{"id":35365,"date":"2014-08-25T09:32:55","date_gmt":"2014-08-25T06:32:55","guid":{"rendered":"http:\/\/www.bilgeyatirimci.com\/?p=35365"},"modified":"2014-08-25T09:32:55","modified_gmt":"2014-08-25T06:32:55","slug":"mahfi-egilmez-merkez-bankasinin-faiz-ve-kur-acmazi","status":"publish","type":"post","link":"https:\/\/www.bilgeyatirimci.com\/i\/mahfi-egilmez-merkez-bankasinin-faiz-ve-kur-acmazi\/","title":{"rendered":"Mahfi E\u011filmez &#8211; Merkez Bankas\u0131n\u0131n Faiz ve Kur A\u00e7maz\u0131"},"content":{"rendered":"<p><strong><em>Bankalar\u0131n bug\u00fcn itibariyle bir y\u0131ll\u0131k mevduata verdi\u011fi y\u00fczde 9 &#8211; 10 dolay\u0131ndaki nominal faizden y\u00fczde 15 gelir vergisi kesintisini (stopaj) d\u00fc\u015fersek y\u00fczde 8,5 oran\u0131ndaki net nominal faizi bulmu\u015f oluruz. <\/em><\/strong><\/p><div class=\"bilge-yaziust\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-68682832\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"9580705384\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p>Bu, ki\u015finin eline ge\u00e7ecek faiz oran\u0131d\u0131r. Buna g\u00f6re y\u0131lba\u015f\u0131nda bankaya 100 TL yat\u0131ran bir ki\u015fi y\u0131lsonunda paras\u0131n\u0131 faiziyle birlikte 110 TL de\u011fil 108,5 TL olarak geri alacak demektir.<\/p>\n<p>Reel faiz, nominal faizden enflasyonun ar\u0131nd\u0131r\u0131lmas\u0131yla bulunan faizdir. \u015e\u00f6yle bir form\u00fclle hesaplan\u0131r: Reel faiz = (1 + nominal faiz) \/ (1 + beklenen enflasyon) \u2013 1. Buradan \u00e7\u0131kan sonucu 100 ile \u00e7arparsak reel faizi y\u00fczde cinsinden g\u00f6rm\u00fc\u015f oluruz. Yukar\u0131daki \u00f6rnekten gidersek, vade sonunda ger\u00e7ekle\u015fen enflasyon y\u00fczde 8,5 ise, bu ki\u015finin elde etti\u011fi reel faiz 0 olacak demektir. Beklenen enflasyonun ger\u00e7ekle\u015fme sonucuna g\u00f6re reel faiz s\u0131f\u0131r \u00e7\u0131kabilece\u011fi gibi, s\u0131f\u0131rdan b\u00fcy\u00fck (pozitif) ya da s\u0131f\u0131rdan k\u00fc\u00e7\u00fck (negatif) de \u00e7\u0131kabilir.<\/p>\n<p>Yaz\u0131n\u0131n devam\u0131 i\u00e7in <a href=\"http:\/\/www.mahfiegilmez.com\/2014\/08\/merkez-bankasnn-faiz-ve-kur-acmaz.html\" target=\"_blank\" data-wpel-link=\"external\" rel=\"nofollow external noopener\">TIKLAYINIZ<\/a>. (Mahfiegilmez.Com)<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Bankalar\u0131n bug\u00fcn itibariyle bir y\u0131ll\u0131k mevduata verdi\u011fi y\u00fczde 9 &#8211; 10 dolay\u0131ndaki nominal faizden y\u00fczde 15 gelir vergisi kesintisini (stopaj) d\u00fc\u015fersek y\u00fczde 8,5 oran\u0131ndaki net&hellip;<\/p>\n","protected":false},"author":12,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-35365","post","type-post","status-publish","format-standard","hentry","category-tumyazilar"],"_links":{"self":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts\/35365","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/users\/12"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/comments?post=35365"}],"version-history":[{"count":0,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts\/35365\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/media?parent=35365"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/categories?post=35365"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/tags?post=35365"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}