{"id":33301,"date":"2014-05-07T11:19:25","date_gmt":"2014-05-07T08:19:25","guid":{"rendered":"http:\/\/www.bilgeyatirimci.com\/?p=33301"},"modified":"2014-05-07T14:35:59","modified_gmt":"2014-05-07T11:35:59","slug":"enflasyon-son-tahlilde","status":"publish","type":"post","link":"https:\/\/www.bilgeyatirimci.com\/i\/enflasyon-son-tahlilde\/","title":{"rendered":"Kaz\u0131m \u00c7ilo\u011flu &#8211; Enflasyon son tahlilde!"},"content":{"rendered":"<p><strong><em>Enflasyon son tahlilde!<\/em><\/strong><\/p><div class=\"bilge-yaziust\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-1680047877\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"9580705384\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p>Nisan ay\u0131 T\u00dcFE 1,34 \u00dcFE ise 0,009 olarak a\u00e7\u0131kland\u0131<\/p>\n<p>Bu durum da<\/p>\n<p>Y\u0131ll\u0131k T\u00dcFE y\u00fczde 9,38<\/p>\n<p>\u00dcFE ise<\/p>\n<p>Y\u00fczde 12,98 oldu!<\/p>\n<p>T\u00dcFE ye g\u00f6re yerli vadeli mevduat\u0131n enflasyona g\u00f6re ba\u015fa ba\u015f kalmas\u0131 ve de\u011ferini korumas\u0131 i\u00e7in vade faizi;<\/p>\n<p>9,38 \/0.85*=11,035<\/p><div class=\"bilge-content-1\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-574532821\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"3167340272\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p>\u00dcFE esas al\u0131n\u0131rsa da;<\/p>\n<p>12,98 \/0,85*=15,27 faiz al\u0131nmal\u0131 ki vadeli yerli birikimler sadece anapara de\u011ferini korusun!<\/p>\n<p>Bunun alt\u0131nda t\u00fcm faizler(!) birikimlerinizin eksilmesi ile e\u015f de\u011ferdir.<\/p>\n<p>Bu oran ne kadar derseniz?<\/p><div class=\"bilge-content-2\" style=\"margin-top: 10px;margin-bottom: 10px;\" id=\"bilge-2317991642\"><ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-7495567325667578\"\r\n     data-ad-slot=\"1818807385\"\r\n     data-ad-format=\"rectangle\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n(adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>\n<p>\u015eu anda vadeli mevduat ve tahvil, bonodaki faizlerininiz stopajdan ar\u0131nd\u0131r\u0131n, \u00e7\u0131kan faizi son a\u00e7\u0131klanan T\u00dcFE ve \u00dcFE faizlerinden \u00e7\u0131k\u0131n mevduat\u0131n\u0131z\u0131n eksilme ya da kaybetme faizinizi bulun ve bunu da anaparan\u0131zdan \u00e7\u0131kararak kayb\u0131n\u0131z\u0131 g\u00f6r\u00fcn!<\/p>\n<p>\u00d6rnekleyelim;<\/p>\n<p>Vadeli mevduat faiziniz 10,15 olsun<\/p>\n<p>10,15&#215;0,85*= 8,62 net faiz<\/p>\n<p>Y\u0131ll\u0131k T\u00dcFE 9,38- 8,62net faiz= 0,76(!) eksilme ya da kaybetme faizi(EKF isim hakk\u0131 bana aittir)<\/p>\n<p>Y\u0131ll\u0131k \u00dcFE ye g\u00f6re hesaplarsak?<\/p>\n<p>12,98-8,62= 4,38 EK faizi!<\/p>\n<p>Bono ve tahvilde ayn\u0131 faiz oranl\u0131 bir ka\u011f\u0131d\u0131 esas al\u0131rsak<\/p>\n<p>10,15&#215;0,9*=9.13 net getiri faizi<\/p>\n<p>Y\u0131ll\u0131k T\u00dcFE ye g\u00f6re<\/p>\n<p>9,38-9,13=0,25 EK faizi<\/p>\n<p>\u00dcFE i\u00e7in ise<\/p>\n<p>12,98-9,13=3,85 EK faizi\u2026<\/p>\n<p>\u015eimdi anlad\u0131n\u0131z m\u0131, siyasette hesap, kitab\u0131n hep geride kalmas\u0131n\u0131n ve hamaset ve hitabetin \u00f6ne \u00e7\u0131kar\u0131lmas\u0131n\u0131?<\/p>\n<p>Ya da bankalar\u0131n bu kadar s\u0131zlanmaya kar\u015f\u0131n iyi karlar elde etmesini?<\/p>\n<p>Ya merkez bankas\u0131 ile ekonomiden sorumlulara ne demeli?<\/p>\n<p>Ne denebilir ki?<\/p>\n<p>Sand\u0131k b\u00f6yle dedik\u00e7e hesaba kitaba ne gerek?<\/p>\n<p>* &#8221;T\u00fcrk vatanda\u015flar\u0131n\u0131n banka ve hazine ka\u011f\u0131tlandan pe\u015fin tahsil edilen stopaj vergisi!&#8221;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Enflasyon son tahlilde! Nisan ay\u0131 T\u00dcFE 1,34 \u00dcFE ise 0,009 olarak a\u00e7\u0131kland\u0131 Bu durum da Y\u0131ll\u0131k T\u00dcFE y\u00fczde 9,38 \u00dcFE ise Y\u00fczde 12,98 oldu! T\u00dcFE&hellip;<\/p>\n","protected":false},"author":10,"featured_media":23415,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[1],"tags":[808,801,912],"class_list":["post-33301","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-tumyazilar","tag-ekonomi-makaleleri","tag-ekonomi-yazarlari-listesi","tag-kazim-ciloglu-yazilari"],"_links":{"self":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts\/33301","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/users\/10"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/comments?post=33301"}],"version-history":[{"count":0,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/posts\/33301\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/media\/23415"}],"wp:attachment":[{"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/media?parent=33301"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/categories?post=33301"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.bilgeyatirimci.com\/wp-json\/wp\/v2\/tags?post=33301"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}