u00e7ekiyorsa, durgunluk nedeniyle i\u015f yapamayan AVM\u2019ler tuvalet temizli\u011fi i\u00e7in firmalardan para toplayacak noktaya geldiyse, deniz bitti demektir.<\/p>\n<p class=\"NoSpacing\">Hane halk\u0131 bor\u00e7 y\u00fck\u00fcn\u00fcn harcanabilir gelire oran\u0131 y\u00fczde 60\u2019lar\u0131 bulduysa, toplam t\u00fcketici borcu 262 milyar TL\u2019yi, yani yakla\u015f\u0131k 131 milyar dolar\u0131 a\u015ft\u0131ysa bunun temelinde i\u015fte bu \u2018kazanmadan da harcayabilirsin\u2019 mant\u0131\u011f\u0131 yat\u0131yor. Bunun \u00fczerine kurulan bir b\u00fcy\u00fcme politikas\u0131, bug\u00fcn T\u00fcrkiye\u2019yi b\u00fcy\u00fck bir felaketin kap\u0131s\u0131na getirdi.<\/p>\n<p class=\"NoSpacing\">Felaketin e\u015fi\u011finde oldu\u011fumuz sadece kredi kart\u0131 borcunu \u00f6deyemeyenlerde 18 ay\u0131n rekorunun k\u0131r\u0131lmas\u0131 bile \u00f6nemli bir g\u00f6sterge&#8230; \u00d6te yandan marketle ba\u015flayan, AVM ile devam eden ve hesaps\u0131zca yap\u0131lan gayrimenkul, in\u015faat projeleriyle \u015fahlanan sanal d\u00fcnya \u00e7\u00f6kme a\u015famas\u0131na geldi. T\u0131pk\u0131 y\u0131llar \u00f6ncesinde plaza \u00e7\u0131lg\u0131nl\u0131\u011f\u0131n\u0131n sonucunda, Avrupa\u2019n\u0131n toplam plaza say\u0131s\u0131na ula\u015fan ve topra\u011fa milyon dolarlar g\u00f6men T\u00fcrkiye\u2019nin a\u00e7maz\u0131 gibi..<\/p>\n<p class=\"NoSpacing\">\u00c7ok yak\u0131nda 2001 krizindeki otoyollarda gezen hacizli otomobiller misali, hacizli evler, i\u015fyerleri, bitirilemeyen in\u015faatlar ve dolayl\u0131 ya da direkt d\u0131\u015f kredilerle al\u0131n\u0131p, topra\u011fa g\u00f6m\u00fclen milyarca dolar ger\u00e7e\u011fi bize b\u00fcy\u00fck bir tokat atacak. \u00c7\u00fcnk\u00fc sorun nispeten daha k\u00fc\u00e7\u00fckken 2001\u2019de ders almad\u0131k ve daya\u011f\u0131n b\u00fcy\u00fc\u011f\u00fcn\u00fc yemeyi hak ettik.<\/p><div class=\"bilge-content-2\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-3423635992\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"1818807385\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p class=\"NoSpacing\">T\u00fcrkiye b\u00fcy\u00fck\u015fehirlerden ba\u015flamak \u00fczere, h\u0131zla \u00f6l\u00fc \u015fehirlere do\u011fru ko\u015fuyor. \u00d6yle ki, topra\u011f\u0131na milyarlarca dolar g\u00f6m\u00fclm\u00fc\u015f, gideri gelirinden kat be kat h\u0131zla artt\u0131\u011f\u0131 i\u00e7in kredilere, kredi kartlar\u0131na mahk\u00fbm olmu\u015f ve kar\u015f\u0131l\u0131\u011f\u0131 olmayan paray\u0131 kullanm\u0131\u015f olma ger\u00e7e\u011fiyle&#8230;<\/p>\n<p class=\"NoSpacing\"><a href=\"mailto:cetinunsalan@yahoo.com\">cetinunsalan@yahoo.com<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Her \u015fey mahalledeki bakkal\u0131n iptidai bulunup, yerine b\u00fcy\u00fck reyonlu, metrekareli marketlerin a\u00e7\u0131lmas\u0131yla ba\u015flad\u0131. Bunda bakkallar\u0131n o g\u00fcne kadarki ihmallerinin pay\u0131 olsa da, ortadaki manzara bir&hellip;<\/p>\n","protected":false},"author":5,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[1],"tags":[904,808,801],"class_list":["post-35489","post","type-post","status-publish","format-standard","hentry","category-tumyazilar","tag-cetin-unsalan-yazilari","tag-ekonomi-makaleleri","tag-ekonomi-yazarlari-listesi"],"_links":{"self":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts\/35489","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/comments?post=35489"}],"version-history":[{"count":0,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts\/35489\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/media?parent=35489"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/categories?post=35489"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/tags?post=35489"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}